Podcast
Homeschool Money
Hosted by Anthony Obey, Crystal Obey · EN
Discover how to make $10,000–$30,000 a year without a 9–5 job and 'self-fund' your homeschooling journey!
What if you could fully fund your homeschool journey—without financial stress, and without clocking in to a traditional job?
Welcome to the Homeschool Money Podcast, the first and only show dedicated to helping homeschool parents budget better, choose elite-level curriculum while saving money, generate more income for flexibility and profit, and access little known grants, scholarships, and ESAs. We help families self-fund their homeschool lifestyle for freedom and abundance.
If you've ever asked:
“How can I afford to homeschool?” — you're in the right place!
Join Anthony & Crystal Obey—23 years married, 14 years homeschooling, and parents of 5—on a mission to deliver $1 Billion in funding to the homeschool movement by teaching 100,000 families how to earn an extra $10K–$30K a year with their comprehensive method.
🎯 Each episode is packed with:
✨ Inspirational stories & mindset breakthroughs
💵 Practical budgeting & personal finance tips
💼 Career transitions, side hustles & mom-friendly business ideas
📚 Updates on homeschool scholarships, ESAs, and funding programs
💬 Honest conversations about making more money without a 9–5 job
Whether you're a new or seasoned homeschool parent, this podcast will help you say goodbye to financial sacrifice—and hello to flexibility, fulfillment, and family-first living.
Subscribe now to discover:
✅The top money strategies for homeschool moms
✅How to homeschool debt-free
✅How to build income that fits your family life
✅How to win full-ride college scholarships for your teens
Ready to self-fund your homeschool so you can give your kids an elite-level education and epic childhood without financial sacrifice and struggle?
Follow the Homeschool Money podcast now—and please share it with your homeschooling friends, family, and co-ops. They’ll thank you later.
19episodes
Episodes
Newest firstAll episodes
One Year Podcast Anniversary! Plus, Come Hear Us Speak at Texas Homeschool Expo
Yesterday00:14:29Tap to summarizeKey Event Details for Show Notes: Texas Homeschool Expo — DFW 📅 June 5–6, 2026 📍Hurst Conference Center, 1601 Campus Drive, Hurst, TX 76054 🎟️ $5/day adults | Free for children | Free parking 🔗 texashomeschoolexpo.comOur Sessions (Saturday): 🕧 12:30 PM — Born Ready: From Kid Business to Dream Career (Ages 8–17) 🕒 3:00 PM — Start Your Homeschool Money Makeover TodayHashtags: #TexasHomeschoolExpo #HomeschoolExpo #HomeschoolMoney #KidEntrepreneur #HomeschoolDFW #GenerationalWealth #HomeschoolMom
Transcribe →Wealth Affirmation 5: Every Dollar I Earn Is a Legacy Investment [Financial Freedom Homeschooling and the Mindset That Changes Everything]
2w ago00:11:07Tap to summarizeAre you building financial freedom homeschooling your children, or just surviving month to month?Crystal and Anthony Obey share a wealth affirmation that reframes everything about how homeschool parents think about money. Tune in to discover the mindset that connects your income to your legacy.Listen to find out why the way you earn right now is more powerful than you think.FREE INTRO CLASS: Get $30,000+/Yr to Fund Your Homeschool Without a 9-5 JobIn This Episode, You'll Discover:A wealth affirmation that reframes every dollar you earn as something far bigger than a paycheckWhy homeschool parents who pursue financial freedom are building something that outlasts themThe one belief about money that keeps homeschool families stuck, and how to release itHow your income strategy and your homeschool mission are more connected than you realizeWhat financially free homeschool families know about legacy that most parents never discoverPerfect for You If:You feel like you are sacrificing financial freedom homeschooling to stay present with your kidsYou want a money mindset built for legacy, not just bill payingYou are ready to pursue income with the same intentionality you bring to your children's educationYou need a mindset reset before your next income-building moveYour financial success is not separate from your homeschool mission. Tune in to find out why.FREE INTRO CLASS: Get $30,000+/Yr to Fund Your Homeschool Without a 9-5 Job
Transcribe →Episode 30 Milestone: Go Behind the Scenes of Homeschool Money [The Stats That Shocked Us, the Moment That Tested Us, and What Comes Next]
2w ago00:15:50Tap to summarizeHave you ever wondered what it really looks like to build a podcast for homeschool families while actually homeschooling, running a business, and navigating everything life throws at you in between?In this special milestone episode, Crystal and Anthony Obey take you behind the scenes of Homeschool Money as they hit episode 30, the 30% mark on their promise to reach 100. They share what the numbers actually showed them, what surprised them most about this community, and what has been happening at the Obey household that you would never guess from the outside.They also pull back the curtain on what is coming next, including a brand-new series that families ready to build income have been waiting for, and more targeted wealth-building content designed specifically for homeschool families.Listen to discover the real story behind building a financial resource for families who deserve access to every tool and strategy that has historically been kept behind closed doors.Take the full FREE Class: FREE INTRO CLASS: Get $30,000+/Yr to Fund Your Homeschool Without a 9-5 JobIn This Episode, You'll Discover:Which episodes connected most with this community and what that tells you about what is possibleA behind-the-scenes moment that tested everything they teach about building systemsWhat real families did after listening, and why it changed how Crystal and Anthony see this showThe upcoming series that homeschool families ready to build income will not want to missWhy the best content on Homeschool Money has not been made yetPerfect for you if:You have been listening and want to know where Homeschool Money is headedYou are curious about what it really takes to build something while homeschoolingYou want to be part of a community that treats financial strategy as a family valueYou are ready to stop waiting and start building flexible income that fits your lifeJoin Crystal and Anthony as they celebrate 30 episodes and share the vision for what comes next. The road to 100 is just getting started.Take the full FREE Class: FREE INTRO CLASS: Get $30,000+/Yr to Fund Your Homeschool Without a 9-5 Job
Transcribe →Nine Pregnancies, Five Homeschooled Kids, and the Wealth Blueprint My Grandmothers Left Me [Generational Wealth and Financial Freedom for Homeschooling Families]
3w ago00:22:17Tap to summarizeWhat if the blueprint for financial freedom for your homeschooling family has been sitting in your family history all along?In this milestone birthday episode, Crystal Obey shares what she discovered at 45 about the generational wealth strategies her grandmothers built long before homeschool money was a conversation. This is the mindset foundation the entire Homeschool Money podcast is built on.Take the full FREE Class: FREE INTRO CLASS: Get $30,000+/Yr to Fund Your Homeschool Without a 9-5 JobIn This Episode, You'll Discover:The generational wealth blueprint Crystal's grandmothers built Why financial freedom for homeschooling families starts with a mindset shift, not a spreadsheetHow homeschooling five kids while running a business is training your childrenThe name your farm challenge Why the homeschool lifestyle is one of the most underrated financial strategies What turning 45 with intention looks like as a homeschooling entrepreneur How Texas Education Freedom Accounts (TEFA) and current education funding shifts create a once-in-a-generation opportunity for families paying attentionPerfect for You If:You want to build generational wealth while homeschooling without a traditional 9-5 jobYou are looking for a mindset foundation before diving into specific income strategies and homeschool funding toolsYou feel like you are behind and need a reminder that the forties and beyond are a launching pad, not a finish lineYou believe homeschooling costs your family financially and want a new framework for thinking about the return on that investmentYou are ready to stop spending what you have and start investing it strategically for the next generation
Transcribe →Black Texas Families & School Choice: The Honest TEFA Guide You Need to Hear [Faith, History & Real Dollars]
Mar 700:19:38Tap to summarizeAre you a Black Texas family weighing the Texas Education Freedom Accounts (TEFA) program — and carrying the weight of history, community, and faith while doing it?In this episode, Crystal and Anthony Obey have the honest, kitchen-table conversation that Black families in Texas deserve.They hold both truths at once: the deep, rightful legacy of fighting for public schools AND the real failures of that same system for Black children.They break down exactly how TEFA's priority tiers favor lower-income families, how the disability funding pathway unlocks up to $30,000, and why faith-based schools built by Black churches stand to benefit directly.This isn't a sales pitch — it's a candid guide to making the best decision for YOUR family without guilt, without naivety, and without leaving money on the table.👉 The application window closes March 17th. Don't let uncertainty cost your family an opportunity.FREE INTRO CLASS: Get $30,000+/Yr to Fund Your Homeschool Without a 9-5 Job
Transcribe →TEFA and Your Family's Freedom: How to Decide If Texas Education Freedom Accounts Are Right for You Without the Noise
Mar 600:18:04Tap to summarizeNot sure whether to apply for Texas Education Freedom Accounts (TEFA)?This episode is for you. Crystal and Anthony Obey step back from the how-to and tackle the harder question: should your family apply at all?Using a four-family framework drawn from real situations in their community, they walk through the genuine trade-offs of TEFA — financial support versus administrative responsibility, state funding versus long-term homeschool freedom, expanded resources versus constrained spending, and special considerations for families with children who have disabilities.This isn't a pro-TEFA episode or an anti-TEFA episode. It's a clear-eyed, pressure-free space to work through the real questions only your family can answer — guided by five decision questions that cut through the noise of Facebook groups, headlines, and political opinions.Download the free companion TFA Family Decision Worksheet from the show notes and walk away with genuine clarity — whatever direction you choose.👉 FREE INTRO CLASS: Get $30,000+/Yr to Fund Your Homeschool Without a 9-5 JobIn This Episode, You'll Discover:What Texas Education Freedom Accounts (TEFA) actually requires of homeschool families — and what it doesn'tA four-family framework to help you identify exactly where you are in this decision right nowThe four real trade-offs of TEFA: financial support, state relationship, spending constraints, and disability considerationsFive decision questions that cut through the noise and bring your family's values into focusWhy budgeting for homeschool families matters when evaluating if $2,000 per child is worth the administrative overheadHow to use the free TFA Family Decision Worksheet to make a clear, conscious choicePerfect for You If:You've been sitting with uncertainty about TEFA and haven't felt safe saying soYou want homeschool funding but aren't sure what strings come with itYou're weighing your family's long-term educational freedom against short-term financial reliefYou have a child with a disability and need to understand the IDEA trade-off before deciding
Transcribe →Here’s the Big Picture Parents Are Missing About Texas Education Freedom Accounts (TEFA) - What Really Changes for Homeschoolers
Mar 500:22:28Tap to summarizeIn this episode, Crystal and Anthony Obey go beyond the program basics to explore what Texas Education Freedom Accounts (TEFA) truly means for your family's financial future, your homeschool lifestyle, and the decade ahead. For the first time in Texas history, homeschool families are being seen — and funded — by the state. Discover the five concrete changes TEFA brings to your daily homeschool life — from a real curriculum budget and funded tutoring services, to educational therapies, technology allocations, and the growing visibility of the homeschool community across Texas. With $2,000 per child available, self-funding homeschool education just got a powerful new ally.Crystal and Anthony also explore what public investment in homeschooling enables over time, what questions families should be asking now, and exactly what to do after this episode to make the most of this historic moment.🎧 This is the episode that connects the program details to the bigger picture — and to what it means for your family on Monday morning.In This Episode, You'll Discover:Why Texas Education Freedom Accounts (TEFA) represent a philosophical shift in how Texas funds education — and why it matters for every homeschool familyThe 5 concrete changes TEFA brings to your daily homeschool life starting in 2026–2027How $2,000 per child can cover curriculum, tutoring, therapies, and technology — finally giving families real homeschool curriculum savingsWhat the future of homeschooling in Texas looks like as TEFA grows and evolvesHow to participate intentionally and help shape what year five of this program looks likeYour action steps: exactly what every Texas homeschool family should do after listeningPerfect for You If:You want to understand what TEFA actually changes for your family beyond the headlinesYou're exploring homeschool funding strategies for the first timeYou've been homeschooling for years and want to know if TEFA aligns with your values and goalsYou care about the long-term future of homeschooling in TexasStart making the most of this historic moment in Texas homeschool funding. Tune in now!
Transcribe →How to Manage Your Texas Education Freedom Account (TEFA) and Never Lose It [Approved Expenses, Spending Rules & Account Strategy]
Mar 400:20:57Tap to summarizeYou got the notification — your Texas Education Freedom Account (TEFA) has been approved. Now the real work begins.Getting approved is step one. Managing your Texas Education Freedom Accounts funding wisely — spending on the right things, staying compliant, and protecting your account year after year — that's what separates families who maximize every dollar from the ones who leave money on the table.In this episode, Crystal and Anthony Oby break down exactly how TEFA funding is distributed across three rounds, how the Odyssey platform works, what expenses are approved (and which ones will get you in trouble), and the six non-negotiable rules for keeping your Texas Education Freedom Accounts in good standing.🎧 Listen to discover how to turn your approval into a full year of strategic, protected educational spending.👉 Take the full FREE Class: FREE INTRO CLASS: Get $30,000+/Yr to Fund Your Homeschool Without a 9-5 JobIn This Episode, You'll Discover:How and when TEFA funding hits your Odyssey account (3 distribution rounds)The 5 approved spending categories — and common mistakes families makeWhat you absolutely CANNOT spend TEFA money on (including family members)The technology spending cap and how to plan around it6 rules to keep your account active, compliant, and protectedHow families with disability funding can strategically allocate up to $30,000Why staying in good standing means you never have to enter the lottery againPerfect for you if:You've been approved for TEFA and aren't sure what to do nextYou want to spend every dollar correctly without risking your accountYou have a child with a disability and want to maximize your higher fundingYou're a homeschool family looking for a clear, stress-free account management strategySHOW NOTES & LINKSProgram website & School Finder: educationfreedom.texas.govApplication & account platform (Odyssey): support.withodyssey.comOdyssey phone support: 737-379-2362Odyssey email support: help.tx@withodyssey.comTexas School District Locator: tea.texas.gov/texas-schools/general-information/school-district-locatorParent school selection deadline: June 1, 2026 (initial) / July 15, 2026 (final)School enrollment confirmation deadline: June 15, 2026 (initial) / July 31, 2026 (final)First funding distribution: July 1, 2026TEFA Media Contact: Travis Pillow — Travis.Pillow@cpa.texas.gov | (407) 376-3105
Transcribe →TEFA School Finder, Enrollment Deadlines & the Mistakes That Can Cost Your Funding | Texas Education Freedom Accounts
Mar 200:22:57Tap to summarizeYou got your Texas Education Freedom Accounts (TEFA) funding — now comes the part that can make or break it: choosing the right school.In this episode of the Homeschool Money Podcast, Crystal and Anthony Obey walk Texas families through exactly how to find TEFA-participating schools, what questions to ask before you commit, and how to make sure your enrollment is confirmed so your funding actually flows on time.This is Part 4 of our TEFA Series. Go back and listen to Episodes 1–3 for the full program overview, application walkthrough, and disability funding deep dive.In This Episode, You'll Learn:How to use the official TEFA School Finder and what to do if your preferred school isn't listed yetThe difference between "accredited" and "registered" — and why it matters for your $10,474The four key questions every family must ask before choosing a schoolWhat happens when tuition is more (or less) than your TEFA amountThe enrollment deadlines inside the Odyssey platform you absolutely cannot missPro tips for smart school selection before April lottery results arriveThis is the homeschool funding opportunity Texas families have been waiting for. But the best schools fill up fast. Start your school search now.👉 FREE Class: FREE INTRO CLASS: Get $30,000+/Yr to Fund Your Homeschool Without a 9-5 JobSHOW NOTES & LINKSProgram website & School Finder: educationfreedom.texas.govApplication & account platform (Odyssey): support.withodyssey.comOdyssey phone support: 737-379-2362Odyssey email support: help.tx@withodyssey.comTexas School District Locator: tea.texas.gov/texas-schools/general-information/school-district-locatorParent school selection deadline: June 1, 2026 (initial) / July 15, 2026 (final)School enrollment confirmation deadline: June 15, 2026 (initial) / July 31, 2026 (final)First funding distribution: July 1, 2026TEFA Media Contact: Travis Pillow — Travis.Pillow@cpa.texas.gov | (407) 376-3105
Transcribe →Texas Education Freedom Accounts (TEFA) for Children with Special Needs or Disabilities: Everything You Need to Know to Get Up to $30,000 a Year Per Child
Feb 2000:20:07Tap to summarizeIf you have a child with a disability in Texas, this could be the most important 20 minutes you spend this month.Texas Education Freedom Accounts (TEFA) offers most families one funding amount — but families with children with disabilities could qualify for something significantly higher. The difference comes down to a few specific steps, one hard deadline, and one decision most homeschooling parents get completely wrong.In Part 3 of the TEFA series, Crystal and Anthony Obey go deep on disability funding so you walk away knowing exactly what to do next.🎧 Listen now. The deadline waits for no one.👉 educationfreedom.texas.govIn This Episode, You'll Discover:The 14 qualifying disability categories — and why many parents are shocked their child's diagnosis is on the listThe critical difference between two funding paths for children with disabilities — and why mixing them up costs families thousandsWhat homeschool and private school families must do that public school families don't — and how little time you have to do itThe one document that unlocks maximum funding — and the deadline with zero exceptionsFour real-life family scenarios with exact action steps for eachA counterintuitive application choice that makes the biggest financial difference for special needs familiesAn important legal trade-off every family must understand before decidingPerfect for You If:Your child has ADHD, dyslexia, autism, a speech delay, or any other learning differenceYou've assumed the bigger funding amounts weren't available to your familyYou want every dollar of homeschool funding your child actually qualifies forImportant Resources:👉 Apply Now: educationfreedom.texas.gov👉 Apply Now & Get Full Details: educationfreedom.texas.gov📞 Odyssey Support Line: 737-379-2362🌐 Odyssey Support Site: support.withodyssey.comApplication Deadline: March 17, 2026 | Funding Start: July 1, 2026
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