Podcast
Lykken on Lending
Hosted by David Lykken · EN
Created by mortgage professionals for mortgage professionals,
Lykken on Lending is a weekly 60-minute podcast hosted by mortgage veteran, David Lykken, and co-hosted by Marc Helm.
Joining the program each week is Adam DeSanctis with his weekly MBA Mortgage Minute, Les Parker with his Macro Market Update, Matt Graham with a weekly Market Update, David Kittle with Originations Update, Alice Alvey providing a Legislative Update, Allen Pollack with his weekly Tech Update.
The weekly updates are followed by the Hot Topic segment, which is an in-depth discussion about one of the hottest topics related to the mortgage industry.
The program can be heard live each Monday at noon central or downloaded as a podcast.
Each week thousands of industry professionals have found this to be an effective way to stay up on all that is happening in the mortgage industry.
This broadcast is provided to the mortgage industry as a public service compliment of Transformational Mortgage Solutions.
We invite you to join us to listen and learn.
25episodes
Episodes
Newest firstAll episodes
FHA Removes a Key Barrier to Financing Existing Homes - MBA Mortgage Minute by Adam DeSanctis
1w ago00:01:26Tap to summarizeThis podcast segment highlights FHA’s decision to ease property standards for existing homes, removing outdated well-distance requirements that could expand access to FHA financing in more communities.-------------------------------------------------------------Adam DeSanctis, VP of Communications at Mortgage Bankers AssociationAs a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion program.
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Weekly AI Update: The AI Gold Rush: Why Most Companies Are Digging in the Wrong Place
1w ago00:19:40Tap to summarizeThe AI gold rush is in full swing, but many organizations are chasing the latest tools while overlooking the asset that will determine long-term success—their own data. In this episode of the Weekly AI Update, David Lykken and AI innovator Pavan Agarwal break down the biggest insights emerging from the AI4 Conference, discuss why enterprise AI strategy matters more than isolated AI deployments, and explore how AI agents are transforming the way businesses operate. They also examine the growing importance of proprietary AI patents, intelligent automation, and trusted data as the foundation for competitive advantage. If you're looking to move beyond AI hype and build a sustainable strategy that delivers real business value, this conversation provides practical insights into where AI is headed and how forward-thinking leaders can position themselves for the future.
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TRUE Releases Industry Guide to Help Mortgage Lenders Prepare for Fannie Mae AI Governance Requirements
1w ago00:23:11Tap to summarizeAs Fannie Mae's new AI governance requirements take effect on August 6, mortgage lenders face growing pressure to ensure their AI strategies are compliant, transparent, and audit-ready. In this episode of Lykken on Lending, David Lykken sits down with Steve Butler, CEO of TRUE, to discuss what these new requirements really mean, the misconceptions many lenders have about AI governance, and why deterministic AI is becoming essential for reducing risk. Steve also introduces TRUE's new Industry Guide, offering practical insights that help lenders build trust, improve compliance, and prepare for the future of AI-powered lending.
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The Market Just Challenged the Fed: What It Means for Mortgage Rates
2w ago00:51:25Tap to summarizeThe Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature musical parodies.Matt Graham of MBS Live, breaking down market activity and interest rate movements.David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.Bill Corbet, presenting Bill's Bullet Commentary with focused insights on loan servicing and capital markets.Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments.Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.
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Weekly AI Update - Why Most AI Strategies Fail—and What Real AI Looks Like
2w ago00:27:44Tap to summarizeArtificial intelligence is no longer just about deploying the latest chatbot—it's about building solutions that can be trusted in high-stakes environments. In this week's AI Update, David Lykken sits down with Pavan Agarwal and Jennifer to explore the critical difference between organizations that merely claim to have an AI strategy and those that have built one around proprietary, purpose-built intelligence. From the emergence of "PropAI" to the role of human oversight, warranted AI decisions, and dramatically reducing operational costs, this conversation examines how specialized AI is transforming mortgage lending and why the future belongs to AI systems designed for accountability, accuracy, and real-world outcomes rather than hype.
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Fire the Loan Officer, Hire the Mortgage Operator with Dustin Owen of The Loan Officer Podcast
2w ago00:30:41Tap to summarizeThe mortgage industry is evolving, and success today requires far more than mastering the mechanics of originating loans. In this compelling Hot Topic episode, David Lykken sits down with one of the industry's most respected mortgage coaches and content creators to explore why the traditional loan officer model is giving way to a new era of "mortgage operators." Drawing from two decades of experience as a top-producing originator, executive leader, and coach, the conversation dives into the mindset, systems, leadership, and business strategies that separate sustainable high performers from the rest of the field. Whether you're a new loan officer, an experienced producer, or a mortgage executive developing your next generation of talent, this episode offers practical insights into building a business that can thrive in any market.
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Mortgage Markets Under Pressure: Winning Business While Rates Stay Higher
3w ago00:47:36Tap to summarizeThe Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature musical parodies.Matt Graham of MBS Live, breaking down market activity and interest rate movements.David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.Bill Corbet, presenting Bill's Bullet Commentary with focused insights on loan servicing and capital markets.Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments.Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.
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The Eye of the Storm: Why Mortgage Leaders Must Prepare for a Higher-Rate Future - 07/21/2026 Weekly Mortgage Update commentary
3w ago00:12:08Tap to summarizeThis week's mortgage commentary explores why today's lending environment may be less about waiting for lower rates and more about adapting to a fundamentally different market. Bill Corbett's compelling "eye of the storm" analogy frames a discussion on how persistent geopolitical uncertainty, inflation pressures, and a higher-for-longer interest rate environment are likely to remain defining characteristics of the mortgage landscape. The panel also examines the accelerating role of artificial intelligence in reshaping lender operations and highlights growing global confidence in U.S. housing, as evidenced by significant international investment in American homebuilders and housing finance. The message for mortgage leaders is clear: success will belong to organizations that embrace innovation, strengthen operational resilience, and execute confidently in a market where volatility has become the new normal.
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AI Governance Is the New Competitive Advantage in Mortgage Lending - Tech Update by Allen Pollack
3w ago00:15:24Tap to summarizeThis podcast segment explores why AI governance, data security, and borrower retention—not just automation—are becoming the defining competitive advantages for mortgage lenders as new Fannie Mae AI requirements take effect. -----------------------------------------------------Allen Pollack, Tech ConsultantAllen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.
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FHFA Rule Changes and TRID Reform: Why Mortgage Lenders Should Speak Up Now - Legislative Update by Alice Alvey
3w ago00:10:30Tap to summarizeThis podcast segment encourages lenders to stop waiting for lower interest rates and instead focus on growing their business by embracing today's market, serving purchase borrowers, and capitalizing on opportunities like non-QM lending.------------------------------------------------------------------Alice Alvey, Master CMBVice President Partner Education and Training at Union Home MortgageShe handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!
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