Podcast
The Table with Anthony ONeal
Hosted by The Neatness Network · EN
Welcome to The Table with Anthony O'Neal, the show built to help you get out of the red and into the black. Hosted by #1 national bestselling author, professor, and trusted money expert Anthony O'Neal, The Table is where faith meets finance and vision meets strategy. Each episode gives you the tools, truth, and proven systems to break free from debt, build real wealth, and design a life of freedom on any income.
You'll learn how to write a vision for your money, eliminate consumer debt for good, build margin, invest with confidence, and leave a legacy that lasts for generations. This isn't hype. This is wealth architecture, one conversation at a time.
Pull up a seat. Your freedom is on the other side.
📘 Pre-order Anthony's brand new book Stop Living Paycheck to Paycheck at anthonyoneal.com/book
58episodes
Episodes
Newest firstAll episodes
10 Worst States to Live in If You Want to Get Ahead Financially in 2026
3d ago00:25:09Summary readyWhere you live could be hurting your ability to build wealth.In this episode of The Table with Anthony O'Neal, Anthony breaks down CNBC's 2026 rankings of the 10 worst states to live in if you want to get ahead financially. But this isn't just another countdown. He explains why financial freedom is about more than your income and how factors like healthcare, childcare, crime, worker protections, and cost of living can quietly drain your budget and limit your opportunities.This episode will help you evaluate where you live through a wealth-building lens. Anthony also shares practical steps you can take to protect your finances, even if you have no plans to move.Read the Article: https://www.cnbc.com/2026/07/11/worst-states-to-live-in-america-2026.htmlKEY POINTS 00:00 – Introduction04:48 – Building wealth is about more than math, your environment matters too05:57 – The five factors that can quietly cost you thousands each year06:24 – The 10 worst states to live in financially, ranked from #10 to #119:46 – What to do if you already live in one of these states21:14 – Why a bigger paycheck isn't always a financial upgrade21:36 – How to build wealth no matter where you live22:55 – Why the goal isn't more money, it's more freedomQUOTES "Building wealth is math plus environment.” – Anthony O'Neal"A bigger paycheck and a state that costs you more in hidden ways is not a raise. Sometimes it's a pay cut disguised as an opportunity." – Anthony O'Neal"What's the course we're aiming for? You all know it's not more money. It's more freedom. Money plays a role in that. But freedom is the end goal." – Anthony O'NealABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.comConnect With Anthony:👉 Website: https://www.anthonyoneal.com📸 Instagram: https://www.instagram.com/anthonyoneal🎵 TikTok: @_anthonyonealFREE TOOLS & RESOURCES:📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan📞 Call In & Be On The Show: (771)-224-8131TRUSTED PARTNERS:These tools help you win with money:- SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings- Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly- Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff- MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo- Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos- BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelpAffiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community!⚠️ GENERAL DISCLAIMERThis content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
Summary77% Couldn't Survive One Late Paycheck. Could You?
4d ago00:12:25Summary ready77% of households couldn't survive one late paycheck. If that number scares you even a little, this episode is for you.Today on The Table, Anthony O'Neal breaks down why decent, hardworking people making real money still feel trapped paycheck to paycheck, and walks you through the exact 10-minute exercise to find out how many days you could actually survive if your income stopped tomorrow.Timestamps:0:00 – The question most people won't answer honestly1:00 – Anthony's story from the collection agency3:00 – The truth behind the 77% stat6:30 – Self-diagnosis: are you trapped?7:30 – Today's move: calculate your real number8:30 – Where this fits in the 5-phase plan9:15 – Get the full step-by-step systemIf this episode helped you see your situation clearly, hit subscribe and join the movement. We're building 1 million strong E3 family members who are done living reactive and ready to live on purpose with their money.Get the full step-by-step plan in Anthony's new book, Stop Living Paycheck to Paycheck: anthonyoneal.com/bookABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.comConnect With Anthony:👉 Website: https://www.anthonyoneal.com📸 Instagram: https://www.instagram.com/anthonyoneal🎵 TikTok: @_anthonyonealFREE TOOLS & RESOURCES:📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan📞 Call In & Be On The Show: (771)-224-8131TRUSTED PARTNERS:These tools help you win with money:- SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings- Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly- Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff- MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo- Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos- BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelpAffiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community!⚠️ GENERAL DISCLAIMERThis content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
SummaryI Made $25,000 a Year as a Youth Pastor. Now I Make $100k+ a Month. (Copy ME)
5d ago00:34:49Summary readyAt 19, I was homeless with $35,000 in debt and no one in my family who knew how to build wealth. Today, I'm giving you the exact 6-step plan that changed everything.This isn't about making more money — it's about mastering the system most people never learn. In this episode, I break down the mindset shift, the budgeting method, the debt-elimination strategy, and the investing principles that took me from broke to financially free.If you've ever felt like wealth is "for other people," this episode is for you.ABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.comConnect With Anthony:👉 Website: https://www.anthonyoneal.com📸 Instagram: https://www.instagram.com/anthonyoneal🎵 TikTok: @_anthonyonealFREE TOOLS & RESOURCES:📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan📞 Call In & Be On The Show: (771)-224-8131TRUSTED PARTNERS:These tools help you win with money:- SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings- Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly- Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff- MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo- Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos- BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelpAffiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community!⚠️ GENERAL DISCLAIMERThis content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
SummaryHow To Pay Off $25,000 in Debt on a $45K Salary In 9 Months (Real Plan)
1w ago00:30:04Summary readyA Gen Z creator went viral saying she won't take financial advice from anyone born before 1990. Millions of people sent me this video expecting me to go after her. Instead, I'm doing something different. I'm telling you what she got right, what she got wrong, and why 124 trillion dollars is about to change hands between generations, and most people are not ready to catch it.This is not a reaction video. This is a real conversation about debt, about the economy, about whether the "rules" have actually changed or if we've just stopped applying what works. If you've ever felt like you're doing everything right and still falling behind, this episode is for you.Watch until the end. I give you 5 things to do starting today, not next month.Websites Mentioned in This Episode:- https://www.anthonyoneal.com/book — Pre-order Stop Living Paycheck to Paycheck and get over $275 in free bonuses (before August 20th)- https://www.anthonyoneal.com/invest — Compare top investing platforms and open your first account- https://www.anthonyoneal.com/savings — Open a high-yield savings account- https://www.anthonyoneal.com/ethos — Get a term life insurance quote in 10 minutesABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.comConnect With Anthony:👉 Website: https://www.anthonyoneal.com📸 Instagram: https://www.instagram.com/anthonyoneal🎵 TikTok: @_anthonyonealFREE TOOLS & RESOURCES:📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan📞 Call In & Be On The Show: (771)-224-8131TRUSTED PARTNERS:These tools help you win with money:- SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings- Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly- Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff- MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo- Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos- BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelpAffiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community!⚠️ GENERAL DISCLAIMERThis content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
SummaryI Found a Bank Paying 4.1% — Yours Pays 0.38% (Get This Account Today)
2w ago00:25:00Summary readyYour bank is making money off of you right now — and you don't even know it. While your savings account sits there earning almost nothing, the bank is lending out your money and earning 7, 8, 9 percent. Meanwhile, you're getting paid pennies and told to be grateful.Today I'm breaking down exactly why the average traditional savings account is failing you, what a high-yield savings account actually is, and the five accounts I'd personally recommend right now — with real numbers so you can see exactly what you're missing.This isn't about taking a risk. Your money is still FDIC insured. It's about finally putting your money somewhere it can actually work for you.Family, this is one of the simplest moves you can make this year. It takes five minutes. No advisor. No degree. No excuse.🔗 GET ACCESS TO THESE HIGH-YIELD SAVINGS ACCOUNTS:https://www.anthonyoneal.com/savings0:00 - The truth about what your bank is doing with your money2:00 - What a high-yield savings account actually is (and why it's safe)6:00 - Real numbers: $38 a year vs $410 a year on the same $10,00011:00 - The 5 best high-yield savings accounts right now18:00 - Your step-by-step action plan21:00 - Final challenge before you go to bed tonightABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.comConnect With Anthony:👉 Website: https://www.anthonyoneal.com📸 Instagram: https://www.instagram.com/anthonyoneal🎵 TikTok: @_anthonyonealFREE TOOLS & RESOURCES:📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan📞 Call In & Be On The Show: (771)-224-8131TRUSTED PARTNERS:These tools help you win with money:- SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings- Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly- Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff- MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo- Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos- BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelpAffiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community!⚠️ GENERAL DISCLAIMERThis content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
SummaryStop Working Too Hard & Do THIS With Your Next $200 (Guaranteed To Work)
2w ago00:44:31Summary readyOn $55K a year, your first money move isn't a bigger paycheck. It's fixing the leak that's already there.In this episode, Anthony breaks down a sermon he gave at Union Church using the FAITH framework, showing why so many hardworking, faithful people stay broke even while praying, believing, and quoting scripture. If you're living on an average income and tired of your money disappearing before the month ends, this is where you start.Timestamps:0:00 Intro: The sermon that broke down money through faith2:15 Haggai 1:5: Why your paycheck goes in with holes already in it6:40 F: Give God your First (the tithing test on a real budget)14:20 A: Assign the other 90% (how to tell your money what to do)22:00 I: Increase your money (margin, saving, and building opportunity funds)29:30 T: Transformation (why your mindset has to keep evolving)33:00 H: Heritage (protection, paperwork, and preparation)40:00 The story of a man who died without a will, and what it cost his family44:00 Announcing the Freedom Circle community47:00 5 questions to ask before your next purchaseMentioned in this episode:Budgeting app (In The Black): anthonyoneal.com/appFreedom Circle community waitlist: coming soon, link to be addedHigh yield savings account breakdown (referenced episode): link in pinned commentWe're building toward 1 million E3 family members who are done being broke and faithful at the same time. If this episode challenged you, hit subscribe and share it with someone who needs to hear it this week.ABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.comConnect With Anthony:👉 Website: https://www.anthonyoneal.com📸 Instagram: https://www.instagram.com/anthonyoneal🎵 TikTok: @_anthonyonealFREE TOOLS & RESOURCES:📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan📞 Call In & Be On The Show: (771)-224-8131TRUSTED PARTNERS:These tools help you win with money:- SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings- Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly- Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff- MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo- Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos- BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelpAffiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community!⚠️ GENERAL DISCLAIMERThis content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
SummaryWhat to Do With Your Next $200 (Even If You're Behind)
3w ago00:37:37Summary readyIf you are making more money than ever but still feel broke, this video is for you. Anthony breaks down the 7 unspoken money rules that were passed down to you without your permission and shows you exactly how to break them starting with your next $200.Most people are not bad with money. They were just handed a broken code. Today we name it, we claim it, and we change it.IN THIS VIDEO:00:00 Why income alone will never build wealth01:45 The Broke Code: What it is and where it came from02:20 Rule 1: Who you marry is your biggest financial decision05:10 Rule 2: Lifestyle inflation and why your raise made you broker12:00 Rule 3: Why emergencies keep wrecking your progress17:45 Rule 4: Stop taking financial advice from broke people21:00 Rule 5: Your job is your biggest client, not your only one25:10 Rule 6: Why quitting when it gets hard is costing you everything31:50 Rule 7: What you are actually leaving your children36:00 Your 90-day action plan to break the codeYOUR NEXT STEPS:- Start your emergency fund today with a high-yield savings account: https://www.anthonyoneal.com/savings- Get your free budget and financial plan: https://www.anthonyoneal.com/app- Get term life insurance in 10 minutes: https://www.anthonyoneal.com/ethos- Get Anthony's book, Stop Living Paycheck to Paycheck: https://www.anthonyoneal.com/bookABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.comConnect With Anthony:👉 Website: https://www.anthonyoneal.com📸 Instagram: https://www.instagram.com/anthonyoneal🎵 TikTok: @_anthonyonealFREE TOOLS & RESOURCES:📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan📞 Call In & Be On The Show: (771)-224-8131TRUSTED PARTNERS:These tools help you win with money:- SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings- Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly- Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff- MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo- Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos- BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelpAffiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community!⚠️ GENERAL DISCLAIMERThis content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
SummaryHow $200 a Month Can Build a $200,000 Retirement (Even If You're Starting Late)
3w ago00:26:03Summary readyMost people hear "$1.46 million" and give up before they even start. That number just went up $200,000 in ONE year — and it's stealing your hope before you even try.But here's the truth: you don't need that number. You need a plan.In this episode, I'm breaking down exactly what to do — no matter your age, your income, or how far behind you feel. Whether you're 25 or 55, this is your retirement roadmap.In this video you'll learn:- Why the $1.46M number is misleading millions of Americans- The real retirement number YOU actually need- A step-by-step action plan by age (25, 35, 45, and 55)- How to start building wealth with as little as $50/month- Why you can NOT count on Social Security or an inheritance- The one mistake that keeps most families broke for generationsYour Retirement Roadmap:✅ Write down your retirement vision — tonight✅ Track every dollar for 30 days✅ Set up an automatic transfer — even $10 counts✅ Open or increase your retirement account✅ Make one extra debt payment this week✅ Research HSAs and health care options✅ Build your plan WITHOUT counting on Social SecurityNobody is coming to save you. But you can save yourself — and your family — starting today.ABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.comConnect With Anthony:👉 Website: https://www.anthonyoneal.com📸 Instagram: https://www.instagram.com/anthonyoneal🎵 TikTok: @_anthonyonealFREE TOOLS & RESOURCES:📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan📞 Call In & Be On The Show: (771)-224-8131TRUSTED PARTNERS:These tools help you win with money:- SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings- Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly- Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff- MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo- Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos- BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelpAffiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community!⚠️ GENERAL DISCLAIMERThis content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
SummaryShe Made $72,000 a Year, Did Everything Right, and Had Nothing to Show For It
4w ago00:27:53Summary readyShe was 28 years old, making $72,000 a year, current on every single bill — and she sat across from me and cried.Not because she was broke.Because she did everything right and had nothing to show for it.No savings. No investments. Just a pile of payments that felt like chains.That moment changed how I talk about money forever.The truth is — most of us are following a blueprint that was never designed to build wealth. It was designed to survive. And the people who handed us that blueprint? They loved us. But love doesn't make a belief true.In today's episode, I'm breaking down the 3 beliefs your family passed down that are quietly destroying your chances at real financial freedom — and exactly what to do instead, no matter how old you are or where you're starting from.In this episode:Why doing everything "right" can still leave you brokeThe 3 inherited money beliefs that are keeping your family stuckWhy debt is a choice, not a fact of lifeHow silence about money is a generational tax on your familyThe new blueprint — debt freedom, multiple income streams, and financial transparencyWhat I would do at 25, 35, 45, and 55 to start building real wealth todayTake action right now:📗 Pre-order my new book Stop Living Paycheck to Paycheck + get over $275 in free bonuses → anthony.com/book📊 Upload your debt and get your actual payoff date → anthony.com/app📈 Compare the top investing platforms and open your first account today → anthony.com/investtimestamps:00:00 — The woman who did everything right and had nothing00:00 — The blueprint your parents gave you00:00 — Belief #1: Debt is a fact of life00:00 — Belief #2: A good job is the goal00:00 — Belief #3: Money is not something you talk about00:00 — The new blueprint: 3 pillars to financial freedom00:00 — Practical steps to start todayAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
SummaryI Spent $200,000 Trying to Impress People Who Don't Even Talk to Me Anymore
Jul 900:31:44Summary readyAt 23, I bought a car I couldn't afford to impress people who don't even call me anymore.When I add up the payments, the insurance, the interest, and the opportunity cost of what that money could have become — that one decision cost me close to $200,000.Not in cash. In wealth I never built.And that car was just the beginning. The apartment. The clothes. The trips. The dinners. Every dollar I spent performing wealth was a dollar that never got to actually become wealth.In this video I'm giving you the 5 lessons I wish someone had told me at 25 — because if you're in your 20s, 30s, or even 40s, this information can change the trajectory of your financial life.What we cover:- Why your spending is not a money problem — it's an identity problem- Why making more money will NOT fix your finances (it will amplify the problem)- The real cost of waiting to invest — and the math that will shake you- How the people around you are quietly shaping your financial behavior- The difference between building YOUR wealth vs. funding everyone else'sTake action today:- Pre-order my NEW book Stop Living Paycheck to Paycheck and get over $275 in free bonuses — but you must act before August 2:👉 https://www.anthonyoneal.com/book- Compare the top investing platforms and open your first investment account today — start with as little as $1:👉 https://www.anthonyoneal.com/investIf this video helped you, do one thing:Share it with someone in their 20s or 30s who needs to hear this before they make the same mistakes I made.The cycle of financial struggle in our families does not break by accident.It breaks because someone decided to pass the information on.That someone is you.Connect with Anthony:📱 Instagram: @AnthonyONeal🎙️ Podcast: The Table with AO📺 Subscribe for new videos every week#PersonalFinance #MoneyMistakes #WealthBuilding #AnthonyONeal #StopLivingPaycheckToPaycheck #FinancialFreedom #BlackWealth #InvestingA few notes on why this description is built this way:The opening 3 lines mirror the emotional hook of the title — YouTube shows those first lines in search results, so they need to pull people inThe bullet breakdown feeds YouTube's algorithm with keyword-rich content without feeling roboticThe CTAs are sequenced — book first (time-sensitive), invest second (evergreen)The closing paragraph is designed to trigger shares, which signals watch time quality to the algorithmThe hashtags are intentional — broad enough to surface in search, specific enough to reach his core audienceClaude 4.6 Sonnetjust nowABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.comConnect With Anthony:👉 Website: https://www.anthonyoneal.com📸 Instagram: https://www.instagram.com/anthonyoneal🎵 TikTok: @_anthonyonealFREE TOOLS & RESOURCES:📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan📞 Call In & Be On The Show: (771)-224-8131TRUSTED PARTNERS:These tools help you win with money:- SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings- Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly- Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff- MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo- Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos- BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelpAffiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community!⚠️ GENERAL DISCLAIMERThis content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
Summary