Konnected Minds Podcast: "We Are Not Too Late — Why Digital Assets Are Your Path to Generational Wealth"

Host: Derrick Abaitey
Guest: Dr. Hans (The Investing Tutor)
Date: February 11, 2026

Episode Overview

This episode of the Konnected Minds Podcast, hosted by Derrick Abaitey, features Dr. Hans, popularly known as The Investing Tutor. The central theme is empowering listeners—especially those from African communities—to utilize digital assets, like Bitcoin and Ethereum, as vehicles for building generational wealth. Dr. Hans emphasizes the urgency and opportunity available in the digital asset space, while sharing his personal journey from pharmacist to full-time financial educator.

Key Discussion Points & Insights

1. The Opportunity in Digital Assets

• Bitcoin as Generational Wealth

  • Dr. Hans boldly predicts Bitcoin will hit $1 million within the next ten years and frames it as a unique opportunity for long-term wealth building.

    "We will see Bitcoin hit $1 million in the next 10 years...Our people need to have exposure to digital assets. It's just so important. If they keep their money saved in cash, it loses value every single year." — Dr. Hans (00:00)

• Addressing Common Fears

  • Many feel "priced out" of Bitcoin and digital assets, but Dr. Hans reassures listeners that it’s not too late to get involved.

    B: "Are we too late to invest in bitcoin?"
    A: "We are not late." (00:50–00:52)

• Simple Portfolio Advice

  • Dr. Hans offers a practical allocation for newcomers:
    • 70% Bitcoin
    • 20% Ethereum
    • 10% Other (though the audio here is unclear, possibly referencing “Podcast” or other digital assets)

    "I would say 70% Bitcoin, 20% Ethereum. The 10% [unclear, but contextually could be other digital opportunities]." — Dr. Hans (00:56)

2. From Pharmacy to Financial Liberation

• Personal Motivation and Background

  • Dr. Hans describes himself as a "liberator," using financial education to set people free from “financial captivity.”

    "I'll describe it as financial liberation. It's interesting...people are in captivity financially. They don't realize it. And I'm just here to set them free." — Dr. Hans (02:37)

• Immigrant Journey and Career Shift

  • He recounts his mother’s influence toward medicine and his eventual draw to pharmacy for its accessibility and personal connection with clients.
  • Despite success as a pharmacist, his passion for financial education led him to run “Investing Tutor” as a part-time side business, earning $20,000 a year while maintaining a six-figure pharmacy career.

• Turning Point

  • Dr. Hans faced workplace adversity after a leadership change. Instead of accepting a transfer, he made the leap to entrepreneurship, supported quietly but emotionally by his wife.

    "I'll never forget. I came home...my wife was like, so which hospital are you being transferred to? I told her, I'm going to work on this business, and I'll never forget. A tear just dropped down her face..." — Dr. Hans (06:11)

3. Breaking Free from Limiting Beliefs About Debt

• Student Loan Anxiety

  • Dr. Hans shares an anecdote about his friend’s sister, who was paralyzed by student loan debt. He reframes student loans as the "best debt" in the US due to flexible repayment and forgiveness programs.

    "A student loan is the best, best debt to have in America. Very controversial statement, but it's factual...student loan was paused for three years [during COVID]. That's even a minor fraction of why it's better than any other debt." — Dr. Hans (07:14)

• Practical Steps

  • He advises using the many repayment options available, emphasizing financial education as the path to peace of mind and opportunity.

Notable Quotes & Memorable Moments

• The urgency of action:

  "We are not late." — Dr. Hans (00:52)

• Mindset shift:

  "People are in captivity financially. They don't realize it. And I'm just here to set them free." — Dr. Hans (02:37)

• On entrepreneurship and risk:

  "You have to go out there, provide value to the world, and no one knows how long that is going to take for you to begin to see the results." — Dr. Hans (06:18)

• Controversial opinion on debt:

  "A student loan is the best, best debt to have in America. Very controversial statement, but it's factual." — Dr. Hans (07:14)

Important Segment Timestamps

| Timestamp | Topic/Content | |:----------:|------------------------------------------------------------------------------------------------------| | 00:00–00:44| Bitcoin $1M prediction, digital assets as generational wealth, warning against cash savings | | 00:50–00:56| Reassurance: "We are not late." Asset allocation advice (Bitcoin, Ethereum) | | 02:13–02:33| Introduction of Dr. Hans, his background and mission | | 03:00–06:11| Dr. Hans’s journey from pharmacy to financial education and entrepreneurship | | 07:02–08:29| Story about helping a friend’s sister manage student loan anxiety through financial literacy |

Final Thoughts

This episode serves as a motivational guide, especially for listeners from African and diaspora communities, to re-imagine their relationship with money. Dr. Hans’s message is clear: digital assets offer actionable, timely opportunities for ordinary people to build generational wealth—and it’s never too late to start. His personal journey reinforces the power of mindset, calculated risk-taking, and financial education.

If you are seeking practical strategies as well as inspiration to take charge of your financial future, this episode delivers both in abundance.