Every month, millions of Indians put money into mutual funds through SIPs without really knowing how long to stay invested or what happens when markets crash. ET Wealth's annual SIP study with Crisil Intelligence finally puts hard numbers to these questions. Host and editor ET Wealth Kayezad E Adajania talks to Piyush Gupta, Director at Crisil Intelligence about what 15 years of data across 120 schemes actually shows — the magic of a 10-year SIP, what the COVID crash revealed about short versus long-term investors, why higher returns and more predictable returns are not the same thing, and the basic housekeeping every SIP investor should be doing right now.

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