What happens to your private practice—and your finances—when perimenopause hits and you just don’t feel like you used to?

As therapists and health practitioners, we’re used to holding space for others—even when our own capacity is changing. If you’re noticing changes in your energy, focus, or mood and wondering how to keep your practice (and your finances) healthy, this episode might be just what you need.

In this episode, I break down the real impact of perimenopause on therapists, from brain fog and fatigue to the tough decisions about reducing your caseload or raising your fees.

I share some practical ways to adjust your schedule, automate your money systems, and, most importantly, ask for support so your business and finances work with your new reality. Remember—your practice can and should support you through every season of life!

Supporting Yourself Financially and Professionally Through Perimenopause in Private Practice

(00:04:14) Perimenopause's Impact on Therapists

(00:07:59) Align Business with Current Reality

(00:12:15) Prioritize Time, Health, and Money

(00:15:11) Streamline Finances, Seek Support

(00:18:33) Money Clarity for Therapists

Private Practice Finances for Therapists Experiencing Perimenopause

If you’ve been noticing a shift in your health, energy, or focus as you move through your late 30s or 40s—especially the ups and downs of perimenopause—you’re not alone.

Let’s be honest: perimenopause comes with a “whole list of not fun”—from hot flashes and brain fog to headaches, irritability, and unrelenting fatigue. If your capacity isn’t what it

used to be, please know that adjusting your expectations and routines isn’t just okay—it’s necessary.

Listen in for practical steps to create more ease in your schedule, value your expertise as your career progresses, and make sure your money truly supports you through this transitional season. I encourage you to create a clear system and habits for yourself, so you don't have to think fresh every time you sit down to work on your money. Having a nice, clear checklist of the tasks that you do whenever you do money time will help clear mental barriers and make the best use of the energy you have in that moment.

(00:15:37) "Let's reduce the cognitive load associated with your finances when that cognitive energy right now would probably better serve you somewhere else because it might be in more limited supply than it used to be." - Linzy Bonham

Financial Self-Care for Therapists Navigating Perimenopause Challenges

Here are 3 key takeaways for therapists in private practice:

· Accept Your New Reality: Your energy and focus may look different than they used to. Instead of holding yourself to past standards, adapt your schedule and expectations—this is about working with your reality, not against it.

· Let Your Business & Money Support You: Adjust your caseload, consider increasing your fees, and schedule self-care. Your financial decisions now can directly support your health and quality of life.

· Simplify Your Systems—And Ask for Help: Clear routines, automation, and seeking support (like hiring a bookkeeper) can help lighten your mental load, freeing up energy for both your work and your wellness.

Ready to feel confident with your money?

Are you a Solo Private Practice Owner?

I made this course just for you: Money Skills for Therapists. My signature course has been carefully designed to take therapists from money confusion, shame, and uncertainty – to calm and confidence. In this course I give you everything you need to create financial peace of mind as a therapist in solo private practice. Want to learn more? Click here to register for my free masterclass, “The 4 Step Framework to Get Your Business Finances Totally in Order.”

This masterclass is your way to get a feel for my approach, learn exactly what I teach inside Money Skills for Therapists, and get your invite to join us in the course.

Are you a Group Practice Owner?

Join the waitlist for Money Skills for Group Practice Owners. This course takes you from feeling like an overworked, stressed and underpaid group practice owner, to being the confident and empowered financial leader of your group practice.

Get to Know Linzy Bonham:

Linzy Bonham is a private practice therapist turned money coach who helps private practice owners and health professionals feel calm and in control of their finances through her coaching at Money Nuts & Bolts and her podcast Money Skills for Therapists.

It all started when she saw her extremely skilled colleagues struggle with the money side of business. Some had even left private practice, or were avoiding starting one, because the financial side was too stressful.

So Linzy decided to help therapists and health professionals develop peace of mind about their money. Since so many were never taught these skills, she focuses on the “how” of making the business side of private practice doable, and even super satisfying.

Follow Linzy Bonham:

About Page: https://moneynutsandbolts.com/about/

LinkedIn: https://www.linkedin.com/in/linzybonham/

Instagram: https://www.instagram.com/moneynutsandbolts/

Mentioned in this episode:

Start Feeling Calm and Confident About Your Group Practice Finances

Feeling overworked and underpaid in your group practice? You’re not alone. Running a group practice can feel like carrying the weight of everyone’s paychecks — including your own — and wondering if it’s all really worth it. That’s why I created a free guide called “How to Stop Feeling Overworked and Underpaid in Your Group Practice.” Inside, I’ll walk you through the four keys to becoming the confident financial leader your practice needs — so you can start feeling calm and in control of your money again. This guide is the first step toward the same kind of financial clarity and confidence I teach inside my deeper program, Money Skills for Group Practice Owners. 🙌 Download your free copy today — and let’s start building a group practice that supports you, not just everyone else.

Get the Free Guide: How to Stop Feeling Overworked & Underpaid in Your Group Practice

187: Building a Sustainable Private Practice During Perimenopause: Scheduling, Systems, and Self-Compassion