Homeowners insurance has become a growing concern for buyers, sellers, HOAs, and REALTORS® across Nevada.

For some homeowners, the issue is non-renewal. For others, it is rising costs, stricter underwriting requirements, defensible space concerns, or the challenge of finding a carrier willing to write coverage in certain areas. And for real estate professionals, insurance is no longer just a background detail in the transaction. It can affect whether a buyer can close, whether a homeowner can remain covered, and how prepared clients need to be before making decisions.

What can Nevada do to encourage insurers to stay in the market? How can the state help carriers understand Nevada's actual loss history rather than treating every wildfire-adjacent area the same way? What role can mitigation play? And are there policy changes that could give consumers more time and more options when coverage becomes difficult to secure?

In this episode, we revisit a timely segment from our conversation with Nevada Insurance Commissioner Scott Kipper and Grant Meyer. They discuss what the state is doing to communicate with carriers, why Nevada's insurance risk is not identical to California's, and how the Division of Insurance is looking at ways to make the marketplace more workable for consumers and insurers.

You'll learn:

Why Nevada is working to show insurers that its risk profile is different from California's
How extending cancellation notice periods could help homeowners find replacement coverage
Why defensible space and mitigation are becoming part of the insurance conversation

Guest Bios

Scott Kipper is the Nevada Commissioner of Insurance. As Commissioner, Kipper is charged with protecting consumers' rights and the public's interest in dealings with the insurance industry. Commissioner Kipper has more than 30 years of experience in the insurance industry, including prior stints as Nevada Insurance Commissioner from 2008 to 2010 and again from 2011 to 2015. He most recently served as the Deputy Commissioner for Operations for the State of Washington Office of the Insurance Commissioner. Prior to that, he founded a private consulting firm providing technical expertise on insurance issues, serving clients nationwide. He also has served as the Insurance Administrator of the Oregon Insurance Division, Deputy Commissioner at the Office of Health Insurance for the Louisiana Department of Insurance (DOI), and Senior Regional Director for State Affairs at America's Health Insurance Plans (AHIP). To learn more and use the lookup tool, visit https://doi.nv.gov/.

Grant Meyer

As an Incline Village year-round resident for more than 30 years, I immensely enjoy life in our fantastic alpine town! Adventures may take me across the country and around the world, yet I always return home. Lake Tahoe just can't be beat! At the University of Southern California, I received multiple undergraduate degrees in Environmental Studies and Political Science before attending Vermont Law School to pursue Masters of Science in Environmental Law (MSEL) and Juris Doctorate (JD) degrees. Lucky to be able to raise another generation in our phenomenal town, my magnificent wife Molly and I have two daughters: Charlotte and Allison, plus Lucy our golden retriever. We all enjoy being actively involved in the community, supporting local non-profits both fiscally and through board of director volunteer positions. Easily identifiable on the hiking trails, ski slopes, golf courses, or beaches you are sure to find our family somewhere outdoors enjoying the abundant amenities Tahoe has to offer. Contact Grant at https://grant-meyer.cbselectre.com/

Resources

Check out https://nevadarealtors.org/ and don't forget to leave a review if you like what you heard. Your review feeds the algorithm, so our show reaches more people. Thank you!

About Your Hosts

Tiffany Banks is the CEO and former general counsel of Nevada REALTORS®. Her leadership is defined by a strategic approach to real estate advocacy and a commitment to community enrichment. With over a decade of legal experience, Tiffany guides the organization's direction with a keen focus on strategic consulting, complex legal analyses, and new business development. Nevada REALTORS® has successfully navigated legislative sessions, forging strong relationships with stakeholders and enhancing the community presence through impactful projects. Tiffany's role encompasses not just operational management but also driving growth and fostering a culture of excellence within the team and the broader real estate community.

Sarah Scattini is the 2026 President of Nevada REALTORS® and a seasoned real estate professional based in Northern Nevada. Her leadership is defined by deep local roots, decades of experience guiding buyers and sellers, and a commitment to advancing homeownership access and industry excellence throughout the state. Born and raised in Reno and a graduate of the University of Nevada, Reno, Sarah has worked in the real estate industry for over two decades, serving first-time homebuyers, relocating families, investors, and seasoned market participants with integrity and expertise. As President of Nevada REALTORS®, Sarah champions advocacy for balanced housing policy, increased market access, and professional development for nearly 20,000 members statewide. Under her leadership, the association is focused on supporting sustainable growth, strengthening community trust, and equipping practitioners with the tools, data, and training they need to succeed in a rapidly-evolving market. Sarah also brings firsthand market experience from her work with RE/MAX Prime Properties, where her long career in residential real estate has been marked by thoughtful service, deep local knowledge, and a reputation for listening closely to clients' needs.