Holmberg's Morning Sickness - Arizona: BEST OF HMS PODCASTS - MONDAY - March 10, 2025

Host and Contributors:

• John Holmberg (Host)
• Brady Bogen
• Bret Vesely
• Dick Toledo

Episode Overview

In this special compilation episode of Holmberg's Morning Sickness (HMS), the hosts delve into the pervasive issue of scammers impersonating Microsoft employees to defraud elderly individuals. The discussion intertwines personal anecdotes about childlessness and the implications of aging without family support, highlighting the vulnerabilities that come with aging and isolation.

Key Discussions

1. Scammers Posing as Microsoft Employees

The episode begins with Brett raising concerns about elderly individuals being targeted by fraudsters pretending to be Microsoft representatives. He shares the story of Susan Guthrie, a 76-year-old from Arizona, who was deceived into transferring her life savings to a fraudulent Microsoft account.

• Brett Vesely (03:01):

  "Susan Guthrie, 76, conned by fraudsters who posed as Microsoft employees... she took her whole life savings and all her investments and everything else went over into this Microsoft hold."

Brett emphasizes the importance of regular check-ins with elderly family members to safeguard their finances.

• Brady Bogen (03:05):

  "Every once in a while... call me."

2. The Challenges of Being Childless

Bret and Mathias discuss the implications of choosing to remain childless, particularly in the context of aging without offspring to provide support or oversight.

• Bret Vesely (00:48):

  "We're going to be childless for the rest of our lives... I'd rather die broke than have a child."

They humorously ponder the logistics of aging together without children, including financial security and companionship.

• Mathias (13:25):

  "I'm in."

3. Financial Vulnerabilities in Aging

The conversation shifts to personal experiences with financial management among the elderly. Brett shares his father's meticulous approach to finances, balancing paper records with online banking, yet highlighting the risks of potential scams.

• Bret Vesely (06:37):

  "He does his banking online, but still has the paper... down to the damn penny."

They discuss the importance of having legal safeguards like power of attorney and trusts to protect assets.

• Brady Bogen (10:38):

  "Here's the pecking order."

4. Planning for the Future Without Children

Brett and Mathias explore hypothetical scenarios of their later years, contemplating living together and safeguarding their assets against scams and other vulnerabilities.

• Bret Vesely (12:09):

  "I don't think I want a pack with this guy."

They consider adopting a child as a means of financial management but humorously dismiss the practicality of such plans.

• Bret Vesely (12:59):

  "By then, neither of us can get it up anymore. So full gay."

5. Maintaining Mental and Financial Health

The hosts underscore the necessity of regular communication and mutual check-ins to ensure mental sharpness and financial security in their later years.

• Bret Vesely (10:18):

  "I need to call you every once in a while, make sure you don't have aphasia like Joe Biden."

Notable Quotes

• Bret Vesely (03:28):

  "If we don't procreate, we're going, no."

• Bret Vesely (12:08):

  "Preparedness is better than... just pop one out completely."

• Mathias (10:19):

  "All right. I'm in."

• Bret Vesely (15:37):

  "We need to come up with a plan. All right? The two of us need to look out for each other."

Insights and Conclusions

The episode sheds light on the increasing sophistication of scams targeting the elderly, emphasizing the urgent need for vigilance and proactive measures to protect vulnerable populations. Additionally, the hosts reflect on the personal choice of remaining childless, exploring both the freedoms and potential challenges it presents, especially in the context of aging without familial support.

The discussion also highlights the importance of legal and financial planning, such as establishing trusts and power of attorney, to ensure one's assets are protected regardless of personal circumstances. The humorous yet poignant banter between the hosts underscores the delicate balance between personal freedom and the responsibilities that come with aging.

Final Thoughts

Holmberg's Morning Sickness successfully intertwines humor with serious societal issues, offering listeners both entertainment and valuable insights into protecting oneself and loved ones from financial fraud. The candid conversations about childlessness and aging without family support resonate with many, prompting reflection on personal choices and future preparedness.

Tune In: For more engaging and thought-provoking discussions, listen to Holmberg's Morning Sickness on 98 KUPD (97.9 FM), the 98 KUPD app, or visit www.98kupd.com weekdays from 5:30 AM to 10:00 AM.