Podcast
The Money Puzzle
Hosted by The Australian · EN
Unlock your wealth potential with The Money Puzzle.
Featuring two power-packed episodes each week packed with smart money-making strategies, from superannuation to investing in shares, plus in-depth analysis of property markets.
Get tips from leading experts and practical tools to help build lasting wealth.
Submit your questions at themoneypuzzle@theaustralian.com.au.
40episodes
Episodes
Newest firstAll episodes
‘Swim between the flags’ : The simple formula for managing money
1w ago00:32:37Tap to summarizeDo you speak the language of money? If you - or anyone close to you - cannot understand what the investment market is telling them, there can be a high price to pay. Investment commentator and Ecstra Foundation chair, Paul Clitheroe joins Associate Editor, James Kirby in this episode. In today’s show, we cover: Financial literacy, why it’s crucial and why Australia is struggling to keep up ‘Swim between the flags’ the simple success formula for managing money Why ‘financial capability’ is the way forward for investors A road map for financial literacy success See omnystudio.com/listener for privacy information.
Transcribe →How to legally save tax on property investment with Adrian Raftery
1w ago00:28:46Tap to summarizeAs a property investor, you may already know the usual tax breaks for properties, like negative gearing, but did you know there are ways to boost your cash flow and tax deductions? 'Mr Taxman' Dr Adrian Raftery author and tax adviser joins Associate Editor, James Kirby in this episode. In today’s show we cover: The benefits of using a PAYG withholding variation Strategies for claiming depreciation What’s deductible and what isn't? Repairs vs Improvements on the holiday rental Please note: this episode was recorded before the recent Federal Budget; check current rules given the slated 2027 changes.See omnystudio.com/listener for privacy information.
Transcribe →Budget fallout: Before you do anything, do this
2w ago00:28:24Tap to summarizeThe Federal Budget will be a landmark moment for investors if it all goes through parliament as planned. Investors need to know what happened but also... what might happen next. Liam Shorte of Sonas Wealth joins Associate Editor James Kirby, in this episode In today's show, we cover: CGT changes and your share portfolio A surprise boost for gold investors The new attraction of the family home Negotiables? Budget measures that may be up for review See omnystudio.com/listener for privacy information.
Transcribe →How to tackle the Budget’s property investment clampdown
2w ago00:30:20Tap to summarizeProperty investors are trying to piece together the cumulative effect of the bad news in the Budget.How much will the combined CGT changes and negative gearing clampdown hit returns? For the everyday investor with the average established investment property the expected internal rate of return is set to plunge from 11 per cent to 8.4 per cent. Stuart Wemyss of the ProSolution Private Office group joins Associate Editor, James Kirby in this episode. In today’s show, we cover: How to tackle the tax challenge for property investors Warning... Get your property revalued How come so few investors negatively gear new properties? New tax games emerge with exemptions from the new rules See omnystudio.com/listener for privacy information.
Transcribe →Budget Special edition: What you need to do
3w ago00:31:17Tap to summarizeThe 2026 Budget has introduced the biggest tax changes seen in decades: Every investor in Australia will be affected by the measures. Here's what you need to know...and what to do. Will Hamilton of Hamilton Wealth Partners joins Associate Editor James Kirby in this episode In today's show, we cover: The Capital Gains Tax changes: How negative gearing works from here Goodbye to the good old days for family trusts Self Managed Super Funds - If you don't have one, think again... See omnystudio.com/listener for privacy information.
Transcribe →ETFs...What's next? (with Vanguard CEO Daniel Shrimski)
4w ago00:28:59Tap to summarizeAustralian investors have fully embraced Exchange Traded Funds. Now, as the gap between managed funds and index funds narrows, investors want to know what's next on the menu? Daniel Shrimski, CEO of Vanguard Australia joins Associate Editor, James Kirby in this episode. In today's show, we cover: The changing shape of ETFs Industry leaders warn on CGT changes Vanguard's ISA plan for Australia The ETF dilemma - Selling a stock that's done too well See omnystudio.com/listener for privacy information.
Transcribe →Beyond property: Why it's time to widen your investment horizon
4w ago00:25:46Tap to summarizeInvestment property and high-dividend-paying shares are about to get a tax hit in the Budget: So, it's the perfect time to look wider for the active investor. Jack Tossol of the Partners Wealth Group joins Associate Editor - Wealth, James Kirby, in this episode. In today's show, we cover: The persistence of private equity How 'growth' shares get hit with planned CGT changes Are start-ups really disadvantaged in the tax system? How to find the purchase price of very old shares See omnystudio.com/listener for privacy information.
Transcribe →Who really gets hit with higher rates?
May 500:25:07Tap to summarizeInterest rate hikes are just not the same anymore: Once upon a time, they hit the mortgage belt, that fictionalised housing strip in the outer suburbs populated by young families. Today the RBA’s weapon of choice lands heavily instead on older Australians. What does it mean for the property investor? Nerida Conisbee, chief economist at Ray White Group, joins Associate Editor, James Kirby in this episode. In today's show, we cover: Investing with rising rates The case against two more rate hikes Why banks are offering longer-lasting mortgages Will negative gearing be effectively restricted to new houses? See omnystudio.com/listener for privacy information.
Transcribe →After the oil shock: Who's really making money?
Apr 3000:29:22Tap to summarizeThe Iran crisis oil shock is creating winners and losers in the sharemarket, but it may not be playing out as you expect. Yes QANTAS is hit, but diesel-guzzlers BHP and Rio re big winners. How's that? And why is Wall Street streaking ahead of the ASX once more even though both markets are facing the same energy issues? Business columnist Eric Johnson joins Associate Editor - Wealth, James Kirby in this episode. In today's show, we cover: New realities of the sharemarket after an oil price spike The AI boom resumes...where are the Aussie players? Firmus - The biggest IPO from a company you've never heard about If EVs are now red hot...is lithium about to boom again? See omnystudio.com/listener for privacy information.
Transcribe →You're biased! - The six signs of investment bias that hold you back
Apr 2800:31:19Tap to summarizeOnce you get on top of the basics, then investing should get a lot easier. But the hidden factors that make a difference between winning and losing inside the investment market - including the property market - often have more to do with bias. Rasti Vaibhav of the Get RARE property group joins Associate Editor, James Kirby, in this episode. In today's episode, we cover: The six signs you're a biased investor The specific issues where bias hits the property investor How lessons from the sharemarket transfer to property CGT - If the reforms are only for residential property, what about A-REITs? See omnystudio.com/listener for privacy information.
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