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Scams C, robbery and fraud. Scams C, robbery and fraud. Scam Goddess. What's poppin, congregation? It's your girl, Lacey Mosley, AKA Scam Goddess. And the time has come. Honey, we are recording episodes from my living room. Isn't that a scam in itself, child? Hope the sou sounds good. If it don't, don't me on Twitter. I told y' all about that. But, guys, I'm super excited because this is a homie. This is a friend. This is someone I've worked with for years. She's super talented, super funny. You've seen her in the Pitch Perfect movies. Honey, you can stream her right now from your lonely homes on Nora from Queens. Get you some laughs on Comedy Central. See her in that? I have. Chrissy Fitt. Hi, Chrissy. Hi.
B
Hi. Hi, Lacey. Oh, my gosh. I love to see your face and hear your voice.
A
I do, too. You have such a pleasant voice. People are gonna enjoy this. People don't like my voice. It's grating. So it's nice to have this, like, angelic. This angelic sound coming through the speakers. No, it's okay. Look, I accept my voice.
B
I can't believe that. No, you have the greatest. I love your voice. I love everything about you. You know that? I think you're an angel, baby. So stop.
A
Oh, my God. I'm just so excited. We've been trying to do this for such a long time, but we've had so many scheduling things, and you're in New York or I'm about to be in Geor. Now we're both at home now.
B
We stuck, girl. Yeah, yeah, yeah.
A
But listen, y' all know y' all stuck. We not about to bore y' all with the quarantine shit. Cause I know y' all hear enough of that, of that everywhere. You know what? I'm tired of fucking quarantine commercials. Bitch, stop saying you here for me. You not really here for me. If you here for me, give me some money. Like, don't ask me to buy your production, King Hayel. Be here for me.
B
I hate when everyone starts an email with, like, crazy times. I'm like, oh, I know. I'm living it, too. Like, we don't have to mention it every single time. That it's crazy times. It's fucking crazy, right?
A
The president is crazy as fuck and saying crazy shit every day on national tv. Like, bitch, we get it. I was like, I don't want. We don't need to talk about this. Right?
B
We don't.
A
So we'll hop right into it. What's hot and fraud? Actually, someone tagged me on this on Twitter and I just thought it was. I don't. I can't confirm where the story came from. It comes from Reddit. You know how people do those, like, am I the asshole questions on Twitter? Have you seen those?
B
Oh, yes, yes. I didn't know anything about it until recently and then I went down a rabbit hole and I'm like, this is fantastic. Yeah, it's really great.
A
It's so good. Some of them are fabricated or they just feel a little extra to me. They don't feel real. But every now and then I read one that I'm like, this is funny. And so we're gonna pull one of those for what's hot and fried. Guys, I don't know if y' all are out there Internet dating. We were talking about Internet dating before. Like if we were gonna start doing it in quarantine.
B
Yeah, yeah, yeah. I still. I don't know about that. I don't know if this story you're gonna tell now is gonna make me want to or not, but it truly
A
will not make me want to.
B
I'm ready for it.
A
Okay, so this is a guy, he says, I think my. So this is a 46 year old man and his wife is 21. So he is 25 years older than her. That's
B
already big scam.
A
But who's women 25 years old. Right, right. That seems mutual. That seems mutual. It's like the woman is like, you a little too young to be with this man. But then the man is like, why you want this little baby?
B
Right, right, right, right, right.
A
21 is a child. However, I know people be falling in love. Child. My parents have been married for many, many years and my dad is 10 years older than my mom, so.
B
Okay.
A
You know.
B
Yeah.
A
And I kind of like that. Cause I feel like if me and my man the same age, like, then how I'm a stunt on him, you know, like Beyonce be stunting on Jay Z now because he getting old and he trying to hang on, but she's still a bad bitch in her prime.
B
Right, right, right, right. I don't. I don't think 10 years is bad though. I think, yeah, 20, 25 years is kind of a little suspect, you know,
A
because I mean, quarter of a decade.
B
Yeah. What are you working with down there? You know what I mean?
A
Well, listen, to quote Florida girls, the dick don't wrinkle when it's hard already.
B
We're already there. We already Got there deeper, you know,
A
hey, hey, let's just get into it. So sadly, the title is exactly what occurred, I think. So basically, he said, am I being scammed? And he said, sadly, the title is what occurred. At least. I think. My wife is from Moldova. Up until now, I thought she was the absolute perfect woman. She's beautiful. She makes me feel alive and excited. I hope she does. She's 25 years younger than you. She has a great sense of humor. She laughs and jokes even when she doesn't understand due to her language barrier, which I find cute.
B
Cute.
A
Imagine if you can't speak the languages. So you just be like. It's like, yeah, we gotta cremate my auntie this week. And she's like, cremation. Like, I don't know how cute that is.
B
She thinks it's visitation, right?
A
She don't even know. But fine, Fine. So when I first went to Moldova two years ago to bring her to America for the K1 visa, her parents told me that it's a tradition in their culture that if the groom comes from another country, they need to buy a luxury gift for the parents of their choosing. However, the catch is the gift needs to be multiplied by the amount of decades the marriage will last.
B
Oh, wow.
A
Which I'm like, so if I'm like, nah, we only gonna be married for like, two decades. So here's two gifts. Like what? I like these parents, Realistically speaking, he says I'm slightly older than my wife. So I said, let's get them four gifts because I don't see myself living for 50 more years. Wow.
B
This is. This is dark. This is dark.
A
Lazy. But then why? They tell him that even numbers are unlucky,
B
so he didn't get five. They're like, we need to include our cousin. Our third cousin from the left.
A
Yeah, right. They said that this displeases baloor, a folklore creature in their tradition, of course. My wife backed them up on this and said there needed to be five gifts. Now, I'm not rich. I've been divorced twice already, and I have twice. Ooh, child. Yeah, I have twice half and then half again. He said, I have some money, but definitely not millions lying around. I hope that a luxury gift in Moldova would be something like a goat racist. What you mean a goat? Just because of a different country. I'm glad they got you. I'm glad.
B
I am glad too. That is some shady ass shit. It's like you're Cuban. I'm gonna give you a cigar, right?
A
I got you some Platanos. Yeah.
B
Arro con frijole. That's the gift, right, of your country.
A
That's what you like. I got you mofongo. Oh, you're not Puerto Rican. Okay, so that's Bronx.
B
Wait, tacos.
A
No, no, I love it. So he says, turns out they requested. This is their request, Chrissy.
B
Okay.
A
A peloton.
B
Ooh. What? I don't even have a peloton.
A
They said it's what they needed, and they wanted five of them. I asked why they needed five, and they cited the folklore, but didn't explain why it actually needed five. Exercise bikes.
B
They're about to start a gym. They're gonna start a gym.
A
Oh, my God. The God Ballure said that he who bringeth fiveth pelotons may marry a child. Yes.
B
Yeah, yeah, yeah. I think I read that somewhere, too. Let's be honest.
A
Yeah, but Lord, put that on a rock or something. The rock is real old, so we can't even really decipher, but that's what he meant. Now, that's the gist. So he says, it became a hard no for them if I didn't get them the stationary bikes. So I did. Even though I warned my wife this meant a much smaller wedding for us. She said we would elope and that she didn't care. Now, I don't know if she really said that or if he was like, okay, so this means that financially, we're not gonna be able to have a wedding at this venue. And she was like.
B
Cause she didn't understand shit. All she knows is peloton, right?
A
She was like, venue? I don't know. I don't know if she really said this, so. Well, some time has gone by, and by coincidence, I happen to have made a friend from Moldova online since then. By coincidence, why was you back on the Moldovan Tinder, huh? Like, some years have gone by now. You tired of your wife? Who you talking to? Almost.
B
He wants wife number four, that's why. Right?
A
And. Oh, it's. I don't accidentally meet people in Moldova. You gotta be looking for people, right? So he said, I told my friend about the peloton gifts, and she told. Oh, she? Your friend is a she? I don't like this dude. I think he already is trying to skip out on his wife. She told him that this is not a Moldovan tradition. She said, my wife and her parents scammed me. I asked my wife what her parents did with the bikes, and she said, they sold them because keeping luxury gifts in the house also torments the demon and brings misfortune. I don't know who the demon is. A demon?
B
The demons. It seems like there were multiple demons, though.
A
You know the demon.
B
The demons.
A
Everybody knows the demon. Anyway, we don't need to explain that. So he says, I've completely lost my trust in her. And I wonder how I can even move forward with this relationship. She still denies scamming me, but apparently her parents are now living in a better house, probably laughing at me. I feel so used and humiliated. Not sure what to do. So I'm just gonna say, bruh, it feels like you're trying to find a way out of this marriage. You already talking to some other girls from the same country. Like, you trying to double dip in Moldovan. You know, I don't even know how to phrase that. Women. I was trying to say, like, the. You know how we're Americans, like the name of the country? The Maldovians.
B
Maldovians. Yeah.
A
Probably wrong.
B
The Maldives.
A
Yeah, we gonna go with that.
B
Okay. Maldives. Maldives.
A
And if you're from Moldovia and you're hearing this and you're screaming right now,
B
we are so sorry. We are sorry.
A
We're so sorry. We're so sorry. You know, I used to read, but now I can't get books anymore. I can't leave my home. So that's what I'm gonna blame it on. So it feels like he was just trying to get out of this relationship. And you talking to another woman.
B
Yeah.
A
Also, like, you scammed her. Why do you think that? You get to be 25 years older than this woman. She's probably gorgeous. She's 21. She' to be your wife. Like, you gotta. There's some trade off there.
B
Yeah. You got a good deal. Like five peloton bikes for this beautiful young wife. I think. I think I could live with that. Right?
A
Right. Women are out here getting way more than that. They're getting Range Rovers, Chanel bags. Like, when you're beautiful young, you can get the bag. So I don't know if you were scammed. And I'm a guess. The way he wrote this. It's very pretty. Well written. I' ma guess he's, you know, probably not attractive.
B
I'm gonna go with you on that. Yeah, yeah, yeah.
A
When he said that she didn't understand English and laughed and that he found that cute. I was like, you a weirdo. Like, you're not gonna teach her the word. Like, I'm not gonna Rosetta Stone this. You just want her not to understand English. Like, you Weird.
B
You weird. Yeah, he's weird. I think whatever it is that happened to him, he deserved, in my opinion, and he actually got off well. So I don't feel sorry for this man. I do not.
A
No sorrys to this man. No sorrys to this man. All right, guys, we're gonna take a tiny break of non scam advertisements. We'll be right back. Scams con. All right, guys. And we're back. And it's time for my favorite segment, Historic Hoodwinks. This is where I'm gonna regale Chrissy with a very historic con, and we're gonna get her opinions through. And this is great.
B
This is.
A
Have a good time.
B
I am not. I am not a scammer. So, like, I love hearing these stories. I feel like I'm usually the one that gets scammed most of the time because. Oh, no.
A
You feel like you're a mark.
B
I am. I'm a mark. Just because I'm. I'm kind of gullible. Like. Well, I. I'm not. Okay? I'm gullible and I'm very trusting. So I get, like. I just recently got scammed on Instagram because I bought from what? Well, this. This is definitely a scam because I looked into it after I got scammed. It was like an ad. So I bought this, like, Galaxy thing that, like, projects onto your roof or whatever, and it looked really cool. I bought one for my friend, and so I bought a second one. It said if you buy this amount, then free shipping. So I was like, okay, I'm gonna get two. And so I got two. And it said six weeks for delivery. And I was like, wait, why is this gonna take six weeks? But I was like, oh, they're probably really busy right now.
A
So I'm just like, you know, everybody's buying Galaxy projectors right now, Projectors for their roof.
B
And I'll just tell my friend that, like, her birthday gift is a little late. And. And then weeks go by, and, I mean, I look at their Instagram page, and they only have a couple of, like, posts. And then people are commenting like, I never got my thing. I never got. And I started emailing them. It was definitely a scam. They, like, made this whole fake thing up. They bought ads for Instagram to get people and then never sent them their stuff. And, like, by the time you said, hey, I never got it in my six weeks, it's already past the billing cycle. So you can't stop the payment for your credit card or your bank or whatever.
A
So, yeah, you can't stop it. But you can go back and say fraud and they'll give you the money back.
B
For real?
A
Yes, absolutely.
B
Okay, okay, I do that. All right. You see, I don't know anything. That's why I get taken advantage of.
A
Oh, no, no, look, I have bought some Instagram boutiques. Sometimes that should looking good. I bought some outfits. They took a really long time to ship and some of it didn't ship, but they refunded me for that and it was just kind of like bootleg, so I haven't done it in a while. But yeah, people like to do that because they'll do like a six week shipping so that in six weeks they can get a lot of people and they'll have you waiting. So you're not going to immediately be like, so. Because like if you said three to four business days or whatever, like after three to four business days, you're going to be barking up their tree. But if you say six weeks, that kind of keeps the window open for them to keep running the scam before people start to realize on the Instagram that everyone's like, please, where are my things? Give me my money. But yeah, you should still be able to go to your bank and be like, I never received this. This is fraud. I want to be reimbursed for these charges.
B
You see? Scam goddess doing good in the world. Now get my money back. And like, Snoop just posted some videos with this galaxy thing, but I think it's a different brand and I think that I might order it from that one because that one seems real.
A
Right leg. Yeah, I always read on Instagram too. Guys, if you all are buying on Instagram, look at the comments on everything that is being posted. And even like sometimes on the sponsored post, the people who sponsor them will delete all the negative comments real time so that it keeps it from looking suspicious. So you got to go to their page too and see what people are writing and also just search a hashtag with their name on Instagram because people get real mad and make posts and stuff. So yeah, we'll figure it out.
B
Shady, shady. All right, what does this shady person do in history?
A
The high priestess of fraudulent finance. So this is like early 1900s. I'm excited. Cause we've had a lot of really current scammers, sometimes too current to where they feel the need to fight with me on Twitter. Oh, girl, it's nice to have one a blast from the past every now and then too. So a lot of this comes from Smithsonian Mag, which was written By Karen Abbott. So shout out to Karen up top in the early 1900s. Also shout out to Sherilyn, who does the research for this podcast. Sherilyn Vera. In the early 1900s, a woman calling herself Cassie L. Chadwick managed to scam her way into hundreds of thousands of dollars by forging checks, wills, moving many times and changing her name. Oh, and also convincing others that she was related to some of the wealthiest socialites and businessmen of the time. She was most known for convincing everyone that she was the illegitimate daughter of Andrew Carnegie. So like Carnegie hall and. Yeah, Carnegie Mellon University. Yeah, which I went to school in Pittsburgh. So Carnegie Mellon was up the street and we would take classes there and stuff. So, you know, that's a pretty popping scam.
B
Pretty poppin. Yeah, yeah, yeah. I sang at Carnegie hall one time. I want to brag there. Yes, I did.
A
That's a big brag.
B
It is pretty big brag. Just dropped it there. I'll pick it up later.
A
Right. No, do bring it back. Do bring it back around so that the people know. So Elizabeth Betty Bigley was born. That is like a very old timey name. Elizabeth Betty Bigley. Betty Bigley was born in Oakdale, October 1857, the fifth of eight children, and grew up on a small farm in Ontario, Canada. So as a girl, she lost her hearing in one ear.
B
Why are you starving?
A
Because I would drive everyone crazy. She lost her earring in one ear? No. And she developed a speech impediment. Damn. So she couldn't hear and she couldn't talk a little bit, which conditioned her to speak few words and choose them with care. Her classmates found her peculiar. Cassie Chadwick was just one of many names that she went by. So remember we call her Cassie in the beginning, but her real name is Elizabeth, but also sometimes Betty Betty, which I love. As a scammer, you gotta change your name. You can't just have one alias. It's important. Her sister Alice would sometimes find practicing family members signatures and scrawling their names. So her sister would find Betty practicing her family's signatures and scrawling the names over and over again. You know that old timey game as a child where you copy your parents signatures?
B
Actually I used to do that all the time with my mom. I did. And I used to like sign. I used to. Oh gosh, I was actually bad. I used to steal hall passes from teachers and like practice their signature to get my friends out of class. So me and Betty. That sounds wonderful.
A
You were, you were liberating people My mom had a rubber stamp. I'm bad at calligraphy. My handwriting is that of a serial killer. If you saw it, you'd be like, is she trying to murder me or wish me a happy birthday? I don't know. I really hate writing things. It's very embarrassing for me. But my mom had a rubber stamp with her signature on it. So I used to just, like, take the stamp and then clean the corners off so there wasn't no little square around it. And then I would just stamp stuff with her name on it. Damn. I got away with having. I had 35 detentions in the sixth grade for being tardied. They were all for being late. I had good grades. I was like. I just did not like to be places on time. I still don't. And I used to just sign with a little rubber stamp. I was like. They were like, did your parents know you're getting all these attentions? I'd be like, yep, here you go.
B
Here's the signature. You had it easy. You had a stamp. I had to, like, learn how to do my mom's. I'm from the olden times, Betty.
A
That was very privileged. In my scams. I didn't have to work as hard. I will say that. So Betty was out here stealing everybody's signature. At the age of 13, Betty devised her first scheme, writing a letter saying an uncle had died and left her a small sum of money at 13.
B
Ooh, I'm impressed. I'm not gonna lie.
A
But Also, I guess 13 was much older back then. They be trying to make you get married at 13 back in these nasty times. Nasty times.
B
Nasty.
A
So this forged notification of her inheritance looked authentic enough to dupe a local bank, which issued checks allowing her to spend the money in advance. After a few months, she was arrested and warned to never do it again. I would love to get arrested. And they'd be like, don't do it no more.
B
Don't you dare do a bad thing. Okay. Go on, white girl.
A
Right? Right. I wish. So after she got her warning, after she got her timeout in 1879 at the age of 22, she saved up for an expensive letterhead, and using the fictitious name and address of an Ontario attorn, notified herself that a philanthropist had died and left her an inheritance of $15,000. So she's gonna run the same scam. She said, okay, I won't do it again for, like, nine years, and then I will do it again.
B
Right. Oh, wow.
A
So she had a printer create business cards resembling the cards of the social elite. Hers read Ms. Bigley, heiress to $15,000. I guess that was a lot of money in the time. If we're talking about inflation.
B
Yeah, definitely. This is still early 1900s or 1800s. Okay, okay.
A
This is like this all started up in 1857. She was born in 1857, so 22 years after that, it would have been 1879. So $15,000 is probably some guap. But also like, I don't feel like I'm about to run around town with a car that's got my exact net worth on it. Like, I guess we kind of do help Forbes. Lacy mosley. I got $3,700. I don't know if I want people knowing the exact number, even if it's large. Like that's always freaked me out about Forbes. Like, do you really like. It's a social class thing where people want to be like, Kanye fought to be declared a billionaire because when he was evaluated by Forbes, they said no the first couple of times because of the Trump rule. They literally have a rule because of our lying ass President Trump rule. Yeah, we're like, in order to evaluate your assets, they take all the assets from different places and they like divide them by three and do some other shit to try to make sure that you can't overinflate it to make yourself look like a billionaire. Because Trump has done that. Supposedly he's like cash poor, but his assets are around like 700 million. But who knows? I mean, he be just lying every day, all the time when he talking, he lying. So who knows? But that is, he lies about the
B
lie that he just lied about.
A
Do you get back to the truth at a certain point if you do that? Like if you lie about the lie that you lied and then you lied about that lie and then that lie, at some point, do you tell the truth?
B
Right? Maybe. Because a negative plus a negative equals
A
a positive times a negative.
B
I don't know. I'm an actress, you know?
A
Look, we don't know anything about Maldova.
B
I'm just gonna go ahead.
A
We don't know anything about multiplying negatives, okay? I learned that shit in school and then I forgot it.
B
We're actresses, okay?
A
We do not do method now. I do math. I'm doing a little math a little bit.
B
You were doing. You did some fast math there. You were like, oh, if she was born there. I was like, uh huh. I'm gonna take your word.
A
So Betty's running around with these cards telling everybody she's A fifteen thousandaire. She would enter a shop, choose an expensive item, then write a check for that sum that exceeded the price. Oh, for a sum that exceeded the price of the item. Many merchants were willing to give her the cash difference between the cost of the item and the amount of the check. If anyone questioned whether she could afford her purchases, she coolly produced her calling card. And it worked every time. So she was over here writing hot checks the hottest, and then being like, give me the cash back. Like, I won't give you cash back for a check. Go to the bank
B
where you have the cash.
A
Right. But back in the day, people were super trusting. They left their doors unlocked. They took credit for things. And, you know, she had a card that says she had $15,000. Why would we assume she did it?
B
Why would she lie? Yeah, there were a bunch of me back then just being like, oh, it says it right here. Great. Here you go.
A
She literally hands you a card that says, I'm very rich. And I'm like, okay, it's right here in print. You are very rich.
B
Do you have a Galaxy Light, too? Thank you. I'll take one of those.
A
This very legitimate business that is definitely very real and legitimate.
B
Yeah, yeah, yeah. I'm also impressed, though, because she couldn't really speak or hear well. And she's doing all this right?
A
So it doesn't say how far she's progressed with her speaking, but they said that she was very deliberate when she spoke. So perhaps that came off to people as elitist because, you know, she's giving you. Like, I'm not gonna make fun of people who have speech impediments and stuff, but she's probably giving you very, like, I'm rich. Like, you know how, like, rich people be kind of cursed sometimes? She's like, no, give me the cash. Oh, I'm rich. I'm 50. There you go. Like, she's like, very. They're like a woman of few words, right?
B
Confident. Because she doesn't have to say much.
A
Should have liked. Right? Listen, she might have spun this. I like it. Betty then headed to Cleveland to live with her sister Alice, who was just married. She promised Alice she wouldn't. Oh. So she promised Alice that she didn't want to impose and would only stay as long as it took for her to launch herself. Now, how you gonna say you not gonna impose, but you can't give me no end date. I don't wanna impose. I'm just gonna be here until I start doing well. How long does it take? That could be three months. That could be 10 years. Exactly.
B
Oh, my God. She's, like, scamming her families, too. This girl cannot be trusted.
A
What if we moved to LA and we stayed with a friend and we were like, I'm gonna just stay here till my acting career get popping off. Not long. I don't wanna impose. Just until I'm at the Golden Globes. Is that right?
B
I'm not even talking Oscars. Golden Globe is fine.
A
Look, Daytime Emmys, okay? As soon as I set foot on that carpet, a bitch moving now, you know, I feel like we need a better timeline. Alice. This ain't right. So Betty. So then, while Alice thought her sister was seeking a job at a factory or a shop, Betty was roaming the house, taking stock of everything from chairs to cutlery to paintings. You case in your sister's house, Betty. She estimated their value and then arranged for a bank loan using the furnishings as collateral. When Alice's husband discovered the ruse, he kicked Betty out and she moved on to another neighborhood in the city where she met Dr. Wallace S. Springsteen. Girl, this is your sister. So you.
B
She's ruthless.
A
She really has no Ruth, because this is this your fuck. First of all, she let you into the house. She just got married, and so now she probably gotta be fucking all quiet in the corner trying not to, you know, you don't want to hear they marital relations. Like, she's probably changed up her whole routine, you know what I mean? She probably used to be getting naked in the living room and heating up the bedpan and. And getting it nice and spicy. I don't know. It was the olden times. I don't know where they was having sex. Probably smelled anyway. But now she gotta change her whole lifestyle for you, and you go case her whole house and sell all her shit to the bank.
B
House. Oh, gosh.
A
Disowned, right? I guess when she said she was gonna stay as long as it took her to get on her feet, she meant, like, as long as it took her. Like, I'm gonna stay as long as you have a home. Cause as soon as the bank comes for this, we'll have nowhere to live. She's trifling.
B
Damn.
A
So she meets this doctor, Dr. Wallace S. Springsteen. The doctor was immediately captivated. Ooh. Ooh. That reminds me of Drake, the video where he's like, ooh. So she and the doctor married before a justice of the Peace, December 1883. And the Cleveland Plain Dealer printed a notice of their union. I don't know what a Cleveland plane dealer is, but I'm guessing somebody in the court official, but with. Yeah, yeah. But within days, a number of furious merchants showed up at the couple's home demanding to be repaid. Oh, okay. So this is what it is. The Cleveland Plain Dealer is, like, back in the day, you know, they had, like, the little paper where the girls would print it up word by word on the press. You know what I mean? Like, they would print, like, the little paper or whatever and then the town would get the tea from the little paper. So they put a wedding announcement out this dummy.
B
Alice. Oh, no.
A
You know, you done robbed everybody around the city. You went on tour, a tour of robbery. Why would you put out a press release like, hey, y' all met my doctor bae? A bitch is winning in life. Y' all can call me Mrs. Dr. Springsteen. Thank you. Yes. Gonna try to flex.
B
How you trying to flex? How you trying to be Kanye and get on the Fortress?
A
You are a criminal. So within days, a number of furious merchants showed up at the couple's home demanding to be repaid. Cause it's an bam. We know where this bitch live. Boom. All right, y', all get the horses. Get the carriages. Somebody bring me a goat. I'm a ride a goat over there. Let's go, let's go get our money. Somebody get the pitches and the forks. Okay. Somebody set them on fire.
B
Let's go, let's go.
A
Somebody tell the mob we meeting on the corner. Tell the mob we meet on the corner of the General Store at 6. Okay?
B
Store and the bank. And we're gonna flash mob.
A
Tell the mob we're angry. Okay? I want everybody angry when they show up angry.
B
Yeah, yeah, yeah.
A
We'll be doing a very angry walk. It will be several miles. Some of you will die of typhoid. But we gonna get our money.
B
We're gonna get our money.
A
Oh, man.
B
I love it, I love it, I love it. I can't. I just. Now I just imagine you during that time leading the charge and being like, okay. Motivation angry. Like, real angry. Okay, let's go.
A
Keep it up. The energy's gotta be high when we get there, okay? No, you can't bring your baby. Cheryl, I told you, no babies. We don't have time. No, we gotta be back by sundown. We don't got no lights. It's coyotes out here. Here. Right? Keep the pace up. Oh, man. Oh, my God. So they showed up to the house and they were demanding their coins. Dr. Springsteen checked their stories and paid off his wife's debts. Damn.
B
Oh, man.
A
Poor Dr. Springsteen, he thought. He thought he just had a bad bitch with no flaws.
B
The whole town being like, your wife is trifling.
A
So it says that their marriage lasted 12 days. Oh, so Dr. Springsteen got out of here. I mean, that's. She must have been a real bad bitch. She must have been a bad bitch you could never kill. Cause he was like, after he paid her debts, he still stayed with her for 12 more days. She was probably trying to run some more.
B
Consistency. Yeah. I was just gonna say, though, because, like, why would he pay her debts to then leave, right?
A
But, I mean, he's a doctor, right? So he's got that good reputation. He probably didn't want any of this getting out. So he was like, all right, here. How much she owe you? Okay, what business card she showed you? 15,000 there. All right. Like, everybody's story's, like, adding up. She's been robbed. Hell, her sister probably was in the mob. She was like. Like, that bitch. She. My sister.
B
She messed up my honeymoon.
A
She tried to sell all my furniture to the bank. I would also like to be repaid. Like, how your sister gonna lead the angry mob against you? That ain't right. I'm okay with it. Right. I hope that it happened. I actually added that in, guys. You know, I like to embellish, so I don't know if her sister was in the angry bout, but I hope that she was. So now the time has come for her to reinvent herself. Betty became Mimi Marie Rosa and lived in various boarding houses, scamming merchants and honing her skills. She changed her name many times and devised so many stories, including claiming to be the niece of Civil War gentleman William Tecumseh Sherman, pretending to be very ill. One witness reported that through a trick of extracting blood from her gums, she led people to believe she was suffering from a hemorrhage. Girl, you was over here cutting your gums. Oh, my God.
B
She is Method Respect.
A
She claimed to be clairvoyant and married two of her clients. She claimed to be a psychic. She had a lot of psychics, clientele. And that. She married two of her clients. The second was to a businessman.
B
I'm sorry, wait. Imagine that reading where you're just, like, in your future, I see you married to me.
A
Like. Wait, what? Really?
B
Wait, what?
A
I marry you? Yeah. That's what. Yeah, yeah. That's what the gods are saying. You had a grandma, right? Yeah, yeah, I did have a grandma. Yeah. She's saying we supposed to be married,
B
and we're supposed to share a Bank account.
A
Yeah, that's actually what she has said first. Before we get married, we need to go to the bank and share a bank account. Oh, man. So her second husband, Hoover, with whom she had a son, Emil hoover, died in 1888, leaving Betty an estate worth $50,000. Damn. So she finally got to the bag and 50 is a lot. That's more than she was pretended to have. She was only pretending to have 15. So she. She moved to Toledo and assumed a new identity, living as me. What is Mme Dot? Is that like mistress or. She was Lydia Devere. Lydia Deverer. I want to know what Mme. Dot stands for.
B
Madame.
A
Mademoiselle. Yes. There we go. Y' all could have just wrote Mademoiselle. Okay.
B
Yeah.
A
So now she's French.
B
Yeah.
A
I don't know why, but she's rich and she's French. And her name is Mademoiselle Lydia de Vere. At one point, the banks caught on and she was convicted of forgy and sentenced to to nine and a half years in the state penitentiary. Even there, she posed as clairvoyant, telling the warden that she would lose $5,000 in a business deal, which he did. And then die of cancer, which he also did. Ooh, ooh. Maybe she plot twist clairvoyant. Right? Or maybe back then, like, you could just tell when people had the cancer, you know, Right. When it got pretty bad, like he just came to work, kept coughing every day. She was like, yeah, take a wild guess. From her jail cell, she began writing a letter campaign to the parole board claiming her remorse and promising to change three and a half years into her sentence. Governor and future President William McKinley signed the papers for her relief. She must have been just a real bad bitch. She only did three of the nine years. I'm surprised she did that. Wow. So her most famous scam. This isn't even her most famous scam. These were just the cute cons she was doing on, you know, a Tuesday, a Saturday afternoon, you know, a little robbery in the morning.
B
She might be my new hero. Because I literally thought she was done after the divorce with the husband, the doctor husband. But she just kept.
A
I don't understand why she wasn't. She had thousand dollars.
B
Yeah. Yeah. Okay.
A
Wow. So in 1902, Cassie L. Chadwick. Okay. I thought she was Mademoiselle what's her face.
B
She. She has to keep changing it up.
A
Don't even hold on to these names because they're changing so fast.
B
Just keep calling her bad bitch.
A
So Mademoiselle Bad bitch. Cassie L. Chadwick took a train from Cleveland to New York City and a cab to the Holland House, a hotel at the corner of 30th street and 5th Avenue, internationally renowned for its gilded banquet room and $350,000 wine cellar, which. That's a lot of money. In 1902. That's like millions. She waited in the lobby, tapping her high buttoned shoes on the Sienna marble, watching men glide by, searching for one man in particular, James Dillon, a lawyer and friend of her husband's. Standing alone, she walked towards him, grazing his arm as she passed, and waited for him to pardon himself as he said the word. She spun around and exclaimed. What a delightful coincidence to see you here, so far from home. Dylan. What you doing over here? This is so crazy that I ran into you and definitely didn't stalk you. I definitely didn't stalk you. Mr. Dillon. What's up? What's going on? So crazy that we both just happened to be here and I was not in jail for three years. My name is Kandy. Like what?
B
I dropped the mademoiselle.
A
Right. Madam. I mean, excuse me, Cassie. Who said it's me and you? Now I've been waiting if I'm gonna make that mess. I imagine this is what she looks like and that she. Cassie. Exactly.
B
Exactly.
A
So. So she said she was in town briefly on some private business and in fact was on her way to her father's house. Would Mr. Dylan be so kind as to escort her there? Dylan happily obliged. She's got to be sexy. She's got to just be very happy.
B
Gotta be, yeah.
A
And he hailed an open carriage. Cassie gave the driver an address and kept up a cheery patter until they arrived there at the four story mansion belonging to steel magnate Andrew Carnegie. She told him she'd be back shortly. The butler opened the door to find a refined, well dressed lady who politely asked to speak to the head housekeeper. When the woman presented herself, Cassie explained that she was thinking of hiring Matilda Hild. Wait, hiring a maid? Hilda Schmidt, who had supposedly worked for the Carnegie family as a housekeeper, was puzzled and said no one by that name had ever worked for the family. Cassie protested. Was she absolutely certain? Did she give details of physical description? Rattled. And then she like, told this whole story about this fake maid and housekeeper's background. And the housekeeper insisted that there must be some misunderstanding. Huh. So she was saying that Hilda. So she basically talked to this maid and was like, hey, I'm about to hire Hilda. She used to work for y'. All. Then the Maid was like, no, we ain't never had no Hilda here. Then she was like, are you sure she has short hair and a long body? No, she starts giving all these. A long body. She starts giving all these details. She was like, nah, she had, like, a strong nose. If you saw her jaw, you would remember it. Like, none of these details you can actually add up to a face, right? She was like, girl, no, I don't know who you're talking about. So Cassie thanked her profusely, complimented the spotless house, and let herself out, slipping a large brown envelope out of her coat as she turned back to the street. She had managed to stretch the encounter into just under a half hour. As she climbed into the carriage, Dylan apologized for what he was about to ask, but he said, who was her father? Exactly. So she went in there. She was like, this is my daddy house. She went in for half an hour and just talked cash shit about nothing, just so they could make it seem.
B
Seem that that was her home. Wow. I'm obsessed with this woman, whatever her name is.
A
Like, this man just wait, right? This man just waited for you in the car for half an hour and old timey times. What was he just doing? Twiddling his thumbs, talking to the horse driver? There's nothing to do. He has no cell phone.
B
He doesn't have a phone. You're right.
A
Maybe he had the paper. I don't know. Maybe he had to entertain himself. And she's in there just. So anyway, y' all don't know Hilda. You sure you don't know Hilda? I' ma ask y' all three more times if y' all know Hilda. She's like, okay, bye. Never mind.
B
Okay, just.
A
He's like, who is your father, please? Cassie said he mustn't disclose her secret to anyone. She's Andrew Carnegie's illegitimate daughter. She handed over an envelope which contained a pair of promissory notes for $250,000 and $500,000 signed by Carnegie himself, and securities valued at a total of 5 million. Out of guilt and sense of responsibility, Daddy had left her large sums of money. She said she had numerous other notes stashed in a dresser drawer at home. She reminded Dylan not to speak of her parentage, knowing it was a promise that he was not gonna keep. She was like, don't tell nobody. Definitely don't go down to the town square and have a drink at the pub and tell everybody. Don't show them these notes that I have. Don't tell nobody.
B
Don't tell anybody. Especially not Martha, she's the town gossip. She should not know.
A
Definitely don't tell her, even though she'll be in front of the saloon at 3pm today. But don't, don't tell her. I love her. I love her so much. So eventually she returned to Cleveland as Cassie L. Hoover and married another doctor who was a wealthy widower and descendant of one of Cleveland's oldest families. So she found a nice family to marry into. The new Cassie L. Chadwick. How many times has she been married now? She married two of her psychic clients. She married that first guy for 12 days. This would be her fourth marriage.
B
That's four more than me, right?
A
I've never been married. I clearly, clearly, I need to get on it. Like, what am I doing? Yeah, I could have had several.
B
We gotta change our names and print out some business cards with our network. That's what we gotta do, I guess.
A
Chrissy Fit, Millionaire. If I saw it, I'd believe it. I'd believe it. So she was eager to impress her neighbors now because she's like a part of one the of of Cleveland's oldest families. One of them, her neighbors, had relations with John D. Rockefeller. One was like a US Senator, the other one's like Abraham Lincoln's private secretary. So all the girls were popping in Cleveland and she was a part of the society. She brought everything that struck her fancy and never asked the price. She bought a $9,000 pipe organ, a musical chair that plunked out a tune when someone sat down and had a chest of diamonds in and Pearls inventoried at $98,000 and a $40,000 rope of pearls. She ordered custom made hats and clothing from New York, sculptures from Far east, furniture from Europe. During Christmas in 1903, the year after James Dillon told all of Cleveland about her shocking connection to Andrew Carnegie, she bought eight pianos and presented them as gifts to friends. Wow. This switch had taste.
B
She had taste. She's getting pianos for people. This other guy had to get peloton, right?
A
She got everybody a peloton, no problem.
B
Back in the day, that's what that translated to. Okay, right?
A
Peloton's a piano. But imagine, like, she's like Oprah. She's like, you get a piano, you get a piano. These are expensive as hell.
B
I know,
A
right? Like, why do you have a chest of jewels? Can you wear them? You gotta put them in jewelry, right? You can't just have, like, what are you, Scrooge McDuck? You just got a chest of jewels.
B
I know. Why do I hear chest of jewels. And I automatically think pirate.
A
I'm like, right? I'm like, you got doubloons? What are we doing? Oh, lazy. I don't need this. I'm very confused.
B
No.
A
So getting caught. Oh. Oh. I wish she could have got away with it forever. I know.
B
I almost felt like she would have. I was, like, ready for the story to end happily ever after, right?
A
With like, it's over. She won. That's what we want to hear. So through the prestigious Baptist church, Cassie connected with Herbert Newton, an investment banker in Boston who was thrilled to provide her with a loan and wrote her a check from his business for $79,000 and a personal check for $25,000. He was even more pleased when she signed a promissory note for $190,000 without questioning the outrageous interest. So basically, he thought he was getting over on her because he was like, okay, I'm gonna give you these two loans which total. What is this, 84. No, $94,000. Right. But you gotta pay me 190,000. So basically, you gotta give me $100,000 in income. Oh.
B
He was like, yeah, yeah.
A
Come on.
B
How do you not know? I mean, I think I would even know that that was a scam.
A
Look, Ace, Cash could never. Honey, okay? Check. Cash in places could never. Okay, you thought she was getting a predatory loan at the cash checking place. Don't get nothing from Herbert. He's like, yeah, I'll give you $94,000. Then you just give me over twice that back.
B
Sound good?
A
Sound good?
B
Deal.
A
Deal. So by November 1904, Newton realized that Cassie had no intention of repaying the loans and filed a suit in federal court in Cleveland. I'm glad she got your ass. Cause you were trying to be predatory, and you probably did that shit. Cause she was a woman. You were like, oh, this little dumb woman won't know that she owes me her life.
B
Right?
A
She played you. Cassie denied all charges and also the claim of any relationship with Andrew Carnegie. It's been said repeatedly that I had asserted that Andrew Carnegie was my father. She said, I deny that. I absolutely deny it. Technically, she never started. She started the rumor, but she never
B
said, yeah, she didn't perpetuate it. She just said, don't tell anyone.
A
And of course, so to this day, the full extent of Cassie's spoils remains unknown. Some historians believe that many victims declined to come forward, probably embarrassed. But most commonly cited, the sum is, like, around $633,000, which would be about $16.5 million in today's currency. Yeah. She was robbing Everybody. Everybody. In March 1905, Cassie Chadwick was found guilty of conspiracy to defraud a national bank and sentenced to 10 years in penitentiary. Carnegie himself attended the trial and later had a chance to examine the infamous promissory notes. Carnegie pointed out errors in spelling and punctuation. And he said, why? I have not signed a note? He said, I haven't signed a note in 30 years. The whole scandal could have been avoided if anyone had just bothered to ask him. So she said, don't tell nobody that I'm the daughter. So everybody was like, okay, we're going to tell everybody but him. And we never gonna talk to him about it. That's how rumors work. People just whisper and stare while you walk by, but you never tell the person you're talking about. Damn, I love this woman. I love her. And I'm so sad that she had to go back to jail. I hope that she somehow got out. I hope that her psychic ability helped. I feel like she just had to have been so beautiful for you to be coughing up blood in that time period. And people not stay away from you like a leopard. Like, you had to just be like, so cute.
B
Stunning. Yeah. Or maybe she was just also very charming and magnetic, you know.
A
Oh, for sure.
B
She had been to pull these. These cons on or these. I mean, I'm just. I'm really impressed because, you know, she could have been an underdog her whole life and she decided to flip the script.
A
But also, I'm a little annoyed that she didn't just ride the wave out. Like scammers get caught. Cause they don't know when to quit. And it's like, you've made. If she had taken out that last loan from that guy, which she didn't need. You was buying people eight pianos. Just don't buy them eight pianos. Maybe just give them some of the blooms that you got already, you know, recycle some of your opulence. You gotta get brand new pianos.
B
And why are you giving people stuff? Just like. Also, wasn't she married to, like a really prominent family? Like, what are you doing?
A
You made it. She found her way to the top. And then you gotta stop. But just like scams once you pop. Can't stop.
B
You can't stop. But it's the adrenaline of getting away with it that makes people scam over and over.
A
But she was living a whole fake life. I'm like, you couldn't just get off on living a fake life for the rest of Your life, you had to keep rocking, stopping people.
B
Yeah, I don't know.
A
I guess she needed more piano money. I'm not sure. But, guys, we're gonna take a quick break, and we'll be right back for the last segment of the show. All right, guys. And we're back. And this is the saddest part, because it's the end, and I have to let Chrissy go. So as always, guys, I know we end with scammer of the week, and this week, we want to honor a very special man. This is Clinton Aros. Am I saying that right? I think so. He was 33, and he was arrested for renting homes that he did not own. Detective said, Right, you were with it. You were, like, renting homes. Why are you getting rid of that? Oh, he did not own the house. He did not. Minor technicality in renting a home is owning it first, you know? So detectives said he found vacant houses that were for sale and simply replaced the for sale signs out front with his own for rent sign. He conned at least four people in and pocketed the money. Police say victims would call him and he would collect the first month's rent and security deposit before they figured out that there was a problem. Police said in one case, two victims didn't find out until they started to move into the house at the same time. What? So not only was he renting out. Well, he's not renting these out. He can't rent them out. Yeah. He is hiding a for sale sign and putting a for rent sign. And then he's also saying that he's renting it to multiple people, the same home. So you go to move into your place that you've rented, and there's another moving truck there. You like, hey, what y'. All. What y' all doing here? Oh, no, I'm renting 1801. No, I'm. I'm renting 1801. No,' no, no, no, no. I talked to Clinton. Yeah, I talked to Clinton as well.
B
Wow.
A
That is Clint's phone as fuck. Right? This is terrible because, like, housing, especially if you have to rent, you're in a certain financial situation. Like, I'm renting an apartment. You know what I mean? Like, in Los Angeles, like, buying a house here is ridiculous, so. Right. Especially if you want a house in a good area. Like, bruh, these Los Angeles housing be like, oh, that's a steal right there. One bedroom, zero bath, $1.4 million.
B
But the view is great, Lacey.
A
The view. Okay. When you pee in the outhouse outside,
B
it's like you're out in nature. You can hear the animals. Yeah, no, no, no.
A
They have plenty of outdoor showers in Bali and it's all the rage. You don't need to do the bathroom inside. Louisiana housing is trash, bruh. This is fucking terrible, guys. This is scammer of the week. But I'm not on this man's side. Cause what he did is extremely wrong. If he was tricking some rich people, I'd be more apt to be on his side. But these are just everyday people who are renting.
B
I know, it's pretty sad. But wait, did this happen in LA or somewhere else?
A
So let me see where this happened. Belucas. Okay, I'm gonna have to look it up because, I don't know, it doesn't say here where exactly this happened, but it says that he did this to four people and he pocketed the money. Victims would call him and he would collect the first month's written security deposit before they figured it out. And then it says, the detective, Paul Belucas said that he gives our. He gives Clinton an A plus for creativity, but added that his crime is a crime. See? So even the cops were like, this is. This is a good one. We had fun. We all had fun, right? We all had fun. He said one red flag, according to police, was that Clinton didn't want to meet at the rental house and arranged to meet his victims at fast food restaurants or other locations to collect their money. Yeah.
B
Oh, no.
A
But when you're moving, you're desperate.
B
Yeah, I guess. I guess that. That is true. And if he's giving it for a good price, then it's like, oh, this is a steal. Let's like get on it. I don't know. But like, don't you need paperwork to sign? Was he creating the paperwork? Oh, man. Lacey, after this podcast, now I'm gonna be a scammer. I'm not gonna get scammed anymore. I'm gonna become a scammer.
A
Oh, no. We've turned another one to the dark side. Not the dark side. You'll love to see it. I love. I love when people come on and they're like, I'm not really a scammer. This also happened with. With Lamar Woods. Do you know Lamar Woods?
B
I don't know if you know him. No, no, I do.
A
He's a comedian.
B
Yeah, I know who you are.
A
And he was like, I'm. He was like, I'm not much of a scammer. And then by the end, he was like, oh, I'm running scams on people. You love to see it. You love to see it. Oh, wow. So I just looked it up. Yeah, this is. This actually makes me super proud. He's from Dallas, Fort Worth. You know, I'm from Texas.
B
Yep. Yeah.
A
Shout out to Dallas. Shout out to a Texas king. Housing is pretty affordable in Dallas, so.
B
Okay, okay.
A
It's still trash that he did this, but also, I'm mad that he was like, okay, so y' all trying to sign this lease. Great. Meet me at the Arby's. They got the meats.
B
Yeah.
A
They got the meets, and I got the lease. Okay.
B
Sign it in ketchup. Right.
A
Literally. I mean, shout out to Clinton. He was in jail on $8,500 bond. I don't know how much time he's gonna end up serving for doing this. Oh, and he is a black man. Wow. Okay.
B
Okay. Well, you know what? He was creative, because I would never think to do that. Well, maybe now after this.
A
Right?
B
But, like, how to, you know, rent out a place that I don't even own? That takes, like, guts.
A
So he looks like a landlord. He's got a landlord vibe. Like, I would see him and be like, yeah, you're a landlord. But, yeah, I wouldn't think to do that. I wouldn't think to just cover up the sign. So, guys, if you're out there and you're looking to rent places, like, make sure you get on Zillow. Make sure you get on, like, you know, some reputable real estate sites. Definitely don't meet anybody at Arby's.
B
Design A Army's McDonald's. No fast food joint? No. No place other than the place or the office.
A
Right, right. The official realtor office or the actual physical place itself. Yeah. And do your research, guys. But I know it's hard when you're moving because oftentimes we're moving around a deadline and we're, like, just trying to get the shit over with. I've moved under duress. The apartment I live in right now I moved into while I was in Seattle shooting a movie.
B
Oh, wow.
A
Cause I didn't have any time to relocate. Cause there was crazy stuff with my roommates not paying their rent and stuff. So I had paid all my rent. So luckily, he didn't evict us. But he did let us out of our lease because he liked me and was a nice guy. But that still meant I had to get asap.
B
Yeah, yeah, yeah, yeah, yeah.
A
So I've had to do it. So, guys, just be careful. Out there. Remember, despo meter check and see how desperate you are or how desperate you feel before you make some rash decisions that feel a little off to you, like signing a lease at a Arby's. But guys, that's our show, Chrissy. We always ask people, where do you want to be found?
B
Where do I want to be found? I don't know. Why? I just. I want to be found on Instagram, Hrissyfit or Twitter Hrissy. I just said that because I don't want to be found at my home.
A
Yes, exactly. That's why we asked where you want to be found.
B
Right.
A
We don't want. We don't want you to be found anywhere you don't want to be found as scammers. Yes.
B
No, Lacey, there was a masturbator outside my window.
A
I don't know if you know.
B
Yeah, yeah, I know.
A
He was there specifically to masturbate to you.
B
I. No, I don't think so. At this point, we don't think so. He might. I mean, at first I thought maybe he was a big acapella fan and was just really excited about it, but, you know, I put a camera. He came by the next night with a bag of Carl's Jr. Speaking of fast food, and he was waiting for, like dinner and a show, but then never showed up again. So I don't want to be found outside my window, just on the show.
A
And that is fair. Damn, I need to do better. One of my friends is always like, lacey, you can't just be walking around your house naked. Like, your windows open up and other people have windows on the other side. I don't want nobody bringing no Carl's Jr. Over for the nine o' clock show.
B
Trust me. Trust me. From then on, like, sun goes down, shades go. Go up. Like no go up. Amen. Go down.
A
Guys, if you. Right. Oh, right. Not up. Down. As always, guys, you can find us at Scam Goddess Pod on gmail dot com. If you want to snitch on your friends, your family, your relative yourselves, just make sure that you've retired the scam. And then you can find us at Scam Goddess on all platforms. Scam Goddess Pod. And if you want to follow me and my shenanigans, D I V A L A C I Diva Lacey on all platforms, guys, stay scheming. Gam Goddess.
Release Date: June 30, 2020
Host: Laci Mosley
Guest: Chrissie Fit
This episode of Scam Goddess explores the wild world of historical and contemporary cons, focusing particularly on the legendary female scammer Cassie L. Chadwick, aka “The Dame of Deception.” Host Laci Mosley and guest Chrissie Fit deliver a hilarious, engaging recap of Chadwick’s dazzling life of fraud, discuss modern scam experiences (including their own), and reflect on the mechanics and psychology of trickery, all with witty banter and insightful social commentary.
Laci tells the saga of Cassie L. Chadwick (born Elizabeth "Betty" Bigley), a master con woman of the early 1900s who used forgeries, fake identities, and social engineering to defraud banks and elites out of fortunes—most notoriously by pretending to be Andrew Carnegie’s illegitimate daughter.
Stay alert for scams, do your research before online purchases or big financial decisions, and always “stay scheming—but ethically,” as Laci signs off.
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