Most people hear "$1.46 million" and give up before they even start. That number just went up $200,000 in ONE year — and it's stealing your hope before you even try.

But here's the truth: you don't need that number. You need a plan.

In this episode, I'm breaking down exactly what to do — no matter your age, your income, or how far behind you feel. Whether you're 25 or 55, this is your retirement roadmap.

In this video you'll learn:

- Why the $1.46M number is misleading millions of Americans

- The real retirement number YOU actually need

- A step-by-step action plan by age (25, 35, 45, and 55)

- How to start building wealth with as little as $50/month

- Why you can NOT count on Social Security or an inheritance

- The one mistake that keeps most families broke for generations

Your Retirement Roadmap:

✅ Write down your retirement vision — tonight

✅ Track every dollar for 30 days

✅ Set up an automatic transfer — even $10 counts

✅ Open or increase your retirement account

✅ Make one extra debt payment this week

✅ Research HSAs and health care options

✅ Build your plan WITHOUT counting on Social Security

Nobody is coming to save you. But you can save yourself — and your family — starting today.

ABOUT ANTHONY ONEAL:

Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com

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Connect With Anthony:

👉 Website: https://www.anthonyoneal.com

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🎵 TikTok: @_anthonyoneal

FREE TOOLS & RESOURCES:

📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget

🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan

📞 Call In & Be On The Show: (771)-224-8131

TRUSTED PARTNERS:

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Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community!

⚠️ GENERAL DISCLAIMER

This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions.

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