Podcast
Tampa Home Talk Radio
Hosted by Katrina Madewell · EN
The goal of our show is simple. We want to help you maintain good credit, live within your means and build wealth!
15episodes
Episodes
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Florida Hometown Heroes 2026: How to Get Up to $35,000 Toward Buying Your Home | Tampa Home Talk
2w ago00:20:16Tap to summarizeCan you really get up to $35,000 to help buy a home in Florida? In this episode of Tampa Home Talk, host Katrina Madewell sits down with mortgage expert Sarah Nair from The Mortgage Firm to break down one of Florida's most valuable homebuyer programs—the Florida Hometown Heroes Program. Whether you're a first-time home buyer, a teacher, nurse, firefighter, military member, healthcare worker, childcare professional, or work in many other qualifying occupations, this episode explains how this program could help make homeownership more affordable. You'll learn: ✅ How the Florida Hometown Heroes Program works ✅ Who qualifies in 2026 ✅ How to receive up to $35,000 in down payment assistance ✅ Income limits and occupation requirements ✅ First-time homebuyer rules explained ✅ Military and veteran eligibility ✅ Credit score requirements ✅ How the 0% interest assistance loan works ✅ Common misconceptions that keep buyers from applying ✅ Why this is one of Florida's best homebuyer programs If you've been renting because you think you can't afford a home, this episode could change your perspective. 📞 Questions about buying a home in Florida? Call or text 813-377-2775 Hosted by Katrina Madewell Real Estate Expert | Tampa Home Talk Love Where You Live… or Let Katrina Fix It!
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Part 2: Buying a Home with Cash? Don't Make These Costly Mistakes | Title Insurance, Inspections & Hidden Risks
3w ago00:12:24Tap to summarizeThink paying cash for a home makes the process simple? Think again. In this episode of Tampa Home Talk, Katrina Madewell sits down with Jennie Restrepo of Insured Title Agency to uncover the biggest misconceptions surrounding cash real estate transactions—and why skipping important steps could cost you thousands. From title insurance and property surveys to home inspections and HOA delays, this episode explains why "cash" doesn't always mean "quick" or "risk-free." Whether you're a first-time buyer, seasoned investor, purchasing vacant land, or buying a home for a family member, this conversation could save you from making an expensive mistake. In this episode you'll learn: ✅ Why title insurance is still essential—even for cash buyers ✅ The hidden dangers of quitclaim deeds ✅ Why skipping inspections can cost you later ✅ Common title issues that delay closing ✅ Why surveys matter when purchasing land ✅ How HOA requirements can delay even cash transactions ✅ What title companies actually do behind the scenes ✅ Real stories of deals that almost fell apart Before you wire hundreds of thousands of dollars, make sure you understand what you're actually buying. Questions about buying or selling in the Tampa Bay area? 📞 Call or Text: 813-377-2775 🏡 Love Where You Live... or we'll help you fix it.
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PART 1: Probate Explained: Why a Will May NOT Protect Your Home | Estate Planning & Inherited Property
4w ago00:13:00Tap to summarizeDo you think having a will means your family can automatically inherit your home? Think again. In this episode of Tampa Home Talk, host Katrina Madewell sits down with Jennie Restrepo of Insured Title Agency to break down one of the most misunderstood topics in real estate—probate and inherited property in Florida. You'll learn why a will alone may not keep your home out of probate, how remarriage can impact property ownership, what happens when a homeowner passes away, and why title issues can delay or even prevent the sale of inherited real estate. In this episode, we discuss: • What probate actually is (in plain English) • Does a will avoid probate? • How inherited property is transferred • Why title matters after someone passes away • The difference between probate and estate planning • How remarriage affects ownership rights in Florida • What happens when minor children inherit property • Why bank accounts, vehicles, boats, and other titled assets can also require probate • Common mistakes that delay real estate closings • Estate planning strategies that may help avoid probate Whether you're a homeowner, planning your estate, recently lost a loved one, or simply want to protect your family, this episode could save your heirs months of stress, thousands of dollars, and costly legal complications. 📞 Have questions about probate, title, estate planning, or selling inherited property? Call or text the Tampa Home Talk team at 813-377-2775. 🎙️ Hosted by Katrina Madewell 🤝 Featuring Jennie Restrepo, Insured Title Agency
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Part 2: Florida Property Tax Amendment Explained: What Every Homeowner Needs to Know with Hillsborough Property Appraiser Bob Henriquez
Jun 3000:37:29Tap to summarizeFlorida homeowners could be facing one of the biggest property tax changes in decades. But what does the proposed Florida Property Tax Amendment actually mean for homeowners, first-time buyers, investors, local governments, and the future of public services? In this episode of Tampa Home Talk, Katrina Madewell sits down with Hillsborough County Property Appraiser Bob Henriquez for an in-depth discussion about the proposed constitutional amendment, how Florida property taxes are calculated, and the potential impact on homeowners across the state. Topics include: How the proposed Florida property tax amendment works Will property taxes actually decrease? The impact on first-time homebuyers Homestead exemption changes explained Why local governments are concerned Police, fire, roads, libraries, and public service funding Property tax "reset" proposals and phased-in increases Guardrails on government spending The future of Florida home affordability What voters should understand before Election Day Whether you're buying your first home, own investment property, or simply want to understand where your tax dollars go, this conversation provides valuable insight into one of Florida's most significant proposed tax reforms. Guest: Bob Henriquez Hillsborough County Property Appraiser 📍 Learn more about Tampa Bay real estate and homeownership at Tampa Home Talk with Katrina Madewell. If you have questions or topics you'd like covered in a future episode, contact The Madewell Group at 813-377-2775.
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New Homes, New Rules: How the 2026 Building Code Impacts Inspections & Insurance
Jun 1600:31:36Tap to summarizeCould a home built in 2026 be viewed differently by inspectors and insurance companies than a home built just a few years ago? The answer may surprise you. In this episode of Tampa Home Talk, Katrina Madewell sits down with Eric George, Owner and Operator of Bay Life Home Inspections, to discuss Florida's upcoming 2026 Building Code changes and what they mean for homeowners, buyers, sellers, real estate professionals, and insurance carriers. Eric shares his journey from Tampa Bay musician to licensed home inspector and breaks down the critical role inspections play in protecting one of your largest investments. Topics covered include: ✔️ What a home inspection actually includes—and what it doesn't ✔️ The most common issues found in Tampa Bay homes ✔️ Aging roofs, electrical panel concerns, plumbing problems, moisture intrusion, and HVAC maintenance issues ✔️ The difference between a Home Inspection, 4-Point Inspection, and Wind Mitigation Inspection ✔️ Why so many homeowners confuse these inspections ✔️ How insurance companies evaluate homes differently than buyers do ✔️ Florida's 2026 Building Code updates and why they matter ✔️ New wind resistance standards and structural improvements ✔️ Energy efficiency requirements and electrical safety updates ✔️ How newer construction may impact future insurance costs and underwriting decisions ✔️ What buyers should know when comparing homes built in 1995, 2010, and 2026 ✔️ How the new code could affect future 4-Point Inspections ✔️ Common maintenance mistakes homeowners make ✔️ The biggest mistakes buyers and sellers make during real estate transactions Plus, Eric answers frequently asked questions including: • How long does a home inspection take? • Should buyers attend the inspection? • When will inspection reports be delivered? • What maintenance items should every homeowner check right now? Whether you're buying your first home, preparing to sell, shopping for insurance, or simply want to better understand how to protect your property, this episode provides valuable insight into the future of homeownership in Florida. 📞 Connect with Eric George & Bay Life Home Inspections Phone: (813) 732-0836 Email: Baylifehi@gmail.com Website: www.baylifehomeinspections.com 🎙️ About Tampa Home Talk Hosted by Katrina Madewell, Tampa Home Talk delivers expert insights on real estate, homeownership, insurance, financing, home maintenance, and everything affecting Tampa Bay homeowners. Subscribe for more episodes featuring local experts, industry professionals, and timely conversations that help you love where you live. #TampaHomeTalk #HomeInspection #BayLifeHomeInspections #FloridaRealEstate #BuildingCodes #2026BuildingCode #HomeInsurance #WindMitigation #FourPointInspection #FloridaHomes #HomeBuyingTips #TampaBayRealEstate #HomeMaintenance #RealEstatePodcast #Homeowners
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Deferred Home Maintenance Part 2
Jun 300:20:04Tap to summarizeMany homeowners don't realize that the biggest repair bills often start with the smallest maintenance issues. In this episode of Tampa Home Talk, Katrina Madewell is joined by Adam Boudreau of Tactical Roofing & Construction to discuss the costly consequences of deferred home maintenance and the simple steps homeowners can take to protect their investment. From HVAC systems and water heaters to plumbing leaks, roofing concerns, and routine inspections, Katrina and Adam break down the maintenance items that are most commonly overlooked—and how neglecting them can lead to expensive repairs, insurance claims, and unnecessary stress. They also discuss practical homeowner tips, preventative maintenance schedules, contractor selection, and why regular inspections are more important than ever. Whether you've owned your home for years, recently purchased a property, or are preparing to sell, this episode provides valuable insights that can help you avoid costly surprises and extend the life of your home's major systems. Topics include: • HVAC maintenance and annual servicing • Water heater care and lifespan tips • Plumbing leaks and hidden water damage • Roof inspections and common warning signs • Preventative maintenance strategies • Contractor selection and homeowner education • Protecting your home's value over time If you own a home, this is information you can't afford to ignore. Connect with Katrina Madewell: 📞 813-377-2775 🌐 TampaHomeTalk.com Love where you live… or we'll help fix it!
Transcribe →Tampa Bay Real Estate Market Update | Quarter 1 2026 Breakdown with Katrina Madewell
May 500:24:47Tap to summarizeWhat's really happening in the Tampa Bay housing market right now? Is it a buyer's market, seller's market, or something in between? In this data-packed episode of Tampa Home Talk, Katrina Madewell breaks down the real numbers behind Tampa Bay real estate for Quarter 1 of 2026 using current market statistics across Hillsborough, Pasco, Pinellas, and Hernando counties. From home prices and inventory levels to absorption rates, short sales, pricing strategies, and luxury market trends, Katrina explains what the data actually means for buyers, sellers, investors, and homeowners in today's shifting market. Whether you're thinking about selling, buying, relocating, investing, or simply trying to understand where the Tampa market is headed, this episode gives you the insight most consumers never hear explained clearly. Topics Covered: • Tampa Bay real estate market update for Q1 2026 • Median home prices and average sales prices explained • Why homes are taking longer to sell • Current absorption rate and what it means • Seller's market vs buyer's market explained simply • Why pricing strategy matters more than ever • Inventory trends across Tampa Bay • Cash buyers vs financed buyers • How long homes are sitting on the market • Luxury home market trends over $1 million • Why some sellers are facing short sales in 2026 • Hyper-local pricing strategy tips from a top Tampa Realtor • What homeowners need to know before listing Katrina also explains how experienced agents use real market data, not guesswork, to strategically price homes and position sellers for success in today's evolving market. If you want a personalized market analysis for your specific neighborhood or property, reach out directly to The Madewell Group. 📞 Call or Text: 813-377-2775 📍 Tampa Bay Real Estate Expert 🎙 Hosted by Katrina Madewell | Tampa Home Talk Remember: Love where you live… or let Katrina fix it.
Transcribe →4-Point Inspections vs Home Inspections: What Actually Matters (and What Doesn't)
Apr 1700:26:26Tap to summarizeKatrina Madewell sits down with Dr. Adam Boudreaux of Tactical Construction Group and Tactical Roofing Company to break down one of the most misunderstood parts of buying and selling a home: the difference between a 4-point inspection and a full home inspection. They cover what really matters, what gets overstated, how inspections affect insurance and negotiations, and how buyers and sellers can make smarter, less emotional decisions. Topics: The difference between a 4-point inspection and a full home inspection ‣ Why inspection reports often sound more alarming than they are ‣ Which issues are true red flags vs. normal wear and tear ‣ How 4-point findings can affect insurability ‣Common mistakes buyers make after receiving an inspection report ‣ How sellers should handle repair requests strategically ‣When inspection items are being overstated ‣ Why the right professional interpretation matters before making decisions ‣ How to focus on safety, function, and insurance, not panic ‣ Smart ways to negotiate repairs without killing the deal Guest Info Dr. Adam Boudreaux Dr. Adam Boudreaux is a Native Floridian, 100% service-disabled U.S. Air Force veteran, and experienced construction professional serving clients across Tampa Bay. He served 9 years on active duty, including 3 deployments during the First Gulf War, and brings a rare combination of military discipline, leadership, and real-world construction expertise. His background includes nationwide commercial construction, federal project management, and overseeing statewide construction and maintenance operations. Dr. Boudreaux holds a Bachelor's in Business, an MBA, and a Doctorate in Leadership & Organizational Development. He is the owner of Tactical Construction Group and Tactical Roofing Company, which he operates alongside his wife, Pamela. Host Info Katrina Madewell Katrina Madewell is a longtime Tampa Bay real estate expert, radio host, and passionate advocate for homeownership. As the host of Tampa Home Talk, she helps listeners make smarter decisions about buying, selling, investing, financing, and protecting their homes. Katrina is known for her practical advice, strong market knowledge, and commitment to helping clients build wealth through real estate. Her mission is simple: help people love where they live — and if they do not, help them fix it. Call / Text: 813-377-2775 Website: tampahometalk.com Additional Resource Erin Dunnavant, Esq. Insurance Attorney | D&D Law Helping homeowners navigate insurance claims, disputes, and coverage issues across Florida. (813) 906-1841 Erin@danddlaw.com Need help understanding an inspection report, preparing your home for sale, or making a smarter buying decision? Reach out to Katrina Madewell and the Tampa Home Talk team at 813-377-2775 or visit tampahometalk.com. Hosted by Katrina Madewell "Love where you live… or we'll fix it." Video production by: Dr. Scarlett Smash, Absolutely Smashing www.absolutelysmashing.com Follow us on Social: YouTube: https://www.youtube.com/@UCFXB_BUdz4D0efaHyCo4pJg Facebook: https://www.facebook.com/YourTampaRealtor/ LinkedIn: https://www.linkedin.com/in/tampahomeskatrina Instagram: https://www.instagram.com/tampahomes Tiktok: https://www.tiktok.com/@tampahomes
Transcribe →The Hidden Risks of Marketing a Property as an Airbnb (When It's Not Allowed) | Tampa Home Talk
Apr 300:39:05Tap to summarizeShort-term rentals are everywhere in today's market — but are buyers actually protected when they purchase a property under the assumption it can be used as an Airbnb? In this episode, Katrina Madewell sits down with Danielle Evans of Gateway Appraisal Services to unpack one of the most misunderstood risks in Tampa Bay real estate: buying — or marketing — a property as a short-term rental when it simply isn't allowed. What you'll learn: - Why "great Airbnb opportunity" in an MLS listing can be a legal and financial landmine - How HOA rules, city ordinances, and zoning restrictions are three completely different layers — and all three must be verified - Why appraisers like Danielle cannot use STR income in their valuation unless the use is legally permitted - The financial, legal, lending, insurance, and reputation risks buyers and agents face - Real red flags to watch for before you ever make an offer - Actionable steps to protect yourself — in writing Key takeaway: "Don't buy potential income — buy confirmed use." Whether you're a buyer, seller, investor, or agent working the Tampa Bay market, this episode could save you from a very costly mistake. Visit TampaHomeTalk.com | Call or text Katrina at 813-377-2775 Guest: Danielle Evans | Gateway Appraisal Services Host: Katrina Madewell | The Madewell Group at Real Broker Show: Tampa Home Talk | TampaHomeTalk.com ───────────────────────────── IN THIS EPISODE ───────────────────────────── Katrina and Danielle walk through the hidden risks that come with buying or marketing a property as a short-term rental — and why the assumption that a property "can be Airbnb'd" is one of the most dangerous assumptions in today's market. ───────────────────────────── KEY TOPICS COVERED ───────────────────────────── • Why agents advertising "Airbnb opportunity" without verification creates real liability • The difference between zoning, HOA rules, and city/county ordinances — and why all three must be checked separately • How misleading income assumptions distort appraised value • Why lenders may not support income-based valuations on STR properties • Insurance risk: standard policies may not cover short-term rental use • What appraisers actually look at — legal use, not hypothetical use ───────────────────────────── MEMORABLE LINES FROM THIS EPISODE ───────────────────────────── "If it's not verified in writing, it doesn't exist." "Don't buy potential income — buy confirmed use." "What you can legally do with a property determines its value." ───────────────────────────── ACTION STEPS ───────────────────────────── Buyers: ✔ Verify STR rules with the HOA (if applicable) ✔ Contact the city/county zoning office directly ✔ Ask specifically about minimum rental periods ✔ Get everything in writing before closing Sellers & Agents: ✔ Do NOT advertise Airbnb potential unless it is confirmed and documented ✔ Use compliant MLS language: "Buyer to verify rental restrictions" ✔ Provide documentation upfront if STR is allowed ───────────────────────────── RED FLAGS TO WATCH ───────────────────────────── 🚩 Listing says "Airbnb allowed" but no documentation exists 🚩 HOA community with vague or untested rental rules 🚩 Condo or townhome (typically stricter STR restrictions) 🚩 Properties near beaches or tourist areas (higher regulation likelihood) ───────────────────────────── CONNECT ───────────────────────────── Katrina Madewell | Madewell Group at Real Broker 📞 813-377-2775 🌐 TampaHomeTalk.com 📧 radio@tampahometalk.com Facebook: @YourTampaRealtor | Instagram: @tampahomes
Transcribe →The Secret to Hassle-Free Rental Investing
Feb 1700:57:45Tap to summarizeTampa Home Talk is your go-to resource for all things real estate and Tampa Bay living, hosted by Katrina Madewell — a top 5% Tampa Bay Realtor with over two decades of experience in real estate and mortgage lending. Known for her "Love Where You Live Guarantee" and a 90% repeat and referral rate, Katrina is passionate about helping buyers, sellers, and investors make confident, informed decisions in one of Florida's most dynamic markets. In today's episode, Katrina sits down with Carter Metts owner of Purple Cow Proerty Mangement to uncover the secret to hassle-free rental investing. Carter shares expert insights on how working with the right property manager can take the stress out of owning rental properties, maximize your investment returns, and free you up to focus on growing your portfolio. Whether you're a seasoned investor or just getting started in the Tampa Bay rental market, this conversation is packed with practical tips and strategies to help you own more and stress less.
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