
The transcripts from Howard Lutnick’s closed-door appearance before Congress painted a picture of a witness trying to minimize both the depth and duration of his relationship with Jeffrey Epstein while lawmakers confronted him with records suggesting...
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Interviewer / Questioner
what's up everyone? And welcome to another episode of the Epstein Chronicles. In this episode, we're going to pick up where we left off with Howard Lutnick deposition in front of Congress. Question I'm going to work through the chronology of some of these subsequent interactions between yourself and Mr. Epstein, some of which has been discussed today, some of which has not. But I'll try to work through it efficiently. A starting question is there was a file in the DOJ release suggesting that in January of 2006, a driver named Arnold Gargo was possibly coming to work for you, or at least was interviewing and had put Epstein down as a reference. Do you sitting here today have any knowledge or recollection of that?
Howard Lutnick
Answer no question.
Interviewer / Questioner
In July of 2006, as we discussed, Mr. Epstein was arrested in Florida on charges of soliciting prostitution. As far as you recall, were you aware of that arrest at the time? No. Did you ever discuss the arrest with Mr. Epstein?
Howard Lutnick
No.
Interviewer / Questioner
Did you ever discuss the arrest with other individuals at the time?
Howard Lutnick
Answer no question.
Interviewer / Questioner
In June of 2008, Mr. Epstein pled guilty to state charges of soliciting prostitution and soliciting a minor for prostitution. He was sentenced to 18 months in prison, of which he served 13 months, most of which was on work release program. Were you aware of Mr. Epstein's plea deal at the time? That's June of 2008, as I sit here today. I don't remember. Do you ever recall discussing the plea with Epstein? I did not. Do you recall discussing the plea with other individuals at the time? Not that I recall.
Howard Lutnick
No question.
Interviewer / Questioner
Do you recall when you first became aware that Mr. Epstein's plea involved a minor? Not that I Recall no. Do you ever recall discussing Mr. Epstein's work release program with him? No. I'm going to introduce an exhibit. It'll be minority B. I think it's possibly you've already seen it today, so I apologize for that. So this email is from October of 2009. And we can see that somebody emails Epstein saying that Rich Barnett, who we understand was an Epstein employee, said that one of your employees approached Barnett and asking for Epstein's number. Because of you, Mr. Lutnick wanted to call or speak with Epstein. What did you want to speak with Epstein about? Answer I have no recollection of this.
Howard Lutnick
Question.
Interviewer / Questioner
No recollection at all.
Howard Lutnick
Answer no
Interviewer / Questioner
question sitting here today, any theories or any memories that might possibly account for the outreach? Answer may have been construction related, but I shouldn't speculate. I don't remember. Question I will introduce minority exhibit C. I'll give you a moment to look it over. So this is an email chain dated March 24, 2011. The subject is Howard Lutnick. And it seems from Leslie Groff's email. Leslie Groff says that Howard Lutnick is on an airplane headed overseas. His office would like to know if you'd like to set up a call while he's away or if you prefer to speak with him on Monday, April 4, when he's back. Epstein received that email and replied that the 4th of April was okay. Do you recall what the context for this call being set up? I think this is in the context resulting in the interaction I had with him at the which I discussed with you earlier, which was about scaffolding. So I think this leads to that interaction. Does anyone really believe that these two dudes were talking about scaffolding? I hate to interject here, but man, this reads like a bunch of bs.
Howard Lutnick
Question.
Interviewer / Questioner
Okay, and I'll introduce minority exhibit D, which is on a similar interaction. I can go right to you next time. So this is an email chain starting on April 4, which is the day in the previous exhibit that looked like it was set for you and Epstein to have a call. This email chain here starts with Leslie Groff saying, Howard Lutnick returned your call. Mr. Epstein says, Call this tomorrow. And the answer to that is will do. So we read those two exhibits together as there was a call set up for April 4th. Mr. Epstein called you. You returned his call. Mr. Epstein planned to call you back the next day on April 5th. Is that reading of those exhibits correct, as far as you can remember? Answer My understanding is he had something to tell me. His office call, tried to arrange a call and we had difficulty connecting until ultimately he told me to my best recollection about scaffolding on May 1. So this was all just not being able to connect before that time, which ultimately led to him telling me about my best recollection about scaffolding on May 1. So this was all just not being able to connect before that time, which
Howard Lutnick
ultimately led to that question.
Interviewer / Questioner
And do you remember did the two of you ever actually speak on the phone? And in this back and forth? We did not or I wouldn't have needed to listen to him tell me about scaffolding in person. He could have told me on the phone. I'll introduce Minority Exhibit E. I'll give you a moment to look that over. The lawyer jumps in again. Mr. Yeah, I believe there are several documents in between. It's your interview. You get to do it however you want. Obviously. I would note though that for the record, there are several other of the release files that show a back and forth between Epstein and his staff that reveal that there was never communication between Howard Lutnick. I'm happy to give you the Bates numbers after the fact redacted. I appreciate we're aware of that paper that you're describing and just looking to save you a little paper question so you've had a chance to look this over. It's an email dated April 27, 2011. It appears to be either from or from and to Leslie groff, who was Mr. Epstein's assistant. And it looks like it lays out a schedule for May 1, Sunday, May 1. And I think we understand based on earlier testimony today that that was the day that you went over to Mr. Epstein's house for the scaffolding discussion. I just had some pretty targeted questions. One, did I hear correctly, your testimony that the word drinks is not accurate here, is that right? That's right. Question. Okay, so the best of your recollection, did you and Mr. Epstein just sort of sit there, no refreshments, have your conversation about scaffolding and that was it?
Howard Lutnick
Answer Right.
Interviewer / Questioner
That's my best recollection. I was in his foyer with my dog. Question do you recall seeing any other folks on this schedule while you were there? So Woody Allen is listed next to his schedule. So Soon Yi and some other folks. Do you recall seeing any other individual or prominent individual during your visit? I did not see them and I would definitely remember seeing meeting Woody Allen and Soon Yi if I did so I did not see anyone. Question did you see any women during your visit who looked like they were
Howard Lutnick
under the age of 18, no question.
Interviewer / Questioner
How about any women who look like they may have been under the age of 25? No. Did you see any images during your visit that were either nude or sexual in nature? No. I was in his foyer. Did you notice any video cameras in the foyer? No. Did you see anything at all during your visit that was suggestive of sexual abuse or was otherwise sexual in nature? Say that again. Did you see anything at all during your visit that was suggestive of sexual abuse or was sexual in nature at all?
Howard Lutnick
No.
Interviewer / Questioner
Do you recall where you were aware at this point that Mr. Epstein had pled guilty to sex crimes involving solicitation of a minor? I can't remember, but I don't think so. I'm going to move to your visit to the island in December of 2012 and just ask a few questions that I don't think have been asked yet about that visit. To the best of your recollection, when you visited Mr. Epstein's island in December of 2012, did you know at that point that Mr. Epstein had been convicted or had pled guilty to crimes involving solicitation of a minor? I don't remember, but I don't think so, no. Do you recall having any concerns about visiting Epstein's island? You describe the unsettling nature of how the Visit got started. Mr. Epstein, knowing your travel plans, do you recall feeling unsettled from the get go, whether you had concerns about making the visit? Answer, I just don't remember the discussion leading up to the visit. Question. Do you remember the unsettling feeling related to the initial outreach? Answer, I don't know that I knew that. So it's unsettling as I see it now, I don't know that I knew that then. Question. In other words, can you just elaborate on that a little bit? You don't know what you knew what exactly then? Answer, I do not know that at that time, I knew that they had learned of my travel plans and started to pursue me. I don't know that I knew that at that time. Did you know that the invitation came from Epstein's side? Whether that's Mr. Epstein personally or his staff? Answer, I must have. Well, I don't remember. I must have. And how that came to be, I don't know, but it must have because it would have never have come from us. Would it be logical to say that it was very likely, your impression that the invitation came from Epstein or his staff? Because it would be very strange for you to spontaneously invite yourself to Epstein's Island. That's right. Okay. Do you recall at the time being confused at all about how Mr. Epstein would have known about your travel plans? I just can't remember anything about it. So that unsettled feeling that it's more in the present as you read the emails today. Answer Right. Question do you recall visiting or your visit to Mr. Epstein's island seeking any or seeing any women who look like they were under the age of 18 other than the folks who were part of your party? Answer no Question how about any women who look like they were under the age of 25?
Howard Lutnick
Answer no question.
Interviewer / Questioner
Did you see any images that were nude, sexual or sexually suggestive?
Howard Lutnick
Answer no question.
Interviewer / Questioner
Did you notice any video cameras? Answer not that I can recall.
Howard Lutnick
No Question.
Interviewer / Questioner
Did you see anything that you can recall now that stood out to you as unusual or concerning?
Howard Lutnick
Answer no Question.
Interviewer / Questioner
There are a few follow ups in the DOJ files in the four to five weeks after your visit to the island. I can introduce them, but I don't think I need to. Where Mr. Epstein's assistant will send your staff various articles, some of them related to gaming legislation in the Virgin Islands or the gaming industry in Antigua. Do you recall receiving, through your staff indirectly, do you recall receiving any outreach of that nature?
Howard Lutnick
No Question.
Interviewer / Questioner
Do you recall during your visit to the island in December of 2012 discussing with Mr. Epstein or anyone else topics related to gaming legislation or the gaming industry?
Howard Lutnick
Answer no question.
Interviewer / Questioner
You may have been asked this. I'm sorry, if you were, what's your recollection of what we discussed during that visit? Answer As I recall, basically it's inconsequential, meaning nothing. Question but do you have any recollection of specifically what was discussed? Answer I don't think anything was discussed. I was with. I was with the crowd of my wife, my friends, another couple and lots of children. It wasn't anything. Question. It could have been the weather. I'm just asking whether you have any memory of what was discussed. Answer no, I have no recollection of anything being discussed. Question okay, well, we can agree that very likely something was discussed. In other words, you and the group didn't sit there in silence as far as you remember. Answer well, discussed. I mean, if you said chit chat, I'd go with that. Discuss. Sounds like there was a discussion, which I don't think there was. Question. No, I mean it. I would say chit chat. Inconsequential. Chit chat, I'm sure was, I would agree with you, was likely to have occurred.
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Interviewer / Questioner
Question I meant in the literal sense. In other words, words being spoken in a conversation. Answer for sure. Question okay, do you have any recollection of what the nature of that discussion was?
Howard Lutnick
Answer no Question.
Interviewer / Questioner
Give me a moment. I'm going to show you something that the majority has already introduced and I'm trying to find it so I don't have to introduce a second copy. Terwalger jumps in. Which one was it? I might have it right here. Redacted the UJA email if you've got it. Terwalgar. Yeah, let me check. Redacted number 11, majority exhibit 11. Terwalgar. Yeah, let me just make sure that's the right one. There's some Language in The email from Mr. Paulson in the second paragraph of the email. So I think it's going to be right over there. It starts with, as chairman of the Wall Street Division. And I'll just read the sentence out loud. As chairman of the Wall Street Division, I want to make sure that as a close friend of the Lutnicks, you're aware of the event and have the opportunity to support them. That's the end of the sentence. We know that. This email, I'm sure, went to a number of people, one of which was Mr. Epstein's assistant. Would you, at this point in 2017, have characterized Mr. Epstein as a close friend of you or your family?
Howard Lutnick
Answer no. Question.
Interviewer / Questioner
Do you have any recollection of how that list was formed?
Howard Lutnick
Answer no. Question.
Interviewer / Questioner
Is it, as far as you can recall, possible that you or your staff provided an initial list to Mr. Paulson? Because it would seem unlikely that Mr. Paulson would come up with his own list of what he understands to be your network? Well, I have no knowledge of how he came up with the list. Question. There was a discussion of the admin deal, which we understand to be an agreement that was initially entered into. You know, I'll just introduce that exhibit because I don't think it's been introduced. So let's do that. All right. Thank you, sir.
Howard Lutnick
Question.
Interviewer / Questioner
I'll give you a moment to look it over. You don't need to read every word. The COVID page and the signatory pages are probably the focus of the questions. Answer. Okay. Question. So this is from its title page. Appears to be a stock purchase agreement or a series a preferred stock purchase agreement for a company named AdfinSolutions, dated December 28, 2012. At the back of the document, Bates Number ending 9580 and 9581, we find Mr. Epstein, as well as yourself as signatories to the agreement. When this agreement was signed In December of 2012, did you know that Mr. Epstein was a signatory to the agreement? No. Terwalger jumps in. Before we go forward, I've looked at all the documents related to Adminfin and it has been widely reported, erroneously, over and over, that the documents were executed in December 28th of 2012. I believe if you look into the files, and we don't have time to do that today, but I can give you and your team the Bates numbers, you'll see that there were multiple executions that happened by different parties. So I would proffer to you today that there are documents within the DOJ released Epstein Files that show that when Cantor Fitzgerald Venture Capital signed the documents, it was, it was much later. Give me one second. I'll give you the date. It would have been in 2013, in spring. I'm happy to get with your team afterwards and show you this, but that's been widely, I think, misrepresented, redacted. I appreciate that. Thank you. So when you, in your capacity as President, signed the document, let's say in the spring of 2013, did you know that whether Mr. Epstein was also a signatory to the agreement? No. And you should know, I don't think I heard about this investment until 2013. I think the pitch was made to me in May of 2013 from the document. So it wasn't December at the time that you received the pitch, ended up signing the agreement. Did you at that point know whether Epstein was also an investor or also a signatory to the agreement? No. At what point did you learn that Mr. Epstein had been a signatory to this agreement in this process?
Howard Lutnick
Question.
Interviewer / Questioner
In preparation for the interview. Answer. Right. And well, and after the Epstein file showed he was an investor otherwise, I didn't know.
Howard Lutnick
Question.
Interviewer / Questioner
And the email chain that we looked at earlier from 2018 where Epstein was asking you about the prospects for Adfin and, and you talked about this is the year to generate revenue, that exchange, you did not know during that exchange that Epstein was an investor, an Adfin? I do not remember that. I knew that.
Howard Lutnick
No question.
Interviewer / Questioner
Okay. And as far as you can recall, were there any other communications that you and Epstein had with respect to Adfin that have not been discussed here today?
Howard Lutnick
Answer no Question.
Interviewer / Questioner
Did you have any other business or financial dealings with Jeffrey Epstein?
Howard Lutnick
Answer no Question.
Interviewer / Questioner
To the best of your knowledge, did any of your assets or any of Counter Fitzgerald's assets ever help finance any of Jeffrey Epstein or Glenn Maxwell's crimes?
Howard Lutnick
Answer no Question.
Interviewer / Questioner
And that question applies to any alleged sexual as well as financial crimes? Still no Answer No. Terwalgar jumps in Again Redacted. My apologies, I should have said this earlier. You made a statement and I just wanted to make sure it's clear for the record. If you'd like to ask the secretary a follow up question, you ask, did you have any other business dealings with Epstein? I think it's. I'm not accusing you of mischaracterization. I just want to make sure it's clear for the record. I do not consider this business dealing with Mr. Epstein. So there cannot be another question, regardless of how one characterizes Adin. I think the question, and I Think the answers are clear. There are no business dealings other than Adfin that to your knowledge, you were Cantor Fitzgerald had with Jeffrey Epstein, is that correct? Answer yes, to the best of my recollection, yeah. Question and as far as we can tell from the public record, the exchanges about Adfin and the Pierre, this is 2018. Those are the last known communications that we have between yourself and Mr. Epstein, as far as I can tell. When was the last time that you communicated with Epstein directly or indirectly? Answer the 2018 emails that I've seen, the one exchange is the only email exchange that I have learned about in the process. And I don't recall any other question. And that includes not recalling any others that might be indirectly through an assistant or staff member. Still the same answer.
Howard Lutnick
Answer I wouldn't have.
Interviewer / Questioner
I wouldn't have known of them other than through the process where you've, you know, had emails.
Howard Lutnick
I don't know, maybe.
Interviewer / Questioner
I don't engage in other people's emails. And as to any communication with Ghislaine Maxwell, you described meeting Ms. Maxwell at an event. I'm sorry, I don't recall. Approximately when and where was that event? Rockefeller Institute, I think that's the name, but I'm not certain. It's a research institution in New York, Science and it was a fundraising event for them. And what do you recall about your interaction with Ms. Maxwell at that event? This non consequential meaning just I met her, that would be it. Do you recall who introduced you, if anyone? My best recollection was she was a guest of Leon Black. Do you or did you have a personal or professional relationship with Mr. Black? I have what I would describe as a friendly, intermittent relationship with Mr. Black. Do you recall? I know inconsequential was the word that you used, but what do you remember specifically about what was said with Ms. Maxwell? Did she say, hey, it's great to meet you, I know you live next door to Jeffrey, or anything of that nature? Answer I have no recollection of the word spoken. Question did you have any understanding of why Mr. Black and Ms. Maxwell as was it a guest or just the same time as her? Answer actually, I don't know. Question and what year was that event, Lutnick?
Howard Lutnick
I don't know.
Interviewer / Questioner
Question there's been widespread public reporting that was also discussed earlier. The photograph from your visit to Mr. Epstein's island, the reporting that the photograph was initially included in a DOJ release and then it came down and then it was put back up. My question to you is, have you had any direct or indirect communication with any administration official regarding putting up, taking down, releasing any particular files from the DOJ Epstein database?
Howard Lutnick
No question.
Interviewer / Questioner
Have you had any direct or indirect communication with any administration official about the redaction of any file included in the DOJ database?
Howard Lutnick
No question.
Interviewer / Questioner
Have you had any direct or indirect communication with any administration official regarding the DOJ's process for reviewing and releasing files under the Epstein Files Transparency Act?
Howard Lutnick
No question.
Interviewer / Questioner
Have you had any conversation of any kind regarding the contents of the files that DOJ reviewed? The pursuant to the Epstein Files Transparency Act?
Howard Lutnick
Answer no question.
Interviewer / Questioner
Do you have any knowledge, other than public sources of how the Department of Justice settled on a timeline for releasing files under the Epstein Files Transparency Act?
Howard Lutnick
No question.
Interviewer / Questioner
Do you have any knowledge, other than public sources of how many files the Department of Justice has reviewed but withheld under the Epstein Files Transparency Act? Answer no question I'm going to ask a few questions. We're getting to the end here. I'm going to ask you a few questions about President Trump. Some versions of them you may have been asked, others you have not. How long have you known President Trump? More than 30 years. How did you originally meet? I don't remember. Did you ever have a conversation with Jeffrey Epstein or Ghislaine Maxwell about President Trump? No. At any time when President Trump was a private citizen, were you present for a conversation about Jeffrey Epstein or Glenn Maxwell Where Trump was then Donald Trump was also present for in other words, were you ever in his company where Epstein or Maxwell were discussed? Answer no question. At any time when President Trump was president, did you have a conversation with him about Jeffrey Epstein or Glenn Maxwell? Terwalger, as we talked about before, we're not going to answer questions under executive privilege or we're here to answer your questions. We're not going to violate executive privilege. Question and that was a clarification from me whether it was just wanting to answer or whether it was an executive privilege assertion. The other lawyer jumps in. Mayron, there's a process for you to go through if you'd like to seek that information and I'm happy to talk with you afterwards if that's something you want to pursue. Question yeah, just the question here is whether it's on an executive privilege. But I understand that the question is not being answered. I got that. But I'm just asking whether it's an executive privilege basis or choosing not to answer the question. I have not gone through the formal process to do that. Let me rephrase my objection. I think it's Been asked and answered. Apart from public reporting, do you have any direct or indirect knowledge of of the nature of the relationship between Epstein and Donald Trump?
Howard Lutnick
Answer no.
Interviewer / Questioner
Apart from Republic reporting, do you have any direct or indirect knowledge of whether President Trump was ever aware of Jeffrey Epstein or Glenn Maxwell's crimes prior to the crimes becoming public?
Howard Lutnick
Answer no. Question.
Interviewer / Questioner
To your knowledge, were your connection to Jeffrey Epstein or any interaction that you had with Jeffrey Epstein ever discussed or examined in the course of your nomination or a vetting process for your current position? Please ask me again. To your knowledge, were your interactions with Jeffrey Epstein ever discussed or examined in the course of your nomination or vetting process for your current position? I don't remember that. No. You have no recollection of that happening, is that correct?
Howard Lutnick
Answer right.
Interviewer / Questioner
Were you ever questioned by any law enforcement agency in connection with an investigation related to Jeffrey Epstein or Glenn Maxwell?
Howard Lutnick
Answer no. Question.
Interviewer / Questioner
Okay, let me ask it a different way. Do you know whether the that person whose resume was sent to Mr. Epstein's staff was one of the nannies who accompanied your family on your visit to his island in December of 2012? Let me add exhibit number G. Trur. Thank you.
Howard Lutnick
Question.
Interviewer / Questioner
Give you a second to look that one over. So you can see here. This appears to be a resume of an individual. That individual's name is in the subject line in the body. This is from Richard Kahn, who was on Epstein's staff. In the body, it says attached is a resume of Lutnick nanny to your recollection name and the subject line. Is that the nanny who accompanied you on the trip to Mr. Epstein's island? I don't know. Do you possess any communication documents or other material or related to Jeffrey Epstein or Ghislaine Maxwell that are not already publicly available? Do I possess. No. And then I think we had a few more questions from a member. Right? Anzari? I'm fine. Okay. Then I will ask you, is there anything else that you would like to share with the committee before we go off record? Just a small thing, which is that I don't grow a beard until after Mr. This individual Epstein was dead. So that mask that you showed me, I never had a beard before that.
Howard Lutnick
Question.
Interviewer / Questioner
I got it.
Howard Lutnick
Answer.
Interviewer / Questioner
And I never had a goatee either. So I just wanted to say that these things are not possibly about me. Redacted. Those are clear on the transcript. Thank you. We will go off record. Well, I have to say, now that we've taken a look at the transcript for ourselves. I don't believe a word. Howard Lutnick is uttering. So we're going to wrap this one up right here, but you better believe there's going to be a post mortem for this interview we had with Congress. All the information that goes with this episode can be found in the description box.
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Air Date: May 17, 2026
Host: Bobby Capucci
In this episode, Bobby Capucci dives into the Congressional hearing transcript featuring Howard Lutnick, CEO of Cantor Fitzgerald, regarding his interactions and connections with Jeffrey Epstein. The focus is on Lutnick's testimony, as he faces direct questioning about the extent of his relationship and business dealings with Epstein, visits to Epstein's properties, and his awareness—if any—of Epstein’s crimes. The episode offers a close reading of Lutnick’s statements, highlighting moments of uncertainty, denial, and the often perfunctory or evasive nature of his responses.
Lutnick testifies he visited Epstein’s properties but consistently denies noticing or experiencing anything suspicious:
Regarding the island visit (December 2012), Lutnick recollects only “chit chat,” with no notable or incriminating observations:
| Timestamp | Topic / Quote | |------------|-----------------------------------------------------------------------------------------------| | 01:36 | Lutnick denies awareness/discussion of Epstein’s arrest and plea deal | | 03:21 | No recollection of specific contact initiated with Epstein | | 04:19 | Host’s skeptical commentary about the “scaffolding” discussion | | 07:21 | Describing the meeting in Epstein’s foyer—no other individuals or refreshments | | 08:30 | Explicit denials of seeing anything sexual or suggestive | | 10:57 | No young women seen during island visit | | 16:44 | Discussion of the Adfin Solutions agreement; denial of knowledge of Epstein’s involvement | | 19:47 | Denial that Cantor Fitzgerald assets financed any Epstein/Maxwell crimes | | 23:07 | Lutnick’s denials of DOJ/governmental contact about file releases/redactions | | 25:53 | Discussion of President Trump—no relevant conversations or knowledge | | 28:29 | Host’s conclusion and expression of disbelief regarding Lutnick's testimony |
The episode is marked by persistent denials from Lutnick, with the host and questioning attorney attempting to clarify and probe for inconsistencies, but ultimately receiving little beyond, “I don’t recall” or “No.” Host Bobby Capucci credits listeners with evaluating Lutnick's credibility, closing with a healthy degree of skepticism: “I don’t believe a word Howard Lutnick is uttering.”
Overall, the tone is direct, skeptical, and intent on exposing gaps and questionable recollections in Lutnick’s account, leveraging the transcript as an unvarnished window into contemporary Congressional efforts to trace Epstein’s network.
For more details, supporting documents, and the full transcript, see the episode description.