In this Friday Fundamentals episode, Shane Pope and Luke Oxenham tackle a very practical question:

If you already own property, what’s the smartest next move?

With the tax landscape changing and investors reassessing their options, this conversation explores why growth still matters most — and why your principal place of residence may be more important than ever in shaping your next step.

Shane and Luke unpack the idea of improving your home, releasing equity, and getting positioned to act while others are still sitting on the sidelines.

They also discuss why the current environment may be creating a rare opportunity for upgraders, particularly with fewer investors competing in the market.

If you already own property and you’re trying to work out what comes next, this is a timely one.

Got a question or a “hill” you want us to unpack? Send it through here 👉 https://thepropertycouch.com.au/topics/

⏱️ Timestamps

00:29 – Welcome back to Friday Fundamentals
00:57 – Why this question matters right now
01:28 – If you already own property, what’s the smartest next move?
01:39 – Shane’s “PPOR maxing” strategy
02:01 – Has growth become even more important than tax benefits?
03:01 – Improving your home and releasing equity
03:50 – What changed for investors and lenders
04:41 – Why principal place of residence strategy matters more now
05:24 – Why upgraders may be in a stronger position
05:59 – What happens when investors pull back from the market
06:17 – Is now the time to jump to the next rung?
07:00 – Final thoughts and send in your questions

LISTEN TO THE FIRST 20 EPISODES HERE >>

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