INTERVIEW: Earn Your Leisure Talk Invest Fest 2025, AI & Tech, Generational Wealth, African Diasporas + More

Summary

Podcast Summary: The Breakfast Club – INTERVIEW: Earn Your Leisure Talk Invest Fest 2025, AI & Tech, Generational Wealth, African Diasporas + More

Episode Overview Released on July 30, 2025, this episode of The Breakfast Club features an in-depth interview with Rashad Bilal and Troy Millings from Earn Your Leisure. Hosted by DJ Envy, Jess Hilarious, and Charlamagne Tha God, the discussion delves into the upcoming Invest Fest 2025, the transformative impact of AI and technology, strategies for building generational wealth, and the role of African diasporas in global investments.

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Invest Fest 2025: Innovations and Highlights

Invest Fest 2025 is poised to be a groundbreaking event taking place from August 22nd to 24th. This year's edition introduces several new features aimed at empowering entrepreneurs and fostering economic growth within the community.

• Pitch Competition Enhancements:

  • Initiated last year in honor of Nipsey Hussle, the pitch competition evolves to focus exclusively on tech companies.
  • Quote: [02:14] Rashad Bilal: "We wanted to empower the next generation of entrepreneurs... capital is a big problem in our community."

• Notable Judges and Mentorship:

  • Esteemed judges include 2 Chainz, Angela Simmons, and Jaylen Brown.
  • John Hope Bryant will offer on-stage mentorship, providing real-time feedback to entrepreneurs, with mentorship packages valued at over $25,000.
  • Quote: [03:14] Rashad Bilal: "The winner is gonna get his mentorship package... access to capital."

• Expanded Deal Room and Global Opportunities:

  • Introduction of a vetted deal room to connect attendees with legitimate investment opportunities.
  • Quote: [03:54] Troy Millings: "We try to stimulate the economy in as many ways as possible."

• Collaboration with African Markets:

  • First-time collaboration comedy show with 85 South, enhancing cultural exchange and business opportunities.
  • Partnerships with African countries like Ghana, Nigeria, Rwanda, Kenya, Benin, and Ivory Coast to bridge investment gaps.
  • Quote: [06:02] Rashad Bilal: "We’re creating a thriving community in Ghana... for anybody that wants to buy property."

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The AI Revolution: Present and Future

AI is at the forefront of this conversation, viewed not as a future prospect but as a current reality reshaping industries and investment landscapes.

• Immediate Impact of AI:

  • AI’s integration into everyday life and business is accelerating, with companies like Nvidia leading the charge.
  • Quote: [08:14] Rashad Bilal: "AI is not the future, it's right now. It’s only going to get bigger."

• Investment Opportunities in AI:

  • Emphasis on investing in technology and AI companies to capitalize on their growth and sustainability.
  • Quote: [09:11] Troy Millings: "This is the most important time in terms of investing. We’ve never seen returns like this."

• Education and AI Integration:

  • AI’s role in revolutionizing education through personalized learning experiences, as evidenced by AI-driven teaching in Ghana.
  • Quote: [35:xx] Rashad Bilal: "He’s like a year ahead of the rest of the kids that are in his class."

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Building Generational Wealth through Entrepreneurship

Creating sustainable and generational wealth is a core theme, with a strong emphasis on entrepreneurship and business ownership within the community.

• Defining Generational Wealth:

  • Generational wealth is framed as having sustainable businesses that employ people and create an ongoing economic ecosystem.
  • Quote: [22:55] Rashad Bilal: "Generational wealth is having sustainable businesses that you’re employing people and you can pass something down."

• Empowering Black Entrepreneurs:

  • Encouraging black individuals to invest in tech startups and innovative ventures to break away from traditional labor roles.
  • Quote: [19:10] Rashad Bilal: "And what we're doing with him is that he's actually going to be doing on stage mentoring."

• Economic Impact of Invest Fest:

  • Success is measured by attendance, partnerships, media coverage, and the tangible economic impact on attendees and the broader community.
  • Quote: [52:36] Rashad Bilal: "It's all the above... it's a beacon of what can be possible."

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African Diasporas and Global Investments

The discussion highlights the importance of bridging investments between the African continent and the diaspora, fostering mutual growth and economic prosperity.

• Real Estate Investments in Africa:

  • Projects like Sombra City in Accra aim to create thriving residential communities that benefit both African locals and the diaspora.
  • Quote: [48:32] Troy Millings: "The goal is to create something that is a legacy... for everybody in the Diaspora."

• Combating Stereotypes and Misconceptions:

  • Addressing and dispelling rumors about African countries’ willingness to collaborate with Black Americans and the broader diaspora.
  • Quote: [06:10] Rashad Bilal: "We want people to know that this business is taking place... bridging the gap."

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The Future of Jobs and the Economy in the Age of AI

AI's transformative power extends to the job market, posing both challenges and opportunities for various sectors.

• Job Displacement and Creation:

  • AI is expected to replace both low-skilled and high-skilled jobs, emphasizing the need for individuals to pivot towards entrepreneurship and tech-related fields.
  • Quote: [16:01] DJ Envy: "If you don’t have a business or something, it's gonna be very difficult."

• Contractor Economy and Skilled Labor:

  • Highlighting a projected need for half a million electricians and the burgeoning contractor economy valued at $2.5 trillion.
  • Quote: [19:15] Rashad Bilal: "Black people can do more than just being a laborer... we need to start tech companies."

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Transforming Education and Healthcare with AI

AI is poised to revolutionize education and healthcare, making services more efficient and accessible.

• AI in Education:

  • Personalized learning experiences and AI tutors can accelerate student progress and cater to individual needs.
  • Quote: [36:25] Rashad Bilal: "AI is going to be able to manage your life... it's going to help us bridge the gap."

• AI in Healthcare:

  • Robotic-assisted surgeries and AI-driven diagnostics promise higher precision and reduced human error.
  • Quote: [46:01] Rashad Bilal: "Doctors are going to see like a full robot performing surgery."

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Success Metrics for Invest Fest

Rashad Bilal defines success for Invest Fest through multiple lenses, emphasizing both quantitative and qualitative outcomes.

• Attendance and Economic Impact:

  • Success is measured by the number of attendees, economic transactions, and the opportunities created for small businesses and entrepreneurs.
  • Quote: [52:36] Rashad Bilal: "We’re employing people from security to AV... economic impact that's actually happening."

• Sustainable Growth and Legacy:

  • Building an enduring platform that continues to empower future generations and foster economic stability within the community.
  • Quote: [55:40] Rashad Bilal: "What is going to be the alternative? Who else is going to give all of these opportunities?"

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Conclusion

The episode concludes with a strong endorsement for Invest Fest 2025, encouraging listeners to attend and participate in this pivotal economic event. Rashad Bilal and Troy Millings emphasize the importance of being proactive in the face of technological advancements and the shifting economic landscape, urging the community to invest wisely and build sustainable wealth.

• Final Call to Action:

  • Quote: [56:07] Rashad Bilal: "If you want tickets, investfest.com... August 22nd to August 24th in Atlanta, Georgia."

• Hosts' Closing Remarks:

  • Charlamagne Tha God and DJ Envy express their support and excitement for the upcoming Invest Fest, highlighting its significance in empowering the community and fostering generational wealth.

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Key Takeaways:

• Invest Fest 2025 is an essential event for entrepreneurs and investors focusing on technology and economic empowerment within the Black community and African diasporas.
• AI and technology are rapidly transforming industries, presenting both challenges and unprecedented investment opportunities.
• Generational wealth can be achieved through sustainable business ownership and strategic investments in tech-driven ventures.
• Global investments in Africa are crucial for bridging economic gaps and fostering mutual growth between the continent and the diaspora.
• Education and healthcare stand on the brink of a revolution thanks to AI, promising more efficient and personalized services.
• Invest Fest’s success is measured by its ability to create meaningful economic impacts, foster sustainable growth, and empower future generations.

For more information and to secure your tickets, visit InvestFest.com.

Transcript

[Jess Hilarious]

This is an iHeart podcast.

[Carlos Miller]

Taking control of your career is empowering. Just don't tell my boss I said that. Just kidding. I am the boss. This is Carlos Miller from the 85 South Show. And building a career isn't just about a job. It's about creating a path that impacts our community and future generations. Whether you're starting out or even making big moves, State Farm is here to support you with resources to help protect what you're working hard to achieve. They've got your back every step of the way. Because like a good neighbor, State Farm is there. Find out more@state farm.com hold up.

[Charlamagne Tha God]

Every day I wake up. Wake your ass up. The Breakfast Club. Y' all finished or y' all done?

[DJ Envy]

Morning, everybody. It's DJ Envy. Just hilarious. Charlamagne, the guy. We are the Breakfast Club. We got some special guests in the building. Our guys, Rashad and Troy Millings. Now there, Invest Fest 2025 is coming August 22nd through the 24th with people like Magic Johnson, Steve Harvey, Issa Rae, Angela roz, Stephen Jackson, 2 Chainz, Terrence J, DJ Head, Pretty V, John Hope, Brian Ryan Leslie, and our very own Thickams.

[Rashad Bilal]

Charlamagne, the guy will be on. I will be there.

[Charlamagne Tha God]

I will be at the Best Fest.

[Troy Millings]

I was about to say who wrote this press release?

[Carlos Miller]

That was crazy.

[Rashad Bilal]

I was waiting for it.

[Charlamagne Tha God]

How many best friends has it been so far?

[Rashad Bilal]

The fifth one.

[Charlamagne Tha God]

Congratulations, man.

[Troy Millings]

Thank.

[Rashad Bilal]

Appreciate it. Jack Dorsey, too.

[DJ Envy]

Jack Dorsey.

[Rashad Bilal]

Yeah.

[Charlamagne Tha God]

You know, it's interesting when you attempt to build something like this, you don't know what it's going to turn into. You don't know if culture is going to show up. But it's become a cultural staple.

[Troy Millings]

Yeah, absolutely, man. Like I said five years ago, it was an idea in Shoddy's head. We executed the first year right through Covid. It was crazy. So to see where it's at now, we talk about cultural events, but it's the biggest, biggest business event in the world. When you talk about the amount of people that come through, when you talk about the list of people, billionaires, entrepreneurs, everybody from trying to start to get a job, it's a multitude of a bunch of people coming together for the same cause.

[DJ Envy]

Now every year you do something different with Invest Fest. So what are you guys doing this year that's different?

[Rashad Bilal]

Well, so we started the pitch competition last year.

[DJ Envy]

That's water, by the way. That's water.

[Rashad Bilal]

We started the pitch competition last year. Rest in Peace to Nip. We did it in honor of Nipsey Hussle. And we had his brother, Black Sam. We had the marathon come and we're refining it this year. You know who Paul Judge is?

[Charlamagne Tha God]

Do I sound familiar?

[Rashad Bilal]

He's like one of the top black venture capitalists in America, based in Atlanta. So we let him just fully take it over. So it's only for tech companies this year, $125,000. And then we got 2 Chainz, we got Angela Simmons, and we got Jaylen Brown as judges. So we wanted to kind of fine tune it because we know that tech is the number one. Everybody talks about AI and all of that. So it's like we talk about the problems a lot. Let's talk about some solutions. Let's empower the next generation of entrepreneurs. We know that capital is a big problem in our community. John Hope Bryant. So what we're doing with him is that he's actually going to be doing on stage mentoring. It's a challenge. Like, five entrepreneurs is going to win an opportunity to get on stage with him. They're going to tell him about their pain points, what's going wrong in their business.

[Jess Hilarious]

He.

[Rashad Bilal]

He's gonna give him real time feedback. And then the winner is gonna get his mentorship package. It's valued at over 25,000. It's like credit, it's access to capital. It's like phone calls, the whole thing. So we doing that this year.

[Troy Millings]

We have, we got the deal room too. So this is something that's important, especially in our world. Like, a lot of people come with you ideas and a lot of deals go through your team and you can't fulfill them all. And so a lot of people don't have access to that. And so our thing was like, yo, if we can create a room with those type of deals and have it vetted from real legit companies inside the world of tech and all other avenues, why not bring that to our audience and let them see what this is like so they could be part of those deals as well. So we try to stimulate the economy as many ways as possible.

[Rashad Bilal]

And we got deals in Africa that we're going to bring. And we doing, for the first time ever, we doing a collaboration comedy show with 85 self on Thursday. So we're going to make it like a whole week. So it starts. Thursday is the kickoff comedy show. 85 self and block shout out to Jack Dorsey and the whole team at Block. So the weekend is having a concert at Mercedes Benz Stadium on Thursday. So Block is Cash. You know, Block owns Cash App, so they're giving away Tickets for Invest Fest purchasers to get access to the weekend concert also. So it's like a long list of different things that's gonna be happening.

[Charlamagne Tha God]

So is EYL gonna, you know, let Africa take over Invest Fest? Is that gonna be what they talking about on Twitter?

[Troy Millings]

Became Africanized having the Yellow Fever cards ready?

[Charlamagne Tha God]

God damn, Troy.

[Troy Millings]

You know what? We want to make sure that we can bridge that gap and do it in the best way. And so a lot of people have seen us go to Africa a few times over the past couple months, but we're not going there just as travelers. We're going over there to see business opportunities, and now we're bringing those business opportunities back to Invest Fest. And so to bridge that gap, a lot of people go to Ghana and Nigeria for December to party, but they leave.

[Charlamagne Tha God]

By the way, I'm joking. I think that's the stupidest conversation in the world. I don't know why.

[Rashad Bilal]

The crazy thing is that I saw a video and he was like, yo, I had a great time when Janet Jackson was there. We speak about. We spoke about this. They. The Africans ran it then. Yeah, yeah, when he had a great time. You know what I'm saying? So it's like nothing has really changed, but like you said, I mean, it's a matter of really just bridging the gap. It's a lot. I like Vic Mintz's content a lot. You follow him?

[Charlamagne Tha God]

Yeah, yeah, yeah.

[Rashad Bilal]

He's dope. Like, he talk a lot about the diaspora wars, and there's a lot of that going on right now. It's a lot of division. But ultimately it's not helpful to anybody. Like, it's helpful for us to work with the continent. It's beneficial for people on the continent to work with us. Like, us dividing each other is not. Like, we at the lowest level when it comes to anything as far as economic empowerment. So we're not really in a position to fight. We actually going to Africa tomorrow.

[Troy Millings]

Yeah, tomorrow we're going to Africa.

[Rashad Bilal]

Going to Ghana again, we're going to Benin, and then we going to Ivory Coast.

[Jess Hilarious]

What y' all doing out there?

[Rashad Bilal]

We got invited by the government of Benin. You know, I don't know if you saw, but they recently. Sierra got citizenship.

[Jess Hilarious]

Yes.

[Rashad Bilal]

So they really wanna. That's the crazy thing. That's the crazy thing about, like, there's a big notion of, like, Africans don't like black people from America. That's not true. Like, of course you're gonna find one or two people. But, like, they, like, how can we tap in with y'. All. How can we, like, attract more people? How we can attract more investment? Like, how can we get more tourism? Like, this is something that these governments are actively trying to do. Ghana did a great job of it. But they're not the only country. We went to Rwanda, we went to Kenya, we're going to Benin, we going to Ivory Coats. This is all invitations from private sector and the public sector saying, like, look, we understand the power that you guys have in America as far as on a cultural side and economic side as well. Come, like, work with us. Like, we, like, we want to have you guys here. So I just want to dispel that rumor because that's something that has been permeated of, like, they don't even like us. They don't even like black Americans. Like, that's not true.

[Troy Millings]

It's crazy. So those trips that he's talking about, while we were there, people were trying to invite us to their country. So Uganda was on the list, South Africa was on the list. They saw that we were coming in, and they respect us from the platform that we built in America. And they're like, you guys are here for business. And we want people to know that this business taking place. So when we were in Rwanda, it was like, wait, we've never even seen this before, right? Nobody's ever talked about Rwanda. All we think about is the movie that we know from the 90s. And then you get there and it's the safest is the cleanest place. And I'm like, wait, how come people don't know what's happening here, right? Then we go to Kenya. It's the same thing now. Benin, it's their Independence Day. The president's like, you guys need to come. The Sierra thing happened last week, but they're like, I want you to see what Independence Day looks like here. I want y' all to be a part of it. And I want y' all to show people that this business here, same thing in Ivory Coast. This was somebody in the, in the business world that's like, I love these guys. Can they come while they're on this side of the country, side of the world? And we're like, of course we're here. Let's do it.

[Rashad Bilal]

And mind you, these aren't even English speaking countries. They speak French.

[Troy Millings]

Yeah, yeah, I've been working on my French. Yeah, yeah, yeah, yeah, yeah. It's your sweet Troy.

[Rashad Bilal]

It travels across east, even language barriers.

[DJ Envy]

So what do you tell people? You know, when I met you guys, whatever, seven Eight years ago, y' all were talking about crypto, right? At the time, I didn't understand it and I wasn't into it and it was real low. And now it's through the roof, right? It happens to a lot of us. So what do you tell people that are entry level and saying, what's the next thing that I should be looking at? They're looking towards that is affordable for them.

[Rashad Bilal]

I mean, right now I'll let you talk about. But AI revolution is what we've been talking about. We're in it. AI is not the future, it's right now. And it's only going to get bigger. You see the number one company in the world, Nvidia. Five years ago, nobody even heard of Nvidia. Now they're bigger than Apple, Microsoft, Google, Meta. What does that tell you? What do they do? They make computer chips. So it's like you got Taiwan Semiconductor, right? Like artificial intelligence is not going anywhere. That's another major focus on it for Invest Fest this year. We can't run from it, we can't hide from it. Like, you got to invest your money in these technology companies. You got to invest your money in these artificial intelligence companies. Crypto's not going anywhere either. But AI is literally like the world is not even going to look the same in five and 10 years. It's going to be completely different.

[Troy Millings]

This is going to be the greatest wealth transfer, right? This, this, this moment in time, we said it last night, this is the most important time in terms of investing. We've never seen returns like this. We've never seen a company go up by 5,000%. We've never seen a $4 trillion company, let alone a $3 trillion company in a like that's happening in this lifetime. As we talk about it, when we talked five years ago and that you asked that question, we told you tsm, we told you Microsoft because we knew that they were going to lead. And that hasn't changed. And if you look at how the economy is looking right now, those companies, Nvidia, but the companies that are built around it, the companies that they're partnered with, are going to lead the generation too. And so if people are looking to invest, they should start there, right? We, we already know, right? People use open AI. Well, what makes it run GPUs, right? Who makes those GPUs? Nvidia makes them AMD. So we gotta invest in those companies. We already know that we on Instagram and we own Facebook. Well, Meta owns that. We should be involved in that. Right. If you look at what Mark Zuckerberg's doing, like, quietly, while we're discussing all these other things, he just stole OpenAI's co. Founder, right. Recruited.

[Rashad Bilal]

Recruited. Well, allegedly.

[Troy Millings]

Paid him a lot.

[Charlamagne Tha God]

Paid him a lot of money. Right? A lot of money.

[Troy Millings]

Right. That was two weeks after he took Alexander Wang, who was the. The CEO of Scale AI. Right. He took that company. Well, not took. Made a deal with them for 14 billion. Right? Like, these are the things that are happening on our watch. So we got to be making sure that we're investing in these companies, understanding what they do, so we can take advantage of it.

[Charlamagne Tha God]

Right.

[Troy Millings]

Not just from a user standpoint.

[Rashad Bilal]

Also, we went to Silicon Valley, so we actually went to Nvidia's headquarters, and we went to Meta's headquarters. Okay. We go to Meta's headquarters, right? We get in the tour of their campus. Their campus is crazy. You don't see one black person there. 90. You hardly don't see any white people there. Asians, Asian, Chinese and Indian so much, they said that they have full zoom calls in Mandarin. That's how many Chinese people work there. So, of course, from an investment standpoint, we need to invest in tech companies, but from an educational standpoint, like, we. Like, I don't think people fully understand how far behind we are in this situation. Like, we're not even a thought in the process of, like, these tech companies. Not one. It might be like, one black person in the whole entire department of, like, 300, 400 people. I'm telling you, we saw with our own eyes hundreds of kids that's 22 years old, 25, 26, all Asian. Every single one of them is Asian. So it's. It's a black problem, but it's an American problem. Like, if you look at the. For the first time, I think in 20 years, America won, like, the math Olympics. If you look at the team, they're all Chinese people.

[Troy Millings]

Chinese Americans.

[Rashad Bilal]

They're all Chinese Americans.

[Troy Millings]

Yeah.

[Rashad Bilal]

What does that tell you? Like, we're falling behind so far. Educational system is terrible. And like I said, it's not just a black problem, it's an American problem. Like, we're losing the technology. They saying China is six months. China's already had. I just came back from China. China's already 10 years ahead of us. Like, if we don't catch up soon, it's gonna be very scary.

[DJ Envy]

Over the years, when I was looking at Chinese roads and how they have their roads and how they deal with the elements out there where they don't have to. They have stuff that shoots on their roads that they don't have to clean, which is crazy.

[Charlamagne Tha God]

I'm be honest with you. I don't know how we catch up because this country has a real sick obsession with celebrity. And they think everything celebrity and entertainment driven is how you get to the money. I don't know how you change that.

[Rashad Bilal]

And dysfunction, political dysfunction is at all. That's nothing. These countries can move so quickly because they're all on one accord. Say what you want about China, like, if they want to do something, everybody's getting behind it. The uae, everybody's getting behind it. Saudi Arabia, everybody's behind it. America. Like, you already know the political discourse that we have in America. So nothing is done and it's only getting worse. And then everybody's fighting. And then. Then you add the social media addiction, then you add the junk food, which makes it hard to concentrate, period. Then you add the education system, celebrity aspect. And yeah, it's a recipe for disaster, to be honest with you. So, yeah, no, it's gonna be difficult. I'm not really sure how it changes, but we need to really start to think differently about it because like I said, what I saw in China, it blew me away. Like, the stuff that they doing and what they're planning, like, we're not even thinking. We just trying to just get through the day.

[Charlamagne Tha God]

What's the most futuristic thing you saw over there?

[Rashad Bilal]

Well, I saw the face scan. That was pretty cool. I think that they have the hand scan already in America, but like a lot the face scan is like everywhere. Meaning like you. You go to a gas station, whatever, you get the water and you just. I'm talking to the clerk. I just look and just check out and I. The first time she did, I'm like, what they doing? They like, oh, no, they just scanned my eyeballs. So they. The. The bank account information is placed in like, your eyeball. Bank account information is all placed together.

[Jess Hilarious]

What?

[Rashad Bilal]

So you just. So we. We were going to live in a world soon where you don't need a wallet, you don't need a. You might not even need a phone. So you just go and like the Amazon go store now they. They have that through the. Like, they can bring it up, but now they just looking at your eyeball and so how do they.

[Jess Hilarious]

So, yeah, I was gonna say, what do they do? Like, how. What about your eyeball pays for the work.

[Rashad Bilal]

It's like a personal id. So, like, you know, your eyeball is different.

[Troy Millings]

You do it now. You just don't realize it, right? You go through Claire, what do you do?

[DJ Envy]

You look at it.

[Charlamagne Tha God]

How do you know how much money you got?

[Rashad Bilal]

Well, you just link it. You just link it with a card.

[DJ Envy]

It's like having your phone. It's like having your phone.

[Rashad Bilal]

It's like Apple pay.

[DJ Envy]

You can still get declined. They can look at your eye, be like, declined.

[Rashad Bilal]

You know what I mean?

[Charlamagne Tha God]

But depends on telling a nigga they've broken their eyeballs.

[Rashad Bilal]

Crazy.

[Troy Millings]

It sounds futuristic. So you realize you've been doing it this whole time, right? Like when you go on the Amazon store, when we talk about AI, that's AI, right? There's. There's cameras in the ceiling that are scanning you that you put your card in when you walk in and you think you walking out. And then you get the email that, wait, you just got charged $116 for what you just bought. And it's like, wait, how do they do that?

[DJ Envy]

But people are scared of that. A lot of people are scared of that. And what do you, what do you say to them? You know, people think it's taking jobs. Like you said the Amazon store, there's nobody, there's one guy working there to make sure people just don't run out, but besides that, there's nobody ringing you up. There's nobody doing anything like that. And people think, thinking that it's taking jobs, it's taking opportunity, it's taking their future away. So what do you say to that?

[Troy Millings]

I said we got to get educated on it, right? Like, we. I grew up in an education system where it was like, learn Mandarin. Learn Mandarin. That's what they were telling kids when I was teaching then. It was like, they should learn coding, they should learn curling. And it's like, well, there's a prompt now to do that. You see what I'm saying? And so, like, we get to realize that AI is not our enemy, it's our co pilot. And so if we think about it like we're still flying a plane, but this is going to help us. The people that will work with it and understand it will go ahead. The people who tried to deny it and be afraid of it, it's going to be tough for them to succeed because you're battling super intelligence. You're talking about something that's super efficient, that never stops working, that's always getting better, that never gets tired, that doesn't need any, you know, PTO or insurance.

[DJ Envy]

It's no maternity leave.

[Troy Millings]

No maternity leave. And it's only getting better if it makes a mistake. It gets better, right? So how do you compete with that? You don't. You join it.

[DJ Envy]

Do we go back to the days of forcing our kids to do things? Like you remember growing up as a kid, your parents forced you to. You're going to take, you're going to be an attorney, you going to be a lawyer, you going to be a doctor? Nowadays these kids are like, I see.

[Charlamagne Tha God]

The smartest one though.

[Troy Millings]

But that's the thing, right? The value add is like, who's the smartest one? Do you have to be the smartest one? Or can you just be the person that understands that I need to use this? Because like you said, like a lawyer. It's interesting, right? Like right now if I go to Anthropic or I go to chat GBT and I get, you know, documents from a law office, I'll say like, hey, I want you out of attack this case the way that this firm did and in five minutes it's going to understand exactly how the firm attacks case if it's a prosecution or defendant. And now I got a whole for 29amonth.

[Rashad Bilal]

Well, that's what the thing.

[Jess Hilarious]

But that's what I'm saying though. Even if we looking at it, not looking at it like it's our enemy, what the hell we going to do our jobs? Like what do we.

[Rashad Bilal]

And we can't sugarcoat it. It's about, it's going to get real scary, some spooky hours because it's like, all right, technology already always replaces low skilled labor. Right. So before you're from Baltimore, right? Yep. Okay, you from New York. So you remember back in the days when you used to go over any bridge in New York, there's people there. People there. Yeah. Right. And they have you give them $5, they give you 200 to $2.50 back. Those was jobs.

[Troy Millings]

Yep.

[Rashad Bilal]

There's nobody working those jobs anymore. Right. So that's a way that, that's, that's how technology replaced jobs. But people will look at it like, okay, that's low skilled labor. Or like cashiers, like what you just described, cashiers. Now most stores have like maybe one cashier, but most of it is self checkout. Some stores don't have any cashiers. But now we're going to start to see high skilled job being replaced. Like he said, lawyers, doctors. We was in Africa, Khalees, we was in Kenya. Khalees youngest son is getting taught by AI to school fully. Fully AI. So now you got education that's about to get replaced. You got doctors, lawyers, These engineers, like this is very high skilled jobs that people go and pay hundreds of thousands of dollars for their degree. So now you're not only getting low skill replaced, you're getting high skill replaced too. So save your money, invest your money. Like if I can give anybody advice right now, like you gotta invest your money and you gotta have, you gotta almost you. You got to be an entrepreneur on a certain level. Right? Because just relying on a job and a skill set, there's no job that's safe. Even this job, they haven't air people that's doing podcasts. So a whole series. Very soon it's going to be so good that you might not even know that is the AI. And so invest your money. Crypto tech stocks like start now, like entrepreneurship, vitally important. That's even more important than the skill set because you could learn. Technology is not that hard to learn. That's the good thing about it. But if you don't have a business, you don't have cash flow, like it's gonna, it's gonna be very, very difficult.

[Charlamagne Tha God]

Let me ask you about this. You know they talking about the contractor economy and they say that's gonna reach 2.5 trillion this year alone. And they say AI, AI is coming for the coders, not electricians and welders. The BlackRock CEO says we need a half a million electricians on over the next few years. What do you think about that?

[Rashad Bilal]

Yeah, we do, we do plumbers, electricians. Yeah.

[Charlamagne Tha God]

There's a massive shortage of skilled lab.

[Rashad Bilal]

But even that. That's true. But you need to be an entrepreneur.

[Charlamagne Tha God]

But those are people that got H vacs and electricians.

[Rashad Bilal]

But I'm saying sometimes a lot of people don't look at it like that. They'll go into it saying like, I want to be a plumber and I want to work for a plumbing company instead of opening their own plumbing company. But yeah, no, that's still needed for now. But yeah, because I think that's going.

[Charlamagne Tha God]

To be a way, that's going to be a way to reach black people because black people understand that. So when you start talking those kind of numbers and letting people know like skilled labor, you know, the contracting economy is a 2.5 trillion dollar business and we need a half a million more of those over the next few years. That's something they understand. They may not understand the AI conversation.

[Rashad Bilal]

That's insightful. We don't have time to keep. You gotta catch up. You don't understand. You gotta catch up. I understand. I respect laborers, but Black people can do more than just being a laborer.

[Charlamagne Tha God]

But nothing wrong with that.

[Rashad Bilal]

No, there's nothing wrong with it, but why are we always relegated to the black jobs? That's what Trump was talking about, black jobs, right? Like, no, we need to, we need to do that, but we need to be playing at the highest level possible. We need to be starting tech companies. We can't just say, okay, this is what we know, this is what we can relate to. All right? You're not gonna become is super rich being a plumber. Let's just be honest. There's nothing wrong with that.

[Charlamagne Tha God]

But unless you start a plumbing company and you got the contract for this building.

[Troy Millings]

Yeah, but how many plumbing companies you know have a billion dollar valuation or a billion dollar exit?

[Charlamagne Tha God]

I don't know.

[Rashad Bilal]

It's happening like when, okay, so when Mark Cuban says that there's gonna be trillionaires started in the basement, right? Like you talking about companies that's gonna reach hundred million dollar valuations in six months. Like real quick, we gotta get in on this. That's why we doing the tech giveaway. As far as at Invest Fest, like, yes, but we, we can't just, we've been in this country for too long. We gotta play quick, quick catch up. We can't play, okay, now we got 50 years to catch up. We're gonna start at this level. I'm telling you, if we play in that game in 50 years, it's gonna be.

[Charlamagne Tha God]

I agree with y' all and that's why I love talking to you. But if the BlackRock CEO is saying that a 2 trillion dollar wealth shift is coming because of the contractor economy and these two, and we already. I always encourage people to go to trade school.

[Troy Millings]

You talking about Larry Fink, right?

[Rashad Bilal]

It's needed.

[Troy Millings]

Yeah, it's needed. I get what you. It's needed, right? But a lot of these guys. And shout out to BlackRock partner at invest Fest, the largest asset management company in the world. Over 13 trillion in assets. Right? That's cool if you want to keep it. But we're trying to get people to sustainable wealth, right? We're talking about life changing, generational changing. And that's why it's important to talk about technology. Because we've over indexed in some of these professions. We know that, right? Like my uncle's a plumber, yo, My cousin does H Vac, but I don't know anybody that has a startup, right? Like we have to be in that. We're talking about these prompts that they're not being Created by us. In fact, the data centers that are being built, they're not being built by us either, right? So when we're talking about discrimination in this world, imagine when it gets to that world and it doesn't care and there is nobody to answer that call. And you can't complain about it, right? We got to be inside that. We got to be creative, we got to be innovative, to have something, right? Because we keep seeing it. We watch vine and Facebook, we made all these things popular, Instagram popular, TikTok popular. Nothing is ours. Yeah, we gotta be in that conversation.

[Charlamagne Tha God]

Another thing too, right? And we have these conversations and we say, you know, we about to see these trillion dollar companies, right? Like we haven't seen a trillionaire yet. Everybody not gonna be a trillionaire. No, everybody not gonna be a billionaire. Everybody not gonna be a multi millionaire. There is gonna have to be some hundred thousand as you know what I'm saying. So I guess the question I'm, what does generational wealth look like? Because that should be subjective.

[Rashad Bilal]

Well, it starts with companies. And like Jensen Huang, who is the CEO of Nvidia, he said, I made more millionaires than any company. I'm paraphrasing. So he's obviously a billionaire. His company's worth 4 trillion. But there's thousands of people that work in Nvidia that became millionaires. One million, two million, three million, four million. So look at the economic impact. That's what I'm saying. As far as the entrepreneur, we can see, even on the low, like us personally, we employ 30 people, right? So I'm always going to hammer like Dame Dash wasn't wrong in what he said. The delivery, I think the way that he went about it was, was. But that interview still resonates to this day because we don't own enough businesses. We don't. So as far as generational wealth, a lot of times that's just a catchphrase that don't mean nothing. Like, what does that even mean, generational wealth? Like generational wealth is having sustainable businesses that you employing people and you can pass something down and you have an ecosystem and this is flowing nonstop. Not just, okay, I made a bunch of money because nine times out of ten, you, you either going to end up blowing it, you're going to get divorced and lose it, or your kid is going to blow it. So but if, if it's, if it's a system in place and you can actually employ people and you can actually have things that's actually moving the ecosystem the right way, that's that's more beneficial than one person becoming extremely successful.

[DJ Envy]

But I say I look at generational wealth as freedom, though. It's not just the amount of money you make.

[Rashad Bilal]

Right.

[DJ Envy]

You look at some people who might only make $100,000 or $200,000.

[Charlamagne Tha God]

That's a lot of money.

[DJ Envy]

It is, but they're happy. They're happier than that person that makes $10 million. They're happy than that person that makes $20 million. But they're able to make sure their family is good for generations for that level. But it's happiness because at the end of the day, f the money, I just want my kids to be happy. I don't want them to be stressed out. I don't want to worry about it. I just want them to be happy and live the way that they want to live. If they want to do nails, I want them to do nails. Because at the end of the day, life is short. You just want them to be happy.

[Charlamagne Tha God]

But you do want to encourage them to own the nails.

[Rashad Bilal]

Is a lot of money.

[Charlamagne Tha God]

Yes.

[Rashad Bilal]

You know, it's not a lot of money, but. Why would you say that?

[Charlamagne Tha God]

Because there's people listening to us.

[Rashad Bilal]

New York City. In New York City, yes.

[Charlamagne Tha God]

But there's people listening to us who don't have.

[Rashad Bilal]

No, no, for sure.

[Charlamagne Tha God]

Making 20 of you.

[Rashad Bilal]

It's not. It's not to discourage somebody, but it's also to be realistic. You, you know, you rich, you know.

[Charlamagne Tha God]

It'S not a lot, you know, you.

[Rashad Bilal]

Know, it's not a lot of money.

[Charlamagne Tha God]

100 grand is a lot of money, Rashad.

[Jess Hilarious]

I mean, it's a lot of money to somebody, to a lot of people.

[Charlamagne Tha God]

The majority of Americans.

[Troy Millings]

If you make $100,000 a year in New York, you're coming home with $67,000.

[Charlamagne Tha God]

It's a lot of money.

[Rashad Bilal]

It's not a lot of money. I realized there wasn't a lot of money when I made $100,000, okay?

[Jess Hilarious]

So I can relate to that part, you know, like, before I even made my first hundred thousand, I'm like, ah, that. It don't seem like it's easy to do. When I did it, I'm like, all right, now, what's 500,000? All right, then it's. You know what I mean? So, yeah, it's $100,000 is a lot of money to certain people, but not to me because of my expenses and shit that I'm doing.

[Troy Millings]

I get that. My lifestyle is not back to what you're saying, though. And I'm gonna add everybody. Is that sustainable? Right. If I make a hundred thousand dollars a year, can I create a lifestyle that's sustainable for my family going forward?

[Charlamagne Tha God]

No, you can't live.

[Rashad Bilal]

You.

[Charlamagne Tha God]

It depends because you're probably keeping. You probably keeping food on the table and a roof over your head and you live in check.

[Troy Millings]

And my kids have to do the same thing.

[Charlamagne Tha God]

Yes.

[Troy Millings]

And then their kids have to do the same thing.

[Rashad Bilal]

Yes.

[Troy Millings]

That's not sustainable because they're gonna. Right? There's no guarantee. Like my parent, my dad did that, right? Like he worked for 42 years, right? It guaranteed me nothing. He spent more time at work than he did at home. He didn't come to my basketball games because he had to work. Right. He spent weekends sometimes going to work. When I turned 18, he didn't guarantee me an interview at his job. He didn't guarantee me that I could even walk in the building.

[Charlamagne Tha God]

Was you good at basketball?

[Troy Millings]

The we from Jamaica, man, We only got Patrick.

[Rashad Bilal]

I told my to play cricket. He want to play basketball. I'm not supporting this.

[Troy Millings]

If he's not a baller, I'm not going. But you understand, like that, that premise is like, now I have to go figure out what I'm going to do, right? I can't do his career. I got to figure out what I'm going to do, right? My goal was to make sure that if I had something, I can pass the devil. Same thing you've always talked about. Everybody here is doing it. We're not being candid about it. Like, we have to tell them, like, look, I'm trying to create something that's sustainable. I could pass it down to you. You may not even want to do that, right? Like the plumber, right? You've watched your dad be a plumber, work hard. You're like, I don't want to do that. A lot of kids grow up like, I don't want to do that. They in the tech world, they want to figure out how they can use technology to advance their careers, right? So we gotta, hey, here's some assets to flourish your dream, whatever it is, rather than go figure it out on your own. I know, I did it. Now it's your turn.

[Jess Hilarious]

So for my son, my son is 13. My son wants to get into tech. Where does he even start with that?

[Troy Millings]

What's his interest right now? Is he into social media? Is he. Is he into gaming software?

[Jess Hilarious]

He likes, he wants to, like, you know, like the STEM programs and all that type of stuff. But if we're so behind Already? Like how? Like, where would he even start with that?

[Rashad Bilal]

Well, the good thing is that we are behind, but you can catch up quick with technology. Nip had a great quote when he was like, technology has empowered everybody and it's kind of leveled the playing field, even though the playing field has never been level, but still. All right, so you just start with the basics. As far as, like, I feel like New York City banned ChatGPT. Dumb decision, bad move. Hopefully if we get a new mayor, we can have some level of voicing. As far as this education, why did.

[DJ Envy]

They ban CHAT GPT?

[Rashad Bilal]

Because kids is cheating. They say kids are gonna be cheating on their essays and, you know, using it to cheat. But my thing is, why are you trying to ban. They are, but okay, this is my thing, right? Math. Math, right. How I learned math, how everybody learns math is that you do it with a pen and paper and you do long division.

[Charlamagne Tha God]

Your work.

[Rashad Bilal]

Okay. Never in life are you ever going to have to do that. A lot of times if you use the calculator, you was cheating. So when I became a financial advisor, I had to use a financial calculator and I had to learn how to use a financial calculator. Financial calculator is different from a regular calculator. My thing is that that would have been helpful for me to learn how to use a calculator more so than learning how to use long division. Now there's going to be some people like, well, that helps you think and cognitive thinking skills not needed. And I noticed for a fact, because I worked in finance for 12 years, I never did, I never did math equations with my hand. I only did math equations with a calculator. It would be more beneficial to teach children how to do math with calculators because that's what they're going to do in real world. It would be more beneficial to embrace CHAT gbt.

[Troy Millings]

Yeah.

[Rashad Bilal]

And teach kids how to use chat GBT and how to prompt. Right. And these, these are basic things that you could just do on your phone. How to use Gronk. How to use. Because it's not going anywhere. So you're trying to teach a kid how to actually write an essay. Well, when in life are you going to need to write an essay? Right. Because I just wrote something just now and I fragment thoughts. I put it in CHAT GBT and I say, fix it and it puts together a well written train of thought.

[Troy Millings]

Yeah, that's the idea of the teacher that works with it is going to get ahead. Because what happens when you ban something More kids gonna use it, right? It's like, yo, we, hey, you, you shouldn't smoke. Kids are gonna smoke you. We're gonna prohibit alcohol. What happens? People are going to do what they're told not to do. And so we got to figure out how we work with it. The problem is, and I come from the education field where it's like we feel threatened, right? If it checks the work and if it can have corrective sentence formation, then what am I supposed to do?

[Charlamagne Tha God]

A lot of people say that, you know, they're afraid that it's going to mess with their cognitive ability. So I agree with Rashad is saying just teach people how to use their.

[Rashad Bilal]

Hey, fam.

[Carlos Miller]

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[Charlamagne Tha God]

Work alongside with it. Let it work with it assistant. Like, don't let it do the work for you.

[DJ Envy]

Yeah, but see, but that's the problem is right. Like if you give any kid homework, right? And they know they have chat GPT, 9 times out of 10 if their parents are not over them, they gonna put that thing in the chat GPT and it's gonna come up with the answer.

[Rashad Bilal]

But, but that's not necessarily a bad thing.

[Troy Millings]

Yeah. Let me just.

[DJ Envy]

I don't have to think anymore. All I have to do is put the question in ha. And I'm not even.

[Troy Millings]

But homework, the idea of homework is to reinforce what was learned in school.

[Rashad Bilal]

Correct?

[Troy Millings]

Right. Like at a certain point, are you still checking homework?

[Charlamagne Tha God]

Hell no.

[Troy Millings]

Such a good.

[Charlamagne Tha God]

Dad.

[Jess Hilarious]

Right? Right.

[DJ Envy]

I'm not mad that's the same thing my wife does.

[Troy Millings]

Exactly. It's like, at a certain point, like, what they learned in school is reinforced at home. But if the kids are like, let's teach them more things. Like, I always tell learning doesn't stop in the four walls of a building. Let's teach them about other things that you learn that in school. Let's add to it. Let's figure out how to. How we use it. That's why we got to teach them how to use AI. That's why we got to teach them how to prompt. Because we know that's where this is going. Right? We got to teach them like, yo, if they're. If they're gaming, what's making the graphics that good now? I can tell there's a segue there. If that. If I'm paying for Robux, let me tell them how they can invest in that. What's new? What's coming on Roblox in the next three months.

[Rashad Bilal]

It's the same thing.

[Troy Millings]

When I look at Netflix. That's right. Right. While I'm investing in Netflix, I look at what the rollout is for the next three. Three months, six months. Oh, they got the Crawford fight. Okay. Oh, they got the NFL contract. I bet this is a company I can see sustainability in. We gotta have segues and relatability to the real world.

[Charlamagne Tha God]

Y' all brought up Dame Dash and I always say that.

[Troy Millings]

Why you look at us like that, Jess?

[Jess Hilarious]

Just because. I'm just thanking you because I'm thinking about it now. You just really don't realize how much we use AI, we consume it. Because, yo, I got a homeboy who uses ChatGPT to communicate his feelings with his girlfriend. Seriously. He don't. He's not really good with expressing himself in his childhood or whatever. Cause in his childhood, like, he just not able to express himself. So his girl was about to leave him for that. Like, yo, like, you're not intimate or. I mean, you're not affectionate with me. Like, you don't express. And he downloaded Chat GPT that saved his relationship. Like, he expresses himself to her, and it's teaching him. And it's like his best friend, like, he talked to this. My best friend got Bible study with Jet Chat GPT.

[Troy Millings]

Yeah.

[Jess Hilarious]

Like, it's crazy.

[Troy Millings]

That's the. That's the net. The agentic AI is the next wave, right? Where it's like, yeah, you have a phone call. It agentic.

[Charlamagne Tha God]

Agentic, Right?

[Troy Millings]

So it's an agent. Everybody has an agent that you work with. So to Express your feelings to help you out, to be a companion like, you ever seen the movie Her?

[Charlamagne Tha God]

Yeah.

[Jess Hilarious]

Yes.

[Troy Millings]

Yeah. You already know where we're headed with this, right? Like that relationship piece is crazy. You want to talk about the therapy part?

[Rashad Bilal]

When we went to, when we went to Nvidia, we heard Jensen, he gave his keynote. So he was saying like right now AI is pretty much like, okay, let's say you have your family coming over for Thanksgiving dinner, right. And you list eight names and you give it to chat gbt and you like put these names, sort it out, right. So they'll say, okay, Uncle Johnny sits here, little Nasir sits here. They all just, it's just like not really too much thought into it. They're just putting it together. The next level of AI, you'll say. They'll say, ask me more, tell me more information. Okay, well he has a drinking problem. Da da, da da. Then they start to make rational decisions. Like, okay, well I think it's best suited if you have charlamagne on this side of the table and Aunt Jackie on that side of the table. Reason being is because last Thanksgiving they had an argument. So that's the next iteration of AI is where it's actually having rational thought. AI can't really have rational thought right now. It can tell you like, okay, write a sentimental poem. It'll write a sentimental poem. But if you ask it too much in depth questions, it's not going to be able to fully process it. The next level of AI is like, that's what separates humans is that we have rational thought and empathy and reasoning. Empathy and reasoning. So now all of that is going to be combined into AI. So that's the real level of companion. That's a real companion. Right. When you can actually, you can, you can have empathy, sympathy, you can reason, you can raise your voice if necessary. You can and you. The other part that's coming is the physical robotics.

[Troy Millings]

Yeah.

[Charlamagne Tha God]

So when they get dicks.

[Jess Hilarious]

Yeah.

[Troy Millings]

That's. That's the dream. I don't know if we did yet.

[Rashad Bilal]

I mean, it's crazy because we are looking at a situation where potentially people will start choosing companions.

[Troy Millings]

That's right.

[Rashad Bilal]

That are not humans. That's something that. It may sound like a far fetched reality, but they're already working on that because think about how many people have social anxiety. Think about how many kids after Covid still don't know how to talk to. Like you said, like a lot of people scared to talk to girls or scared to talk to men. They don't want to leave their home. If you can have the perfect person that you design, by the way, you design how they look, you design how. How they talk to you. You could design the interaction. Anything that they make in a movie is a preview, was going to happen in the future. So they already had these in the movies 20 years ago, right? So now when you start to see, okay, it starts with a dog. It starts with a pet. Like, this is my pet, then this is my assistant. Now the next thing is, this is my wife. It's crazy. This is why we have to be involved in it. Because if not like AI, this is the first time in human history where we've created something that's smarter than us. How can you control it? And everybody that's smart says it, like Elon Musk. All of these people are saying the same thing. Like, they don't really know how far AI is going to go because it's smarter than us. Imagine if your dog was a hundred times smarter than you. Would you feel comfortable having it next to you?

[Jess Hilarious]

But we're the ones programming it, right?

[Charlamagne Tha God]

Always unplug it. But that's not.

[Troy Millings]

No, it's not. It's not unplugged when you're talking about. So, like, that data center economy, right? These huge, big factories that they're building. Each one of those Factories, right, has 100 to 200, 300 supercomputers inside. So one supercomputer smarter than this already. It ain't as simple as an unplugged, right? Like, that's. That's what happens. Like, people don't understand how this works. When you send a prompt, it goes through the WI fi and the cloud, and it gets to that data center and it comes back with the prompt. Those supercomputers are always working 24 hours a day, seven days a week, and it's getting smarter every single second.

[Charlamagne Tha God]

And they're already rebelling.

[Troy Millings]

Yeah, they have.

[Rashad Bilal]

Yeah. You see that guy? They tried to extort the guy.

[Charlamagne Tha God]

You seen that he's reveal your affair?

[Rashad Bilal]

Yeah, yeah, yeah.

[Troy Millings]

And that was a test run. But that could happen. You give it your text. Like if you had a text conversation right now, like what your friend did, and you sent that into a GBT and said, like, hey, how do you think my reasoning was here, right? How did you think? I was aggressive. It's going to give you a logistic understanding of the conversation and give you feedback.

[Rashad Bilal]

Sam Altman already said anything that you say to ChatGPT can be used against you.

[Troy Millings]

Like, meaning he's Trying to fight that.

[Rashad Bilal]

Technology can tell the cops. Like, you know, he told me that he committed this crime. X, Y, like, you talking to ChatGPT, you telling them information you're not thinking, that you talking to something that actually has the ability to tell on you. He said it like, yes. Don't tell ChatGPT something that you don't want, something somebody else to know.

[Charlamagne Tha God]

And that shit is scary because I was already. I was thinking exactly what you said, and I was gonna say the whole thing about Sam Altman. So just think. I'm serious. Just think about how brain wavelengths work. Like, and think about when you be on your phone sometime and you talk, and then you look at your phone and the shit pops up. And then a lot of this shit is mimicking us, but just 100 times better.

[DJ Envy]

Just think about the stupid stuff we do. Like, how can I make a bomb through CHAT GPT? Yeah. How do I bury a person? Or how do I.

[Jess Hilarious]

You know.

[Troy Millings]

We sat in rooms. I won't say where we sat in rooms. And they're talking about just that, right? So there's a censored version of AI, which is what the public is. And then you have the uncensored version of AI, which is what the hedge funds and the creators and the developers get, so they can stop that from happening. But who's to control them?

[Jess Hilarious]

Right? Right.

[Charlamagne Tha God]

Let me ask you a question.

[Troy Millings]

That's why we gotta be in the room.

[Rashad Bilal]

And that example was the exact example that what you just said. He's like, if you ask ChatGPT how to create a bomb, it'll divert you from. But he's like, I have access to the unchecked filter. So if I wanted to ask how to create a bomb, it'll give me a detailed explanation on how to create a bomb.

[Charlamagne Tha God]

Like, yo, I can't help you.

[Rashad Bilal]

Right? Yeah.

[Jess Hilarious]

Right.

[Troy Millings]

Because they've censored it.

[DJ Envy]

But think about this. But even ghost guns, right? You can go to Micro center, buy a machine, and go to a gun shop and buy the actual parts and print it.

[Rashad Bilal]

That simple 3D printer, which is ridiculous. Yeah.

[DJ Envy]

And there's nobody to stop you from doing it.

[Troy Millings]

That's crazy.

[Jess Hilarious]

Yeah, man.

[Charlamagne Tha God]

Would y' all get the chip, like, the neural links? Because think about it. Like, there's gonna be people out here that are doing that. They're gonna be smarter than us. You know, they're gonna be able to break things down faster than us in order to keep up. If, you know, the majority of the population is getting this neuralink or whatever it's gonna be. And we know. We grew up in the era where they. We was. You mean chips. Put chips in the babies and all that. We was against that. Would you do that?

[Rashad Bilal]

Would you do it?

[Charlamagne Tha God]

I don't know. I really don't know. I'm gonna.

[Jess Hilarious]

I don't too. That's my answer as well. I don't know. When I first heard about it, I'm like, hell, no. But then with all the movies I watch and shit, everything that they're clearly putting in front of us because they know we just gonna think it's a movie. Nah, nah, nah. Like, I really don't know.

[Charlamagne Tha God]

Yo, they got the glasses now. They got the prompters in them. People, you know, you can be debating with somebody and they killing you with faith.

[Rashad Bilal]

The gnarly thing is so interesting because it's like, for people that don't know, that's Elon Musk's company. And they already have paraplegics that can move now. People moving chess pieces with their brain. So my thing is, like, even for languages, right? Like, imagine if you can download every single language in your brain. So you go to France, and now you speak fluent French. That's helpful. Or you go to Mexico and now you speak fluent Spanish, right? Like, Jess.

[Troy Millings]

I know we gotta touch.

[Rashad Bilal]

But also imagine, okay, like, what if something. What if it. What if it gets hacked?

[DJ Envy]

Yeah, if your brain. Right?

[Charlamagne Tha God]

So you scared.

[Jess Hilarious]

Like, you.

[Rashad Bilal]

Yeah, that's why I wouldn't do it, because I'm. I'll be too nervous, like, if it get hacked. And now it's telling me, okay, you must do this. You must. Like, that's just.

[Troy Millings]

Yeah. I thought RoboCop was a joke, right?

[Charlamagne Tha God]

With these humanoids.

[Jess Hilarious]

Jesus Christ.

[Rashad Bilal]

Good question.

[Charlamagne Tha God]

You know what I'm saying?

[Troy Millings]

It's tough because they just developed a model that actually can charges battery by itself. So that was part of it. Yeah. It's crazy. So, like, the robotics, like, obviously what Elon's trying to do, but China's doing it as well, is like that robotic agent that comes in. And even at Nvidia, they were saying, like, yo, this is the wave they're gonna have. It's gonna start in your house, and it's gonna do chores and things that you don't want to do, but eventually it'll take over. But the one thing that we still have to do is that the robot would die and we have to put it back on the charger. But now they have the technology where it actually. You put the charger in your house and it walks down the steps and it pulls the battery off, puts it back in, it rests, and then when it's done, it comes back out.

[DJ Envy]

If you really think about it, they've been doing that for years with the. With the little vacuum things, because the vacuum cleans the house and it goes right back charges.

[Troy Millings]

Test run.

[Rashad Bilal]

Y' all had Rob Smith on here before.

[Charlamagne Tha God]

Oh, yeah.

[Rashad Bilal]

So when last time I saw him, he said, do y' all have AI personal assistant? And I'm like, no. He was like, first of all, you need to have one. It's mandatory. And he was like, I'll sell you one. And that's all he kept talking about was like, you gotta have an AI AI agent. You have to have an AI agent. Like, the way he was pushing it, I'm like, okay, what is the AI agent? Like a personal assistant?

[Troy Millings]

Yeah. It might start as a device, right. That you can clip onto you, right? And you can talk to that agent. Like, hey, I'm hungry. Is there anything in my fridge? You know, skin, like, yeah, you know what you left me? It'll know you.

[Charlamagne Tha God]

I guess I'm asking, like, how does it. I know what the AI agent is.

[DJ Envy]

The first made it seem like it.

[Rashad Bilal]

Was a robot for now it's not. But that's the next iteration of it. But, yeah, it's like a clip on. It's a device or whatever. And it's like, okay, right now I want to go to Thailand next week, right? But I can't leave in the morning. I gotta leave at night. But I also need to stay at a hotel that's close to the beach, and I need to have a restaurant and I need to have a reservation at. No. Same thing you would tell an assistant. The AI is going to be able to do that in two minutes.

[Troy Millings]

Yeah.

[Rashad Bilal]

It's going to book your hotel. It's going to get the reservation. It's going to do that. It's going to do that. It's going to. It's going to notify your child's teacher that you won't be able to pick them up from school. It's going to pretty much manage your life.

[Charlamagne Tha God]

Yeah.

[Jess Hilarious]

How much do you have to pay it? Because I pay somebody to do all that right now. How much?

[Troy Millings]

And it's probably going to be more efficient than the person you're paying.

[Rashad Bilal]

A lot less than you would have to pay a person.

[Charlamagne Tha God]

The trust you got to have in that, though, because if I've never been to China, So I'm gonna say, yo, Rashad, Troy, y' all been to China. What should I be looking out for? Like, there's something about the human experience. It's gonna always mean more to me than what a robot tells me.

[Rashad Bilal]

That's true. That's true. And. And that's. Yeah, that's. And that's the. The delicate line that we walk in as far as AI and human experience. We still have a human experience that's needed. Hopefully it will continue. But we don't know.

[Jess Hilarious]

That's crazy. All right, look, this is the last thing I gotta say because now y' all got my. My mind going, right? So months ago, right, I had my. My gallbladder removed, right? And I saw a doctor. I saw, like three doctors came in. At first they were saying, now we're just gonna have to take the gallstones out. And then they like, no, we're just gonna remove the whole gallbladder. So the last doctor who was supposed to been doing it, he was like, all right, we're gonna have, like. It was a machine that did it. Like a AI robot that did it. They just oversee it. Like, he never touched me at all. The doctor never, ever touched me. It was. Of course, I went under. They put me under anesthesia and all that. But they told me that a robot would be doing it, AI robot would be doing my surgery, and that's who did it. So that's crazy. I just want to throw that out now. I ain't got no questions. That shit is joking.

[Troy Millings]

It probably did it more efficiently, right? Because there's going to be human error, right? Somebody's using. Using their hands. Like, you never know what they've been through in a day.

[Jess Hilarious]

And it's perfect. You can barely even see the incisions, but, like, it's perfect.

[Rashad Bilal]

Think about how many. All right, dentists, right? A lot of dentists develop carpal tunnel syndrome. They should have shaky hands. So think about the human error that happens if a dentist. Not on purpose. That's why they have so much medical. The laws, the liability insurance, right? Because if they make a mistake, then insurance has to pay for that. And there's billions of dollars that's paid out in claims every single year because doctors make mistakes that potentially could kill somebody, right? Bill Gates said the two industries that's going to get impacted the most is healthcare and education. That's what he said. He said healthcare and education is going to get impacted the most by artificial intelligence. So, yeah, doctors, you're going to see like a full robot performing surgery. That's going to happen, and you're going to have clap. Like I said, Khalees. All right. Khalees said her youngest child is. Is fully AI. Yeah, he only gets taught two hours a day. And she said it's the best educational experience that she's ever seen. He's. He's like a year ahead of the rest of kids that's in his class. It's interactive. It's like, okay, they teach you something. And he said, do you understand it? He's like, no, I don't understand it. Why don't you understand it? And they have a real time conversation, one on one. It's a one on one experience. And she was breaking it down to us and she was like, yo, he only does this for two hours. And then he travels with me. I got a show, I'm going to South Africa, and he's on the road and we pack up. As long as he got a computer, he can do it anywhere in the world.

[Troy Millings]

Yeah.

[Charlamagne Tha God]

Wow.

[Troy Millings]

It's real. Like the medical. Think about this, right? In terms of learning, I think it said it took the first version of chat GBT 14 days to comb the entire Internet and learn everything on the Internet. Right. But now think about when you talk about deep disease, right? Like, it can break down cells and figure out what's the cause of cancer. How do we prevent cancer? Like, in the next seven to 10 years, like, a lot of the diseases that exist today, they will have a cure for that changes the world.

[Charlamagne Tha God]

Yeah. I mean, I think about, you know, I read about stuff like nanobots. I would definitely do that. You know what I mean?

[Jess Hilarious]

Like, what is that?

[Charlamagne Tha God]

Nanobots. You can go in your system. Like, they're talking about. Nanobots can, like, clean out your arteries, clean out the cholesterol without any type of surgeries, anything like that. Clean out types of cancers. It's like, I would definitely have to try that. And they say this. Damn. They gonna make us immortal.

[Jess Hilarious]

Yeah.

[Charlamagne Tha God]

Because it can cure, I mean, kill any disease. I don't know if I would do Nora link, but something like the nanobots, I would definitely.

[Troy Millings]

That changes life expectancy, right?

[Jess Hilarious]

Yeah.

[Charlamagne Tha God]

Yeah. I'm gonna ask y' all a couple more questions. Sambra City. That's how it's pronounced. A 300 acre residential community that y'.

[Troy Millings]

All.

[Rashad Bilal]

Say it correctly, man.

[Troy Millings]

The welcome Home City.

[Charlamagne Tha God]

300 acre residential community in Accra. You're doing it with my man Shakabaz. What's that about?

[Rashad Bilal]

Yeah, Shout out to Alvin Kwame. So we met Tui as well. We met some really big real estate developers, just entrepreneurs Period. When we went to Ghana, Shakabaz introduced us to them and we just developed a great relationship. They've been super A1 with us. They've really been ushering us all through the continent. Anytime you see us in Africa, it's because of them.

[Troy Millings]

Yeah, that's not Rick Ross.

[Rashad Bilal]

That's my man Al work with Lauryn Hill back then. He has used to be in music. But long story short, they already owned. They owned the land already. And they just used to think about different ideas, how they wanted to develop it. But once again, they wanted to build with black Americans. They like, yo, like, we want to do something where we can kind of bridge the gap. It's not just for black Americans, it's for Ghanaians, it's for Africans. But it's also for people in diaspora, also the ideas to create a bridge. Right. So that's something because the crazy how social media works, okay. We do all of this with the private sector. We've never spoke to anybody at that time in the Ghanaian government. I don't know. There's no disrespect to the Ghanaian government, but that's just a fact. But then there was a video that went viral on social media about like, yo, the Ghanaian government gave 400 acres of land to earn your leisure and it's just for black Americans and did it. And that it was a very convincing storyline that he made. And it wasn't even like a derogatory story, but it was just 100% false.

[Troy Millings]

Yeah.

[Rashad Bilal]

And then people was like, oh, y', all, y' all colonizing. Y' all coming in, y' all doing y', all, y' all worse than the Britons. I'm like, we working with the Africans. It's not for just black Americans. It's for anybody that wants to buy property. And da, da, da, da, da. But right. Social media has become a place where you can create a narrative. The truth doesn't matter.

[Jess Hilarious]

Yeah.

[Rashad Bilal]

Like I'm saying, like, as long as it's entertaining, right. You can just create a narrative and then people will just run with it. But Sombra, the idea of that is to actually just create a thriving community in Ghana where, you know, a lot of people go in December. But it's like, that's not really beneficial long term for the economic prosperity of the country. So we want to create something where it's like, okay, you can either a live there or you can Airbnb it out because everybody's not going to move to Africa. Right. So you buy a property, real Estate in Ghana has gone up tremendously over the last 10 years. It's going to keep going up is a housing shortage in most countries in Ghana specifically, so there's a demand for real estate. So, you know, that project is going great. We should have the first phase done by hopefully, New Year's, and we're doing it in phases. And like I said, it's not for only black Americans, it's for Ghanaians, it's for Nigerians, anybody on the continent. But it's also for black people as well. And, like, you know, to own a piece of land. And in the motherland, you can. Airbnb. Airbnb is great, especially in December. You can make a lot of money just in a couple of weeks in December, because that's when everybody comes. But then you can also have somewhere to go if you want to just get away. You know, it's. I always like going to Africa because it's just like, you don't realize how toxic something is until you leave it. Yeah. And America is just so toxic, social media and all that. And it's just like, even you on social media, you still, like, you feel like you're on a different algorithm. You don't. You don't feel inundated by all of the toxicity. But as soon as you land back in jfk, it's like, right back to it.

[Troy Millings]

Oh, yeah, that's a fact. You go to a country, everybody looks like you. That's foreign to me. You know what I'm saying? And the goal is, yes, this is the first development, but the idea is like, yeah, this is something that can be replicated. Right. It's the reason why you go to a different country. That's why you see us in Kenya, you see us in Rwanda, you'll see us in a bunch of countries. Because this is how you create something that is a legacy. Right. Not just for you, but for everybody in the Diaspora, like, this is something that we can be proud of. And it happened on your watch. Like, you watched us get the ground. You've been watching us through the stages, and now you can be part of it.

[Charlamagne Tha God]

How do y' all define. This is my last question. How do y' all define success for Invest Fest now? Is it the attendance? Is it, you know, partnerships? Is it media coverage or something that we don't even see cultural impact?

[Rashad Bilal]

It's all the above. I mean, I feel like if you look at Invest Fest, anything that we've done is pretty unprecedented as far as. Okay, it's not just called the festival. It's the actual festival right over the course of the week and you're gonna have 40,000 people. That's how they, they do it, by like how many people come in per day. But we did that ourselves. It's not like we worked with another major corporation. A lot of festivals that they're funded and they're operated by major corporations. Nothing wrong with that. But like, they get the talent and they get the venue and then they promote it and all that. Like, we did everything ourselves. Even to, to this day, we did everything ourselves. So it's, it's a beacon of what can be possible. I'm just an idea. Like, I mean, like once again, you ask Chad GBT the biggest financial events in the world, investors is going to come up in the top five. So that's just, we just started that just off an idea. So success is seeing that come to fruition. No matter what happens, it's a success because we was actually able to put it together, have multiple billionaires and have 400 small business vendors and have, you know, 80 panelists on stage and employ, you know, you talking about economic impact? We employing people from security to AV to a variety of different things that, you know, these are things that's not talked about. People don't understand it because they've never done it. Right. You can't fully understand something until you actually do it. But these are things that like, we see in real time. So we know what it means to the city of Atlanta and what it means to just our culture, period. But as far as other variations of success, when people make money, so the vendor marketplace, like that's a great opportunity for anybody small business to make money from people. That's coming from the pitch competition standpoint, from people that's actually attending. There's no way you can attend three days of full workshops, panels and not learn something. But then also networking, that happens, right? You meet, you might meet a business partner, you might meet somebody that wants to invest in your company, stuff like that. So bringing that many people together keep. We, we keep on elevating the experience. We, we, we add things to it. We see what we could have did better the year before. And that's why I think the essence thing is kind of disheartening because a lot of people just want to criticize. Yeah, but they have. What have you done?

[Charlamagne Tha God]

Yeah, take the risk. Take the risk.

[Rashad Bilal]

19Keys. 19keys said something to me that was extremely insightful. He was like, don't destroy something if you don't have a better alternative. To build. That's right. Like I'm saying, like, if you're going to destroy it, make sure you can build something that's two times better than what you destroy. 99% of the population, they want to destroy something with no alternative. So it's like, okay, you want to destroy essence. It might not have been perfect, but what is going to be the alternative? Who else is going to give all of these opportunities to different businesses and employ people and bring economic empowerment? And, like, this is. This is a real economic impact that's actually happening. Right? So, okay, let's say it just goes away and there's no more essence next year.

[Charlamagne Tha God]

Then what?

[Rashad Bilal]

Then what? You know what I'm saying? What does New Orleans have? What does all these black entrepreneurs have? What does these local restaurateurs have? You know what I'm saying? Like, nobody ever thinks about that. Like, you want to destroy something with no viable option of replacing it.

[Troy Millings]

Yeah, a lot of these people are making their year in a weekend. Like that happens. And you take that away. I mean, that a hundred thousand.

[DJ Envy]

Shut up, man.

[Charlamagne Tha God]

That 100,000 in a weekend. You know what I'm saying? So I wish y' all much success. Yes, man. I love having conversations. Me, Rashad talk all the time. But, you know, I really do hope that y' all make the ne, the critters, the critics, and the haters even more mad this year. I really do.

[Troy Millings]

I appreciate it.

[Charlamagne Tha God]

I hope that invest pisses them off again.

[DJ Envy]

I'm sure it will.

[Rashad Bilal]

I really do.

[Charlamagne Tha God]

That's another sign of success, whether you.

[Rashad Bilal]

Realize it or not.

[Troy Millings]

We got you to help us.

[Charlamagne Tha God]

I'm there.

[Rashad Bilal]

That's right.

[Troy Millings]

Here we go. There's only one person who hasn't been there in the room.

[Rashad Bilal]

Who? Jesse. Just with the mess.

[Charlamagne Tha God]

Yeah.

[Jess Hilarious]

I see my friends up this motherfucker.

[Rashad Bilal]

I see, you know, 85 south, pretty.

[Jess Hilarious]

Views, all of that. And I ain't. I ain't get invited. Y' all ain't call me.

[Troy Millings]

We'll call you right now.

[Jess Hilarious]

All right. I would love to.

[Troy Millings]

Remind me to call Jess about Invest Fest.

[Jess Hilarious]

Yes, please do.

[Rashad Bilal]

Before we leave, I just want to say. So if you want tickets, investfest.com there's still a couple vendor booths left, and it's August 22nd to August 24th in Atlanta, Georgia. And once again, thank you, guys. We don't take it for granted that you let us come up. Absolutely, absolutely. You know, a lot of times, whenever we need to do something, you let us come up here. So we. We definitely appreciate you guys for the platform that you've built and the hospitality that you've always shown us.

[Charlamagne Tha God]

Thank you, brother. What's the website?

[Rashad Bilal]

Invest fest.com.

[DJ Envy]

Get your tickets now. Earn your leisure. It's the Breakfast Club. Good morning.

[Rashad Bilal]

Hold up.

[Charlamagne Tha God]

Every day I wake up. Wake your ass up. The Breakfast Club. You all finish or y' all done?

[Troy Millings]

Taking control of your career is empowering. Just don't tell my boss I said that. Building a career isn't just about a job. It's about creating a path that impacts our community and future generations. Whether you're starting out or making big moves, State Farm is here to support you with resources to help protect what you're working hard to achieve. They've got your back every step of the way. Because, like a good neighbor, State Farm is there. Find out more at stateform. Com.

[Jess Hilarious]

This is an iHeart podcast.