Brian Mudd (2:58)
Welcome to today's edition of the Clay Travis and Buck Sexton show podcast. The president's very much involved in these talks and he's very focused on unveiling a health care proposal that will fix the system and will bring down costs for consumers. Oh, say it once again. Mean it. Say it like you mean it. Let it be true. Press Secretary Caroline Levitt as she was talking about Trump care and call whatever you want. Although I do think Trumpcare has a good ring to it. I do think that unlike Obama, he was like, you know, I like Obama. I'm Obama and I care. Remember we said that? I'm Obama and I care. So we embrace the whole Obamacare thing. And so it was and still is the Obama nation. But nevertheless, Trumpcare is something you'd actually want your name on. So this is something that should be branded accordingly. Hey there. Happy Thanksgiving. Hope you and your family, your friends had a fantastic Thanksgiving. I certainly did with my family and friends and this entire holiday season. May God bless you, your family. Thank you for taking a little time with us. Maybe you're doing a little Black Friday shopping. Maybe you're doing it online. However you're doing it, you know, where you could save a heck of a lot of money. I mean, an unreal amount of money. With your health care. With your health care. You want to do some real Black Friday shopping? Holy cow. We can get Trump care. Pass. Every day when it comes to health care will be Black Friday. I'm going to break this thing down and explain. Brian Mudd here for Clay and Buck. I host the Brian Mudd show out of my home station WJNO in West Palm beach, just a few miles from Mar a Lago and El Presidente, where he is right now and also where it is 71 and sunny right now. I'm just saying there's a reason why so many people come here and stay. But you may catch me the Brian Mudd show podcast, wherever you get your podcasts at Brian Mudd Radio, socially talk about how Trumpcare could change everything, absolutely everything. So the fix has been in. The fix on health care has been in since March 23rd of 2010. That is the day that the big O that Barack Obama signed into law, the ACA and all the lies that came along with it obviously was not true that the law made healthcare affordable. And for a while I was like, you know what? We should be able to just overturn the Affordable Care act on legal grounds that it's false advertising. Yeah. I mean, that alone we should be able to just throw the whole dang thing out because the most journal it was not true that if you liked, if you like your doctor, you like your health insurance plan. I know, terrible Obama bucks, amazing at impersonations. I'm terrible. But that's kind of some of the fun. If you're really good at it, that's fun. If you're really bad at it, I guess that could be kind of fun too. So yeah, I mean, the whole thing about if you like your existing health insurance plan, you keep it. If you liked your doctor, still be able to keep seeing him or her stuff, wasn't true. What was true is that one of the greatest corporate welfare projects in American history, if not the absolute largest, was set into motion and along with it, a guarantee that you would have a heck of a lot less healthcare affordability. That is because the not Affordable Care act took the single greatest obstacle to affordable health care. And I'll pause there momentarily. What is, what do you believe is the single greatest obstacle to affordable health care? You have your answer. It's health insurance. The single greatest obstacle to ever having affordable health care is health insurance and the freaking insurance first model. So it took the single greatest obstacle to affordable health care and mandated it into existence where you literally would be taxed, get the tax penalty if you didn't have health insurance. How dare you not? We got to do everything through health insurance. The greatest lie that has been perpetuated every sense ever since this whole thing going all the way back to March of 2010, is that health insurance equals health care. It's one of those things like, I am so not a violent person. I'm not the kind of person who screams and throws things. I'm not. None of that, to the extent that it exists within me, it comes out like when I hear health insurance equals health care or some kind of incarnation. I just want to, I want to throw things because it is utter bs. The fact of the matter is that the average American, the average family, can't afford actual health care because of the insanely high cost of health insurance. It's true with employee sponsored plans. It is especially true of exchange based Obamacare plans too. So we recently had the longest partial government shutdown in American history. Why? Well, because Democrats claimed, hey, we're going to have a health care crisis. It's. It'll be a health care crisis if Covid era Obamacare tax credits that propped up the Unaffordable Care act if those weren't extended, and voting no for the continuing resolution to end the shutdown. Good old Chuck, as Rush would have said. You Schumer said this. This health care crisis is so severe, so urgent, so devastating for families back home that I cannot in good faith support this. Okay, so what is it that he was talking about? What is the health care crisis that good old Chuck you had to speak about? Oh, it was a Obamacare. It was Obamacare. Something that he voted to create, something that was pitched as the Affordable Care Act. It's been such a failure that unless 92% of the cost are paid for by the people who don't actually use those plans, that is a crisis. Okay, so to be clear, unless 92% of the cost for the Obamacare policies are paid for by the people who don't use them, meaning all the rest of us as federal tax paying schlubs, then that is a crisis. And that's because the fix has been in ever since the onset of the aca and the only winners have been the health insurers and those who've been able to exploit the situation and taxpayers. And so this takes us to what needs to be fixed. It's something I've talked about my entire career at this point is going on 28 years. The key to solving health care affordability challenges is what Consumer price transparency. It's Black Friday. You're darn good at finding deals, aren't you? If you know what something costs and you know what it is you're looking for, you are really good at being able to find a good deal, right? The biggest obstacle to price transparency is what it's the current insurance first model. How insane is it? I mean, imagine that you were to go into a store today. You're out doing your Black Friday shopping. You go into a store, absolutely no prices anywhere. You have somebody, you tell somebody up front, hey, these are things that I need. Here's what I've got going on. Here are things I need and they go ahead and they take a cart from you and they take you along with the cart, but then they just start putting stuff in that cart. And then you get to the checkout, that full cart, and they say, okay, go ahead and hand over your credit card now. And you're looking at them wondering if you needed everything that was in your cart, and you have a question or two about what stuff costs are you going to hand over that car. No. Okay. And then when they run it, they say, oh, and by the way, yeah, maybe two, three months from now, we're going to tell you how much you're actually paying for this. What would you tell that person? You would tell them they're bat crap crazy insane because what. Guess what? That person would be bat crap crazy insane. And we as consumers would be bat crap crazy insane forever going down that path in the first place. Right? It's nuts. Nobody in their right mind would ever shop like that. But we do. Every single day because we have been conditioned. The people are talking about health care is broken. It's not for. No, it's stupid. It really is a criminal operation. The way it's run it is angered me my entire life. It goes against every sensibility that exists. It is bad crap crazy insane that you walk into a health care facility and you're presented with a piece of paper as a lot of words on it. That amounts to something along the lines of you have no idea what's going to happen. Even if you think you do, when you get back here, we can't tell you what any of the stuff back here that you are unaware of that might take place is going to cost. But whatever your insurance company doesn't pay for all this, you've got it. And we've been conditioned to do that. We sign, we do the cart store example every single day in this country. Now, you think we're getting a good deal or do you think we get screwed six ways to Sunday? First by most medical service providers, ultimately by the health insurance companies too. Who gets served by this? Not you. Not the person trying to get actual health care services. What's better than that is how often do you even get the benefit of the health insurance these days, since the average health insurance policy is a high deductible plan, you go through all that and you still never end up hitting the deductible. Which means you pay for your unaffordable health insurance and then you pay for the actual health care service that you get too. You get nothing. The health care service provider that gets to game the insurance system wins. The health insurance company wins all day long. You, not so much. You're left holding the bag. And the best part is you're not just left holding the bag for you, but you're left holding the bag to pay for all those Obamacare policies too. Because remember, it's a health care crisis unless 92% of the costs associated with those plans are paid for by you. That's fun. That is absolutely just fantastic. Right? So let me tell you about how all this comes together and why Trumpcare is actually the thing that I have been lobbying for for decades that can truly fix this situation, bring insanity to an end, sanity back into the healthcare system and actual affordability in the process. Brian Mudd in for Klein Buck.