
Hosted by Triodos Bank · NL
Wat is de weg naar een duurzame, rechtvaardige wereld? In de podcast Money for Change bespreken we met systeemdenker en hoofdeconoom van Triodos Bank Hans Stegeman het nieuws, mondiale ontwikkelingen en de wetenschap met speciale aandacht voor de economie en de rol van geld.
Ons doel? Progressieve duiding geven aan de actualiteit, zodat wij met nieuwe inzichten verder kunnen denken en bouwen aan een betere wereld.

Welcome to Money for Change, a brand-new podcast from Triodos Bank! In this weekly podcast, the Impact & Economics department will share insights and challenges related to our core question: how can we transition to a more balanced and just world? Each episode, we’ll be joined by Hans Stegeman, Triodos Bank’s Chief Economist. Together, we’ll dive into various topics and current affairs related to this overarching question, exploring ways in which these necessary changes might be realized. This week, we welcome Tim Crijns, Fund Manager of Triodos Microfinance Fund, to discuss how targeted financial support can create innovative pathways for adaptation and mitigation in the face of climate challenges. With insights from Hans. we explore the pressing question: How can microfinance be a game-changer for those most affected by climate injustice? We shine a light on the transformative power of microfinance in combating climate change, particularly in developing nations that disproportionately bear its burdens. Discover how small loans can empower entrepreneurs, support climate resilience, and drive sustainable solutions in emerging economies. The episode will be concluded by Hans’ news items of this week where you will hear Hans draw parallels between current AI development and the Space Race, provoking Ernst to update one of history’s most famous quotes… If you have any comments or questions about this episode, feel free to contact us using the form on our webpage: https://www.triodos.com/en/podcasts/money-for-change Enjoy listening and don’t forget to rate & follow us! Host: Emma de Leeuw Fixed guest: Hans Stegeman Guest: Tim Crijns --------------------------------------------------------------------------------------------------Link to AEX Futureproof Index Report; https://static1.squarespace.com/static/670038036fca3f6e87032aca/t/67a4f9e05792ac4ac0b597cc/1738865132882/AEX+INDEX+REPORT.pdf

Welcome to Money for Change, a brand-new podcast from Triodos Bank! In this weekly podcast, the Impact & Economics department will share insights and challenges related to our core question: how can we transition to a more balanced and just world? Each episode, we’ll be joined by Hans Stegeman, Triodos Bank’s Chief Economist. Together, we’ll dive into various topics and current affairs related to this overarching question, exploring ways in which these necessary changes might be realized. In the episode of this week, we’re going to discuss who is better off: US citizens or EU citizens? Conventionally economists might look at GDP per capita numbers and conclude that US citizens are on average better off than EU citizens. Yet, GDP fails to take into account some of the aspects that matter. Beyond GDP is the movement that tries to correct these shortcomings. Together with Annegeke Jansen, PhD candidate at the WISE Horizons project in Leiden, we’re going to examine the various dimensions of Beyond GDP. You will find out where citizens live healthier, where they are safer and where most ecological damage is done. We end by discussing what policymakers should do differently from a Beyond GDP perspective. The episode will be concluded by Hans’ news items of this week where you will hear Hans draw parallels between current AI development and the Space Race, provoking Ernst to update one of history’s most famous quotes… Enjoy listening and don’t forget to rate & follow us! Host: Ernst Hobma Fixed guest: Hans Stegeman Guest: Annegeke Jansen Note: In the episode Hans and Ernst say that the median income in the US is lower than in the EU, but this is incorrect. While the average income of the bottom 50% of income earners is lower in the US, the median income is higher than in the EU. This shows that inequality of income within the bottom 50% of income earners is greater in the US than in the EU.For suggestions, comments or questions, please use the contact form on this page: https://www.triodos.com/en/podcasts/money-for-change

Welcome to Money for Change, a podcast from Triodos Bank! In this weekly podcast, the Impact & Economics department will share insights and challenges related to our core question: how can we transition to a more balanced and just world? Each episode, we’ll be joined by Hans Stegeman, Triodos Bank’s Chief Economist. Together, we’ll dive into various topics and current affairs related to this overarching question, exploring ways in which these necessary changes might be realized. Since the founding of Triodos Bank, we have maintained a clear stance on investing in weapons: we simply do not invest in weapons, and we believe the entire private sector should refrain from doing so. However, in recent years conflict has intensified in various parts of the world with with Russia’s invasion of Ukraine and the outbursts of violence in Sudan, Gaza and Lebanon. A dditionally, the newly inaugurated president of the United States Additionally, the newly inaugurated president of the United States has made war threat in relation to Greenland and Panama. In l ight of these developments, we have invited Daan Spaangaren, senior investment strategist at PME (the pension fund for the metal high-tech sector) as guest to discuss investing in weapons. PME takes a different view on investing in weapons from Triodos. We’ll discuss the ethical and economic considerations involved in investing in weapons. And of course deal with the question; should private financial institutions invest in weapons? Enjoy listening to this episode of Money for Change and don’t forget to rate & follow us! If you have any comments or questions about this episode, feel free to contact us using the form on our webpage: https://www.triodos.com/en/podcasts/money-for-change Host: Sanne van Keulen Fixed guest: Hans Stegeman Guest: Daan Spaangaren -------------------------------------------------------------------------------------------------------------------------------- Triodos’ position towards weapon investments explained; https://www.triodos.co.uk/articles/2024/why-the-financial-sector-should-never-invest-in-weapons#:~:text=Triodos%20Bank%20does%20not%20invest%20in%20weapons%2C%20never,why%20investing%20in%20weapons%20should%20not%20become%20normal

Welcome to Money for Change, a brand-new podcast from Triodos Bank! In this weekly podcast, the Impact & Economics department will share insights and challenges related to our core question: how can we transition to a more balanced and just world? Each episode, we’ll be joined by Hans Stegeman, Triodos Bank’s Chief Economist. Together, we’ll dive into various topics and current affairs related to this overarching question, exploring ways in which these necessary changes might be realized. If you follow our socials you probably haven seen our social tipping point research passing by. Social tipping points refer to moments of relatively small changes in our behavior that can lead to a significant shift in the embedded norms of our system. Our study has found that the social tipping points regarding our five transition themes are mostly closer than we think. Simply put; many Dutch people want change, and quite a few people are already trying to bring about this change as well. In this episode we will analyze and discuss the most important findings with professor of socio-economic transitions Derk Loorbach at the office of the Dutch Research Institute For Transition. Together we’ll explore what proportion of society is needed to achieve our ‘social tipping points’ and how the institutional resistance that we see in politics amongst others can be interpreted as a sign of us actually coming closer to these tipping points. Enjoy listening to this special episode of Money for Change and don’t forget to rate & follow us! If you have any comments or questions about this episode, feel free to contact us using the form on our webpage: https://www.triodos.com/en/podcasts/money-for-change Host: Ernst Hobma Fixed guest: Hans Stegeman Guest: Derk Loorbach ---------------------------------------------------------------------------------------------- Press release on Social Tipping Points research (Dutch); https://www.triodos.nl/persberichten/2025/250102-kantelpunten-voor-cruciale-veranderingen-binnen-handbereik#nieuwe-economie

Welcome to Money for Change, a brand-new podcast from Triodos Bank! In this weekly podcast, the Impact & Economics department will share insights and challenges related to our core question: how can we transition to a more balanced and just world? Each episode, we’ll be joined by Hans Stegeman, Triodos Bank’s Chief Economist. Together, we’ll dive into various topics and current affairs related to this overarching question, exploring ways in which these necessary changes might be realized. In the episode of this week, we’re going to discuss the subject of wealth inequality, an issue that is widely recognized as problematic. Wealth inequality has proven to harm social cohesion, hinder social mobility and creates an ecological problem when the lifestyles of the ultra-wealthy exceed our planet’s environmental limits. Furthermore, wealth often buys political power, undermining democracies. Therefore, rising wealth inequality is an obstacle to just sustainability transitions. Together with Wouter Leenders, PHD candidate at the University of California at Berkely, we’re going to examine the various dimensions of this issue and discuss what we can actively do to tackle it. The episode will be concluded by Hans’ two news items of this week which are closely related to the subject of today; the record-breaking global warming of last year and the striking statistic of how long it took the richest people to burn through their carbon budget for 2025. Enjoy listening and don’t forget to rate & follow us! Host: Ernst Hobma Fixed guest: Hans Stegeman Guest: Wouter Leenders If you have any comments or questions about this episode, feel free to contact us using the form on our webpage: https://www.triodos.com/en/podcasts/money-for-change

Welcome to Money for Change, a brand-new podcast from Triodos Bank! In this weekly podcast, we’ll be joined by Hans Stegeman, Triodos Bank’s Chief Economist along with the the Impact & Economics department to share insights and challenges related to our core question: how can we transition to a more balanced and just world?In this episode Sanne and Hans are joined by Adam Kybird, fund manager of Triodos Food Transition Europe Fund. Together, they discuss how organic agriculture might become the norm, what this would mean for food affordability, and how organic relates to regenerative agriculture. You will hear how much of their income people used to spend on food, and whether true pricing could solve all our problems in one go. Towards the end of the episode, you can hear Adam strategize which organic products could replace their non-organic counterparts first. Hans explains why the whole world could actually eat organic, as long as diets are changed and food waste is minimized accordingly.Hans concludes this first episode of the year with some uplifting news from our own research on social tipping points in the Netherlands (you can find the link in Dutch below).Have fun listening and don’t forget to follow and rate us on your favourite podcast platform! Host: Sanne van Keulen Fixed guest: Hans Stegeman Guest: Adam Kybird If you have any comments or questions about this episode, feel free to contact us using the form on our webpage: https://www.triodos.com/en/podcasts/money-for-changeTipping points outlook (Dutch): https://www.triodos.nl/persberichten/2025/250102-kantelpunten-voor-cruciale-veranderingen-binnen-handbereik

Welcome to Money for Change, a brand-new podcast from Triodos Bank! In this weekly podcast, we’ll be joined by Hans Stegeman, Triodos Bank’s Chief Economist along with the the Impact & Economics department to share insights and challenges related to our core question: how can we transition to a more balanced and just world? This episode we're keeping it closer to home by diving into one of the core activities of the Impact & Economics department: measuring impact. Together with our colleague Sven Renon, we explore the different facets of impact measurement, illustrating our discussion with practical examples.Hans kicks off the conversation by taking us through the history of Triodos' impact management over the past 44 years. We discuss the various types of impact that can be measured and how this is applied in practice in the real world. To wrap up, we emphasize the importance of moving beyond simply minimizing negative impact and instead focusing on creating a positive change in the world.Hans concludes this final episode of the year with some uplifting news regarding the United Nations' latest designations for 2025.Have fun listening and don’t forget to follow and rate us on your favourite podcast platform!Host: Emma de LeeuwFixed guest: Hans StegemanGuest: Sven Renon If you have any comments or questions about this episode, feel free to contact us using the form on our webpage:https://www.triodos.com/en/podcasts/money-for-changeMore information on Triodos Bank's approach to impact: https://www.triodos.com/en/impact-vision

Welcome to Money for Change, a brand-new podcast from Triodos Bank! In this weekly podcast, the Impact & Economics department will share insights and challenges related to our core question: how can we transition to a more balanced and just world? Each episode, we’ll be joined by Hans Stegeman, Triodos Bank’s Chief Economist. Together, we’ll dive into various topics and current affairs related to this overarching question, exploring ways in which these necessary changes might be realized. This week’s episode will cover the current race for critical raw materials. While this term might not immediately ring a bell, the products that rely on these materials certainly will. Critical raw materials are essential for technologies like smartphones, solar panels, and electric cars. These materials, including metals like cobalt, lithium, and neodymium, are called critical because we expect future demand to be much greater than the reserves we are currently mining. This scarcity creates a competitive environment which has some serious implications for the dynamics of the production process and leads to what we would call a ‘rat race’ for these critical resources. Furthermore, more mining would lead to further ecological damages and often poor labour conditions. To address these shortages, we’ll discuss the importance of more efficient usage of critical raw materials and the potential alternatives that could help reduce our reliance on them. At the end of the podcast, Hans will give us an update on bond markets and French politics and analyzes what these developments could mean for the Eurozone. Host: Ernst Hobma Fixed guest: Hans Stegeman Guest: Matija Kajić If you have any comments or questions about this episode, feel free to contact us using the form on our webpage: https://www.triodos.com/en/podcasts/money-for-change

Welcome to Money for Change, a brand-new podcast from Triodos Bank! In this weekly podcast, the Impact & Economics department will share insights and challenges related to our core question: how can we transition to a more balanced and just world? Each episode, we’ll be joined by Hans Stegeman, Triodos Bank’s Chief Economist. Together, we’ll dive into various topics and current affairs related to this overarching question, exploring ways in which these necessary changes might be realized. Today’s episode will cover the subject on alternative- business models and funding methods. Triodos Bank was founded with the purpose of creating positive change in society by making sure money flows in the right direction. However, the mainstream business models and funding methods do not always align with the needs of society and the challenges we’re facing in the coming decades. What can we do to re-invent or re-shape our traditional business models and what different forms of alternative funding could support these business models? Together with Gijsbert Koren, one of the crowdfunding pioneers in the Netherlands and expert on steward-ownership, we're going to delve into these questions. As usual, Hans will share a news item for us to reflect on, with this episode featuring his insights on this year’s ‘Black Friday’ mania Host: Sanne van Keulen Fixed guest: Hans Stegeman Guest: Gijsbert Koren If you have any comments or questions about this episode, feel free to contact us using the form on our webpage: https://www.triodos.com/en/podcasts/money-for-change Triodos UK crowdfunding platform; https://www.triodos.co.uk/faq/what-is-the-crowdfunding-platform-by-triodos-bank?id=e4a90394a274

Welcome to Money for Change, a brand-new podcast from Triodos Bank! In this weekly podcast, the Impact & Economics team will share insights and challenges related to our core question: how can we transition to a more balanced and just world? Each episode, we’ll be joined by Hans Stegeman, Triodos Bank’s Chief Economist. Together, we’ll dive into various topics and current affairs related to this overarching question, exploring ways in which these necessary changes might be realized. In this episode, we explore the profound challenges and opportunities posed by our aging population. As healthcare systems face unprecedented demand, we discuss how innovative care models and financing are stepping up to meet this shift. To help us unpack these complex dynamics, we’re joined by Mavric Webbstock, head of the Wellbeing Transition at Triodos Bank UK. An expert in financing healthcare facilities for elderly age groups, he shares insights on how financing can serve the goal of providing people with the highest quality of life for the longest period of time, which changes the mindset of how we perceive elderly care and life more generally. Hans Stegeman also provides us with a news update and his perspective on the result of the Climate Conference (COP 29) that wrapped up this weekend.Host: Emma de LeeuwFixed guest; Hans StegemanGuest; Mavric WebbstockIf you have any comments or questions about this episode, feel free to contact us using the form on our webpage:https://www.triodos.com/en/podcasts/money-for-change Graph on health expenditure per capita and life expectancy: https://ourworldindata.org/grapher/life-expectancy-vs-health-expenditure Fossil fuel non-proliferation treaty; https://www.triodos.com/en/fossil-fuel-non-proliferation-treaty