Bonus #172 - Kush Brothers Vol. 23 w/ Maddy Smith [PATREON PREVIEW]

Summary

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Podcast Summary: Stavvy's World – Bonus #172 – Kush Brothers Vol. 23 w/ Maddy Smith [PATREON PREVIEW]

Date: March 19, 2026
Host: Stavros Halkias
Guests: Brian Quinn, Joe Gatto, Sal Vulcano
Main Theme: Navigating Prenups, Generational Wealth, and Relationship Honesty

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Episode Overview

In this bonus Patreon preview, Stavros Halkias and his friends field a listener's dilemma about whether to get a prenup, especially regarding inherited family money. The conversation spins into personal takes on prenups, how they impact marriage dynamics, and the practical discomforts of serious financial conversations in relationships. Along the way, the panel keeps the tone light with jokes, personal anecdotes, and banter, true to the show’s hangout style.

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Key Discussion Points & Insights

1. Listener Call – The Prenup Dilemma

• [00:56] A listener asks if he should get a prenup, specifically for potential future inheritance (mother’s accident settlement—about $1 million).
  • He emphasizes trust in his fiance: “She’s loyal, incredibly loyal to me. I don’t want to get a divorce ever.”
  • He wants advice on protecting his parents’ money, not the salary from his "bullshit job."
• [01:30] Stavi reacts: “Your parents’ money...”
• The group validates the "generational wealth starter" concern and debates whether wealth protection is justifiable.

2. The Concept of Prenups: Purpose and Perception

• [03:15] Stavi: “A prenup. Prenups in general, very interesting concept...I see why somebody would do it.”
• [03:33] Brian Quinn raises a flip-side: “I feel like they’re very pro-women...if you’re like a stay at home mom, you don’t get a prenup.”
• Sal Vulcano adds that social norms once allowed each spouse to leave marriage with what they brought in, highlighting shifting attitudes.
• Overall, the crew explores how prenups are more than “protect your money” documents—they can define post-marriage settlements and ensure fairness.

3. Romance, Responsibility, and Realism in Marriage

• The group agrees prenups are practical, if awkward.
  • [06:10] Stavi: “It isn’t romantic. And that’s true. But also, it’s kind of the putting a condom on of marriage...But it’s responsible.”
  • [06:17] Brian Quinn: “It’s not as risky.”
• They debate whether prenups actually impact how couples resolve disagreements.
  • [06:33] Sal Vulcano: “Do we think couples without prenups manage their disputes and arguments better than couples that do have prenups?”
  • Joe Gatto suggests a prenup allows “a very frank way to start your marriage,” possibly fostering honesty.

4. Having the Hard Conversations Early

• [07:29] Stavi: “When you’re married, you’re gonna have to talk. You’re gonna have some serious, uncomfortable talk. So why not start with...”
• The panel agrees that being able to discuss money openly is a good sign for a healthy relationship.
• [08:18] Stavi’s advice to the caller: “Have the conversation. I would say maybe do it only for your parents’ money...That’s totally nothing, right?”

5. Strategies for Introducing the Prenup Topic

• The comedians slip into improv:
  • [09:37] Brian Quinn: “Lean on the word settlement. Business manager. Wealth advisor. Always blame someone else. Even if you don’t have a wealth advisor.”
  • The group riffs on how to “fake” having a wealth advisor or cite SEC regulations to deflect awkwardness.
    • [10:05] Sal Vulcano, tongue-in-cheek: “We need this PRENUP under SEC regulatory code 13B. We must have agreement in place.”

6. Memorable Anecdotes & Side Jokes

• [10:42] Sal Vulcano tells a story of being “puppet mastered” at a telemarketing job, his manager feeding him lines on the call—echoing the tactics for prenup discussions.
• [11:34] Stavi escalates the joke with, “You don’t see it, but they have your grandmother just off screen...Gund they ever connected to a battery...And they zap her if you don’t say [the lines].”

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Notable Quotes & Memorable Moments

• Stavi [06:10]: “It isn’t romantic...it’s kind of like the putting a condom on of marriage— you’re stopping the momentum, but it’s responsible.”
• Brian Quinn [09:37]: “Say your wealth advisor wanted me to do it. Always blame someone else. Even if you don’t have a wealth advisor.”
• Joe Gatto [08:11]: “If he has, like, siblings and stuff...it wouldn’t seem so personal—this is part of a bigger family thing.”
• Sal Vulcano [10:05]: “We need this PRENUP under SEC regulatory code 13B. We must have agreement in place.”
• Stavi [07:29]: “When you’re married, you’re gonna have to talk. You’re gonna have some serious, uncomfortable talks. So why not start with [this]?”

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Timestamps for Important Segments

• [00:56] Listener calls in with prenup question
• [03:15] Panel begins discussion on prenups and their broader implications
• [06:10] Comparing prenups to condoms—romance versus realism
• [07:29] The necessity of difficult conversations in relationships
• [08:18] Stavi’s direct advice: make prenup just about parents’ inheritance
• [09:37] “Blame the wealth advisor!” – navigating awkward topics
• [10:42] Sal’s telemarketing anecdote and jokey parallels to relationship communication

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Summary Flow & Tone

The episode artfully balances practical advice, skepticism, and the signature irreverent humor of the hosts. While the group offers concrete strategies for broaching uncomfortable financial topics with a partner, they also find plenty of room to riff and satirize the sometimes ridiculous realities of adult relationships. The conversation is frank, friendly, and accessible, making it relatable whether or not listeners have considered prenups themselves.

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Transcript

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[Joe Gatto]

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[Podcast Caller]

Jesus Guest first time, long time. I joined Patreon because I feel like it's a fair trade for putting a call in. Okay, all right, let's get right to the question. Should I get a prenup? This prenup would only involve my parents money. Any money that we inherit. Any money that I make at my bullshit job where I listen to thought provoking content such as your podcast and people playing video games. That is, you know, if, if we split, that's whatever you say.

[Stavi]

Your parents money.

[Podcast Caller]

Reason for getting my parents money's prenup is that that is their money. And it's kind of little secret that I haven't said anything about yet because it's really just up to my parents. My mom got into an accident a while ago and the company that caused the accident gave her a payout of about a million dollars. Which is not chump change for some people in our situation.

[Stavi]

Of course not a million dollars.

[Podcast Caller]

Generational wealth starter. You know, understand that it's, you know, I wouldn't hoard it, but it's really my parents money. I have no reason to think that we would ever divorce. My fiance is an incredible woman who does so much in, so much work into our relationship. She's loyal, incredibly loyal to me. She puts up with my. I do the same for her. Loyal. I don't want to get a divorce ever. Right. I don't feel like chasing women is my strong suit or interest.

[Stavi]

Interesting in my gut.

[Podcast Caller]

Like just get a prenup for this

[Stavi]

little chunk of change like anybody else.

[Podcast Caller]

I don't know. The dating got a weird feeling either way

[Brian Quinn]

in there.

[Podcast Caller]

Much love, please. For the love of God, can you get to 280 next season of starting to get fit? Maybe if you do, next time you come to my city, I'll make you

[Stavi]

a. I don't need from you. I don't need your little ass to. To motivate me. Okay, let's get that.

[Brian Quinn]

Yes.

[Stavi]

Let's get that straight. This a. A prenup. Prenups in general, very interesting concept. Cuz it's like, you know, I don't know. I feel kind of weird about it in general. I see why somebody would do it.

[Joe Gatto]

Would you get one?

[Brian Quinn]

I feel like they're pretty. They're. They're very pro women.

[Stavi]

The prenup.

[Brian Quinn]

Yeah. I feel like a lot of it is like if you're like a stay at home mom, you don't get a prenup. Yeah.

[Stavi]

Oh. Because they have certain. Because we're only thinking of it as a protect your money thing. But it can also be like if we get divorced, I get certain stuff. But a prenup basically says you don't get or there's a certain amount you don't get or something.

[Sal Vulcano]

Right. Yeah. I think the default for a while was like, we each leave the marriage with whatever we had when we started. But there's got to be patience.

[Stavi]

Interesting. I think this.

[Brian Quinn]

He's basically saying a prenup is to.

[Stavi]

To not give.

[Brian Quinn]

Really?

[Stavi]

Yeah. Because right now women like prenups just

[Brian Quinn]

means like pre negotiated and that other.

[Sal Vulcano]

Whatever the settlement will be.

[Joe Gatto]

Yeah.

[Brian Quinn]

Like.

[Stavi]

Yeah, it's a. Yeah. Nuptial.

[Podcast Caller]

What?

[Stavi]

Yeah, it's like some agreement about what you would do if you separated.

[Brian Quinn]

Yeah. Good. I'm good. Good people to give advice about it.

[Joe Gatto]

There's probably a million ways you can like set them up. This can't have the money in this account, but we share this account or something like that, you know?

[Stavi]

Yeah. That's a good. I guess I've never thought if I would get one.

[Brian Quinn]

I just realized, see moms who are like, who get half their man.

[Stavi]

Yeah. That's. That's not a prenup.

[Brian Quinn]

That's just.

[Stavi]

That's just they change the laws to do that.

[Brian Quinn]

Oh. Like in certain states. Again, I don't know most places, like you ever hear like they're getting divorced in New York so she's going away with half his money.

[Stavi]

Oh, yeah. There are certain states.

[Joe Gatto]

Yeah.

[Stavi]

Yeah, yeah. There. I don't know what the specifics are. I guess I don't really see what the.

[Brian Quinn]

Oh, sorry.

[Sal Vulcano]

You're good.

[Stavi]

It's one of those interesting things where it's like, it really shouldn't be a problem either way.

[Sal Vulcano]

Yeah.

[Stavi]

Like, I don't see what the pro. Like, if you're really in it, it's kind of the way you buy life insurance. You know what I mean? It's like, I don't want to die early, but if it happens and it's kind of the same thing where it's like, if huge, we don't even know what it could possibly be. I don't even want to sit here and contemplate, but let's just right now come up with, like, a fair thing. Yeah, I don't think that's that crazy.

[Brian Quinn]

I don't think it's that crazy. I would do it if I get married. Papers on papers.

[Stavi]

Really?

[Brian Quinn]

Yeah.

[Stavi]

So you would want a very specific, like, hey, if we get divorced, we each just get whatever we came with type situation. Yeah. I think that's pretty fair.

[Joe Gatto]

Yeah.

[Stavi]

I think some. Even some kind of smaller settlement or some.

[Brian Quinn]

Yeah. And you never know. You could be. You could be married to someone two months and, oh, they're freaking out.

[Joe Gatto]

Yeah.

[Brian Quinn]

This is not the person. I don't. And then, boom. I kind of agree out cleanly. I don't think people.

[Stavi]

Yeah.

[Joe Gatto]

Yeah.

[Brian Quinn]

It's not even. It's no offense to the person you're with.

[Stavi]

But I also.

[Brian Quinn]

I've heard guys be like, it's not that romantic. Get that signed.

[Stavi]

Yeah.

[Podcast Caller]

Yeah.

[Stavi]

It isn't romantic. And that's true. But also, it's like kind of. It's kind of like the putting a condom on of marriage.

[Brian Quinn]

Yeah.

[Stavi]

Where it's like, you're stopping the momentum.

[Brian Quinn]

Yes.

[Stavi]

And then. But any, like, once we do it, we go back to. But it's responsible.

[Joe Gatto]

Yeah.

[Stavi]

Yeah.

[Brian Quinn]

It's the same.

[Stavi]

It's not as risky. It's not as risky.

[Brian Quinn]

Do I want to not. Yeah.

[Sal Vulcano]

Do we think couples without prenups manage their disputes and arguments better than couples that do have prenups?

[Stavi]

Oh.

[Sal Vulcano]

Because if you're that guy or that girl, whoever has the more money, you're like, are you bargain. Are you play. You're running without an. You're flying without a net. You're playing all. You know, it's a battle to the death. You gotta resolve your issues or face losing half your. There's.

[Joe Gatto]

There's a certain thing to it where it's like, you can just be more honest because, you know, it is like, just a very frank way to start, like, your marriage.

[Stavi]

Right. I think it's a good. That's true. It's like, you will That's a great point.

[Joe Gatto]

If you care about actually doing it. Being like, I don't want you to get half my money, but you do it in, like, a civil way and stuff. It's like, I don't know.

[Brian Quinn]

I think it says, like, this is serious.

[Stavi]

And you're right.

[Brian Quinn]

Not that I'm a marriage hound, but.

[Stavi]

No, no.

[Brian Quinn]

Yeah. It shows a commitment,

[Podcast Caller]

but.

[Stavi]

No, I see what you mean.

[Sal Vulcano]

Brothers.

[Brian Quinn]

Yeah.

[Stavi]

When you're married, you're gonna have to talk. You're gonna have some serious. Yeah. Uncomfortable talk. So why not start with agreed? You good, Mr. Mr. McDade.

[Sal Vulcano]

I'm gonna take quick pit stop.

[Stavi]

Yeah.

[Brian Quinn]

Okay.

[Stavi]

You go crazy, buddy.

[Joe Gatto]

So I'll come hold your peen. I'll give you any help you need, J.P.

[Brian Quinn]

okay. So, yeah.

[Stavi]

So, yeah, just talk about it. Tell her about it.

[Brian Quinn]

You're going to have way harder conversations in.

[Stavi]

I also love that he's like, it would be for my parents money and also my money. It's like, yeah, really, if there. If mom didn't have that mill in the bank. You're getting a prenup. Shut the up about your money.

[Sal Vulcano]

I think.

[Joe Gatto]

I think, like, it would be easy for him to bring up and it wouldn't seem so personal because it is, like, not his money. It's his family money. And especially if he has, like, siblings and stuff. I don't know if he does or not, but he could be like, oh, look, you know, this is part of, like, a bigger family thing.

[Brian Quinn]

Yes.

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[Joe Gatto]

Yeah. It's like the estate and it's business. Any decision I make on this, I'd want to make with my siblings and blah, blah, blah, the people.

[Stavi]

Yeah. I think that's fair.

[Brian Quinn]

It's business, biatch.

[Joe Gatto]

Yeah.

[Brian Quinn]

If a guy was weird with me and I was supposed to marry him, I would be like, I don't know you.

[Stavi]

Totally. No, that's a good point.

[Brian Quinn]

Yeah.

[Stavi]

If you're with somebody and they handle this exactly the opposite way that you were expecting, and you could be like, whoa, do I not know this person?

[Brian Quinn]

I'm like. I'm like, we go to bed. I'm like, good night. Yeah, I'm awake. I'm like, who am I?

[Stavi]

Who have I been sharing my life with?

[Joe Gatto]

At the same time, too. From what he says, though, it sounds like he doesn't, like. I don't know. Seems like he has no reason to doubt this woman's right.

[Brian Quinn]

Yeah.

[Joe Gatto]

They're together. She doesn't even know about this money, it sounds like. And she's pretty happy, so.

[Stavi]

Yeah, I mean, listen, I think in the spirit of like who cares? You should be able to have this conversation. Have the conversation. I would say maybe do it only for your parents money. To me that's a very. That's totally nothing, right? To be like, hey, I'm getting this amount of money as part of the settlement for it.

[Brian Quinn]

Like I, you know, lean on the word settlement. Business manager. Wealth advisor. Wealth advisor. Say your wealth advisor wanted me to do it. Always blame someone else. Even if you don't have a wealth advisor.

[Stavi]

Just for this too.

[Brian Quinn]

Always make someone up. This person's making me do it. Yeah, yeah, yeah, yeah.

[Stavi]

Who? Let me talk to you.

[Brian Quinn]

No, no.

[Stavi]

And then you go in the other room, you're like, hello. She can hear you.

[Sal Vulcano]

El, I need you to pretend that you're from Fisher Investment.

[Joe Gatto]

It's me, the guy you want for that.

[Stavi]

Oh, you would be really good at that. Improv and voices. Eldest is strong suit. Hello. Yep. You gotta do it. Bye bye now.

[Brian Quinn]

Bye.

[Stavi]

She can hear you.

[Brian Quinn]

See you later.

[Joe Gatto]

I just talked to him.

[Stavi]

He said it makes sense.

[Sal Vulcano]

We need this PRENUP under SEC regulatory code 13B. We must have agreement in place.

[Brian Quinn]

We gave it our best pretends me so.

[Stavi]

Yeah, dude, that's. That's the answer.

[Brian Quinn]

Run it. Run it.

[Sal Vulcano]

One time when I was working at a telemarketing job that they told us was not a telemarketing job, they would have our managers like tap in with us on the call and like tell us what to say. So like my manager would be like listening to what I was saying.

[Stavi]

They would a practical jokers.

[Brian Quinn]

You.

[Sal Vulcano]

Yes, exactly. And one time the guy could hear the manager talking. He's like, is someone telling you what to say? Kind of kept going. My manager's like, that's my manager. He's helping me. I don't. That's my manager. He's helping me make this.

[Joe Gatto]

Oh my God.

[Sal Vulcano]

Humiliating.

[Stavi]

That's crazy, dude.

[Sal Vulcano]

I got puppet master.

[Stavi]

That's crazy.

[Brian Quinn]

Managers like ask them where they can go where the restroom for number two is swap and Sal.

[Sal Vulcano]

I have to say it if he says it.

[Brian Quinn]

What happens if they don't say it? On the show they on jokers.

[Stavi]

Well, you don't see it, but they have your grandmother just off screen.

[Sal Vulcano]

Yeah.

[Stavi]

Gund they ever connected to battery. A battery. Car battery.

[Sal Vulcano]

Please Salvatore.

[Stavi]

And they zap her. If you don't say, you know, hey, Joe Garo.

[Brian Quinn]

Yeah, he's like your shirt off.

[Stavi]

Oh,

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[Stavi]

21 hey listeners, Stavi here. Thank you for tuning into Stavi's World each week. If you want to hear new episodes ad free, subscribe to SiriusXM Podcast+ on Apple Podcasts or visit SiriusXM. Com PodcastPlus to listen with Spotify or another app of your choice.