Podcast
The Property Academy Podcast
Hosted by Opes Partners · EN
The Property Academy Podcast is a daily show that gives you insight, analysis and strategies for how to get the most out of the NZ property market.
It's hosted by Ed and Andrew from Opes Partners.
Ok, now for the legal bit. The Property Academy Podcast is for your general information. It’s not financial advice.
So the hosts aren’t telling you what to do with your own money. We’ve made every effort to make sure the information is accurate. But we occasionally get the odd fact wrong. Make sure you do your own research or talk to a financial adviser before making any investment decisions.
156episodes
Episodes
Newest firstAll episodes
Cash Or Equity? The Better Investment Deposit⎟Ep. 2497
4w ago00:13:10Tap to summarizeYou've saved your deposit. Now comes the harder question: should you use your cash or your equity?In this episode, Ed and Andrew compare both strategies using real numbers, showing why the answer isn't always as obvious as it first seems. You'll learn: Whether to use cash or equity for your next investment property deposit A full worked example showing what the numbers actually look like The counter-intuitive decision most experienced investors make The best choice isn't always the one that makes a single property look better. It's the one that puts your overall financial position ahead. And if you want to talk to one of our mortgage advisers, just reach out to Opes Mortgages for a free meeting.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Transcribe →Do I Now Regret Buying 3x Properties in NZ?⎟Ep. 2496
Jul 1200:17:04Tap to summarizeI bought 3 investment properties right at the top of the market. Then house prices fell. So, do I regret it?In this episode, Ed puts his own property portfolio under the microscope and answers the question many investors have asked themselves over the last few years. You'll learn:Whether Ed regrets buying 3 properties near the market peak The maths he uses to stay focused during market downturns The 7-question framework that can help determine whether property investing is right for you The biggest factor isn't whether you bought at the perfect time. It's whether your investment strategy matches your risk tolerance and how long you're prepared to hold.Try out the Opes Long Term Growth calculator for yourself.And try out Ed's Risk Quiz here.And if you want to talk to one of our mortgage advisers, just reach out to Opes Mortgages for a free meeting.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Transcribe →We Moved Overseas... And Kept Both Houses⎟Ep. 2495
Jul 1100:15:36Tap to summarizeThey moved to the UAE.An overseas move changed their property journey in a completely different direction.In this Case Study Sunday, Bridget shares how two owner-occupied homes became part of a long-term investment plan. You'll learn: How two owner-occupied homes became investment properties What it's really like managing two rentals from overseas How Bridget and her partner are working towards buying a third property The best investment plan isn't always the one you started with. It's the one you adapt as life changes.And if you want to talk to one of our mortgage advisers, just reach out to Opes Mortgages for a free meeting.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Transcribe →Think Your House Is Worth More? Think Again⎟Ep. 2494
Jul 1000:12:22Tap to summarizeThink your property is worth more than it really is? That mistake could stop your next mortgage application before it even gets started.In this episode, Ed and Andrew explain why so many investors overestimate their property's value, how it affects your borrowing power, and the simple check to make before you walk into the bank. You'll learn: The one mistake that can kill your mortgage application Why investors often overestimate their property's value The one thing to do before applying for your next loan Guessing your property's value is easy. Knowing what the bank thinks it's worth is what really matters.And if you want to talk to one of our mortgage advisers, just reach out to Opes Mortgages for a free meeting.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Transcribe →The Things That Shock New Landlords Most⎟Ep. 2485
Jul 100:17:57Tap to summarizeMost people think being a landlord is all about collecting rent.Then reality kicks in. In this episode, Ed and Andrew sit down with Tiffany Bracey from Opes Property Management to count down the 5 things that shock new landlords the most. You'll learn:The top 5 surprises new landlords face How often can you really increase the rent The thing landlords are scared of (but shouldn’t be)The surprising part? Some of the things landlords worry about most turn out to be relatively straightforward. While some of the day-to-day realities they never expected can have a much bigger impact on their investment.Book a meeting to start your path to financial freedom with a detailed financial plan for $0.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Transcribe →The Boarding House Catch Nobody Talks About⎟Ep. 2484
Jun 3000:16:57Tap to summarizeBoarding houses can generate rental yields that most property investors only dream about. But there's a reason for that.In this episode, Ed and Andrew unpack the reality of investing in boarding houses. You'll learn:Should you invest in boarding houses … pros and cons revealedHow much rental yield can a boarding house generate Who should buy a boarding house ... and who should probably avoid it While boarding houses can produce significantly more cashflow than a standard rental, the higher returns often come with more management, more compliance, and more moving parts than most investors expect.Book a meeting to start your path to financial freedom with a detailed financial plan for $0.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Transcribe →Can You Trust the Prices You See on Trade Me?⎟Ep. 2483
Jun 2900:12:50Tap to summarizeYou find the perfect property on Trade Me.It's listed between $800,000 and $900,000. But can you actually buy it for that? In this episode, Ed and Andrew unpack how price ranges really work. You'll learn: Where Trade Me price ranges actually come from How far below the asking price do properties typically sell The rule of thumb to use before you bid at auction The surprising part? The number you see on a listing isn't a valuation. It's often just a starting point for the conversation. Book a meeting to start your path to financial freedom with a detailed financial plan for $0.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Transcribe →If You’re Serious About Building Wealth in New Zealand, Start Here!⎟Ep. 2482
Jun 2800:21:53Tap to summarizeMost Kiwis are told to work hard, pay off their mortgage, contribute to KiwiSaver, and everything will work out. But what if that's no longer enough?In this episode, Ed and Andrew break down the 6 laws of wealth building they believe every New Zealander should understand. You'll learn: Why building assets is different from earning a salary The money maths most Kiwis never run The 6 laws that can help accelerate your wealth-building journey Building wealth isn't usually about finding the perfect investment. It's about consistently following the right principles over a long period of time.Book a meeting to start your path to financial freedom with a detailed financial plan for $0.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Transcribe →She Started With A Student Loan ... Now Her Daughter Does The Accounts⎟Ep. 2474
Jun 2700:17:42Tap to summarizeMost students use their student loans to get through university. This Kiwi investor used hers to buy a property. Today, she's built a $6.5 million property portfolio ... and now has her 14-year-old daughter helping with the accounts.In this Case Study Sunday, you'll learn:How she used her student loan to buy her first property The strategy she used to build a $6.5 million portfolioHow she's teaching her daughter about money through real-world experienceThe best part? For this investor, property was never really about the houses. It was about creating choices ... whether that's taking time off during school holidays, travelling with her daughter, or working because she wants to, not because she has to.Book a meeting to start your path to financial freedom with a detailed financial plan for $0.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Transcribe →The Tenant Took Them To Tribunal ... Then This Happened⎟Ep. 2480
Jun 2600:14:10Tap to summarizeMany landlords dread getting a Tenancy Tribunal notice. But should they?In this episode, Ed and Andrew unpack how the Tenancy Tribunal actually works, what the most common disputes look like, and why being taken to the Tribunal isn't necessarily a sign that something has gone wrong. You'll learn: Whether landlords should really be worried about the Tenancy Tribunal What a typical Tribunal case looks like from start to finish How much delays can cost when dealing with rent arrears The surprising part? Most disputes never make it to a hearing. And when they do, the outcome often comes down to one thing...Book a meeting to start your path to financial freedom with a detailed financial plan for $0.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
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