Podcast
Smart Money Happy Hour with Rachel Cruze and George Kamel
Hosted by Ramsey Network · EN
Pull up a chair to the happy hour you wish your friends were having. Mix two money experts with some hot takes and a splash of nostalgia, and you get Rachel Cruze and George Kamel talking unfiltered about what’s going on in the world, pop culture, and how to afford a life you love.
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Episodes
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Stirring the Pot With These Off-Limits Topics
Jan 16, 202500:41:43Summary ready💵 Start your free budget today. Download the EveryDollar app!If you love awkward silences, just try asking your blind date how much money he makes. In this episode, Rachel and George share hot takes on common taboo money topics, plus how you can avoid cringey situations.Next Steps: 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour. 📱Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe. 🌿 Get up to 40% off at Cozy Earth with code Smart Money. Today’s Happy Hour Special: 🍸 Smashing Sage Spritzer (Mocktail)Recipe: Drinking for Two: Nutritious Mocktails for the Mom-To-BeIngredients: 1 cup fresh or frozen blackberries or cherries 1 tablespoon lime juice 1 teaspoon honey 1/3 cup coconut water 1 cup seltzer 4 sage leaves Additional blackberries and sage leaves for garnish Instructions: Muddle blackberries with sage leaves and honey in the bottom of a shaker. Add lime juice and coconut water; fill shaker with ice. Shake vigorously. Strain, if desired. Divide the shaken mixture between two ice-filled lowball glasses. Top with seltzer and stir. Garnish with fresh sage and blackberries.Listen to More From Ramsey Network:💡 The Rachel Cruze Show💰 George Kamel🎙️ The Ramsey Show💸 The Ramsey Show Highlights🧠 The Dr. John Delony Show💼 The Ken Coleman Show📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
SummaryThings That Scream “I’m Pretending to Be Upper Class”
Jan 9, 202500:36:44Summary ready💵 Start your free budget today. Download the EveryDollar app!We all know that person who wears flashy designer logos like they’re personally endorsed by Michael Kors. In this episode, Rachel and George react to ways people pretend to be upper class and discuss how to be smart with your money instead.Next Steps: 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour. 📱Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe. 🌿 Get up to 40% off at Cozy Earth with code SMARTMONEY. Today’s Happy Hour Special: 🍸 Japanese SlipperRecipe: Difford’s Guide 1 fluid ounce Cointreau triple sec liqueur 1 fluid ounce green melon liqueur 1 fluid ounce lemon juice (freshly squeezed) Instructions: Select and pre-chill a martini glass. Prepare garnish of Luxardo maraschino cherry dropped into drink. Shake all ingredients with ice. Fine strain into chilled glass.Listen to More From Ramsey Network:💡 The Rachel Cruze Show💰 George Kamel🎙️ The Ramsey Show💸 The Ramsey Show Highlights🧠 The Dr. John Delony Show💼 The Ken Coleman Show📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
SummaryThings to Stop Doing With Your Money in 2025
Jan 2, 202500:37:33Summary ready💵 Start your free budget today. Download the EveryDollar app!If you want to have a “new year, new you,” you have to do new things. In the first episode of the new year, Rachel and George share bad money habits you’ll want to ditch in 2025.Next Steps: 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour. 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 🎥 Watch our video How to Start Becoming a Millionaire in 2024. Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe. 🌿 Get up to 40% off at Cozy Earth with code SMARTMONEY. Today’s Happy Hour Special: 🧊 Frostbite Tequila CocktailRecipe: The Spruce Eats 1 1/2 ounces tequila 1 ounce blue curaçao liqueur 1/2 ounce white crème de cacao liqueur 1/2 ounce cream Luxardo Cherries, for garnish Instructions: In a cocktail shaker, pour the tequila, blue curaçao, crème de cacao, and cream. Fill with ice. Shake well. Strain into an ice-filled old-fashioned glass. Garnish with a cherry. Serve and enjoy.Listen to More From Ramsey Network:💡 The Rachel Cruze Show💰 George Kamel🎙️ The Ramsey Show💸 The Ramsey Show Highlights🧠 The Dr. John Delony Show💼 The Ken Coleman Show📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
SummaryThe Ups, Downs and Lessons of 2024
Dec 26, 202400:42:29Summary ready💵 Start your free budget today. Download the EveryDollar app!It’s almost time to put out the flame on 2024, and we’re feeling reflective. In this episode, Rachel and George look back on the best (and worst 😅) Smart Money Happy Hour moments of the year, including money lessons you won’t want to forget in 2025.Next Steps: 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour. 💍 Get your tickets for Money & Marriage Getaway! 💸 Beat debt and build wealth with Financial Peace University. 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. Best Episodes of SMHH 2024: Why Short-Term Rentals Are No Vacation “Harmless” Purchases That Drain Your Bank Account Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe. 🌿 Get up to 40% off at Cozy Earth with code SmartMoney. Today’s Happy Hour Specials:Reddish RitaEpisode: Financial Realities You Learn as an AdultIngredients: 1 ounce Reposado tequila 1 ounce Blanco tequila 3/4 ounce orange liqueur 1 ounce lime juice 1/2 ounce agave nectar Corpse Reviver No.2Recipe: Difford’s GuideEpisode: Are You Guilty of These Financial Turnoffs?Ingredients: 3/4 ounce gin 3/4 ounce Cointreau triple sec liqueur 3/4 ounce aromatized wine (e.g. Lillet Blanc) 3/4 ounce lemon juice (freshly squeezed) La Fée Parisienne absinthe Lemon Drop MocktailRecipe: Food BanjoEpisode: Why Nothing Is Enjoyable TodayIngredients: 1 1/4 ounces lemon juice 3/4 ounce simple syrup 2 1/2 ounces club soda, chilled or sparkling water Sugar Ice Listen to More From Ramsey Network:💡 The Rachel Cruze Show💰 George Kamel🎙️ The Ramsey Show💸 The Ramsey Show Highlights🧠 The Dr. John Delony Show💼 The Ken Coleman Show📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
SummaryUnpacking Money Lessons from Your Favorite Christmas Movies
Dec 19, 202400:41:03Summary ready💵 Start your free budget today. Download the EveryDollar app!It’s easy to get caught up in holiday commercialism during the holidays—just ask the Grinch. In this festive episode, Rachel and George find money lessons in nostalgic Christmas movies that you can apply all year long.Next Steps: 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 🎄Shop the Ramsey Solutions store 50 Days of Christmas sale 📱Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe 🌿 Get up to 40% off at Cozy Earth with code Smart Money Today’s Happy Hour Special: 🥛 Upgraded EggnogRecipe: Town & Country 1.5 ounces Cognac 1 whole egg 1 ounce heavy cream ½ ounce maple syrup ¼ ounce St. Elizabeth Allspice Dram Instructions: Combine all ingredients into a shaker. Shake without ice first, then add ice and shake again to chill and dilute the eggnog slightly (by about 1 ounce). Strain into a chilled glass and garnish with freshly grated nutmeg if desired, enjoy!Listen to More From Ramsey Network:💡 The Rachel Cruze Show💰 George Kamel🎙️ The Ramsey Show💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show💼 The Ken Coleman Show📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
SummaryFast Food Showdown: Debating Our Favorites!
Dec 12, 202400:43:02Summary ready💵 Start your free budget today. Download the EveryDollar app!When it’s 11:30pm and a snack is calling your name, do you go for McDonald’s French fries or a cheesy gordita crunch? In this episode, Rachel and George debate favorite fast-food and fast casual chains, plus you’ll learn which might be best for your budget.Next Steps: 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. Connect With Our Sponsors: 🥤Raspberry Dream Dirty Soda 🔒 Get 20% off when you join DeleteMe 🌿 Get up to 40% off at Cozy Earth with code Smart Money Today’s Happy Hour Special:Recipe: Favorite Family RecipesIngredients: 2 cups fresh Raspberries ½ cup sugar 2 cups coconut creamer 2 liters Dr. Pepper Instructions: Puree raspberries and sugar together in a blender until smooth. Store in an airtight container in the fridge if not using immediately. Fill 16oz cup halfway with ice and ¾ full with Dr. Pepper. Add 2 tbsp raspberry mixture and 2 tbsp coconut creamer. Fill to the top with Dr. Pepper and stir well, enjoy!Listen to More From Ramsey Network:💡 The Rachel Cruze Show💰 George Kamel🎙️ The Ramsey Show💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show💼 The Ken Coleman Show📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
SummarySettling the Debate on Your Financial Faux Pas (We’re Divided)
Dec 5, 202400:40:51Summary ready💵 Start your free budget today. Download the EveryDollar app!So, you booked all the Airbnbs for the group hiking trip, but that was two months ago, and Becky still hasn’t responded to your Venmo request? Awkward. In this episode, Rachel and George are responding to cringy financial faux pas you’ve experienced with friends.Next Steps: 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe. 🌿 Get up to 40% off at Cozy Earth with code SMART MONEY. Today’s Happy Hour Special: 🍹 Division BellRecipe: Difford’s Guide Ingredients: 1 ounce mescal 1/2 ounce Maraschino liqueur 3/4 ounce lime juice 3/4 ounce Aperol Instructions: Shake all ingredients with ice and strain into a chilled glass, then enjoy! Listen to More From Ramsey Network:💡 The Rachel Cruze Show💰 George Kamel🎙️ The Ramsey Show💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show💼 The Ken Coleman Show📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
SummaryAffordable Gifts People Will Actually Love
Nov 28, 202400:36:31Summary ready🍸 Check out more episodes of Smart Money Happy Hour Tired of giving your dad the same pack of white socks every year for Christmas? In this episode, Rachel and George have the gift inspo you’ve been looking for—plus great ideas for the one on your list who has everything.Rachel and George’s Gift Guide:Wine and Cocktail Lovers Cocktail shaker that doesn’t freeze your hands Vintage cocktail book People Who Love to Cook Meat chopper Citrus squeezer Tech and Gadget Lovers Cordless phone charger Extended-length phone charger cable KidsDigital cameraParents/Grandparents Neck fan Foot spa Massage gun DeleteMe Spouse Coffee subscription Flower delivery White Elephant/Dirty Santa Milk frother Wine decanter “Take the Hint” Gifts <a href="https://www.amazon.com/Apple-MX532LL-A-AirTag/dp/B0CWXNS552/ref=sr_1_3_pp?adgrpid=1341405895030714&dib=eyJ2IjoiMSJ9.eJ4jVW3fBNhHFl2sL9cZHA8cvUGOgxHqKulaZ3vRm7SHRLnHwAwR7MAf9rKzeekvBu93RXjkvMTaFp4iKPJilYOuhcmlwbHDKt2-eKHqzZAHiQftGMoBXChzBZQ1wzMiGQmcOSdAlNco3O1xymXI9-mzQECeRX9pEKtoHRhY9W79ED74cEeShNl0kHX0ovw1VDXCYIjl0ScdYVW4RBicUyYKnXl9pVwrCtIveDsLFeM.m717FN3lpAvNF0hdbGAjUo0qWJNV1ka6OCLPqCRAmi8&dib_tag...
SummaryDo DINKs Have More Fun (and Money)?
Nov 21, 202400:40:41Summary ready💵 Start your free budget today. Download the EveryDollar app! Carefree (and kid-free) travel isn’t the only reason DINKs are living their best life. In this episode, Rachel and George get real about the cost of kids and how to know if you’re ready.Next Steps: 🎥 Watch our video Why Fewer People Are Having Kids Today. 📱Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. Connect With Our Sponsor:🔒 Get 20% off when you join DeleteMe. Today’s Happy Hour Special: 🍸 Isn’t She Lovely?Recipe: Imbibe 1 1/2 ounces vodka 3/4 ounce fresh grapefruit juice 1/2 ounce lemon juice 1/2 ounce elderflower liqueur 1/2 ounce blanc vermouth 1/4 simple syrup 1 ounce club soda Instructions: Combine all the ingredients except the club soda in a shaker with ice. Shake until chilled, then strain into a collins glass over fresh ice. Top with club soda, and enjoy!Listen to More From Ramsey Network:💡 The Rachel Cruze Show💰 George Kamel🎙️ The Ramsey Show💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show💼 The Ken Coleman Show📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
Summary25 Life-Changing Tech Purchases You Need to Try
Nov 14, 202400:42:14Summary ready💵 Start your free budget today. Download the EveryDollar app!“Alexa, set a timer for tomorrow at 8 a.m. Alexa, turn the thermostat to 70 degrees. Alexa, can you make my budget?” Okay, maybe that last one is a stretch, but modern conveniences can be truly life changing. Find out Rachel’s and George’s take on what technology is worth the hype.Next Steps: 🎥 Watch our video “‘Harmless’ Purchases That Drain Your Bank Account” 📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe 🌿 Get up to 40% off at Cozy Earth with code Smart Money Today’s Happy Hour Special: 🥃 Cinnamon-Spiced Orange and Thyme MocktailRecipe: Pick Up Limes 1/2 cup water 1/4 cup maple syrup 4 sprigs fresh thyme 1/2 teaspoon ground cinnamon 2 tablespoons freshly grated ginger 1/2 lemon, juiced 2 cups ice cubes 2 cups orange juice 2 cups ginger ale Instructions: Add water, maple syrup, thyme sprigs and cinnamon to a small pan and simmer. Reduce heat to low and let it steep for about 3 minutes. Then let it cool to room temperature. Fill a shaker or mason jar halfway with ice cubes and strain in thyme syrup. Add grated ginger and lemon juice. Shake well. Strain contents from shaker over ice cubes, and add orange juice and ginger ale. Enjoy!Listen to More From Ramsey Network:💡 The Rachel Cruze Show💰 George Kamel🎙️ The Ramsey Show💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show💼 The Ken Coleman Show📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
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