Breaking up is hard — and breaking up with your financial advisor after 10+ years? Still hard.

In this episode, Tracy shares a deeply personal (and wildly uncomfortable) story about ending a long-standing relationship with her financial advisor — why it stopped feeling right, how she navigated the guilt and fear, and what ultimately helped her reclaim agency over her money.

What started as a financial decision quickly revealed powerful parallels to clinical medicine, career decisions, and the ways clinicians stay too long in professional relationships that quietly stop serving them.

This episode is about trusting your gut, demanding transparency, and remembering that you get to decide who walks alongside you — in your finances, your career, and your life.

In this episode, you’ll hear:

What finally made Tracy realize her advisor relationship wasn’t working anymore
Why “just trust me” is not education — in medicine or money
How using ChatGPT helped remove the emotional labor of writing a hard email
The striking parallels between financial advising and clinical burnout
What good financial advisory support should actually look like
Why understanding fiduciary responsibility matters more than most people realize
How reclaiming agency in your finances mirrors reclaiming agency in your career

Key takeaways:

You deserve to understand how your advisor is paid
Transparency is non-negotiable
Your advisor should be a teacher and partner
Your intuition is data — listen to it
You are allowed to outgrow long-standing relationships

Alignment matters more than familiarity
SPONSORS:

ADVANCED PRACTICE PLANNING, LLC: advancedpracticeplanning.com/fi

CM&F INSURANCE
www.cmfgroup.com/ThePAIsIn

🎧 Listen now and ask yourself: Where am I staying out of comfort instead of alignment?

Keywords: financial advisor breakup, switching financial advisors, fiduciary financial advisor, how financial advisors get paid, fee only vs commission advisor, clinician finances, money for physician assistants, trusting your gut in finances, financial education for clinicians, reclaiming agency, burnout and finances, financial planning for PAs, advanced practice provider wealth building, transparency in investing, choosing a financial advisor

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⁠1-ON-1 NEGOTIATION CONSULT ⁠https://calendly.com/the-pa-is-in/negotiate⁠⁠

CONNECT WITH TRACY 🤝

⁠LINKEDIN ⁠https://www.linkedin.com/in/tracybingaman/⁠⁠

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WEBSITE⁠ ⁠⁠⁠https://www.tracybingaman.com⁠

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