Mortgage rates have dropped below 6% and inventory is shifting, so David Sidoni answers eight of the most common questions first-time buyers are asking about today’s housing market.

Mortgage rates have recently dropped to 5.99%, the lowest level seen since August 2022. Current housing data also shows 44% more sellers than buyers, creating potential leverage for buyers in many markets. In this episode, David Sidoni answers eight of the most common questions first-time homebuyers are asking about mortgage rates, affordability, and market timing. The goal is to help buyers understand today’s market so they can make confident decisions instead of relying on outdated advice.

“Affordability is at its best in a long, long time.”

Highlights

• What are the best mortgage rates available right now for first-time buyers?

• Why does having more sellers than buyers matter for your home search?

• How do shifting mortgage rates affect affordability in today’s market?

• Is now actually a better time to buy than many people realize?

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David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer.

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8 First Time Homebuyer Questions Answered (March 2026) - 458