As a therapist in private practice, there can be a moment when you realize that you are the one responsible for caring for your future financial needs.

No employer is automatically setting aside money for your retirement, your maternity leave, your next chapter, or the bigger life goals you’re holding.

In this solo episode, I walk through how to think about future-focused financial planning in a way that feels practical, compassionate, and doable.

Whether you’re saving for retirement, preparing for parental leave, building a cushion for a future goal, or simply wanting to feel more secure, this conversation is about creating simple systems inside your business that support both the life you’re living now and the life you’re building over time.

Ready to feel more calm and confident about your money?

Do you feel confused, ashamed, or uncertain about your finances?

Are you craving support to help shift your money mindset and transform your relationship with money?

Are you ready to develop the skills and confidence you need to finally take control of your business finances and build a practice that actually takes care of you?

If so, I’d love for you to join me for one of my free online workshops, designed specifically for private practice owners who feel stuck—whether it’s mindset blocks, avoidance, or the technical side of managing money.

In just one hour together, you’ll learn practical tools, strategies, and next steps to move forward in your business (and your life) with clarity, intention, and ease.

Click here to explore upcoming workshops and save your spot or register to get the replay.

Creating Financial Support for the Version of You Still to Come

One of the most difficult parts of private practice finances is that most of us were never taught how to think this way. Many therapists carry financial anxiety, money avoidance, or complicated money stories into business ownership and then feel pressure to somehow know exactly what to do.

A helpful place to begin is by asking yourself, “What will my future self need from me?”

From there, you can start building small, steady habits that help you care for both your present-day needs and your longer-term financial goals.

Separate business bank accounts can be a simple and supportive tool for creating more clarity. And using an adapted Profit First system — including a dedicated account for big goals — can make saving for retirement, future leave, or other long-term plans feel more tangible and less overwhelming.

You don’t have to do it perfectly or all at once. Start small, keep it sustainable, and let consistency carry some of the weight.

Small Systems Can Build Financial Confidence

The practical side of financial planning becomes much easier when there’s a clear structure supporting it.

(00:04:35) Planning for future financial security

(00:07:01) Balancing present and future needs

(00:09:59) Setting up separate business bank accounts

(00:13:52) Navigating business vs personal finances

(00:16:44) Building support through community

Small Systems Can Build Financial Confidence

The practical side of financial planning becomes much easier when there’s a clear structure supporting it.

(00:04:35) Planning for future financial security

(00:07:01) Balancing present and future needs

(00:09:59) Setting up separate business bank accounts

(00:13:52) Navigating business vs personal finances

(00:16:44) Building support through community

About Linzy Bonham:

Linzy Bonham is a therapist turned money coach who helps private practice owners and health professionals feel calm, confident, and in control of their finances through her podcast, free workshops and comprehensive programs: Money Skills for Therapists and Money Skills for Group Practice Owners.

It all started when she saw her extremely skilled colleagues struggle with the money side of business. Some had even left private practice, or were avoiding starting one, because managing finances was just too stressful.

So Linzy set out to support helpers and healers with developing peace of mind about their money. Since so many were never taught money skills, she focuses on the “how” of making the business side of private practice doable — and even super satisfying.

Follow Linzy Bonham:

About Page: https://moneyskillsfortherapists.com/about

LinkedIn: https://www.linkedin.com/in/linzybonham/

Instagram: https://www.instagram.com/moneyskillsfortherapists/