Podcast
The Money Puzzle
Hosted by The Australian · EN
Unlock your wealth potential with The Money Puzzle.
Featuring two power-packed episodes each week packed with smart money-making strategies, from superannuation to investing in shares, plus in-depth analysis of property markets.
Get tips from leading experts and practical tools to help build lasting wealth.
Submit your questions at themoneypuzzle@theaustralian.com.au.
58episodes
Episodes
Newest firstAll episodes
Getting around the SMSF borrowing ban
4d ago00:36:43Tap to summarizeStarting August 10 Self-Managed Super Funds will be banned from borrowing to buy residential property. The Government's late move will catch many investors offside. But the market is responding quickly, new strategies and new products are emerging for active investors. Stuart Wemyss of the Prosolution Private Office joins Associate Editor, James Kirby in this episode. In today’s show, we cover: Yes, you can still use your SMSF in residential property: Here’s how Taking a second look at residential property finance options Market responds to negative gearing ban with new products The way forward for active property investors See omnystudio.com/listener for privacy information.
Transcribe →How to build your own ETF portfolio
1w ago00:38:30Tap to summarizeInvestors love Exchange Traded Funds; these cheap and low-risk funds, which mirror indices such as the ASX 200, are increasingly popular.But how do you put them together to create a diversified portfolio? Chris Brycki, CEO of the Stockspot group, joins Associate Editor James Kirby in this episode. In today's show, we cover: ETF essentials - what you need to know Who are the main players in the market How to start a 60-40 ETF portfolio Building a deeper understanding of ETF offerings See omnystudio.com/listener for privacy information.
Transcribe →How much will house prices fall?
2w ago00:29:49Tap to summarizeAsked in today's episode if the house price downturn is 'a blip or a bust?', one of the market's top residential experts says 'Way more than a blip, as for a bust... It's too early to say.' Tim Lawless, research director at Cotality Australia, joins Associate Editor James Kirby in this episode. In today's show we cover: How far will house prices fall Which city looks most vulnerable Can rents keep rising as prices drop The different outlook for homes and apartments See omnystudio.com/listener for privacy information.
Transcribe →Your retirement plan’s CGT shock (with Adrian Raftery)
2w ago00:21:56Tap to summarizeFor a generation, Australian investors were advised to hold their investments until they retired. Then once they entered tax-free retirement, they could largely sidestep CGT tax. This central plank of financial advice is finished: Every retiree will now pay a minimum 30 per cent tax and nobody will escape.Dr Adrian Raftery, author of '101 ways to save money on your tax - legally' joins Associate Editor, James Kirby in this episode. In today's show, we cover: The shock change to investor retirement benefits How the CGT new minimum rate is the sleeper issue for long-term investors Examining how tax planning must reflect the wider budget changes My shares have gone to zero - can I claim a tax loss? See omnystudio.com/listener for privacy information.
Transcribe →Commercial property suddenly looks attractive: Should you go near it?
3w ago00:38:15Tap to summarizeThere is still a property sector where the outlook is improving, where yields are strong and anyone can negatively gear. Hey, you can even use borrowed funds in your Self-Managed Super Fund: It's time to take a second look at the commercial property sector. James Gerrard of www.financialadviser.com.au joins Associate Editor, James Kirby in this episode. In today's show, we cover: The pros and cons of commercial property Why Budget tax changes have lit up the sector The best entry points for the everyday investor Cash flow risk - the outstanding danger for new commercial property investors See omnystudio.com/listener for privacy information.
Transcribe →Why property investing will never be the same again
3w ago00:29:50Tap to summarizeWe are only beginning to digest the full impact of the Budget changes for residential property.In short, it will never be the same again. That doesn't mean you can't invest successfully, but it does mean you need to know the new rules. Cameron Kusher of Kusher Consulting joins Associate Editor, James Kirby in this episode. In today's show, we cover: The hunt for yield in residential property Forget the interest-only loan How long-term negatively geared investors will thrive Taking a second look at commercial property See omnystudio.com/listener for privacy information.
Transcribe →Building a shock-proof investment portfolio
3w ago00:24:57Tap to summarizeBehind all the market jargon and sophisticated language of wealth managers, there is one gold rule for investors: Don't put all your eggs in one basket. It's time to dig deep on diversification and portfolio allocation. Will Hamilton of Hamilton Wealth Partners joins Associate Editor James Kirby in this episode. In today's show, we cover: The essentials of portfolio allocation Tactical portfolio shifts in 2026 The trouble with bonds Why emerging markets are running hot See omnystudio.com/listener for privacy information.
Transcribe →Can the economy justify a red-hot sharemarket?
Jul 900:37:22Tap to summarizeThe burning question for all investors is whether the global market is running ahead of itself? Tim Toohey, head of macro strategy for Yarra Capital Management, joins Associate Editor, James Kirby in this episode. In today's show, we cover: The growing gap between GDP and market returns Could inflation fall from here Emerging value on the ASX The bear case for bank stocks See omnystudio.com/listener for privacy information.
Transcribe →Are you prepared for a sharemarket crash?
Jul 700:30:43Tap to summarizeHow would you deal with a global sharemarket crash? Because it’s not a question of if, but when. The AI boom, which underpinned the bumper super returns for many investors over the last financial year, has been extraordinary; But in mid-2026 even the most optimistic forecasters expect the markets to cool in the second half, while the doomsayers will suggest exuberant global markets are surely heading for a fall. Liam Shorte of the Sonas Wealth group joins Associate Editor, James Kirby, in this episode. In today's show, we cover: Having an opportunity fund for the day the bubble bursts Harold Evensky's 'bucket strategy' for the investors who need cash flow Deleting your Dividend Reinvestment Programs for cash Put Options and 'Bear' ETFs See omnystudio.com/listener for privacy information.
Transcribe →Why Australian shares let you down this year (and what to do about it)
Jul 200:39:35Tap to summarizeThe numbers don't lie: The ASX did 3 per cent over the 12 months to June, and the S&P 500 did 20 per cent. Unless - like a big super fund - you had half your portfolio invested offshore, the chances are you underperformed in FY2026. Marc Jocum, investment strategist at GlobalX ETFs, joins Associate Editor, James Kirby in this episode. In today's show, we cover: * Wall Street smashes the ASX...again Why Big Super funds probably beat your SMSF Which ETFs investors are buying for the year ahead What the hell happened at CSL? See omnystudio.com/listener for privacy information.
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