← Keeping It Real: Conversations with Jillian Michaels
Keeping It Real: Conversations with Jillian Michaels
The Biggest Political Scandal in America Just Exploded
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When you finally find your thing, you want the whole world to know about that thing. So you use a thing called Canva to make it an even bigger and better thing. Whether you want to create flyers for that thing, make presentations for that thing, or design merch for that thing, you can do anything so people can see your thing, feel your thing, love your thing. The next thing you know, it's a thing. Canva, the thing that makes anything a thing. Foreign funds have no place in American political campaigns. American elections are for American citizens only. Ms. Wallace Jones, in 2023, I sent you this letter with five straightforward questions with a goal of confirming that foreign funds are not in our elections and that ActBlue had adequate fraud prevention measures in place. Ms. Wallace Jones, when you signed this letter to me, did you believe that this letter was false and misleading? On the advice of my counsel, I respectfully decline to answer this question, pursuant to my Fifth Amendment rights under the Constitution. ActBlue is the largest fundraising platform in the American left, and since 2004, it's processed donations for nearly every major Democrat candidate and committee in the country. Now, on June 9, 2026, ActBlue's own blog announced a milestone $19 billion raised cumulatively since its founding. And the very next day, June 10, its CEO, Regina Wallace Jones, sat down in front of the House Administration Committee under subpoena. She was there because for over a year, three congressional committees, the House Judiciary, the House Administration, and Oversight have been investigating ActBlue over allegations that the platform systematically violated federal campaign finance laws and laundered fraudulent and foreign money flow into American elections. And just weeks before this hearing, the New York Times reported that ActBlue's own outside lawyers had warned Regina that she may have given Congress false information about how the platform actually screens for fraud. So not surprisingly, in her testimony, she took the Fifth 22 times. Now, the Fifth Amendment is not a generic no comment. It is literally the highest constitutional shield this country has. And it's legally reserved for people who believe a truthful answer could provide the literal evidence needed to prosecute them for a crime. That's the bar. The CEO of ActBlue reached for it over and over and over again. Which leads everyone to ask the what actually is ActBlue? What is it accused of? And how deep does this go? This is the story behind the story of ActBlue. Keeping it Real with Jillian Michaels. Campaign finance law exists to limit two things. Who's allowed to give money directly to a candidate's campaign and how much? There are three hard lines in the sand. First, an individual can give a candidate's campaign at most $3,500 per election, which means exactly $7,000 a cycle. And the point is simple. No single person should be able to buy outsized access to one candidate. Second, a corporation can't give to a candidate's campaign at all. And third, a foreign citizen, company, or government cannot give a single dollar to a US campaign. Not capped, absolutely. Banned under any and all circumstances. And that covers individual donations, PACs, and Super PACs as well. Now, if you're a corporation or a maxed out billionaire and you want to influence an election, where does your money go? It goes to a super pac. And a super PAC can take unlimited money from corporations and wealthy donors, but in exchange, it can't give that money to a candidate's campaign directly, nor can it coordinate messaging or strategy with them. It can only spend its money to run its own independent ad campaigns to support a candidate of their choice or attack their opponent. And if you're thinking, come on, so what, right? Wink, wink, A super PAC can run ads anyway, we what's the difference? It's actually a pretty big difference. So while super PACs are incredibly powerful political tools, there are really significant advantages to money landing directly in the candidate's campaign account instead. And here's why. Under federal law, candidates are entitled to something called the lowest unit charge when they buy television advertising. That means that a TV station has to give candidates their cheapest available advertising rates. Well, super PACs don't get that discount. They pay whatever the market will bear. And during election season, that could be two or even three times more expensive. So a dollar that lands directly in a candidate's account can buy roughly three times as much TV advertising as a dollar spent through a super pac. So it's the same dollar, really different outcome. Which means, obviously, there is a tremendous incentive for anyone trying to influence an election to get their money directly into a candidate's campaign account rather than routing it through a SuperBAC. Now enter ActBlue. This is the platform accused of violating all three campaign finance safeguards. Most people historically have assumed that ActBlue is a super PAC. Well, it isn't. So I want you to think of it like a conduit. When you click Donate on a candidate's website, that button is linked to an ActBlue form. You choose the candidate, you enter your payment information, ActBlue processes the transaction, takes a small processing fee, and then sends the rest directly to the candidate you selected. ActBlue doesn't raise money of its own. It never owns the money that passes through it, and it doesn't choose where the money goes. So, on paper, its entire purpose is to provide fundraising infrastructure for Democrat candidates and committees, nothing more. Now, here's what that would look like in practice. A donor gives $50, ActBlue processes the $50, and passes it straight through the candidate the donor chose. But that same structure is also at the heart of this investigation. Because ActBlue is legally just a pass through, federal regulators treat every transaction that goes through it as an individual donor's own contribution. And that means the entire system rests on one assumption, that the name attached to a donation actually belongs to the person who made that donation. And investigators allege ActBlue failed to adequately verify that assumption. And the scale involved is enormous. Between January 2025 and April 2026 alone, roughly $1.6 billion flowed into the platform, while roughly 1.6 fl to candidates, campaigns, and political committees. Now, here's the accusation in plain terms. Large sums of corporate money, foreign money, or money from donors who'd Already hit their $3,500 limit got laundered through ActBlue. It was broken up, split into thousands of tiny five and $10 donations, each one attributed to a stolen identity or a fabricated, untraceable individual. Now, if this is true, all three rules go right out the window at once. The corporate ban, well, it doesn't matter. It doesn't look like corporate money anymore. The individual cap doesn't matter. No single donor gave more than a few dollars. And the ban on foreign money, well, that doesn't matter either, because it doesn't look like foreign money anymore. It went straight into a candidate's account, wearing the names of the thousands of ordinary Americans. And this is what three congressional committees. I'll say it again. The House Judiciary, the House Administration, and the House Oversight are investigating. So to really explore whether this has happened or not and what the ramifications are if it has, you first need to know how ActBlue decided which donations are legitimate in the first place. So, to vet that money, ActBlue largely relies on an outside AI system called SIFT. It's a, quote, fraud decisioning platform. And every transaction that runs through it and comes out the other side has a fraud likelihood score of 0 to 100. Now, here's the catch. ActBlue's own team sets the threshold. They decide what score gets flagged. And unsurprisingly, 99.8% of all incoming donations to ActBlue are automatically, instantly accepted. And the Remaining sliver of flagged cash goes to a human review team, and out of that amount, only 5% gets rejected. Now, run that all the way through. And here's how ActBlue itself described the results and materials they handed to Congress. Significantly less than 0.1% of all contributions get rejected for fraud. So, suspecting foul play, investigators subpoenaed ActBlue's own internal communications. Their emails, their meeting notes, their slack communications, their training materials. And here's the first thing that they found. In 2024, of course, a presidential election year, ActBlue deliberately relaxed those sift thresholds twice, in fact, once in April and once in September. And internally, they called it a, quote, more lenient approach. But By July of 2024, ActBlue's own fraud and risk team put it in writing in their internal meeting notes, quote, the changes we've made over the last year have already meant that we are accepting more. More keyword, more fraud. The next four items that I'm about to show you all come from ActBlue's internal policy and training materials written by ActBlue's own management for ActBlue's own fraud review staff to guide how the company must handle suspicious donations day to day. And these only became public because ActBlue was forced to hand them over under subpoena. So, first we've got a security briefing sent to ActBlue staff explaining why certain red flags were not a priority. And I quote, we are not the primary target of people looking to commit merchant fraud. People who steal credit card information don't try to give that money away. Second, from the onboarding guide given to every new hire on the fraud prevention team. We want to give our donors the benefit of the doubt and think about the reasons why a contribution is legitimate. Trainees were never told to reject a donation over a single suspicious characteristic. One red flag just isn't enough. Give it the benefit of the doubt. Third, from that same training material, and this one is honestly almost too gross to believe, I quote, if an otherwise legitimate donor uses a fake name, we would want to accept their donations. A fake name. You want to accept it on a federal campaign finance filing, you accept it. Okay. And fourth, also from that training material, staff were instructed that when a campaign itself enters a large suspicious donation directly, they should look past it, because flagging it might put the campaign in, quote, an awkward position of having to call their own donor and ask, what's going on? Who would want to do that? So if you're tired by 2pm and you're getting headaches or your workouts feel harder than they should, it's not because you're not getting enough caffeine. It's probably a hydration problem. But drinking more water isn't always the answer, because your body needs electrolytes to actually absorb and use the water properly. And that's where Relight from Redmond comes in. 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The lead fraud prevention specialist at ActBlue wrote directly to his supervisors, and he laid out his top professional priority, and it was to focus on DEI work. I'm quoting directly. His secondary security goal in that same document was, quote, not allowing more than 10% additional missed fraud. So his top goal was to permit 10% more right after DEI. Of course, this guy told his bosses in writing that he planned to let an extra 10% of fraud through on purpose. And let me say. Hold on. Why again? So we could redirect our attention to DI Matters. So his entire team spent that year studying algorithmic bias on the platform, not fraud bias. Now, given all of this, is it safe to assume the door for fraud was left wide open? I personally think so. And here's exactly how it allegedly walked through. Through. It starts with a middleman, and investigators call it a shadow vendor. So our unscrupulous fraudulent donor hires a shell company, llc, that's categorized as a data analytics firm or a political consulting group for vague and unspecified services. So they cut a check. Let's say it's for $10 million, and on paper, it says it's for consulting. It's just a private business transaction. Next, the shadow vendor has to turn $10 million of consulting fees into something untraceable. Investigators point to prepaid Visa gift cards. You know the con sitting at a rack at any drugstore, no name attached, no questions asked. But obviously, these guys aren't running around cleaning out drugstore gift card racks across the country. Instead, they're leveraging digital payment processors and corporate fintech loops to programmatically generate thousands of unlinked virtual gift cards with a click of a button. Same value, different form. Millions of names instead of one and no paper trail. And then the bots take over. Automated software floods the donation platform with millions upon millions of tiny gift card contributions for $5, $10, $15 at a time, attributed to the names of both fake Americans as well as real living Americans, often elderly, often in swing states that have absolutely no idea this is happening under their name. Now, in the world of financial crime, this is what's known as smurfing. The term dates back to the 1980s drug investigations. Of course it does. When cartels hired armies of low level runners nicknamed Smurfs, to scurry around town making tiny separate cash deposits just under the bank's federal reporting thresholds so they wouldn't trigger any IRS alarms. Today, the bad actors use digital smurfs, automated botnets. By splitting a massive illegal corporate or foreign multimillion dollar chunk of cash into thousands of microdonations under the names of unsuspecting Americans, they completely blind the fec. It bypasses security reporting thresholds entirely, making a massive dark money injection look like a beautiful organic wave of grassroots momentum. And voila, the fence is complete. All of those micro donations get processed, bundled together and turned into one massive, completely legitimate looking transfer straight to the candidate. The campaign gets millions of dollars in clean, controllable hard money. The original donor is invisible and untouchable. And that's the model. Wash it, convert it, smurf it. Let the platform be the fence that takes the stolen goods without asking a single question. Now, suspecting this type of behavior was occurring, say prosecutors across the country started looking into ActBlue's data. And the match that lit this entire fuse was struck in December 2023, when Texas Attorney General Ken Paxton launched a massive multi state fraud investigation into the platform. Now, he wasn't looking at simple corporate bookkeeping errors. He was looking at Texas citizens whose names and identities were being actively weaponized as human shields. But Texas was just the tip of the spear. Paxton sent a Formal criminal referral straight to the Department of Justice. And the firewall fractured. Suddenly, a 19 state coalition of attorneys general expanded the probe, hunting for the exact same smurfing patterns in their own backyards. And look at what happened in Wyoming. In July of 2024, Wyoming Secretary of State Chuck Gray launched a formal investigation into ActBlue Wyoming, explicitly framing what was happening in the most severe legal terms possible. And he made it clear to the public that, quote, claiming a person donated to a pacif that person never donated to that pac would be a felony under Wyoming law. And that same pressure helped further force Act Blue's hand when Congress came calling with subpoenas. But if you think this is a simple story of law and order prevailing, welcome to politics in 2026. Because this entire investigation ran headfirst into a hyper partisan wall. On June 11, 2026, a federal judge in Boston completely froze Ken Paxton's lawsuit, granting ActBlue a preliminary injunction and ordering Texas to halt its civil enforcement of ActBlue. And that judge openly accused Paxton of a well known history of filing retaliatory lawsuits, ruling that the timing of the fraud case was nothing more than an unconstitutional attempt to kneecap Paxton's own direct political rival for the U.S. senate, Democrat James Talarico, who had just used ActBlue to rake in a record breaking $2.5 million in one day. So, depending upon who you ask, the entire narrative splits right here. Now to the left, it's proof that these state AG investigations were nothing more than a weaponized bad faith political hit job designed to suppress Democrat fundraising. But to the millions of Americans watching this system crumble, it looks like a chilling confirmation of the swamp's true power. The exact moment a multi state investigation gets too close to exposing fraud and corruption in our political system, the system itself steamrolls the investigators to protect the pipeline. But while the politicians were fighting it out in the courts, the internal data obtained by Congress tells a story that just cannot be spun. So first, let's talk about the wide open door for identity theft. For years, ActBlue sat on a basic industry standard security feature. It's called the CVV requirement. That's the three digit code on the back of every credit card that proves you actually physically have the card in your hand and they refuse to turn it on. Internal corporate documents point to one reason why, quote, negative impacts to conversion. Translation? They purported that they were worried if a donor had to take five seconds to type in three numbers, they might get annoyed and close the browser and abandon the Donation and. But this policy was exceptionally convenient in facilitating even one more type of fraud. While highly sophisticated card skimmers can capture every detail, the massive bulk data breaches floating around the dark web almost never include a cvv because standard security laws strictly ban companies from storing them anywhere else online. A card number processed without that security code gets instantly bounced to checkout at ActBlue. For years, didn't require one at all. Now it's January 2024, and under pressure from Paxton, ActBlue finally turns the CVV requirement on, which finally shuts the door on stolen credit card fraud. But the 22 specific fraud campaigns that ultimately exposed ActBlue were highly sophisticated industrial scale money laundering operations using the prepaid card racket to funnel illegal corporate dark money and foreign cash into our elections. Small businesses are the backbone of the American economy. 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And in just one jaw dropping batch, 49 consecutive donations using the exact same faked email. And the exact same car just sailed past Actbaloo security system one after another, 49 in a row. Identical, automated, untouched by their security system. But it gets worse. It wasn't just the consistency. It was the physics. We're talking about. Transaction speeds measured in milliseconds. And the forensic data shows blocks of dozens of donations landing at the exact same microsecondition. That's a statistical impossibility for human beings. This isn't people clicking on buttons on a website. This is an enterprise grade code hammering the system gateway like a gallon gun, while the platform's security algorithms sat completely frozen. And nine of these 22 campaigns carried a foreign fingerprint so look at the final stretch before the 2024 election. In that small window, investigators flagged 237 separate donations, every single one originating from a foreign IP address. Every single one paid for with a domestic prepaid card. The computer server pushing the button was overseas. The prepaid card on file was American. That mismatches the whole story. A foreign operator sitting halfway around the world using lists of American prepaid cards to make faked donations look exactly like they came from a grassroots donor inside of our country. 237 times, unverified foreign money entered a US election in the final stretch, just days before we all voted. And through all of it, SIFT, ActBlue's AI fraud detection software, intentionally configured to look the other way and wave through a minimum of 99.8% of everything, looked at these patterns and just completely ignored them. 49 identical donations in a row. 237 foreign IP transactions. And sift scored every single one of them low risk and waved them right through the gate. By July 2024, the fraud was so undeniable that ActBlue's own VP of Customer Service escalated the disaster directly to the people running sift. She wrote an internal message that they had been told over and over again there was nothing wrong with the model, despite every metric suggesting there was. Well, eventually, the sheer mechanical velocity of these coordinated prepaid card campaigns became so insanely egregious that even a rigged system couldn't miss them, ultimately flagging at least 22 separate massive fraud operations. And where did that flagged money land? Right into the bank accounts of real sitting elected officials and the absolute highest gears of the party machine, Representative Steve Horsford of Nevada, Representative Kevin Mullen of California, Governor Loren Kelly of Kansas, and the Democratic National Committee itself. So maybe you're wondering how much money did these 22 fraud rings move? Well, that number still hasn't been made public. The congressional committees have the records under subpoena. They just haven't released a total. But here's what the official Congressional record does confirm. ActBlue went to some of these campaigns and they asked for the flagged fraudulent money back. And the overwhelming majority of these candidates resisted that request and refused to return it. They just quietly absorbed the cash into their ad buys and their field operations under the legal cover of unitemized small dollar donations. And that brings us to the final fatal blow. What happened inside ActBlue when they realized that Congress had the receipts? In the months following the 2024 election, the entire corporate legal infrastructure at ActBlue completely imploded. So the unraveling started shortly after election day, when ActBlue fired its longtime general counsel, Darren Hurwitz, and they handed him a quiet severance package for almost 200 grand. And then associate general counsel Aaron Ting stepped up as the interim replacement and was offered the permanent job full time. But in February 2025, ActBlue's elite outside law firm, Covington and Burling, dropped an absolute bomb on them. They delivered a private, highly confidential legal memorandum warning leadership that because the staff knew the platform was a sieve, it could actually be alleged that ActBlue accepted and or facilitated the acceptance of foreign national contributions into American elections. And that is a catastrophic federal campaign finance crisis with massive criminal exposure. Now, immediately following that, Aaron Ting abruptly quit the company. He turned down the promotion. He sent an internal message to executives on February 14, warning them bluntly that ActBlue leadership was not fully committed to transparently addressing with the board the seriousness of our most pressing concerns, the legal compliance of ActBlue's past practices. And to make matters worse, ActBlue actively withheld Ting's actual resignation letter from Congress, completely defying a federal subpoena covering those records. Now, after Ting walked out, the last remaining attorney on the team, legal counsel Zayn Ahmad, became the default head of legal, and he immediately covered his rear and blew the whistle, forwarding the damning Covington fraud memos directly to the board of directors. Enactblue's immediate response? Well, they placed the whistleblower on a forced leave of absence and completely revoked his access to internal networks and email. By March of 2025, every single member of ActBlue's legal and compliance department had resigned, been fired, or been forced out. Leaked internal messages from the employees union describe the absolute wreckage left behind, stating that they had no clear direction on how to proceed with their work. The COVID up goes all the way to the top. Over the course of the investigation, four, five current and former key ActBlue fraud prevention and legal staffers were hauled in for congressional depositions. And how did they defend the platform? Well, they didn't. In response to every single substantive question about the fraud and the COVID up, they all took the fifth a staggering 146 times. And then, circling back to the beginning of this show, on June 10, 2026, the CEO herself, Regina Wallace Jones, sat down under subpoena in front of the House administration Committee. And when pressed under oath about her past written assurances to Congress that the platform had robust foreign safeguards, she repeated one line prepared for her over and over like a broken record. Why did your entire legal team quit your in house legal team? On the advice of counsel, I respectfully decline to answer the question pursuant to my fifth amendment rights under the Constitution. The system has stonewalled the investigation, protecting the guilty while absolutely ravaging American citizens. So ask the only question that matters. Will the indictments ever come? Is anybody going to be in handcuffs? Because this is actually a lot bigger than ActBlue alone. If you take a step back, you're going to see very quickly that this isn't just a story about corruption within the Democrat Party. Because Win Red, the Republican answer to Act Blue, is not entirely clean either. Guys. The FTC has logged over 800 complaints about WinRed quietly enrolling people in recurring donations they never agreed to through a pre checked box they didn't notice, talking about retirees, widows, nursing home residents, people who ended up giving away far more than they can afford, a few dollars at a time, all by accident on their part because of a vague checked box. Now, state attorneys general in New York, Minnesota, Maryland and Connecticut are investigating it as we speak. And as of this week, June 10, 2026, the exact same day Wallace Jones took the fifth House Democrats sent Winred's CEO a letter asking the same kind of question Congress has been asking Act Blue. Out of more than 200 Trump donors living abroad, only two had their citizenship actually verified. Let me say that again. Two out of 200. We've talked about why Oneskin stands out because it isn't hype, it's real science. The founders of this company are longevity researchers who targeted zombie cells. And these are the hidden drivers of wrinkles and sagging skin. And their breakthrough is the OSO1 peptide. It's the first ingredient proven to switch off these damaged cells which slows skin aging at the source. And it's serious science that fits perfectly into any routine. Every time I use it, I'm signaling my skin to repair, support collagen production. And this isn't just my experience, guys. Oneskin's results are backed by four peer reviewed clinical studies, over 10,000 five star reviews and they've been recognized by Bloomberg as a leader in skin longevity. OneSkin's OSO1 peptide is proven to target the visible signs of aging, helping you unlock your healthiest skin now and as you continue to age. So for a limited time, you can try one skin with 15% off using the code keeping it real at one skin forward slash, keeping it real, that's 15 off. OneSkin Co with the code keeping it real. And after your purchase, they're gonna ask you where you heard about them. Please support my show and tell them that I sent ya. So, no, Winrad does not currently have a 479 page congressional staff reports or years of incriminating internal documents, or a CEO repeatedly invoking the fifth Amendment under oath. But that's not the point. The point is that the infrastructure of both organizations is remarkably similar. Minimal verification, enormous transaction volume, automated processing, prepaid payment instruments, and a system whose entire incentive structure rewards one thing above all else. More money. As fast as possible. Because that is the recipe for power. So, guys, if nobody's held accountable, what happens in the next election and the one after that? Because eventually, every dollar that lands in a campaign account becomes a question mark, Every grassroots surge becomes suspect, and every election result becomes vulnerable to manipulation. And at that point, we're no longer choosing our leaders. We're rewarding whoever has the most money, the most sophisticated automation, and the best bot farm. So this is where we have to resist the urge to turn this into a team sport, guys. Because here's the uncomfortable truth. Once foreign actors, dark money, identity theft, and automated influence campaigns start shaping who wins primaries, all is lost. Whether you're a Democrat or a Republican, we, the American people, we all lose. This has got to be treated as a national security threat, not a partisan weapon. Because no corporation, no foreign actor, no billionaire, no consultant, no political party, no fundraising platform should ever be allowed to secretly purchase influence over the United States of America. And the consequences for doing so must be so severe that no one on the left or the right ever attempts this again. So what can you actually do? Well, first, check yourself. I mean that literally. The FEC keeps a public, searchable database of every itemized political donation in the country. FEC.gov I want you to search your own name. And if a donation shows up that you didn't make, report it to your state attorney general and to the FEC directly. Second, there's already a model to block this fraud. And it's not partisan. In December of 2024, the House passed the SHIELD act legislation requiring CVV verification and banning prepaid and gift card donations, platform wide. Okay, By a voice vote. And voice vote means nobody even objected to force a recorded vote. It wasn't controversial, it just died. Because the Senate never took it up. Before that Congress ended. And because of this, prepaid card donations are still completely legal today. So here's what you can do. Call or email both your House Representative and your senators it's really easy. You just go to senate.gov and house.gov to get their info. It takes about 10 seconds. And when you reach out, tell them reintroduce the Shield act and bring it to an actual vote in both chambers this Congress. Don't ask politely demand it. Get mad and let them know because it's possible that our freedom and our future depends on it. All right, team, thanks for watching. And if you're enjoying the show, please be sure to, like, share, comment and subscribe. And until the next time, take great care of yourself. Thank you so much for watching. If you enjoyed the podcast, please, like, comment, subscribe and share. And make sure to let me know what guests you want to see on in the future.