Podcast
The Money Puzzle
Hosted by The Australian · EN
Unlock your wealth potential with The Money Puzzle.
Featuring two power-packed episodes each week packed with smart money-making strategies, from superannuation to investing in shares, plus in-depth analysis of property markets.
Get tips from leading experts and practical tools to help build lasting wealth.
Submit your questions at themoneypuzzle@theaustralian.com.au.
58episodes
Episodes
Newest firstAll episodes
Special episode: Listener questions on new tax changes
Jun 3000:39:47Tap to summarizeSweeping changes to Capital Gains Tax, Negative Gearing and Self-Managed Super Funds are confronting investors. How will they affect you? Stuart Wemyss from the ProSolution Private Clients group joins associate editor, James Kirby on this episode of the Money Puzzle podcast. In today's special episode, we cover: How will the CGT changes work? Winners and losers in negative gearing Getting around the SMSF borrowing ban How a tiny government pension can offer a big tax break See omnystudio.com/listener for privacy information.
Transcribe →Is superannuation still the Budget winner?
Jun 2500:36:35Tap to summarizeThe government has made sure that superannuation investors did not entirely escape the investment tax overhaul: Is it still the relative winner as parliament prepares to sign off the Budget? Adviser James Wrigley of First Financial joins associate editor James Kirby in the episode. In today's show, we cover: What you need to know about super post-Budget A way you can still borrow and use your SMSF to buy property Investment bonds get another leg up from the government New twist for new super tax See omnystudio.com/listener for privacy information.
Transcribe →SMSF property ban - an extra Budget sting for investors
Jun 2300:24:14Tap to summarizeAlready reeling from a lift in CGT tax and a ban on negative gearing for existing properties, the Government is set to give the property market one last punch with a looming ban on borrowing inside Self Managed Super Funds. Beau Arfi of the Maple Property Group joins Associate Editor James Kirby in this episode. In today's show, we cover: Not finished with you yet - investors prepare for SMSF property clampdown How the SMSF ban creates another privileged set of investors Moving offshore - Why this property professional is switching attention to NZ Deducting your body corporate fees See omnystudio.com/listener for privacy information.
Transcribe →Bull market bonanzas and back-flipping Budget moves
Jun 1800:32:25Tap to summarizeInvestors are fully stretched trying to keep up with a remarkable period for markets as a record number of Australians make a 50 per cent profit on the SpaceX IPO, while at home the Treasurer announces the first major Budget backflip with a carve out for testamentary discretionary trusts. Hugh Robertson of Centaur Financial Services joins Associate Editor, James Kirby in this episode. In today's show, we cover: How the SpaceX bonanza changes Australian share investment forever CGT changes: Can the system handle the changeover? Trust backflip - A sensible solution Will new homes become the hottest thing in property? See omnystudio.com/listener for privacy information.
Transcribe →Why property investors are turning to the outer suburbs
Jun 1600:29:33Tap to summarizeWith negative gearing soon to be restricted to new buildings, property economics in the Australian market have been turned upside down: Until very recently, the outer suburbs were the last place investors looked for opportunity. But in the months ahead, the outer suburbs look set to become the new 'hot spot' of the wider market. Anissa Cavallo of Eda Property joins Associate Editor James Kirby in this episode. In today's show, we cover: Negative gearing never dies, it just moves to the suburbs Investors still confused over CGT...but it's simple, you will pay more Retirees face a tough choice as forced sellers face a soft market So what constitutes a 'new building' under the Budget changes? See omnystudio.com/listener for privacy information.
Transcribe →Mega floats, market froth, and whether investing in SpaceX risky or smart
Jun 1100:41:18Tap to summarizeSpaceX lists today (June 12) and will be followed by two more AI mega-IPOs: OpenAI and Anthropic. Collectively valued at more than $US3.5 trillion, every index fund on the planet will be forced to buy them. Stockspot founder Chris Brycki joins The Australian's Wealth Editor Julie-anne Sprague to discuss whether this is the opportunity of a generation or the most expensive bag-hold in history. The mega float moment: What the SpaceX, OpenAI, and Anthropic listings mean for your portfolio ETFs vs. stock picking in a concentrated market The ASX's innovation gap and why Australian investors can't afford a home-market bias The CGT shake-up and what it means for your investments See omnystudio.com/listener for privacy information.
Transcribe →Moving money around the world - Your expat explainer
Jun 900:30:56Tap to summarizeMany Australians move abroad to earn more money - or at least that's the plan - but it doesn't always work out unless you do your homework first. Likewise, Australians returning from overseas can hit tangles with the ATO unless they think the whole project through very thoroughly. Brett Evans, the Dubai-based MD of Atlas Wealth Management, joins Associate Editor - Wealth, James Kirby, in this episode. In today's show, we cover: How you and your money should move overseas The hidden cost of being an expat The best way to bring money back (including pensions). Is your bank giving you the best deal on international transfers? See omnystudio.com/listener for privacy information.
Transcribe →What women need to know about super
Jun 400:39:23Tap to summarizeOn average, women retire with 25% less superannuation than men, and one in ten have no super account at all. While you might assume this is purely down to career breaks, evidence shows the disparity starts much earlier - with females under 18 already trailing their male peers. What is really driving this, and what steps can women take to supercharge their savings? Gemma Dale, head of investor behaviour at NAB Trade joins associate editor James Kirby.See omnystudio.com/listener for privacy information.
Transcribe →‘Swim between the flags’ : The simple formula for managing money
May 2800:32:37Tap to summarizeDo you speak the language of money? If you - or anyone close to you - cannot understand what the investment market is telling them, there can be a high price to pay. Investment commentator and Ecstra Foundation chair, Paul Clitheroe joins Associate Editor, James Kirby in this episode. In today’s show, we cover: Financial literacy, why it’s crucial and why Australia is struggling to keep up ‘Swim between the flags’ the simple success formula for managing money Why ‘financial capability’ is the way forward for investors A road map for financial literacy success See omnystudio.com/listener for privacy information.
Transcribe →How to legally save tax on property investment with Adrian Raftery
May 2600:28:46Tap to summarizeAs a property investor, you may already know the usual tax breaks for properties, like negative gearing, but did you know there are ways to boost your cash flow and tax deductions? 'Mr Taxman' Dr Adrian Raftery author and tax adviser joins Associate Editor, James Kirby in this episode. In today’s show we cover: The benefits of using a PAYG withholding variation Strategies for claiming depreciation What’s deductible and what isn't? Repairs vs Improvements on the holiday rental Please note: this episode was recorded before the recent Federal Budget; check current rules given the slated 2027 changes.See omnystudio.com/listener for privacy information.
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