In this Friday Fundamentals episode, Shane and Evan Lucas unpack a much bigger issue than the usual property or tax headline:

has the social contract around work, education and getting ahead been broken?

Evan argues that the current debate around intergenerational inequality is focusing too heavily on the margins while missing the core problem.

For many Australians, the traditional path of studying hard, working hard, and moving forward financially does not feel as reliable as it once did. Education costs more, HELP debts are larger, taxes bite earlier, and the reward for extra effort can feel less clear.

This episode explores the deeper structural issues behind the frustration many people feel — and why the real conversation needs to go beyond surface-level policy fixes.

Got a question or a “hill” you want us to unpack? Send it through here 👉 https://thepropertycouch.com.au/topics/

⏱️ Timestamps

00:09 – Welcome back to Friday Fundamentals
00:20 – Evan’s hill to die on
00:37 – Why the intergenerational equality debate feels off
00:55 – The old promise: work hard and get ahead
01:12 – Why education used to deliver a bigger payoff
01:52 – What changed after the GFC
02:19 – HELP debt, inflation and the cost of getting ahead
03:17 – Why the incentive structure feels broken
04:13 – Is the government too reliant on one type of tax revenue?
05:26 – Why this debate is bigger than CGT and negative gearing
06:32 – Could tax bracket indexation help?
07:26 – Younger workers, older wealth and structural imbalance
08:39 – Final thoughts and what actually needs fixing

LISTEN TO THE FIRST 20 EPISODES HERE >>

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