
Hosted by Matthew Meehan, Luigi Rosabianca · EN

Ever heard a data scientist call real estate magic? That's exactly what happens when Silicon Valley smarts collide with multifamily investing, and this episode of The Liquid Lunch Project proves it. We're sitting down with Neal Bawa, the Mad Scientist of Multifamily, to decode how he built a $600M real estate portfolio by treating cities like spreadsheets, and why he believes most investors are looking in the wrong places. Why Listen? If you're done with recycled real estate advice and want sharper thinking for your business and investments, hit play. Neal reverse-engineers markets, leverages depreciation as a financial weapon, and maps out where smart founders are moving before the headlines hit. Whether you're building your portfolio or scaling your small business, this is a perspective that pays off. 🚀 What You'll Learn in This Episode: How a 50% tax rate pushed Neal from tech into real estate The power of depreciation for small business owners How Neal ranks 1,000+ cities using 5 key data points Why Idaho Falls > LA (yep, really) What job growth and income trends reveal about market timing Where Millennials and Gen Z are moving with intention How political policies shape profitability What AI means for real estate, jobs, and future-proof investing 💡 Notable Takeaway: Artificial intelligence is mankind's greatest achievement and its greatest threat. 👤 About Our Guest: Neal Bawa blends tech, data science, and real estate to help investors find cash flow where others see risk. He's the founder of Multifamily University, known for its zero-hype webinars and the Location Magic model used by over 75,000 investors. 🔗 Links + Stuff Grocapitus Multifamily University 🔔 Enjoyed the episode? Subscribe so you don't miss future conversations on business growth, funding, strategy, and the stuff most people don't explain clearly. If this episode helped, a quick rating or review goes a long way. It helps the show reach more business owners who actually care about getting this right. 🎧 Listen or watch The Liquid Lunch Project Available on all major podcast and video platforms: • Official site: https://theliquidlunchproject.com • Apple Podcasts: https://podcasts.apple.com/us/podcast/the-liquid-lunch-project/ • Spotify: https://open.spotify.com/show/12HPEDMmsbfsp8tHt5LiZJ • Audible: https://shorturl.at/6j4vz• YouTube (full episodes + clips): https://www.youtube.com/@Credit_Banc 📬 Want more than just the podcast? Every Friday, we publish The Weekly. A fast, smart rundown of what actually matters in finance, tech, small business, and the economy...without the noise. Subscribe here: 👉 https://theweeklyfromshieldadvisory.substack.com/ 💼 Need funding or working capital? If today's conversation raised questions about capital, cash flow, or financing options, you can schedule a conversation with our sponsor, Credit Banc. Credit Banc helps business owners make sense of their options and move forward with a clear plan, without pressure or guesswork. 👉 Book a free 15-minute call here: https://shorturl.at/LwxsA 📲 Connect with the hosts Follow along for behind-the-scenes clips, commentary, and things that don't make it into the episode. • Matt Meehan: https://www.instagram.com/matthew.r.meehan • Luigi Rosabianca: https://www.instagram.com/luigi_rosabianca • The Liquid Lunch Project: https://www.instagram.com/theliquidlunchproject/ 💬 One last thing Know a business owner who would appreciate this conversation? Send them the episode. That's how this show grows.

Is AI going to save your business… or make you feel like you're still stuck in the second inning? This week, we bring a real convo about AI (not the buzzword nonsense). Mark Andrews pulls back the curtain on what AI actually is, what most businesses get wrong, and how entrepreneurs can stop being overwhelmed and start using AI for real business growth without selling their souls (or wallets) to tech bros. 🍸 What you'll hear in this episode: AI isn't some magic brain. It's pattern prediction on steroids ChatGPT is just the tip of the iceberg Most companies screw up AI because they don't know why they want it Bad data = bad results; cleaning data is where the real value starts You don't need a $2M custom AI. You need direction and purpose Early adopters will crush competitors while skeptics get left eating dust AI fatigue is real — but smart use = more time, more focus, more revenue 💡 Notable Takeaway: There is a test and learn and trial mentality… and you need to leave your comfort zone. 👤 About our Guest: Mark builds AI that humans can actually use. He's helped big companies and scrappy startups turn confusing tech into clear business results. From baseball analogies to real-world workflows, he breaks AI down in a way that makes you say, "Okay, now I get it." 🎧 Why Listen: You want a business that wins tomorrow? Hit play. This episode gives you a clear-eyed look at what AI really does and how to make it work for your team. 🔗 Links + Stuff LinkedIn: https://www.linkedin.com/in/markwilliamandrews Instagram: https://www.instagram.com/therealmandrews 📞 Want help prepping your business for growth or sale? Hit us up at https://api.leadconnectorhq.com/widget/bookings/call-with-credit-banc-pod 🎧 Subscribe. Rate. Share. Repeat. Our website Apple Podcasts Spotify Audible YouTube 📧 Want even more? Subscribe to The Weekly, our Friday morning newsletter, for all the latest in the world of finance, tech, small business, and more. Available on Substack: https://theweeklyfromshieldadvisory.substack.com/ Connect with us on Instagram: ➡️ @matthew.r.meehan➡️ @luigi_rosabianca, ➡️ https://www.instagram.com/theliquidlunchproject/

Want to invest in real estate without swinging a hammer or begging a bank? Matt and Lou sit down with Alex Martyn of SPG Capital to talk about how smart investors are bypassing Wall Street and making their money work in real estate through private lending. This episode is about the real engine behind flips and rentals: capital. Alex breaks down how his fund operates, why he pays investors monthly, and what makes a good borrower (hint: it's not newbies watching HGTV). 🍸 What you'll hear in this episode: How SPG Capital funds real estate deals without bank red tape What makes private lending a killer strategy for passive investors Why speed, trust, and monthly payments matter more than ever How self-directed IRAs are unlocking access to real estate for everyday investors Why 50‑year mortgages might not be as scary as they sound 💡 Notable Takeaway: It's just gonna come down to the same thing. People who own assets will get farther ahead. 👤 About our Guest: Alex Martyn is the founder of SPG Capital, a private real estate fund based in Philly. He funds residential loans for fix‑and‑flip and value-add investors, while offering monthly payouts to private capital partners. A former flipper turned fund manager, he's all about speed, trust, and returns. 🎧 Why Listen: If you're a business owner, investor, or side hustler thinking about real estate, this episode gives you the playbook on new mortgage strategies, alternative funding hacks, and why Florida might be your next move. 🔗 Links + Stuff SPG Capital LinkedIn 📞 Want help prepping your business for growth or sale? Hit us up at https://api.leadconnectorhq.com/widget/bookings/call-with-credit-banc-pod 🎧 Subscribe. Rate. Share. Repeat. Our website Apple Podcasts Spotify Audible YouTube 📧 Want even more? Subscribe to The Weekly, our Friday morning newsletter, for all the latest in the world of finance, tech, small business, and more. Available on Substack: https://theweeklyfromshieldadvisory.substack.com/ Connect with us on Instagram: ➡️ @matthew.r.meehan➡️ @luigi_rosabianca, ➡️ https://www.instagram.com/theliquidlunchproject/

Luigi couldn't make it to the mic this time… but don't worry, we had a special guest fresh off his sleigh: Santa Claus. That's right. After delivering toys across the globe, Santa himself dropped by to join Matt and help break down the Top 10 most-listened-to episodes of 2025. What's stuffed in the stocking: How to protect your brand from copycats Why profit isn't just about more revenue The emotional side of being a founder (and why that's normal) The secret weapon difference between a CPA and a CFO And the tax strategy that legally makes five-figure bills disappear Ready to dive deeper into one of the episodes mentioned? We've got you covered: Ep 221: Navigating E-Commerce's New Challenges with Eric Youngstrom Ep 217: Building a Startup Is Ugly. Here's What Happens Behind the Scenes with Sahil Patel Ep 222: How to Own Your Idea: IP Moves That Actually Work with Austin Bonderer Ep 206: Bourbon, Branding & The Business of Food with Alex Sadowsky Ep 223: From Paperwork to Purpose: Launching a Nonprofit the Right Way with Missy Mastel Ep 205: Plan Like a Navy Commander, Win Like an Entrepreneur with Commander Mary Kelly Ep 228: Selling Your Business? Don't Get Screwed (Financially or Existentially) with Eric Brotman Ep 207: CPA vs CFO: Are You Trusting the Wrong Financial Expert with Teresa Wagonseller Ep 225: How to Turn What You Know Into What You Sell with Stephene Marinaro Ep 208: How This CPA Turned Storage Sheds Into Tax-Free Wealth with Sean Graham As Santa said, no one made the naughty list this year, but these guests? They brought the 🔥. From startup resilience to real estate hacks to IP protection and AI wizardry, this is the entrepreneurial highlight reel you need before stepping into 2026. 🚨 Like what you hear? Well, you're in luck! We do a Weekly Recap video of the top news stories each week. Subscribe to our YouTube channel and never miss a drop. youtube.com/@Credit_Banc 🎧 Subscribe. Rate. Share. Repeat. Our website Apple Podcasts Spotify Audible YouTube 📧 Want even more? Subscribe to The Weekly, our Friday morning newsletter, for all the latest in the world of finance, tech, small business, and more. Available on Substack: https://theweeklyfromshieldadvisory.substack.com/ Connect with us on Instagram: ➡️ @matthew.r.meehan➡️ @luigi_rosabianca, ➡️ https://www.instagram.com/theliquidlunchproject/

It’s a new year—a chance to reset, refresh, and rethink the spaces where you live and work. What if your surroundings could be the key to a more productive, inspired, and successful you? This week, we’re kicking off 2024 with Jodi Peterman, CEO of Elizabeth Erin Designs and host of the Designing in 5D podcast. Jodi breaks down interior design myths, explains why budgets always go off the rails, and reveals how intentional design can transform your home and office for the better. Who is Jodi? Jodi Peterman is the powerhouse behind Elizabeth Erin Designs, a firm that blends style and function to create customized spaces. With years of experience and a passion for innovative design, Jodi has tackled projects ranging from intimate homes to nationwide commercial properties. Episode Highlights Why Budgets Always Fail: The hidden traps of allowances and how to avoid them. Design Trends: Why greens and blues are the colors of the year. Functional Design: How your office setup impacts your productivity. Business Lessons from Design: Navigating supply chain chaos during COVID. Livable Luxury: Balancing beauty and practicality in every space. The EED Process: Jodi’s method for stress-free interior design. Start the year off right—listen now to discover how smart design can elevate your space, boost your focus, and set the tone for a successful 2025. Favorite Quote: We’ve become little worker-bee ants, and that’s why thoughtful design is so important—it’s what makes your space uniquely yours. Connect with Jodi: https://www.facebook.com/ElizabethErinDesigns https://www.pinterest.com/ElizabethErinDesigns/ https://www.youtube.com/@ElizabethErinDesigns5D https://www.instagram.com/elizabetherindesigns/ https://www.linkedin.com/company/68360039/admin/dashboard/ https://www.tiktok.com/@elizabetherindesigns?_t=8r93LyfqNR9&_r=1 Stay Connected: Connect with Matt and Luigi on Instagram: ➡️@matthew.r.meehan➡️ @luigi_rosabianca, ➡️@theLiquidLunchProject➡️@ShieldAdvisoryGroup. Visit The Liquid Lunch Project website and subscribe to The Weekly, our Friday morning newsletter, for all the latest in the world of finance, tech, small business, and more. https://theliquidlunchproject.com Make sure you never miss an episode — check out The Liquid Lunch Project on Apple Podcasts, and don’t forget to subscribe, rate, and review.

Think M&A is just for billion-dollar deals? Think again. Your local landscaper might be the next acquisition success story. In this episode of The Liquid Lunch Project, Matthew and Luigi sit down with Scott Bushkie, CEO and Founder of Cornerstone Business Services. They dive into the world of small business mergers and acquisitions (M&A), breaking down how small and medium businesses can leverage the same strategies used by Fortune 500 giants. From avoiding the pitfalls of "one-more-year-itis" to understanding how to scale through acquisitions, this episode is packed with practical advice and real-world examples tailored to business owners. Who is Scott? Scott Bushkie is a leading M&A advisor and the CEO of Cornerstone Business Services. With over 23 years of experience, Scott has guided countless business owners through the complexities of selling and acquiring businesses. He's also the author of Finish Strong: Sell Your Business on Your Terms and a recognized expert in the art of creating value through strategic exits. Here’s what we’re covering: Why small business M&A is booming, and what that means for you. The top three mistakes small business owners make when preparing to sell. Scott’s step-by-step guide to maximizing business value before a sale. The emotional side of selling: how to separate your identity from your business. Real-life success stories and cautionary tales from the M&A world. Why you shouldn’t wait until burnout to consider selling your business. Ready to take the next step in your business journey? Tune in now and learn how to navigate the world of M&A like a pro. Favorite Quote: “Most business owners don't know what they don't know. They only go through this process once. If they do it right, things can be really good for them…unfortunately, so many of them do it wrong.” Connect with Scott: https://www.cornerstone-business.com/ https://www.linkedin.com/in/scottbushkie/ https://shorturl.at/dJs3c Stay Connected: Connect with Matt and Luigi on Instagram: ➡️@matthew.r.meehan➡️ @luigi_rosabianca, ➡️@theLiquidLunchProject➡️@ShieldAdvisoryGroup. Visit The Liquid Lunch Project website and subscribe to The Weekly, our Friday morning newsletter, for all the latest in the world of finance, tech, small business, and more. https://theliquidlunchproject.com Make sure you never miss an episode — check out The Liquid Lunch Project on Apple Podcasts, and don’t forget to subscribe, rate, and review.

What’s scarier than Halloween? Those three little words: Internal Revenue Service. But guess what? You’ve got more power than you think. In this episode of The Liquid Lunch Project, we sit down with Morgan Anderson, founder and CEO of Golden Lion Tax Solutions, to dive into the nitty-gritty of handling tax debt. Morgan shares her expertise on why small business owners shouldn’t fear the IRS, the common “oopsies” that lead to tax trouble, and actionable strategies to turn a financial nightmare into a manageable plan. Whether you owe $2,000 or $200,000, this episode will show you there’s always a solution. Morgan Anderson, known as “The IRS Whisperer,” has spent 25 years helping small business owners navigate the complex labyrinth of tax debt and audits. Combining her love of numbers, law, and problem-solving, she guides clients through their most challenging financial dilemmas. She’s also the author of Tax Debt Rule Number One: There’s Always a Solution. Key Highlights: Understanding IRS Notices: Why opening that scary envelope is step one to regaining control. Levels of Tax Trouble: The difference between “baby problems” and “monster problems.” Tips for Staying Compliant: Morgan’s advice on making estimated payments easy to manage. Negotiating with the IRS: From uncollectible status to settlements, learn what’s possible. Why Bookkeepers Are Gold: How a trusted financial team can save you from costly mistakes. Real-Life Success Stories: How Morgan helped a client settle $180,000 in tax debt for just $4,800. If the IRS is keeping you up at night, don’t miss this episode! Morgan’s actionable tips and insider knowledge could be the key to saving your business. Tune in now to take back control of your finances. Favorite Quote: “Align yourself with a great bookkeeper and tax professional, and bring those people into your inner circle. Think of them as your priest; confess everything to them.” Connect with Morgan: https://www.facebook.com/profile.php?id=100065009094636 https://www.linkedin.com/in/morgan-anderson-ea/ https://www.goldenliontaxsolutions.com/ Stay Connected: Connect with Matt and Luigi on Instagram: ➡️@matthew.r.meehan➡️ @luigi_rosabianca, ➡️@theLiquidLunchProject➡️@ShieldAdvisoryGroup. Visit The Liquid Lunch Project website and subscribe to The Weekly, our Friday morning newsletter, for all the latest in the world of finance, tech, small business, and more. https://theliquidlunchproject.com Make sure you never miss an episode — check out The Liquid Lunch Project on Apple Podcasts, and don’t forget to subscribe, rate, and review.

What if kindness could be your business's ultimate growth hack? In this episode of The Liquid Lunch Project, we sit down with Tara May, CEO of Aspiritech, to discuss how embracing neurodiversity in the workplace isn’t just the right thing to do—it’s a game changer for innovation, growth, and culture. Tara shares her journey from traditional corporate environments to leading a tech company where 93% of the staff is autistic. Along the way, she highlights actionable strategies for creating inclusive workplaces and the profound ROI of kindness. About the Guest: Tara May is the CEO of Aspiritech, a tech services company on a mission to provide meaningful employment for neurodivergent individuals, with a special focus on autistic adults. Tara’s insights are deeply personal, drawing from her own journey as a mom to a neurodivergent son and her passion for redefining what an inclusive workplace looks like. Episode Highlights: Defining Neurodiversity: What it means and why it matters in modern workplaces. The ROI of Kindness: How Aspiritech increased revenue by 46% through compassionate leadership. Supporting Neurodivergent Employees: Practical strategies for leaders and managers. The Academy: Aspiritech’s groundbreaking training program for autistic job seekers. Tara’s Personal Journey: How her son inspired her to champion neurodiversity. Actionable Resources: Tips and tools for supporting neurodivergent team members. Ready to unlock the full potential of your team and redefine workplace culture? Tune in to hear Tara’s inspiring story and actionable insights that could transform your business. Favorite Quote: “You will see your organization benefit and thrive if you think about your team members as humans with needs and you figure out how to support them. I promise you.” Connect with Tara: https://aspiritech.org https://www.youtube.com/@Aspiritech https://www.instagram.com/aspiritech/?hl=en https://www.facebook.com/aspiritech/ https://www.linkedin.com/company/aspiritech/ Stay Connected: Connect with Matt and Luigi on Instagram: ➡️@matthew.r.meehan➡️ @luigi_rosabianca, ➡️@theLiquidLunchProject➡️@ShieldAdvisoryGroup. Visit The Liquid Lunch Project website and subscribe to The Weekly, our Friday morning newsletter, for all the latest in the world of finance, tech, small business, and more. https://theliquidlunchproject.com Make sure you never miss an episode — check out The Liquid Lunch Project on Apple Podcasts, and don’t forget to subscribe, rate, and review.

What does a Naval Academy graduate and helicopter pilot know about luxury boutique hotels? Turns out–a lot. In this episode of The Liquid Lunch Project, Matt and Luigi sit down with Clinton Ramsden, co-founder and principal of Severn Grove Hospitality Group. Clinton shares his journey from flying helicopters in the Navy to managing a portfolio of boutique hotels in Annapolis, Maryland. They discuss the transition from residential real estate to commercial hospitality, the challenges of development in historic districts, and why authenticity is key for success in boutique hotels. Episode Highlights: From Helmets to Hospitality: Clinton's journey from the Navy to real estate and eventually boutique hotels. Why Annapolis? The unique opportunities and challenges of developing in a historic district. Lessons from the Navy: How military discipline and problem-solving translate to entrepreneurship. Boutique Hotel Boom: Why small-scale, luxury hospitality is resonating with modern travelers. Scaling Smartly: The importance of understanding local jurisdictions before expanding. Ready to be inspired by a story of transformation, resilience, and entrepreneurial grit? Hit play to discover how Clinton is redefining hospitality, one boutique hotel at a time. Favorite Quote: “I think natural tension is actually indicative of a very high-performing organization. [Being] overly comfortable…would indicate an organization that stopped trying to become a better version of itself.” Connect with Clinton: https://www.linkedin.com/in/clinton-ramsden-50a62092/ https://www.instagram.com/clint.ramsden/ https://www.134prince.com/ https://www.instagram.com/134princehotel/ Stay Connected: Connect with Matt and Luigi on Instagram: @matthew.r.meehan @luigi_rosabianca @theLiquidLunchProject @ShieldAdvisoryGroup Visit The Liquid Lunch Project website and subscribe to The Weekly, our Friday morning newsletter, for all the latest in the world of finance, tech, small business, and more. https://theliquidlunchproject.com Make sure you never miss an episode — check out The Liquid Lunch Project on Apple Podcasts, and don’t forget to subscribe, rate, and review.

How do you turn a childhood paper route into a multi-million-dollar empire? And what do bagels and sports memorabilia have in common? In this episode,we sit down with Brandon Steiner, the pioneer who redefined the sports memorabilia industry. From creating the Everything Bagel to striking groundbreaking deals with the Yankees, Brandon shares his journey of growth, grit, and game-changing moments. Whether you're a business owner, sports fan, or someone in need of inspiration, this episode has something for everyone. About the Guest: Brandon Steiner is the founder of Steiner Sports and Collectible Exchange, a visionary entrepreneur, and author of You Gotta Have Balls. With decades of experience marketing athletes and memorabilia, he’s revolutionized the sports collectibles market while emphasizing growth, empathy, and innovation. Episode Highlights: Brandon’s unconventional journey from delivering newspapers to creating the Everything Bagel. Redefining sports memorabilia with deals like the Yankees’ old stadium and Mark Messier’s collectibles. Why empathy and putting your customers first are non-negotiables in business. The importance of perpetual growth: "What else? What’s next?" A candid take on selling your business and the hard truths behind private equity partnerships. Brandon’s advice to entrepreneurs: Own your mistakes, solve problems, and always think ahead. Don’t miss this deep dive into the mindset of a true game-changer. Favorite Quote: “I always say, don't run away from your problems, run to them…And when you screw up, own up, man up, fix it, and get it right.” Connect with Brandon: https://thesteineragency.comhttps://collectiblexchange.comhttps://www.linkedin.com/company/Collectible-Xchangehttps://twitter.com/cxstuffhttps://www.facebook.com/CollectibleXchangehttps://instagram.com/CollectibleXchange Stay Connected: Connect with Matt and Luigi on Instagram: @matthew.r.meehan @luigi_rosabianca @theLiquidLunchProject @ShieldAdvisoryGroup Visit The Liquid Lunch Project website and subscribe to The Weekly, our Friday morning newsletter, for all the latest in the world of finance, tech, small business, and more. www.theliquidlunchproject.com Make sure you never miss an episode — check out The Liquid Lunch Project on Apple Podcasts, and don’t forget to subscribe, rate, and review.