Opening Bible verse: Jeremiah 29:11-14

Ramit Sethi recommends the following breakdown for your monthly take home pay:

Fixed Costs: 50-60%

Investments: 10-15%

Savings: 5-10%

Guilt Free Spending: 20-35%

You can find Ramit Sethi's Conscience Spending Plan (CSP)Here: https://www.iwillteachyoutoberich.com/podcast/

Scroll to the bottom to enter your email address and receive a blank CSP for you to fill out.

IF YOU ARE A NEW LISTENER, WELCOME! BEGIN HERE:

This year we are doing my group coaching course together via this podcast! It's free and it only gets better as the year progresses.

In January we began with God at the center of our day and our home. We worked to build the habit of a morning prayer routine. I highly recommend the rosary. It’s only about 20 minutes and you’ll meditate on the whole life of Jesus.

February is the month of decluttering. Saturday episodes have been added to focus on decluttering in the kitchen. Each month will have a different focus area and the Saturday episodes will help you focus on one small section of that room.

In March we decluttered your wardrobe.

In April we are moving into budgeting for food. Our Saturday episodes will still be about decluttering. Our declutter focus area for April is your bedroom.

In May we dreamed big!

June brings us to one of the most useful topics in my group coaching course…meal planning. Ah, the feel of knowing exactly what’s for dinner is the most stress-free feeling in the world! Our declutter focus area for June is Hallways/Landings.

July is a much anticipated month of money/budgeting. Our Saturday episodes (otherwise known as the declutter episodes) will focus on decluttering TOYS!

Give this first episode of 2026 a listen to hear where to begin:

316. Your 2026 Life Overhaul Plan: Faith, Clutter, Debt, Diet and More!

If you've never prayed a rosary or you want to see how you can incorporate it into active decluttering, here is the first episode of my rosary declutter series from last summer.

288. Summer Declutter Series Week

Just getting started on your decluttering journey? Give this episode a listen before you begin:

322. Guidelines to Decluttering

***Are you so overwhelmed with clutter that you find yourself unable to make any decisions? Do you plan on decluttering only to find yourself standing in a room confused about where to start? Are you hoping motivation will strike and you’ll get it all done in one weekend? If this sounds like you, let’s work together.

Book a one hour virtual coaching session via Zoom. Together we craft a decluttering plan and I walk you through the process. You’ll complete much of the decluttering on your own time at your own pace. I just give you the roadmap and the accountability. Cost $77 per hour.

Virtual Coaching Schedule

Not sure what you need? No problem! Book a complimentary 15 minute clarity call. We’ll meet via Zoom and see if working with me would benefit you.

Email me at: tightshipmama@gmail.com to schedule a time.

Looking for community of like-minded women? Join the private Facebook community here: Facebook Group

Prefer to receive a weekly email with the monthly freebie like a group rosary, group declutter, or budget Q&As? Join my mailing list here: Monthly Newsletter

For any other inquiries or guest appearances, please email me at: tightshipmama@gmail.com