Podcast
Homeschool Money
Hosted by Anthony Obey, Crystal Obey · EN
Discover how to make $10,000–$30,000 a year without a 9–5 job and 'self-fund' your homeschooling journey!
What if you could fully fund your homeschool journey—without financial stress, and without clocking in to a traditional job?
Welcome to the Homeschool Money Podcast, the first and only show dedicated to helping homeschool parents budget better, choose elite-level curriculum while saving money, generate more income for flexibility and profit, and access little known grants, scholarships, and ESAs. We help families self-fund their homeschool lifestyle for freedom and abundance.
If you've ever asked:
“How can I afford to homeschool?” — you're in the right place!
Join Anthony & Crystal Obey—23 years married, 14 years homeschooling, and parents of 5—on a mission to deliver $1 Billion in funding to the homeschool movement by teaching 100,000 families how to earn an extra $10K–$30K a year with their comprehensive method.
🎯 Each episode is packed with:
✨ Inspirational stories & mindset breakthroughs
💵 Practical budgeting & personal finance tips
💼 Career transitions, side hustles & mom-friendly business ideas
📚 Updates on homeschool scholarships, ESAs, and funding programs
💬 Honest conversations about making more money without a 9–5 job
Whether you're a new or seasoned homeschool parent, this podcast will help you say goodbye to financial sacrifice—and hello to flexibility, fulfillment, and family-first living.
Subscribe now to discover:
✅The top money strategies for homeschool moms
✅How to homeschool debt-free
✅How to build income that fits your family life
✅How to win full-ride college scholarships for your teens
Ready to self-fund your homeschool so you can give your kids an elite-level education and epic childhood without financial sacrifice and struggle?
Follow the Homeschool Money podcast now—and please share it with your homeschooling friends, family, and co-ops. They’ll thank you later.
15episodes
Episodes
Newest firstAll episodes
Black Texas Families & School Choice: The Honest TEFA Guide You Need to Hear [Faith, History & Real Dollars]
Mar 700:19:38Tap to summarizeAre you a Black Texas family weighing the Texas Education Freedom Accounts (TEFA) program — and carrying the weight of history, community, and faith while doing it?In this episode, Crystal and Anthony Obey have the honest, kitchen-table conversation that Black families in Texas deserve.They hold both truths at once: the deep, rightful legacy of fighting for public schools AND the real failures of that same system for Black children.They break down exactly how TEFA's priority tiers favor lower-income families, how the disability funding pathway unlocks up to $30,000, and why faith-based schools built by Black churches stand to benefit directly.This isn't a sales pitch — it's a candid guide to making the best decision for YOUR family without guilt, without naivety, and without leaving money on the table.👉 The application window closes March 17th. Don't let uncertainty cost your family an opportunity.FREE INTRO CLASS: Get $30,000+/Yr to Fund Your Homeschool Without a 9-5 Job
Transcribe →TEFA and Your Family's Freedom: How to Decide If Texas Education Freedom Accounts Are Right for You Without the Noise
Mar 600:18:04Tap to summarizeNot sure whether to apply for Texas Education Freedom Accounts (TEFA)?This episode is for you. Crystal and Anthony Obey step back from the how-to and tackle the harder question: should your family apply at all?Using a four-family framework drawn from real situations in their community, they walk through the genuine trade-offs of TEFA — financial support versus administrative responsibility, state funding versus long-term homeschool freedom, expanded resources versus constrained spending, and special considerations for families with children who have disabilities.This isn't a pro-TEFA episode or an anti-TEFA episode. It's a clear-eyed, pressure-free space to work through the real questions only your family can answer — guided by five decision questions that cut through the noise of Facebook groups, headlines, and political opinions.Download the free companion TFA Family Decision Worksheet from the show notes and walk away with genuine clarity — whatever direction you choose.👉 FREE INTRO CLASS: Get $30,000+/Yr to Fund Your Homeschool Without a 9-5 JobIn This Episode, You'll Discover:What Texas Education Freedom Accounts (TEFA) actually requires of homeschool families — and what it doesn'tA four-family framework to help you identify exactly where you are in this decision right nowThe four real trade-offs of TEFA: financial support, state relationship, spending constraints, and disability considerationsFive decision questions that cut through the noise and bring your family's values into focusWhy budgeting for homeschool families matters when evaluating if $2,000 per child is worth the administrative overheadHow to use the free TFA Family Decision Worksheet to make a clear, conscious choicePerfect for You If:You've been sitting with uncertainty about TEFA and haven't felt safe saying soYou want homeschool funding but aren't sure what strings come with itYou're weighing your family's long-term educational freedom against short-term financial reliefYou have a child with a disability and need to understand the IDEA trade-off before deciding
Transcribe →Here’s the Big Picture Parents Are Missing About Texas Education Freedom Accounts (TEFA) - What Really Changes for Homeschoolers
Mar 500:22:28Tap to summarizeIn this episode, Crystal and Anthony Obey go beyond the program basics to explore what Texas Education Freedom Accounts (TEFA) truly means for your family's financial future, your homeschool lifestyle, and the decade ahead. For the first time in Texas history, homeschool families are being seen — and funded — by the state. Discover the five concrete changes TEFA brings to your daily homeschool life — from a real curriculum budget and funded tutoring services, to educational therapies, technology allocations, and the growing visibility of the homeschool community across Texas. With $2,000 per child available, self-funding homeschool education just got a powerful new ally.Crystal and Anthony also explore what public investment in homeschooling enables over time, what questions families should be asking now, and exactly what to do after this episode to make the most of this historic moment.🎧 This is the episode that connects the program details to the bigger picture — and to what it means for your family on Monday morning.In This Episode, You'll Discover:Why Texas Education Freedom Accounts (TEFA) represent a philosophical shift in how Texas funds education — and why it matters for every homeschool familyThe 5 concrete changes TEFA brings to your daily homeschool life starting in 2026–2027How $2,000 per child can cover curriculum, tutoring, therapies, and technology — finally giving families real homeschool curriculum savingsWhat the future of homeschooling in Texas looks like as TEFA grows and evolvesHow to participate intentionally and help shape what year five of this program looks likeYour action steps: exactly what every Texas homeschool family should do after listeningPerfect for You If:You want to understand what TEFA actually changes for your family beyond the headlinesYou're exploring homeschool funding strategies for the first timeYou've been homeschooling for years and want to know if TEFA aligns with your values and goalsYou care about the long-term future of homeschooling in TexasStart making the most of this historic moment in Texas homeschool funding. Tune in now!
Transcribe →How to Manage Your Texas Education Freedom Account (TEFA) and Never Lose It [Approved Expenses, Spending Rules & Account Strategy]
Mar 400:20:57Tap to summarizeYou got the notification — your Texas Education Freedom Account (TEFA) has been approved. Now the real work begins.Getting approved is step one. Managing your Texas Education Freedom Accounts funding wisely — spending on the right things, staying compliant, and protecting your account year after year — that's what separates families who maximize every dollar from the ones who leave money on the table.In this episode, Crystal and Anthony Oby break down exactly how TEFA funding is distributed across three rounds, how the Odyssey platform works, what expenses are approved (and which ones will get you in trouble), and the six non-negotiable rules for keeping your Texas Education Freedom Accounts in good standing.🎧 Listen to discover how to turn your approval into a full year of strategic, protected educational spending.👉 Take the full FREE Class: FREE INTRO CLASS: Get $30,000+/Yr to Fund Your Homeschool Without a 9-5 JobIn This Episode, You'll Discover:How and when TEFA funding hits your Odyssey account (3 distribution rounds)The 5 approved spending categories — and common mistakes families makeWhat you absolutely CANNOT spend TEFA money on (including family members)The technology spending cap and how to plan around it6 rules to keep your account active, compliant, and protectedHow families with disability funding can strategically allocate up to $30,000Why staying in good standing means you never have to enter the lottery againPerfect for you if:You've been approved for TEFA and aren't sure what to do nextYou want to spend every dollar correctly without risking your accountYou have a child with a disability and want to maximize your higher fundingYou're a homeschool family looking for a clear, stress-free account management strategySHOW NOTES & LINKSProgram website & School Finder: educationfreedom.texas.govApplication & account platform (Odyssey): support.withodyssey.comOdyssey phone support: 737-379-2362Odyssey email support: help.tx@withodyssey.comTexas School District Locator: tea.texas.gov/texas-schools/general-information/school-district-locatorParent school selection deadline: June 1, 2026 (initial) / July 15, 2026 (final)School enrollment confirmation deadline: June 15, 2026 (initial) / July 31, 2026 (final)First funding distribution: July 1, 2026TEFA Media Contact: Travis Pillow — Travis.Pillow@cpa.texas.gov | (407) 376-3105
Transcribe →TEFA School Finder, Enrollment Deadlines & the Mistakes That Can Cost Your Funding | Texas Education Freedom Accounts
Mar 200:22:57Tap to summarizeYou got your Texas Education Freedom Accounts (TEFA) funding — now comes the part that can make or break it: choosing the right school.In this episode of the Homeschool Money Podcast, Crystal and Anthony Obey walk Texas families through exactly how to find TEFA-participating schools, what questions to ask before you commit, and how to make sure your enrollment is confirmed so your funding actually flows on time.This is Part 4 of our TEFA Series. Go back and listen to Episodes 1–3 for the full program overview, application walkthrough, and disability funding deep dive.In This Episode, You'll Learn:How to use the official TEFA School Finder and what to do if your preferred school isn't listed yetThe difference between "accredited" and "registered" — and why it matters for your $10,474The four key questions every family must ask before choosing a schoolWhat happens when tuition is more (or less) than your TEFA amountThe enrollment deadlines inside the Odyssey platform you absolutely cannot missPro tips for smart school selection before April lottery results arriveThis is the homeschool funding opportunity Texas families have been waiting for. But the best schools fill up fast. Start your school search now.👉 FREE Class: FREE INTRO CLASS: Get $30,000+/Yr to Fund Your Homeschool Without a 9-5 JobSHOW NOTES & LINKSProgram website & School Finder: educationfreedom.texas.govApplication & account platform (Odyssey): support.withodyssey.comOdyssey phone support: 737-379-2362Odyssey email support: help.tx@withodyssey.comTexas School District Locator: tea.texas.gov/texas-schools/general-information/school-district-locatorParent school selection deadline: June 1, 2026 (initial) / July 15, 2026 (final)School enrollment confirmation deadline: June 15, 2026 (initial) / July 31, 2026 (final)First funding distribution: July 1, 2026TEFA Media Contact: Travis Pillow — Travis.Pillow@cpa.texas.gov | (407) 376-3105
Transcribe →Texas Education Freedom Accounts (TEFA) for Children with Special Needs or Disabilities: Everything You Need to Know to Get Up to $30,000 a Year Per Child
Feb 2000:20:07Tap to summarizeIf you have a child with a disability in Texas, this could be the most important 20 minutes you spend this month.Texas Education Freedom Accounts (TEFA) offers most families one funding amount — but families with children with disabilities could qualify for something significantly higher. The difference comes down to a few specific steps, one hard deadline, and one decision most homeschooling parents get completely wrong.In Part 3 of the TEFA series, Crystal and Anthony Obey go deep on disability funding so you walk away knowing exactly what to do next.🎧 Listen now. The deadline waits for no one.👉 educationfreedom.texas.govIn This Episode, You'll Discover:The 14 qualifying disability categories — and why many parents are shocked their child's diagnosis is on the listThe critical difference between two funding paths for children with disabilities — and why mixing them up costs families thousandsWhat homeschool and private school families must do that public school families don't — and how little time you have to do itThe one document that unlocks maximum funding — and the deadline with zero exceptionsFour real-life family scenarios with exact action steps for eachA counterintuitive application choice that makes the biggest financial difference for special needs familiesAn important legal trade-off every family must understand before decidingPerfect for You If:Your child has ADHD, dyslexia, autism, a speech delay, or any other learning differenceYou've assumed the bigger funding amounts weren't available to your familyYou want every dollar of homeschool funding your child actually qualifies forImportant Resources:👉 Apply Now: educationfreedom.texas.gov👉 Apply Now & Get Full Details: educationfreedom.texas.gov📞 Odyssey Support Line: 737-379-2362🌐 Odyssey Support Site: support.withodyssey.comApplication Deadline: March 17, 2026 | Funding Start: July 1, 2026
Transcribe →How to Maximize Every Dollar of Your Texas Education Freedom Account (TEFA)...Don't Leave Money on the Table
Feb 2000:15:59Tap to summarizeAre you a Texas homeschooling parent leaving thousands of dollars in free education funding on the table?The Texas Education Freedom Account (TEFA) is the largest first-year school choice program in American history — with $1 billion set aside for Texas families — and most homeschooling parents have no idea how to maximize every dollar available to them.In this episode, Crystal and Anthony Obey break down exactly how TEFA works, who qualifies, and the critical moves that separate families who get the most from this program from those who miss out entirely. Applications close March 17th — and the decisions you make right now will determine how much homeschool funding lands in your family's account.🎧 Listen now so you don't leave money on the table.👉 Apply Now: educationfreedom.texas.govIn This Episode, You'll Discover:What the Texas Education Freedom Account (TEFA) actually is — and why it's unlike any education program you've seen beforeThe funding amount your family may qualify for — and why it might be much higher than you thinkThe single most important application strategy most homeschooling parents don't know about — and what skipping it could cost youA little-known sibling rule that could change the entire outcome for your household with just one lucky breakA counterintuitive application choice most homeschool families get completely wrong — and why the "obvious" selection could quietly cost you thousandsA special funding tier many families don't know they qualify for — with a hard deadline that cannot be undoneSix pro tips that separate families who maximize this program from those who walk away with far less than they could have receivedPerfect for You If:You're a Texas homeschooling family looking to reduce out-of-pocket education costsYou have a child with special needs requiring expensive therapies or specialized curriculumYou're tired of feeling like elite-level education funding is out of reach for your familyTexas just made $1 billion available for families to choose how their children learn. Don't let the March 17th deadline pass without understanding exactly how the Texas Education Freedom Account (TEFA) can transform your family's financial picture.👉 Apply Now: educationfreedom.texas.gov👉 Apply Now & Get Full Details: educationfreedom.texas.gov📞 Odyssey Support Line: 737-379-2362🌐 Odyssey Support Site: support.withodyssey.comApplication Deadline: March 17, 2026 | Funding Start: July 1, 2026If you know a Texas homeschooling parent who needs to hear this, share this episode right now. You could literally change their family's financial future.
Transcribe →Texas Education Freedom Accounts (TEFA): How to Apply for $30,000, $10,474, or $2,000 Per Year, Per Child, for FREE in 2026 | Complete Guide
Feb 600:33:01Tap to summarizeAre you a Texas homeschooling parent working to cover curriculum costs, tutoring, and educational therapies? With Texas Education Freedom Accounts (TEFA) you could receive up to $10,474 per child - or even $30,000 for children with special needs - directly from the state of Texas. This is breakthrough homeschool funding for parents living in Texas.In this episode, Crystal and Anthony Obey break down everything you need to know about the Texas Education Freedom Accounts (TEFA) program - the largest first-year school choice program in American history.With $1 billion allocated and applications closing March 17th, you have just 41 days to apply for this potentially life-changing funding.Learn exactly how TEFA works, who qualifies, how much money you can receive, and the complete step-by-step application process so you can make an informed decision about whether this program is right for your homeschooling family.🎧 Listen to discover how Texas families can access thousands of dollars in education scholarships while maintaining complete homeschool freedom.👉 Get the Application Checklist: educationfreedom.texas.govIn This Episode, You'll Discover:What Texas Education Freedom Accounts actually are and how they differ from traditional vouchersThe exact funding amounts available: $10,474 for private school students, up to $30,000 for students with IEPs, and $2,000 for homeschool familiesComplete eligibility requirements - who can apply and who qualifies for priority fundingHow the four-tier lottery system works and what happens if applications exceed available fundingThe sibling benefit that automatically accepts all eligible siblings if one child is selectedWhat approved educational expenses you can purchase with TEFA funds - from curriculum to tutoring to therapy servicesStep-by-step application instructions including every document you need to gather before you startCritical deadlines you cannot miss, from the March 17th application deadline to summer enrollment datesSpecial considerations for families with children who have IEPs or disabilities, and much morePerfect for you if:You're a Texas homeschooling family looking to reduce educational expensesYou have a child with special needs who requires expensive therapies or specialized servicesYou're paying private school tuition and want help covering costsGet the facts about Texas Education Freedom Accounts (TEFA) and decide if this $10,474+ opportunity is right for your family. Applications close March 17th - tune in now!ADDITIONAL RESOURCES:Official TEFA Website: educationfreedom.texas.govOdyssey Support: support.withodyssey.com | 737-379-2362Application Deadline: March 17, 2026, 11:59 PM CTFunding Start Date: July 1, 2026
Transcribe →Episode 20 Milestone: Behind the Scenes of Homeschool Money [Growth Updates, Video Plans & Exclusive Community Preview]
Feb 200:27:03Tap to summarizeHave you ever wondered what it takes to build a podcast specifically for work-from-home homeschool families while actually homeschooling and running a business?In this special milestone episode, Crystal and Anthony Oby take you behind the scenes of Homeschool Money as they celebrate 20 episodes.Discover what's been working, the challenges they've faced, and exciting developments coming to the show—including plans for video podcasting, an upcoming member community, and a roster of inspiring guests ready to share their homeschool income strategies.🎧 Listen to discover the real story behind creating resources that serve busy homeschool parents who need flexible income solutions.👉 Take the full FREE Class: FREE INTRO CLASS: Get $30,000+/Yr to Fund Your Homeschool Without a 9-5 JobFREE INTRO CLASS: Get $30,000+/Yr to Fund Your Homeschool Without a 9-5 Job In This Episode, You'll Discover:Growth metrics and surprising listener trends (including who's listening at 3 AM!)Why Anthony's origin story episode continues to be the most-listened-to contentThe biggest challenge in co-hosting a podcast as busy homeschool parentsExciting plans to transition to video podcasting and what that means for viewersA sneak peek at the upcoming Homeschool Money member community launching soonInsights from speaking at Pod Fest in Orlando and meeting homeschoolers nationwideA year's worth of guest interviews already lined up with business owners and homeschool familiesHow their own homeschool journey continues to shape the content they createPerfect for you if:You've been following Homeschool Money and want to know what's coming nextYou're curious about the realities of podcasting while homeschoolingYou want to join a community of like-minded homeschool entrepreneursYou're looking for accountability and support in building flexible income streamsYou appreciate transparency from content creators who are living the lifestyle they teachYou're ready to be part of a movement toward self-funded homeschool lifestylesJoin Crystal and Anthony as they celebrate this milestone and share their vision for empowering 100 episodes' worth of homeschool families. This is more than a podcast—it's a movement, and they want you in it!👉 Take the full FREE Class: FREE INTRO CLASS: Get $30,000+/Yr to Fund Your Homeschool Without a 9-5 JobFREE INTRO CLASS: Get $30,000+/Yr to Fund Your Homeschool Without a 9-5 Job
Transcribe →Wealth Affirmation #4: “I Am a Flexible Entrepreneur" Homeschool Income Streams [Build a Business That Works with Your Homeschool Lifestyle Not Against It]
Oct 2800:12:33Tap to summarizeAre you a work from home homeschool parent who believes you have to sacrifice your homeschool lifestyle to build a successful business?In this episode, Crystal and Anthony Obey introduce the fourth in their Abundance Affirmation Series: "I Am a Flexible Entrepreneur" — a wealth affirmation designed to help homeschooling families create income streams that adapt to their unique rhythms and priorities.Learn the complete Flexible Entrepreneur Affirmation and how to use it to build multiple streams of income that work WITH your homeschool lifestyle — not against it — so you can be fully present for those unexpected teachable moments, sick days, and spontaneous field trips.🎧 Listen to discover how embracing flexibility can unlock financial freedom without rigidity or burnout.👉 Take the full FREE Class: FREE INTRO CLASS: Get $30,000+/Yr to Fund Your Homeschool Without a 9-5 JobFREE INTRO CLASS: Get $30,000+/Yr to Fund Your Homeschool Without a 9-5 Job In This Episode, You'll Discover:The complete Flexible Entrepreneur wealth affirmation (repeated so you can internalize it)Why flexibility is your greatest competitive advantage as a homeschooling entrepreneurHow to design income streams that bend around your family's schedule instead of breaking under pressureThe mindset shift that transforms unpredictability from a business liability into a strategic assetReal examples of flexible business models that thrive within a homeschool lifestyleHow to release the "hustle culture" mentality that's keeping you stuck and stressedPerfect for you if:You're tired of business advice that assumes you have predictable 8-hour workdaysYou want to build wealth without sacrificing the freedom homeschooling providesYou're ready to embrace your unique homeschool lifestyle as a strength, not a weaknessYou need income strategies designed FOR homeschoolers, not adapted FROM traditional modelsStart building a business that honors your homeschool lifestyle while creating financial abundance. Tune in now!👉 Take the full FREE Class: FREE INTRO CLASS: Get $30,000+/Yr to Fund Your Homeschool Without a 9-5 JobFREE INTRO CLASS: Get $30,000+/Yr to Fund Your Homeschool Without a 9-5 Job
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