Podcast
Lykken on Lending
Hosted by David Lykken · EN
Created by mortgage professionals for mortgage professionals,
Lykken on Lending is a weekly 60-minute podcast hosted by mortgage veteran, David Lykken, and co-hosted by Marc Helm.
Joining the program each week is Adam DeSanctis with his weekly MBA Mortgage Minute, Les Parker with his Macro Market Update, Matt Graham with a weekly Market Update, David Kittle with Originations Update, Alice Alvey providing a Legislative Update, Allen Pollack with his weekly Tech Update.
The weekly updates are followed by the Hot Topic segment, which is an in-depth discussion about one of the hottest topics related to the mortgage industry.
The program can be heard live each Monday at noon central or downloaded as a podcast.
Each week thousands of industry professionals have found this to be an effective way to stay up on all that is happening in the mortgage industry.
This broadcast is provided to the mortgage industry as a public service compliment of Transformational Mortgage Solutions.
We invite you to join us to listen and learn.
25episodes
Episodes
Newest firstAll episodes
Cooling Inflation Calms Rates Despite Middle East Tensions - Market Update by Matt Graham
3w ago00:05:17Tap to summarizeThis podcast segment explains how surprisingly weak inflation data offset geopolitical tensions and shifting Fed expectations, allowing mortgage rates to improve despite ongoing market volatility.-----------------------------------------------------Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.He lives in the Pacific Northwest with his wife and son, where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.
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"Does Anybody Really Know What Time It Is?" Bonds Don't Care - Macro Market Update by Les Parker
3w ago00:01:39Tap to summarize07-21-2026 "Does Anybody Really Know What Time It Is?" Bonds Don't Care----------------------(Bonds don't) Does anybody really know what time it is? (Care) Does any rally really care? (About time) If so, Bonds can't imagine why. (Oh don’t sell) They've all got time enough to buy.The more things change, the more they don’t. The nature of a big system hides micro tragedies. Consider how mortgage rates have stayed within a 100 bps band for three years, but volatility has ranged from 2 to 5.Imagine at 2 you make your gross margin, but net profit declines and eventually turns negative as volatility increases. The point is that the speed of change is more dangerous than change itself.Buy or sell, Bonds don’t care.These views are mine. Join TMSpotlight to know when time matters.-----------------------Song: Does Anybody Really Know What Time It Is (1969)
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FHFA Shifts to Objective Risk: What the Proposed Counterparty Rule Means for Mortgage Lenders - MBA Mortgage Minute by Adam DeSanctis
3w ago00:01:54Tap to summarizeThis podcast segment highlights the CFPB's new request for information, marking a significant step toward modernizing mortgage regulations and advancing MBA's advocacy for reforms that could reduce costs, ease compliance burdens, and expand access to affordable mortgage credit.-------------------------------------------------------------Adam DeSanctis, VP of Communications at Mortgage Bankers AssociationAs a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion program.
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The AI Blueprint: How MISMO Is Shaping the Future of Mortgage Lending of Brian Vieaux of MISMO
4w ago00:24:57Tap to summarizeArtificial intelligence is rapidly transforming the mortgage industry, but innovation without standards can create more risk than value. In this Hot Topic, David Lykken sits down with MISMO President Brian Vieaux to discuss why trusted data, governance, and industry collaboration are the true foundation of successful AI adoption. Brian shares how MISMO's new FRAME (Framework for Responsible AI in the Mortgage Ecosystem) gives lenders practical guidance for implementing AI responsibly while remaining compliant with evolving regulatory expectations. From separating genuine innovation from simple automation to exploring how standardized data can reduce loan manufacturing costs and improve efficiency, this conversation provides mortgage executives with an inside look at the infrastructure that will shape the industry's AI-driven future.
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Data-Driven Mortgage Insights for Retention and Growth: How Cotality is transforming mortgage growth strategies with Praveen Chandramohan of Cotality
Aug 13, 2025Tap to summarizeIn this episode of Lykken on Lending, we sit down with Praveen Chandramohan of Cotality—formerly CoreLogic—to explore how data-driven strategies are transforming mortgage customer retention and growth. Praveen shares the story behind Cotality’s rebrand, rooted in collaboration, totality, and vitality, and unveils their powerful new platform, Arraya, which provides lenders with actionable insights for acquisition, retention, and homeowner engagement. From leveraging 22,000+ data sources to building AI-ready models, to launching innovative tools like OneHomeowner that foster lifelong borrower relationships, this conversation is packed with strategies for thriving in today’s purchase-driven market. If you’re ready to turn data into a competitive edge and boost retention rates well beyond the industry average, this is an episode you won’t want to miss.
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