Podcast
Holistic Wealth and Health Podcast
Hosted by Jason L Smith · EN
Are you ready to take a different approach to your financial life? This is not your typical financial podcast, we’re inspiring and teaching you how to prosper in your mind, body, and spirit, not just your finances. Join us as we focus on what matters most –– living your best life possible.
23episodes
Episodes
Newest firstAll episodes
Episode 54: Tax Management Strategies for Retirement Part 2
Oct 1300:22:04Tap to summarizeEver wondered how billionaires like Warren Buffett and Jeff Bezos often pay lower tax rates—and what strategies you might be able to apply to your own situation? In this second part of their conversation, host Bryan Bibbo and Dave Alison, CFP, EA, BPC, dive deeper into practical tax management strategies that can help you reduce your lifetime tax burden. Dave reveals why tax management isn’t a one-time event but an ongoing process that adapts to your changing life circumstances and evolving tax laws. Listen for actionable insights on how to smooth out income peaks and valleys, capitalize on low-tax years, and keep more money in your family instead of unnecessarily giving it to the government. Key Topics: Smoothing Income Peaks and Valleys: Strategic ways to level out your income across tax years to avoid higher marginal rates and capitalize on lower brackets Hidden Tax Traps: Common mistakes that can turn a 22% tax withdrawal into a 50% tax hit—and how to avoid them Coordinating Asset Management and Tax Planning: Why working in silos costs you money and how integrated planning creates tax-saving opportunities The Billionaire Tax Strategy: Understanding why the ultra-wealthy pay lower tax rates and how you can apply similar principles to your own retirement planning
Transcribe →Episode 53: Tax Management Strategies for Retirement Part 1
Sep 2900:24:34Tap to summarizeWhat if your biggest lifetime expense isn’t your mortgage or healthcare, but taxes? In part 1 of this conversation, host Bryan Bibbo sits down with Dave Alison, CFP®, EA, BPC, President and Founding Partner of C2P, Prosperity Capital Advisors, and Alison Wealth Management. Together they discuss the concept of tax management through The Tax Management Journey® — a revolutionary framework we use at JL Smith to help our clients keep more of what they’ve worked so hard to build by reducing their lifetime tax burden. Dave reveals critical planning principles like “it’s not what you make, it’s what you keep,” and why not all money is taxed the same, and how this understanding can transform your approach to both saving and spending in retirement. Key Topics: Lifetime Tax Burden: Why taxes may be your largest lifetime expense and how they impact wealth building at every stage Gross vs. Net Returns: Understanding the difference between what you make and what you actually keep after taxes The Order of Money: How different types of accounts are taxed and why this knowledge is critical for financial planning Tax Management vs. Tax Planning: Moving beyond annual tax filing to year-round strategic tax management
Transcribe →Episode 52: “Never Stale” Leadership Development Strategies Part 2
Sep 1500:24:35Tap to summarizeHow do the most successful leaders maintain their competitive edge year after year? Join host Jason L Smith and leadership speaker, consultant and executive coach, Dr. Linda Travelute for part two of their conversation on building sustainable growth habits. Dr. Linda introduces John Maxwell’s “Rule of 5” – daily practices in reading, writing, thinking, exercise, and reflection that compound over time. Jason shares his parallel approach through journaling and the critical need for margin in your schedule to allow for strategic thinking rather than constant busyness. The discussion also explores the powerful but often overlooked impact of environment and relationships on leadership development. Key Topics: The Rule of Five Framework: John Maxwell’s daily practice system covering reading, writing, thinking, exercise, and spiritual/mental reflection for compound growth Creating Margin for Leadership: Why overscheduled leaders fail and how intentional blank space in your calendar drives breakthrough thinking and problem-solving Environmental Impact on Performance: Research-backed insights on how high and low performers in your workspace directly affect your productivity and success Curating Your Inner Circle: Strategic approaches to evaluating and upgrading the relationships that consume 90% of your time and energy
Transcribe →Episode 37: How to Prepare for Tax Season with Less Stress
Feb 17, 202500:34:05Tap to summarizeLearn how to prepare for tax season with less stress with insights directly from JL Smith Holistic Wealth Managements’ experienced tax team. This episode, hosted by Bryan Bibbo, features Jeff Warnkin, CFP, CPA, NSSA, BPC, Senior Wealth Management Advisor, with over 25 years of experience and a master’s in taxation, and Kelli Knudsen, EA, Controller and Enrolled Agent at JL Smith who leads the tax division. Listen as Warnkin and Knudsen share practical strategies to simplify your tax preparation process and help you make informed decisions about your filing. They’ll walk you through how JL Smith’s holistic approach to wealth management helps prevent tax-time surprises while keeping you on track with your financial goals. Key Topics: Document Organization: Discover effective ways to gather and submit your tax documents using both digital portals and traditional methods Filing Status Benefits: Understand how to choose the best filing status for your situation, including special considerations for life changes and dependent claims Security Measures: Discover important steps to protect yourself from tax-related identity theft, including the value of IRS Identity Protection PINs Strategic Planning: Learn how incorporating tax planning into your wealth management strategy helps you prepare better and save more throughout the year
Transcribe →Episode 36: Protecting Your Wealth from Cybercrime with Identity Fraud Investigator, Carrie Kerskie
Feb 3, 202500:32:05Tap to summarizeAs technology like AI advances, so do the methods criminals use to compromise your financial security. This essential episode, hosted by Jason L Smith, features the return of Carrie Kerskie, a certified identity fraud investigator and author, who shares proactive, sophisticated strategies to protect your wealth today. Listen as Carrie Kerskie, founder of the Kerskie Group, provides actionable strategies to protect your wealth from emerging cyber threats while maintaining the convenience of modern financial tools. Key Topics: AI Security Protocols: Learn how to safely leverage AI tools for business productivity while protecting sensitive financial information and maintaining data privacy Modern Identity Protection: Master the three-part framework of prevention, awareness, and recovery to safeguard your wealth from sophisticated cyber threats Digital Privacy Management: Understand critical vulnerabilities in everyday technology, from smart vehicles to mobile applications, that could compromise your financial security Fraud Prevention Strategies: Implement the “privacy pause” methodology to prevent financial fraud and protect against social engineering attacks enhanced by artificial intelligence
Transcribe →Episode 35: Making Financial Education Accessible: Free, Trusted Retirement Learning Through AFEA
Jan 20, 202500:26:52Tap to summarizeAs you plan for retirement, finding trustworthy, unbiased financial education becomes essential for making informed decisions. At JL Smith Group, we’ve partnered with the American Financial Education Alliance (AFEA) for nearly a decade, serving as chapter presidents across Northeast Ohio and Jacksonville, Florida, to help provide this education. In this illuminating episode, Bryan Bibbo welcomes Katherine Lesch and Kaeleen Bruce, AFEA’s dynamic co-CEOs, to share how their nationwide network of vetted financial professionals helps you master essential retirement concepts in a comfortable, pressure-free environment. Key Topics Discussed: Community Financial Education: Learn how AFEA and local advisors like JL Smith Group deliver unbiased retirement education through trusted venues, focusing on essential topics like Social Security and Medicare Educational Excellence: Understand the rigorous vetting process ensuring only qualified professionals teach courses, maintaining the highest standards of unbiased education Practical Learning Experience: Discover how 2-2.5 hour courses in comfortable community settings make complex retirement topics accessible and actionable Beyond the Classroom: Explore how this educational approach helps you build confidence in your retirement planning decisions, whether or not you choose to work with an advisor
Transcribe →Episode 34: Exploring How Financial Intimacy & Attachment Styles Build Healthier Money Relationships
Jan 6, 202500:39:23Tap to summarizeNavigating finances within relationships can be a complex and deeply personal journey. In this episode of the Holistic Wealth & Health podcast, co-host Jason L Smith is joined by Ed Coambs, CFP®, founder, trainer, and therapy informed planner of Healthy Love & Money. Ed bridges the worlds of financial planning and relationship psychology, offering a transformative approach to understanding how our emotional and relational patterns influence financial decision-making. Join us as we unpack strategies for fostering financial intimacy, overcoming money-related conflicts, and creating a balanced approach to wealth management that supports your emotional and financial health. Key Topics Discussed: Understanding Financial Intimacy: Learn what financial intimacy means and how it fosters transparency and trust in relationships. Attachment Styles and Money: Discover how attachment styles—secure, anxious, avoidant, and disorganized—affect financial decision-making and conflict resolution. Overcoming Financial Trauma: Explore methods to recover from past financial setbacks and rebuild confidence in managing money. Balancing Risk and Emotional Comfort: Strategies to align financial decisions with personal comfort levels and long-term goals. Practical Exercises for Couples: A simple yet powerful exercise to improve financial communication and connection in relationships.
Transcribe →Episode 33: The Family Estate Organizer™ – A Guide to Preserving Family Wealth & Harmony
Dec 23, 202400:31:51Tap to summarizeJoin co-hosts Jason Smith and Bryan Bibbo as they unpack the essential role of The Family Estate Organizer (FEO) in creating a seamless wealth transfer strategy. Through compelling real-world examples and decades of experience, they reveal how this powerful tool transforms complex estate planning into an organized, manageable process that provides peace of mind for your entire family. Key Topics Discussed: Document Organization Mastery: Learn how The Family Estate Organizer is used to create a centralized system for managing crucial financial, legal, and personal documents. Tax-Smart Asset Management: Master the organization of pre-tax, post-tax, and tax-favored investments to optimize inheritance outcomes for your beneficiaries. Legacy Planning Integration: Discover how the FEO seamlessly connects with The Bucket Plan® methodology to create a comprehensive wealth transfer strategy that aligns with your values. Crisis Prevention Protocol: Understand how proper document organization prevents common estate planning pitfalls and ensures immediate access to critical information during emergencies. Succession Planning: Learn the step-by-step process for ensuring your wealth transfers efficiently to the next generation while maintaining family harmony.
Transcribe →Episode 32: What is Functional Medicine? Holistic Healing Explained
Dec 9, 202400:37:38Tap to summarizeDo you want to learn how an approach to health not solely reliant on pharmaceuticals can improve your longevity and quality of life? In this episode, Jason sits down with Dr. Robert Saper, holder of the Nancy J. and Michael F. Roizen Chair of Wellness and the Chair of Preventive Medicine at the Cleveland Clinic. Dr. Saper, a specialist in integrative medicine, shares his vast knowledge on the intersection of functional medicine, wellness, and preventive care. With over 80 peer-reviewed papers and more than 200 lectures globally, Dr. Saper explains how functional medicine addresses chronic conditions by focusing on the root causes rather than just symptoms. Key Topics Discussed: Defining Wellness and Functional Medicine: Understand the role of wellness in all aspects of life and how functional medicine addresses systematic imbalances to resolve chronic health issues The Role of Lifestyle Changes in Health: Learn how making intentional lifestyle adjustments can significantly improve chronic conditions and overall health The Power of Purpose and Meaning: Find your “why” to enhance health outcomes and longevity Integration of Medicine: How the Cleveland Clinic combines functional and wellness medicine with traditional Western practices to provide a holistic approach Evidence-Based Research: Learn through Dr. Saper’s research the importance of yoga to a growing body
Transcribe →Episode 31: Investment Fundamentals – Understanding Market Dynamics and Portfolio Diversification with Apollo Lupescu
Nov 25, 202400:45:16Tap to summarizeAre you worried about making the right investment choices for your retirement? Join host Jason L Smith, and special guest Apollo Lupescu from Dimensional Fund Advisors, for a conversation that takes the mystery out of investing. Whether you’re already enjoying retirement or planning for it in the next few years, this episode breaks down what you really need to know about protecting and growing your nest egg in today’s complex market environment. Key Topics Discussed: Investment Fundamentals: Learn why having a comprehensive financial plan is crucial before selecting specific investments Risk Management: Understand the difference between “smart risks” and “dumb risks” in investing Global Diversification: Discover why international exposure matters, with the U.S. representing 61% of global market value Market Timing: Why “time in the market” beats “timing the market” – supported by 50 years of market data The Bucket Plan® Strategy: How The Bucket Plan® philosophy of separating investments into Now, Soon, and Later buckets helps create peace of mind for retirement
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