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Ashley Lopez
Hey there, it's the NPR Politics podcast. I'm Ashley Lopez. I cover voting.
Tamara Keith
And I'm Tamara Keith. I cover the White House.
Ashley Lopez
And joining us today is Michael Copley, who covers climate for npr. Good to have you with us, Michael.
Michael Copley
Hey, thanks for having me.
Ashley Lopez
And today on the show, we're taking a look at what steps the Trump administration has been taking, or rather not taking towards tackling climate change, which is caused by mainly burning fossil fuels like oil and coal. But first, let's hear what the president has to say this year about renewable energy.
Tamara Keith
We're getting rid of the falsely named renewables, fossil fuels, what works. The windmills are driving the whales crazy.
Camila Domonosky
Obviously, coal is back with this country, too, by the way.
Tamara Keith
You know, there's a reason they use it because it's good.
Michael Copley
You know, it used to be global cooling.
Tamara Keith
If you look back, it's the greatest.
Camila Domonosky
Con job ever perpetrated on the world, in my opinion.
Michael Copley
Wow.
Ashley Lopez
All over the place. Well, I do want to table set a little bit with both you, Tam, and Michael. Where did America stand on climate change before Trump came back into office? And how does this come compare to like the previous administration?
Tamara Keith
Yeah. So as you heard, President Trump has basically a vendetta against green energy. He called the Green New Deal, the Green New scam, even though the Green New Deal never actually did get passed by Congress or signed into law. But what was signed into law was the Inflation Reduction Act. That was one of President Biden's big initiatives. And despite the name, it actually included investments in a lot of things aimed at climate change, aimed at making green energy more affordable and readily available, aimed at promoting electric vehicles. When I was covering President Biden, he went on this trip out west and toured a facility that used to make those red cups that you see at keg parties or we used to see at keg parties. And then they were transitioning to make wind turbines. And he was talking about addressing climate change while also creating jobs. However, President Trump won and US policy took a complete 180.
Michael Copley
Yeah. And so what we saw this summer was President Trump signing the one big beautiful bill. And what that did was when after a lot of the policies that we'd seen enacted under former President Biden, under the big beautiful bill, US Greenhouse Gas emissions are expected to fall, but by about 25% by 2035 compared to 2005 levels. That's not much of a change from where the country is now. Last year, emissions were about 20% below 2005 levels. When we look back to Biden era policies, US emissions were expected to fall by about 40% by 2035. So a big difference there.
Ashley Lopez
Well, I do want to dig in a little bit more into the tax and spending bill that was signed into law this summer. What did the legislation undo and what is it expected to impact?
Michael Copley
Yeah, so one of the big things that we've been following is it ends tax credits for wind and solar projects. That is not a death knell for the industry. Projects are still expected to be competitive, but without those federal incentives, the cost of wind and solar projects is expected to go up, and that's expected to contribute to higher power prices across the country. It's important to note, I think, the context too, here where the Trump administration is at the same time using federal agencies to try to slow or stop renewables development. And so, taken altogether, the, the action by the administration, the action in Congress with the big beautiful bill, it's really sort of expected to add up to a lot less power from renewables being added to the US Grid in the coming years than was previously forecast. And it's happening at a time when power demand is rising faster than it has in decades, largely because of these new data centers that are going up. And renewables are seen as critical to meeting that demand in the next few years because they can be built quickly. For now, at least, renewables are still booming despite those political challenges.
Tamara Keith
Yeah. And what I will say is that President Trump and Republicans are actually, in terms of the political rhetoric, they are blaming Biden era policies and they are blaming renewable energy for the rising costs in power because they say it's unreliable and it's terrible. But what Democrats are saying, and I think even some Republicans in states that had seen a lot of green energy come in, they're saying we just need more energy produced. And Democrats, especially in some of these elections that we saw back in November, were arguing that Trump's policies of trying to gut green energy are actually driving up energy costs. Michael, I would be curious whether you can sort through all of the rhetoric there and help us know what's actually happening.
Michael Copley
Yeah, There was a report that came out this fall from Lawrence Berkeley National Laboratory that looked at sort of the confluence of factors that influence electricity prices. And I've heard the same talking points as you that largely fall along sort of partisan lines that renewables are responsible for rising power prices. And what this report said was the wind and solar renewables on their own are not generally to blame or connected to rising prices. Now, what they did find was some states use renewable energy mandates to try to drive up adoption. Some of those kinds of policies have been found or linked to rising prices. So there is some discussion about sort of policies about supporting renewables that may be influencing prices. But the technology on its own, based on this report, is not in and of itself responsible for rising prices.
Ashley Lopez
Yeah, I do want to talk about some other policy changes. Michael, you've done some reporting on the rise of home insurance and disaster costs. Can you talk more about that?
Michael Copley
Yeah. So, big picture, Americans are paying a lot more for home insurance. By one count, premiums have gone up about 24% on average across the country over the past few years. In Nebraska this year, Nebraska is the most expensive state for homeowners insurance. It really comes down to hail damage that that state and really that whole part of the country is susceptible to. People are paying $6,400 on average this year. And those more expensive premiums reflect the fact that, that disasters are getting more expensive. And that's happening for a few reasons. Climate change is fueling more extreme weather that damages and destroys property. People keep moving to vulnerable areas. You know, so coastal regions vulnerable to hurricanes, forested areas prone to wildfires. And then when disasters happen, inflation has made rebuilding more expensive. So premiums are going up. That's weighing on household budgets, and it's making insurance hard to find in some cases. And so those added insurance costs are very much hitting sort of the pocketbooks of families right now. But in some of the worst hit areas, we're also seeing, though, those higher costs seem to be weighing on, on home values. And that's because those higher premiums increase just sort of the overall cost of homeownership.
Tamara Keith
When we're talking about politics, the politics of climate change are pretty set and pretty partisan. But the politics of life getting more exp are not nearly as partisan. And this is a real political problem for President Trump and Republicans, which is that stuff is expensive. The cost of living is expensive, housing is expensive. In some states, homeowners insurance is making owning a home almost unaffordable. In other states, energy costs are making it really, really difficult.
Ashley Lopez
Well, we've been talking a lot about domestic climate policy here, but I do want to pivot a little bit. Tam, can you tell me what the President's stance on climate has been abro.
Tamara Keith
He has basically unsubscribed, I think is the best way to put it. He pulled the US out of the Paris Climate Accord. The Trump administration did not attend the most recent global climate conference. This is not a priority for the Trump administration and their policies reflect that.
Michael Copley
Yeah. And meanwhile, what we saw in sort of the latest UN meeting is, you know, a whole lot of other countries continue to be really worried about this. And, you know, we saw a lot of attention on there was this recent UN report that came out just before the conference a few weeks ago, and what it found was global temperatures on track to rise by about 5 degrees Fahrenheit by the end of the century. And as compared to sort of the mid-1800s, that's way above the target the world set a decade ago in the Paris agreement to hold warming to about 2.7 degrees Fahrenheit or 1 1/2 degrees Celsius. Beyond that level, climate impacts get much more damaging storms, wildfires and heat waves. Now, it's important, I think, for everyone to remember that countries can still take action to cut emissions faster than they are now to limit warming, but a lot more needs to be done. Under current policies, global emissions are set to fall by about 12% by 2035. NPR spoke to Alden Meyer. He works at a think tank, climate think tank called E3G. And what he says is emissions need to fall about five times faster than that to hit that temperature target.
Ashley Lopez
Yeah. Well, Michael, thank you so much for sharing your reporting with us.
Michael Copley
Yeah, of course. Thanks for having me.
Ashley Lopez
All right, it's time for a quick break. More on how Trump's climate policies might affect your wallet in a moment.
Sponsor/Announcer
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Ashley Lopez
And we're back. And now we're joined by NPR's Cars and Energy correspondent, Camila Domonosky. Hi, Camila.
Camila Domonosky
Hello. Hello.
Ashley Lopez
So earlier in the show, we talked about how President Trump is prioritizing fossil fuels. Camila, can you tell us how this has actually played out for the oil industry?
Sponsor/Announcer
Yeah.
Camila Domonosky
And you know, the president has always had kind of a contradictory stance on this, Right. Because he both wants oil prices to be very low. He celebrates $2 gasoline, and he talks about drill baby drill and booming oil production. And you really can't have both of those things. Right. High oil prices that consumers hate are what oil companies thrive on and what drives them to produce more. So in terms of where we actually are right now in the oil market, oil prices are quite low. You can't necessarily give Trump credit or blame for that either way. But globally, there's more oil than the world needs on the market. And so, in fact, with oil prices where they are right now, the US Oil industry is not drilling baby drilling. The active rig count is actually lower now than it was a year ago, meaning oil companies are drilling fewer new wells. Right. And so that's not great for the oil industry in terms of day to day profits, income. They were, you know, making more money under Biden in a lot of ways. But what the oil industry has gotten from President Trump are things that support the industry long term. Right. A lot of those changes that Michael was just talking about are things that directly benefit the oil industry in terms of making it harder to build renewables, things that lower the costs for oil companies stripping away environmental regulations that are quite expensive, expensive for them to comply with favorable tax treatment. The president has also opened up more area to production on land and possibly even offshore and in the Gulf. Again, that doesn't help today necessarily, but companies are playing a long game here. I will also note that one of the very few climate policies that the Trump administration has maintained support for is carbon capture, which is something that a lot of oil companies support because they could really benefit from it. In fact, it could actually expand oil oil production. So again, these companies are playing a long game where maybe they're not feeling the immediate financial boost but these are changes that structurally could lock in oil demand for years or decades to come. Yeah.
Tamara Keith
And as Camilla says, President Trump has made no secret of his desire to be very friendly to the oil and gas industry. Do whatever they need to. As she said, drill, baby, drill. That is his mantra. And he is, I would say, obsessed with gas prices. He talks about gas prices constantly, every day. He mostly says gas prices are lower than they actually are. But he is watching those prices. He wants them to come down. He's talking about it all the time. The idea being, you know, earlier I talked about the cost of living as a major political issue. His view that he expresses regularly is that if gas prices are low, then people will have more money for other things. If gas prices are low, people will be happy.
Camila Domonosky
Yeah. And the oil industry sort of winces and ignores it every time he talks about $2 gasoline because they do not love that idea. But there's enough other things that they love that they can overlook it.
Tamara Keith
And there is $2 gasoline at, like, a few stations around the country. We are not there yet.
Ashley Lopez
Yeah. So, Tam, the White House has been making a lot of changes as well regarding electric vehicles. I mean, what can you tell us about that?
Tamara Keith
The White House did move with Congress to end tax credits for. For electric vehicles. That was also part of the one big beautiful bill. They have revoked California's emissions rules that required car companies to make electric vehicles. One thing to know about the vehicle market is that California for decades has basically set the very stringent rules and then other states have followed or car companies have basically made vehicles to the California standard, and that has affected the standard nationwide. The White House is like, we don't like your standard and we're taking away the waiver you had to allow you to do that. And then just sort of big picture, the policy has been gas good electric vehicles.
Camila Domonosky
Eh?
Tamara Keith
I mean, if you're into that kind of thing, I guess, is basically the White House position. And Camilla, I think that we've actually seen the industry make changes. We've seen what the Ford F150 electric truck is, is going to be a thing of the past already.
Camila Domonosky
Yeah. They stopped making the all electric lightning and there will be no more. They will come out with a plug in hybrid version, so it'll have a gas tank. And this is in part, you know, demand has been slower than expected for these vehicles. But the Trump administration's really dramatic policy change here is also playing a role. Right. They're taking away these incentives like the tax credit. They're Also taking away requirements like emissions rules and fuel economy rules that pushed to make these. Those are in the process of being rolled back, but they actually already got rid of the penalties. This was part of that one big beautiful bill act. They got rid of the penalties for not complying with fuel economy rules. So companies are building more big gas guzzling trucks because they can. The industry is also really watching what's happening with chargers where the federal government has under Trump, frozen spending that Congress had allocated for chargers. And that's something that has prompted several lawsuits from states. States, obviously charger availability is a huge factor for people who are thinking about EVs. Possibly. You know, I've heard an argument that that's more important than the tax credits are in terms of changes in federal policy on this. But it's been another complete 180 from this administration. Yeah.
Ashley Lopez
So the Environmental Protection Agency has proposed reversing its endangerment finding. That has basically been the basis of federal climate regulations for over a decade now, although the Supreme Court has already ruled that greenhouse gas emissions are covered by federal law. Tam, what is the White House's argument for proposal?
Tamara Keith
The White House argument is that the EPA doesn't have that authority to regulate greenhouse gases and that there's no reason for them to be regulated at all. This is still in the proposal phase, which means that it hasn't been finalized yet. But if it were to be finalized, that would mean that all EPA standards based on fighting climate change would be void.
Ashley Lopez
So, Camilla, if this proposal were finalized, how could that affect the auto industry? What would like the real world implications of this be?
Camila Domonosky
Yeah, you know, again, we are already seeing changes to what companies are doing while these changes are still underway. Right. They have to plan years ahead. And they're sort of reading the tea leaves that under the Trump administration, they're not going to have to make these electric vehicles. But at the same time, the auto industry isn't going to. It really can't pull back completely from electric vehicles and from hybrids, things that these regulations encouraged. Right. And partly that's because of market demand. There are people who really want to buy EVs who like having fuel efficient, cleaner cars. Right. And then they also are global companies, they sell vehicles globally. The rest of the world is still significantly more interested in cleaner vehicles. And Chinese electric vehicles are kicking the Western automakers butts right now globally. So they have to bring something to compete with that. And one more point is they know that the policies could change again. Right. There has been a just series of whiplash in terms of the federal government's position on fuel economy standards and these emissions standards, every new president, there's a completely different set of rules. And so they sort of have to be prepared for multiple futures.
Tamara Keith
And if gas prices were to go up for some reason, and you're back up at $5 a gallon gas, all.
Camila Domonosky
Of a sudden more people want EVs.
Tamara Keith
Demand will be there for EVs.
Camila Domonosky
Yep.
Ashley Lopez
We've been talking a lot about consumer prices. I am curious how all this affects the prices of cars for folks.
Camila Domonosky
Yeah. I mean, it's complicated. So certainly the Trump administration argues that easing these regulations will make cars cheaper.
Ashley Lopez
It.
Camila Domonosky
It could in some cases make a specific car cheaper, not to have to try to make it more fuel efficient, but that's canceled out by the fact that the person who buys that car will need to buy more gasoline. Also, to the extent that these policies encourage very large trucks to be sold, those are expensive vehicles. Right. Meanwhile, gasoline is cheap Right. Now, again, no matter who is president, I say this over and over again, the president doesn't actually set gasoline prices. So hard to attribute that to Trump policies directly, but that's, that's certainly helping drivers right now. And then, you know, the Trump administration has also established these tariffs, which car companies have mostly eaten, the cost of, which is interesting, but they've increased prices a little bit. On the other direction, there's this interest deduction for car purchases that could help middle class car buyers a bit. Lower interest rates would help a lot. So there's, There's a lot of factors. It's messy. I do think nobody should hold their breath expecting car prices to plunge. Right. That would be extremely surprising.
Sponsor/Announcer
Yeah.
Ashley Lopez
Camille, you've also done some reporting on increasing car insurance rates. Like what's happening there. Why are they costing more?
Camila Domonosky
Yeah, you know, just like those home insurance rates that Michael was talking about. It's that the insurers are having to pay more. Costs went up for parts, for replacement cars, for repairs, medical bills went up. Crashes also got worse during the pandemic because when roads emptied out, people drove faster, and there are more serious crashes. Anyway, this all has to get passed along to the ratepayer. And the rates for car insurance have gone up extraordinarily. And what this means for people, we are seeing more people driving without car insurance, which is illegal in almost every state and risky in multiple ways. More people are underinsured on their cars, meaning if they got in a catastrophic accident, they'd be in a really tough spot with the payout not being able to cover the cost of a car. More people are giving things up to afford their car insurance. You know, I will just note that every expert who I've talked about this says shop around for car insurance. Don't just assume that you have the best rate. And if you're in the market for a new car, price out the insurance before you decide because it is such a significant part of the cost of car ownership for folks right now.
Michael Copley
Wow.
Camila Domonosky
All right.
Ashley Lopez
Well, let's leave it there for today. It was great chatting with you, Camilla.
Camila Domonosky
Oh, thank you. It was a pleasure.
Ashley Lopez
I'm Ashley Lopez. I cover voting.
Tamara Keith
And I'm Tamara Keith. I cover the White House.
Ashley Lopez
And thank you for listening to the NPR Politics podcast.
Camila Domonosky
2026 will mark NPR's first year in half a century without federal funding. But what won't change is public radio belongs to the public. Your monthly investment, no matter the size, is how we will stay resilient and how we'll plan for challenges to come help us start the new year defunded but not defeated. Visit donate.NPR.org this is Ira Glass on this American Life.
Michael Copley
We tell stories about when things change, like for this guy, David, whose entire life took a sharp, unexpected and very unpleasant turn.
Tamara Keith
And it did take me a while.
Michael Copley
To realize it's basically because the monkey pressed the button.
Camila Domonosky
That's right, because the monkey pressed the button.
Michael Copley
Surprising stories every week wherever you get your podcasts. What's the best Christmas gift you've ever received? Was it the laughter of your children? The love of a good friend? A smile on your partner's face? Yeah, well, we're not talking about any of that nonsense. We're talking about actual, tangible Christmas presents, that one toy you found waiting for you under the tree and still think about from time to time. Listen to Pop Culture Happy Hour in the NPR app or wherever you get your podcasts.
Episode: Year In Review: Trump’s Environmental Policy
Date: December 25, 2025
Host/Panel: Ashley Lopez, Tamara Keith, Michael Copley, Camila Domonosky
This episode takes a comprehensive look at President Trump's environmental and climate policies during 2025, examining their impact on domestic emissions, renewable energy, fossil fuels, home and car insurance, and U.S. engagement with international climate efforts. Insights are provided into legislative changes, economic implications for ordinary Americans, and the broader political and global context, with reporters drawing on both data and firsthand expertise.
[00:34–02:36]
[03:23–06:05]
[06:05–08:02]
[08:02–09:36]
[11:16–14:26]
[14:42–17:55]
[19:04–21:41]
The episode paints a stark picture of how, in 2025, President Trump’s administration initiated sweeping rollbacks of Biden-era climate policies, realigning the U.S. with fossil fuels, slashing support for renewables and electric vehicles, and disengaging from international climate agreements. The effects ripple from emissions projections to consumer wallets—via energy and insurance prices—and have profound implications for the planet’s climate trajectory.
The discussion underscores that while energy and climate remain polarizing topics in D.C., the pressures of rising costs—be it from disasters or insurance—are felt by all Americans, making these policy debates immediately relevant beyond the wonkier corners of Washington.