43:I[185,["/_next/static/chunks/08z4tkzvltetr.js","/_next/static/chunks/121~yigv24_j6.js","/_next/static/chunks/0jo3du-icy6v2.js","/_next/static/chunks/15cy49d~_zsjj.js","/_next/static/chunks/0..ktetnpeix7.js","/_next/static/chunks/08cz-ztcfuxe..js","/_next/static/chunks/0i6hzvr84kc1r.js"],"SendEmailButton"] 49:I[45269,["/_next/static/chunks/08z4tkzvltetr.js","/_next/static/chunks/121~yigv24_j6.js","/_next/static/chunks/0jo3du-icy6v2.js","/_next/static/chunks/15cy49d~_zsjj.js","/_next/static/chunks/0..ktetnpeix7.js","/_next/static/chunks/08cz-ztcfuxe..js","/_next/static/chunks/0i6hzvr84kc1r.js"],"SignupCTA"] 3c:["$","h1",null,{"className":"max-w-[22ch] font-display text-[clamp(32px,4.5vw,48px)] font-medium leading-[1.05] tracking-[-0.02em] text-[color:var(--fg-1)] text-balance","children":"The Disconnect Between Retirement Assumptions and Reality"}] 3d:["$","div",null,{"className":"flex flex-wrap items-center gap-x-4 gap-y-1 font-mono text-[12px] uppercase tracking-[0.1em] text-[color:var(--fg-3)]","children":[["$","time",null,{"dateTime":"2026-04-21T08:00:00.000Z","children":"April 21, 2026"}],["$","span",null,{"aria-hidden":true,"children":"·"}],["$","span",null,{"children":"00:17:27"}],false]}] 44:T50a,

Is retirement really the phase where you spend less, worry less, and let investments do all the work? Gerry Ricken and Heidi Ricken Provost continue their conversation on common retirement myths—tackling Social Security fears, spending assumptions, and the belief that investments alone equal a plan. They break down why timing, income strategy, taxes, healthcare, and lifestyle choices all matter, and why retirement decisions are rarely one-size-fits-all. This episode reframes how to think about retirement planning beyond headlines and assumptions.

Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com.

Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476.

Find the Rickens on social media: Facebook | Instagram | YouTube

See omnystudio.com/listener for privacy information.

45:T684,