Podcast
Open Wallet
Hosted by Joe and Katie Zaragoza · EN
An Exploration of Personal Finance
10episodes
Episodes
Newest firstAll episodes
14. Odds and Ends We Missed
Jul 11, 2023Tap to summarizeThis is the final episode of the season and Katie and Joe cover some topics about home buying that couldn’t fit into any other episode. including different laws regarding property taxes from state to state, Mello-Roos in California, Solar Panels, Gas lines and a few other things someone needs to research and consider when buying a home. Plus, how to save money if you want to have a fun time on the weekends. All this and very little else in this weeks episode.Find Us Online:Facebook.com/OpenWalletPodInstagram.com/OpenWalletPodTwitter.com/OpenWalletPodPatreon.com/OpenWalletPod
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13. Refinancing: What, Why, How and When
Jun 27, 2023Tap to summarizeIn this episode Katie tries to explain to Joe, what an Interest Rate is. Once she does that she tries to explain the different kinds of Interest Rates there are. Finally she tries to explain why a person might want to refinance their loan. A great explainer for something we hear a lot about but might not know too much about. All this and very little else in this week’s episode.Find Us Online:Facebook.com/OpenWalletPodInstagram.com/OpenWalletPodTwitter.com/OpenWalletPodPatreon.com/OpenWalletPod
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12. Home Owner Expenses
Jun 13, 2023Tap to summarizeIn this episode Katie talks about the expenses we need to plan for after owning a house. Mortgage, HOA’s, property taxes, etc. Basically what a person needs to plan on spending month to month once they purchase a home. Plus, Katie talks about online banks that allow their customers to create buckets in order to earmark cash for different expenses. All this and very little else in this week’s episode.Find Us Online:Facebook.com/OpenWalletPodInstagram.com/OpenWalletPodTwitter.com/OpenWalletPodPatreon.com/OpenWalletPod
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11. Finding A Home You Can Afford
May 30, 2023Tap to summarizeThis week Katie and Joe discuss the trials and difficulties that go into simply finding a home to purchase. What experiences they went through looking for a home, what to look out for and ask about, how to know if a house is worth purchasing, and also Joe talks about the importance of asking about and investigating whether or not a house is haunted. All this and very little else in this week’s episode.Find Us Online:Facebook.com/OpenWalletPodInstagram.com/OpenWalletPodTwitter.com/OpenWalletPodPatreon.com/OpenWalletPod
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10. Down Payments and Equity
May 16, 2023Tap to summarizeThis week Joe and Katie discuss what equity is, how to build it, what down payments are and why the size of them matter, and how all this effects your future as a home buyer. Plus, Joe and Katie discuss the difficulty of organizing a home and putting furniture together while one person is physically unable to help. All this and very little else in this week’s episode.Find Us Online:Facebook.com/OpenWalletPodInstagram.com/OpenWalletPodTwitter.com/OpenWalletPodPatreon.com/OpenWalletPod
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9. Credit Scores and Credit Cards
May 2, 2023Tap to summarizeWelcome to the new season of Open Wallet where Joe and Katie will be delving into house buying. ! In this episode Joe and Katie discuss credit and credit cards. How to build your credit score, how credit score companies come up with their numbers, and how to use a credit card responsably to help you in your future. Plus, Joe and Katie talk about the sad state of their local bar scene. All this and very little else in this week’s episode.The website for checking your credit score Katie talked about in this episode is:https://www.annualcreditreport.com/index.actionFind Us Online:Facebook.com/OpenWalletPodInstagram.com/OpenWalletPodTwitter.com/OpenWalletPodPatreon.com/OpenWalletPod
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Segue to Season 2
Mar 21, 2023Tap to summarizeBoy we’ve been gone for longer than we anticipated. So this is an interstitial episode to let you know what we’ve been up to, why we’ve been gone for so long and what we have coming up for season two!Find Us Online:Facebook.com/OpenWalletPodInstagram.com/OpenWalletPodTwitter.com/OpenWalletPodPatreon.com/OpenWalletPod
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8. Season One Wrap Up
May 17, 2022Tap to summarizeThis is it! First season in the can! Katie and Joe discuss what they have planned for the future, Katie comes in with new info on things she may have missed from last episode and they talk about how much fun this experience has been so far. We love all of you who’ve listened and everyone who’s stuck with us. Please recommend us to other friends and family and we can’t wait to come back soon!Find Us Online:Facebook.com/OpenWalletPodInstagram.com/OpenWalletPodTwitter.com/OpenWalletPodPatreon.com/OpenWalletPod
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7. Retirement
May 2, 2022Tap to summarizeIn this episode Katie teaches Joe all the different ways he can start saving for retirement.. Many of the different plans available, the basics on how they work, and why it’s important to check in on yours if your job provides a retirement plan or pension. Plus, Joe talks about a new horror movie he just watch and why he loves the genre so much.Find Us Online:Facebook.com/OpenWalletPodInstagram.com/OpenWalletPodTwitter.com/OpenWalletPodPatreon.com/OpenWalletPod
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Does God Hate Rich People (Patreon Sneak Peak)
Apr 22, 2022Tap to summarizeA clip from this month’s Patreon Bonus Episode Listen to the the rest at Patreon.com/OpenWalletPod.
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