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Part 2 of the Bermuda Bankers Association Series looks at Demystifying Mortgages and Loans Neville Grant is the CEO of the Bermuda Bankers Associations and an Independent Non-Executive Director and the former Chief Executive Officer of Bermuda Commercial Bank. Neville’s nearly 30-year business career includes a number of senior roles in banking formally with HSBC, both locally and internationally, as well as the former General Manager of Bermuda Economic Development Corporation. Neville sits on a few boards and committees including Fortitude Re, Aurum Fund, the Cost-of-Living Commission, the Ecommerce Advisory Board and the Centennial Bermuda Foundation – Economic Participation Committee. Nevile has a Bachelors of Business Administration from Andrews University and a Masters in Business of Business Administration from Webster University. After spending time with his wife and two children, son – 18 and daughter - 16, Neville spends his time boating, fishing and travelling for enjoyment. Sponsored by Bermuda Bankers Association

In this special Pride Month episode, host Carrie Astwood sits down with Joshua Samuels, Executive Director of OUTBermuda — Bermuda's only LGBTQ+ charity. Together they explore the very real health impacts of discrimination and stigma, the barriers LGBTQ+ Bermudians face when accessing care, and the support available right here on the island. A timely, important, and deeply human conversation about what it means to feel safe, seen and well. Joshua Samuels is the Executive Director of OUTBermuda, Bermuda's only LGBTQ+ charity. Joshua brings over 20 years of global non-profit experience with a strong focus on equity for marginalised communities. His career has spanned the US and UK, most recently leading the Black Mental Health Collective for Mind — the UK's largest mental health charity. He returned home to Bermuda in 2024 to lead OUTBermuda into its next chapter. Sponsor: Lindo's

Neville Grant is the CEO of the Bermuda Bankers Associations and an Independent Non-Executive Director and the former Chief Executive Officer of Bermuda Commercial Bank. Neville’s nearly 30-year business career includes a number of senior roles in banking formally with HSBC, both locally and internationally, as well as the former General Manager of Bermuda Economic Development Corporation. Neville sits on a few boards and committees including Fortitude Re, Aurum Fund, the Cost-of-Living Commission, the Ecommerce Advisory Board and the Centennial Bermuda Foundation – Economic Participation Committee. Nevile has a Bachelors of Business Administration from Andrews University and a Masters in Business of Business Administration from Webster University. After spending time with his wife and two children, son – 18 and daughter - 16, Neville spends his time boating, fishing and travelling for enjoyment. Steven Hardy is a cybersecurity and operational risk leader, serving as Cyber and Information security manager at Bermuda Commercial Bank. With a background spanning local and international insurance, banking and consulting, he brings deep expertise in cyber resilience, technology risk, and fraud. Steven also served as Deputy Chair of the Bermuda Government’s Cybersecurity Advisory Board, where he helped shape the island’s national cybersecurity strategy. An industry certified professional, he regularly advises boards and senior leaders on navigating cyber threats, incident response, and digital risk governance across global financial services environments. In his spare time he volunteers as a cyber security instructor with local charity Technology Leadership Forum. Sponsored by Bermuda Bankers Association

In this episode, Carrie sits down with Marie Fay and Erica Fulton from Dementia Bermuda — the island’s leading provider of community-based dementia care. Together they educate us on what dementia really means for Bermuda families, the gaps in our care system, and the free services available right now. They also explore a question on everyone’s mind — could our growing reliance on AI be affecting our brain health? Marie Fay, Clinical Director Marie Fay is a Masters-level occupational therapist with 20 years of clinical experience in dementia care. Having been personally touched by dementia, she founded Northstar Dementia in 2021 before merging with Dementia Bermuda in 2025, where she now serves as Clinical Director. A recognised local leader in the field, Marie oversees clinical services and leads advocacy efforts to help people with dementia age successfully at home. Erica Fulton, Executive Director Erica Fulton brings a wealth of non-profit leadership experience to her role as Executive Director of Dementia Bermuda, having previously led WindReach Bermuda and Friends of Hospice. Holding a Masters in Charity Management from Roehampton University, Erica joined Dementia Bermuda in 2023 and is passionate about growing the organisation's reach to meet the increasing needs of Bermuda's ageing population. Sponsor: Lindo's

The Bermuda Business Development Agency has a pivotal role in connecting Bermuda to the world. Listen in to find out more. Kendaree Burgess, Managing Director As Managing Director, Ms. Burgess leads the BDA’s strategic direction, overseeing its operations, policies, and initiatives to ensure the organisation delivers on its core mission. She works closely with the board and stakeholders to drive Bermuda’s investment promotion efforts, fostering an environment that supports economic growth, business expansion, and long-term prosperity. In her previous role as CEO of the Bermuda Chamber of Commerce, Ms. Burgess focused on economic development, public policy, and fiscal responsibility and was instrumental in driving legislative changes that positively impacted various industries. Over 25 years, Ms. Burgess has gained valuable insights across a diverse range of sectors, including Financial Services, Hospitality, and Healthcare. A lifelong volunteer, Ms Burgess has a keen interest in women’s, socioeconomic, and environmental issues. David Parker, Head of Business Development David leads the Business Development team at the Bermuda Business Development Agency (BDA), overseeing the attraction of inward investment to Bermuda. He works closely with businesses and investors globally who are considering Bermuda as a jurisdiction for growth and expansion, with particular focus on insurance and reinsurance, family offices and high-net-worth individuals, and technology sectors including fintech, insurtech and digital assets. David and his team also advance strategic infrastructure initiatives — from space and satellite to subsea cables — while supporting investment aligned with Bermuda’s climate action priorities. He has worked with governments worldwide on investment attraction initiatives, with assignments spanning North America, Europe, the Middle East and Asia Pacific. He relocated to Bermuda in 2025. Sponsored by Bermuda Business Development Agency

In this episode, Chardonaé Rawlins returns to the Best Health Podcast to unpack the latest guidance on social media and youth mental health. We explore what “mental fitness” really means for children and teens, how digital overload impacts mood, focus, and performance, and why emotional safety is the foundation for helping young people thrive. This is an important conversation for parents, caregivers, educators, and anyone invested in raising resilient kids in a digital world. Chardonaé Rawlins is a mental health professional and the Founder & Director of Simply Bloom, a Bermuda-based organisation and consultancy supporting children, families, and educators through preventative mental health and wellbeing programmes. Her work focuses on emotional awareness, resilience, and digital wellness, helping families navigate today’s evolving challenges with practical, research-informed strategies. Through workshops, consultations, youth programmes, and community initiatives, Chardonaé is committed to strengthening family systems and creating accessible pathways to support across Bermuda. Sponsor: Lindo's

Pain isn’t always about a weak muscle or something being “out of place.” In this episode, physiotherapist Michelle Monk joins me to explore the psychology of pain—how stress, sleep, past injuries, and even our beliefs shape what we feel. We unpack common misconceptions, why fear can amplify pain, and how a more informed, whole-body approach can help you rebuild confidence and move forward. Michelle Monk, a seasoned physiotherapist with 15 years of experience, is dedicated to guiding patients to optimal wellness. Specializing in pelvic floor health, she offers comprehensive care, including incontinence and pelvic pain treatment. Michelle's approach emphasizes education, advocacy, and unwavering support, complemented by expertise in manual therapy, electroacupuncture, and K-Taping. With an MSc in Physiotherapy from McMaster University and a BA in Kinesiology and Health from York University, she exemplifies dedication to excellence. Michelle's compassionate care and commitment to patients' well-being make her a respected figure in the field of physiotherapy at Optimum Wellness. Sponsor: Lindo's

BDO, the world’s 5th largest Accounting Network is launching here in Bermuda. Listen to the interview with Global CEO Pat Kramer and Head of Office Gillian McCann as they share their vision for Bermuda’s place in the network. Pat Kramer was appointed as Global CEO on 1 November 2022, following seven years on the Global Board as CEO of BDO Canada. His vision for BDO centres on driving global growth through innovation, quality, and sustainability. Pat is committed to fostering a culture of collaboration and excellence, ensuring BDO delivers exceptional service to clients and creates a positive impact on communities worldwide. His leadership focuses on empowering people within the organisation to realise their full potential and continuously push the boundaries of what is possible in professional services. Gillian McCann was appointed to lead BDO’s Bermuda practice in 2025, bringing experience honed over two decades in the offshore financial services industry, within Bermuda and other key international markets. Gillian’s vision for Bermuda is to build a practice grounded in local expertise, supported by BDO’s international network, delivering exceptional service to clients, nurturing talent to support professional advancement, and reflecting the standards that BDO is known for globally. Sponsor: BDO Bermuda

In this episode, Gladys from Fresh Aura breaks down the world of Korean skincare in a way that’s simple, practical, and empowering. We explore the differences between Korean and Western skincare, how to spot counterfeit products, the hidden risks of over-exfoliation, and how to choose products that truly suit your skin. Whether you’re a skincare minimalist or product enthusiast, this conversation will help you build a smarter, healthier routine. Gladys Nanud is the founder of Fresh Aura BDA, Bermuda’s first boutique dedicated entirely to authentic Korean skincare. What began as a personal passion for self-care has grown into a thriving retail space located at Treehouse in Hamilton.With the support of her son, Sean Fulton, Gladys built Fresh Aura with a mission to help people glow with confidence. She focuses on education-first skincare, offering curated Korean brands and personalized guidance tailored to individual needs and Bermuda’s climate.More than a beauty store, Fresh Aura is a community-centered space rooted in authenticity, intention, and care.. Sponsor: Lindo's

Listen in to the first asset management podcast: The Investment Outlook for 2026, with special guest Nathan Kowalski from Anchor Investment Management. Nathan is the Chief Financial Officer and Senior Portfolio Manager at Anchor Investment Management Ltd. He sits on the firm's investment committee, compliance committee, and finance committee and has been with the company since 2003. Nathan holds a Chartered Professional Accountant (CPA), Chartered Financial Analyst (CFA), and Chartered Investment Manager (CIM) designations and is a Fellow of CSI (FCSI). He is a former President of the Chartered Financial Analyst Society of Bermuda board and the former Chair of the Economic Impact Working Group for the SAGE Commission. He was the former President of the Bermuda Chamber of Commerce. Sponsor: Anchor Investment Management