Panhandeling 2.0

Summary

We Talk Back Podcast Episode Summary: "Panhandling 2.0"

Podcast Information:

• Title: We Talk Back
• Hosts: TamBam and A.J. Holiday
• Description: Hosted by two unapologetically Black women with strong opinions, TamBam and A.J. guide femininity to its ultimate greatness through raw, unfiltered repartee. They tackle thought-provoking conversations about sex, relationships, money, and more, offering non-professional guidance and advice based on their personal experiences.
• Episode: Panhandling 2.0
• Release Date: May 15, 2025

---

Introduction

The episode kicks off with TamBam and A.J. Holiday greeting their listeners and setting the tone for an engaging and candid discussion.

A.J. Holiday [02:08]: "Welcome to We Talk Back where we encourage you to hustle hard, laugh louder and always keep it cute. So grab your coffee cocktail and crown cause it's about to go down."

Tam Bam [02:21]: "We're just two unapologetically black women with an opinion who talk back."

---

Personal Updates and Weekend Stories

The hosts share personal anecdotes about their recent experiences, providing listeners with relatable content and setting the stage for deeper discussions.

Tam Bam [04:00]: "I have a new car that gave me problems in the middle of the night... I was scared and had to pee, so I used Always Eaze diapers. It worked like a commercial, y'all."

A.J. Holiday [06:22]: "My weekend was real. My best friend's son graduated from Savannah State, and I took some shrooms Friday night... I was planning on making my own... but I crashed hard."

---

Current Events and Social Commentary

The duo discusses recent news, including Toni Braxton's son's graduation outfit and the stabbing incident involving rapper Tory Lanez, offering their perspectives and highlighting societal issues.

Discussion on Toni Braxton's Graduation Outfit:

A.J. Holiday [10:32]: "Toni Braxton was getting backlash for her chosen attire at her son's graduation. She wore a see-through lace number and a fascinator hat. The internet was not kind, but balance is important."

Tam Bam [12:27]: "Bernice Burgos daughter just got married, and Bernice wore a blue, flowy cultural attire that didn’t show any body part. She looked humble and beautiful, which is a healthier example."

Discussion on Tory Lanez's Stabbing:

A.J. Holiday [14:00]: "Tory Lanez was stabbed 14 times and is now breathing on his own. Even the reporter, Lauren LaRosa, covered it. It's insane how violent prison can be."

Tam Bam [14:29]: "I hate that happened to him. Even if he did shoot her, there's no need for him to get stabbed in jail. It's excessive."

---

Main Topic: Panhandling 2.0

The core of the episode revolves around the evolution of panhandling in the digital age. TamBam and A.J. Holiday explore how traditional street panhandling has transformed into online solicitation through various platforms, addressing both the opportunities and the ethical dilemmas it presents.

Defining Panhandling 2.0:

A.J. Holiday [37:29]: "Panhandling traditionally involves individuals asking for money in public places. Now, it's shifted to digital platforms like GoFundMe, Instagram, PayPal, and TikTok Live. Viewers can give gifts to influencers that convert into real money."

Tam Bam [38:04]: "Is GoFundMe considered panhandling now? What about Kickstarter for entrepreneurs?"

A.J. Holiday [38:15]: "Platforms like Kickstarter allow for funding non-essential items, blurring the lines between legitimate needs and exploitation."

Personal Experiences and Scams:

The hosts share personal stories about encountering online panhandling scams and the challenges of discerning genuine requests from fraudulent ones.

Tam Bam [24:10]: "I've been asked for $80 on Facebook, and when I sent it, I saw her at the nail shop with diamonds all over her nails. That's not right."

A.J. Holiday [29:18]: "I donated to a friend's GoFundMe for her living expenses, but nothing came from it. On Indiegogo, I tried launching a campaign for Memorial Day weekend and got nothing."

Ethical Concerns and Racial Dynamics:

TamBam and A.J. Holiday delve into the ethical issues surrounding online panhandling, including the potential for exploitation and racial biases that influence donor behavior.

A.J. Holiday [41:00]: "I feel like white people have so much privilege, and they use it to get money legitimately. I only give money to Black women. White panhandlers have more advantage and often receive more support."

Tam Bam [42:55]: "A white lady used a racial slur to raise $700,000 for a Black kid, and it got taken down. It shouldn’t be about race; everyone deserves equal opportunity to seek help."

Discussion on Regulations and Authenticity:

The hosts debate whether there should be stricter regulations on online panhandling to prevent fraud and ensure that genuine needs are met without exploitation.

A.J. Holiday [44:33]: "There should be better oversight to prevent fraudulent campaigns. It's hard to distinguish genuine need from selfish requests online."

Tam Bam [44:15]: "People who genuinely need help shouldn't have to compete with scams. It's unfair and diminishes the trust in legitimate causes."

---

Solutions and Community Support

TamBam and A.J. Holiday propose potential solutions and encourage listeners to critically evaluate online panhandling efforts while supporting genuine needs within their communities.

Encouraging Critical Giving:

A.J. Holiday [49:21]: "Users can create personal pages on platforms like BeggingMoney.com to explain their financial needs. However, the success rate is low, as I only got about $200 on GoFundMe and nothing on BeggingMoney.com."

Tam Bam [55:27]: "160,000 Black women got laid off in April. We need to support each other and use these platforms responsibly to help those genuinely in need."

Community Experiment Idea:

Tam Bam [39:48]: "Maybe we should do an experiment and see how much money we can make by panhandling in popular intersections to understand its effectiveness."

---

Closing Remarks

The hosts wrap up the episode by discussing potential live shows and emphasizing the importance of maintaining mental health and community support.

A.J. Holiday [60:10]: "We need to play the game and use the tools available to us to overcome the wealth gap and support our communities."

Tam Bam [60:07]: "We are calculating our lives and ensuring we execute our plans without compromising our mental health. Let us know what day you’d prefer for live shows: Thursday nights or Sunday afternoons."

Final Call to Action:

Tam Bam [64:28]: "Thank y'all for tuning in every Thursday. Follow me on Instagram @TamBam for more updates. We’ll be in a city near you soon, so save a couple of dollars for us."

A.J. Holiday [64:44]: "Hold your I love yous cause Tammy's been setting you up for the panhandle with the I love you, girl. Thank you. Bye."

---

Notable Quotes

• A.J. Holiday [05:54]: "Always Z's new ads that we talk back."

• Tam Bam [42:55]: "A white lady called that a black kid a racial slur on the playground and they raised $700,000 for that woman."

• A.J. Holiday [44:14]: "Feeling people books to resell them is what they were doing. Oh, yeah."

• Tam Bam [48:08]: "Buying his mama flowers should be treated equally to any other cause."

---

Conclusion

In "Panhandling 2.0," TamBam and A.J. Holiday provide a comprehensive exploration of how panhandling has evolved with technology. They address the benefits and pitfalls of digital solicitation, emphasizing the need for community support while highlighting the ethical challenges posed by online scams and racial biases. Through personal stories and insightful commentary, the hosts encourage listeners to thoughtfully navigate the complexities of modern panhandling and support genuine needs within their communities.

Transcript

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[A.J. Holiday]

Welcome to We Talk Back where we encourage you to hustle hard, laugh louder and always keep it cute. So grab your coffee cocktail and crown cause it's about to go down.

[Tam Bam]

We're just two unapologetically black women with an opinion who talk back.

[A.J. Holiday]

What's Up, y' all. It's your girl A.J. holiday. What's up, Tam Bam?

[Tam Bam]

I'm Tam Bam and I have cramps. My. Hurts so bad. Oh, my God.

[A.J. Holiday]

At least you know you're still alive.

[Tam Bam]

Yeah.

[A.J. Holiday]

You're still a woman. You haven't transitioned in any capacity?

[Tam Bam]

No, I have not.

[A.J. Holiday]

I've been needing to see my period every month. I don't know how these put. Get put on these birth control pills where they don't have a period. That's weird to me.

[Tam Bam]

Yeah, I don't want to have it. I just don't want to feel cramps anymore.

[A.J. Holiday]

Do you use cups or you still use just pads?

[Tam Bam]

Gross.

[A.J. Holiday]

What, the cups?

[Tam Bam]

Yeah.

[A.J. Holiday]

You know, I feel like my period go off real fast with the cups somehow.

[Tam Bam]

That shit is disgusting.

[A.J. Holiday]

It is. It could be real nasty. I usually pull it out in the shower.

[Tam Bam]

First of all, I'm disgusted with myself every month anyway, right now, that cup. No, get out of here.

[A.J. Holiday]

I'd definitely be using those little soft cups because I just don't. I can't get with the pad either. And then I, you know, I. I just got over using tampons. Like, I use tampons. Like, if I have to go out somewhere, I might pop one in. But I don't like using tampons either.

[Tam Bam]

Girl, I use them always. These. The diaper shit. I wear them all day. I don't wear them just at.

[A.J. Holiday]

The panty.

[Tam Bam]

Yeah, that like, it's like a Depends.

[A.J. Holiday]

Yes.

[Tam Bam]

Yeah. I'm gonna tell y' all a funny story. So. But I got a new car in January. My Range Rover was just giving me problems. And, like, I had an electrical issue. In the middle of the night in the dark on 77 where there's no lights. So the lights went out. I couldn't see. The car was dark inside and outside. So I finally got the lights to come on, and then they went off. I was following behind an 18 wheeler.

[A.J. Holiday]

Oh, wait, Your headlights was off.

[Tam Bam]

Every. Oh, every light in the inside. And the outside wasn't no light. I was just in pitch black darkness, and I was scared. It's 77. Ain't no. You know, it's no lights on. Once you get to a certain part of 77, there's no lights, just woods. So imagine going through that in the dark and the only light you got is 18 wheeler in front of you. Brake lights. So I had to pee, y' all. And I didn't want to stop because.

[A.J. Holiday]

Go ahead. Sorry, man, you. You are nuts. I didn't.

[Tam Bam]

I didn't want to stop, because if I stop, I didn't know if I was going to have another car to help me get through because it was late. It was super late. So. All right. I'm only telling y' all this cause we family. I peed in my Always Ease.

[A.J. Holiday]

You're so nasty.

[Tam Bam]

It worked.

[A.J. Holiday]

I didn't feel. Was it warm?

[Tam Bam]

No, it worked. It absorbed so well. Like, I didn't feel gross at all. This could be a commercial for the. Yeah, always.

[A.J. Holiday]

You definitely need to add.

[Tam Bam]

I was in danger. I felt like I was in danger. I had. I had to be so, so bad. And I peed in that thing. And I ain't feel like I had on no diaper or nothing.

[A.J. Holiday]

Always. Z's new ads that we talk back.

[Tam Bam]

Okay?

[A.J. Holiday]

Because we have tested and approved. Yes. And it has stood the test of urine.

[Tam Bam]

So if it can stand that.

[A.J. Holiday]

It's not even made for that.

[Tam Bam]

It's not. But it worked. So, yeah, I did that. That happened. It was an emergency situation. You guys don't judge me anyway. How was your week?

[A.J. Holiday]

I'm gonna judge you, man. I'll be talking shit forever now. You should have never told me no shit like that.

[Tam Bam]

Whatever. I don't care. I live in my truth. It's my truth. It don't hurt me. How was your weekend?

[A.J. Holiday]

It was real. Like, outside, it rained. Like, today is the first sunny day in some. Some days, like, it's been just nasty outside, cold, raining. My. My two of my friends kids graduated from college, so my best friend Priscilla had a party for her. Her son, he graduated from Savannah State, so I'm so proud of Micah. I remember him as a little baby. Like, these all my kids.

[Tam Bam]

Congratulations. And now they're graduating from college. Girl.

[A.J. Holiday]

You hear me? Like, graduate from college. Like, about to be like, real life adult adults around here. Yeah. So he graduated. I cooked some stuffed pasta and took over there. The. I took. I took some shrooms Friday night. Too late.

[Tam Bam]

I saw that. I saw your story. You posted a little mushroom with sparkles all over it.

[A.J. Holiday]

Girl, this particular particular strand had me. Like, my eyesight was so enhanced, like things were breathing. Like, I'm online because I'm planning on making my own. I won't tell y' all. I'll just show y' all the pictures when I do it for my birthday. But I'm making something. Some arts and crafts type shit, right? So it was like a roll of. I'm on Amazon. This is.

[Tam Bam]

These are.

[A.J. Holiday]

These are Amazon images. Okay. Just imagine like a roll of vinyl. This Shit was, like, breathing. Like, I. I could see it unroll. And this is the first time I've actually had, like, actual, like, visual type things happen.

[Tam Bam]

Yeah.

[A.J. Holiday]

On shrooms, but I never went to sleep. I didn't go to sleep from Friday morning until, like, 11, 12 o' clock on Saturday night. Because, like, Friday night, like, when I got. I was in bed. Yeah, I was in bed, but, like, 1, turning 2, 2 turning 3. 3 turn to 4, 5, 22. I got. I just got up out the bed and went to the gym. Went and got my tools done. Started cooking.

[Tam Bam]

Yeah.

[A.J. Holiday]

And then I crashed.

[Tam Bam]

Yeah. Hard, like, two hours.

[A.J. Holiday]

And I had to get up and go take the food and hang out over there for a little bit. But, yeah, I still feel kind of exhausted, but I cannot wait to do it again. I'm not really a drug addict, and I really don't have, like, an addictive personality to, like. I like the anticipation to doing the things. Like, it's like a treat. Like, yeah, man, on Friday, I'mma do such and such.

[Tam Bam]

On Friday, I'mma do drugs. Sounds like a drug addict to me.

[A.J. Holiday]

I don't know.

[Tam Bam]

You guys.

[A.J. Holiday]

Shut up.

[Tam Bam]

You just got what I said.

[A.J. Holiday]

Yeah. I am not a drug addict. If I can, like, pace myself.

[Tam Bam]

First step. All right. Is acknowledgement.

[A.J. Holiday]

Whatever.

[Tam Bam]

Listen. All right, so what did I do this weekend? I'm still doing that. 75 hearts. I just working out. I. So sometimes I get tired of working out. I ain't gonna lie. But it is what it is. I'm on day 37. Y' all hype me up, hype me up I hype me up. I love that song. Affirmations for the petite. But anyway, I tried to go to the lake, but it was so nasty out. The weather was so bad, and it was probably some snakes out there. So I just did my outdoor walk in the plaza of a shopping center. Just walking up and down the plaza because it was just too gross outside. My weekend was uneventful. That's like. That's all I got to tell y' all. I walked a grocery store plaza.

[A.J. Holiday]

That's a little white lady. You know, old people be up early in the morning walking the circumference of the mall or like, inside the mall.

[Tam Bam]

Yeah. Mall walkers of America. Yeah, that was me. That was me. That's all. I can't. I have nothing else spicy or juicy to tell y' all. Mother's Day. I chill with my mom. We was gonna go pick strawberries, but the weather. So. Yeah, that was it.

[A.J. Holiday]

Oh, we have strawberry we have Strawberry Vines here in Charleston.

[Tam Bam]

Yeah, it's a farm right down the street. Caudle Farm. Shout out to cuddle. Let's get in the thing. Yeah.

[A.J. Holiday]

Okay, so y' all know it's graduation season and social media is giving Toni Braxton like a little backlash, right. Because of her chosen apparel for her son's graduation from Howard University. She had on like, like a little black lace number, like some panty type thing. And the skirt was like all lace see through. And she had on like a little fascinator type hat with like the lace in the front. So you would think she would, would have been going to like a stripper funeral. I'm not sure that's what it looked like as opposed to her son's graduation, but the Internet is like, come on, Tony. But I'm like, this is exactly.

[Tam Bam]

She's Tony Braxton. Please don't play with her. But however comma, you could have at least covered your ass up, Tony. She had on draws with a lace slip over the top of it.

[A.J. Holiday]

Yes.

[Tam Bam]

That was a lot. But she. Tony. So yeah, then it's supposed to be.

[A.J. Holiday]

About your son, you know what I'm saying? Like you are Toni Braxton. His mom is the Toni Braxton. Right. So let him have his moment with his robe on. Right. And I'm pretty sure a lot of people was paying attention to Toni Braxton. And y' all. So people like, ah, she damn near a 60 year woman. So Toni Braxton is 57. She's a, she's a, she's a Libra. So it could balance on either fucking side of hoe and wholesome and that's what you get.

[Tam Bam]

I think that's healthy.

[A.J. Holiday]

Yes.

[Tam Bam]

Yeah.

[A.J. Holiday]

So, yeah, what y' all are maybe saying, righteous and ratchet, like we, we need both, right?

[Tam Bam]

Balance is important. Renaissance women like Bernice Burgos daughter just got married and Bernice had on. Because, you know, Bernice has been known to upstage a for her special day, you know, but she did not do that to her daughter. She had on this blue number that didn't show any body part whatsoever. And it was very flow.

[A.J. Holiday]

It was cultural attire. I believe they. I don't know, Bernice, she looks a little, I don't know, like Somalian or Ethiopian or maybe Indian. It was like more like an Indian kind of Arabian attire kind of number. Like the gowns, you know what I'm saying? Going to Dubai, Aladdin.

[Tam Bam]

Yeah, like that.

[A.J. Holiday]

I mean, she looked like Jasmine.

[Tam Bam]

Yeah. She could have been easily been Jasmine.

[A.J. Holiday]

Yes.

[Tam Bam]

Jasmine had at least her waistline out. Like, I feel like you could have wore that and still made it sexy if you wanted to. But she did not. She looked very humble and still beautiful, but very humble. I feel like that's what maybe Tony could have did for the graduation.

[A.J. Holiday]

Yeah, she could have had on white instead of black. Like, where are you going? Are you. Did she have a funeral to go to afterwards? I hope not even, like, right. Because she had on the sheer bottom. So you going out at the funeral looking like that. Anyway.

[Tam Bam]

Anyway, so Tory lanez was stabbed 14 times, including seven wounds to his back, four to his torso, two to the back of his head, and one to the left side of his face. Both of his lungs collapsed and he was placed on a breathing apparatus. He is now breathing on his own despite being in pain. He is talking normally in good spirits and deeply thankful to God that he is pulling through. He also wants to thank everyone for the continued prayers and support. Damn.

[A.J. Holiday]

That was from even the real reporter, Lauren LaRosa.

[Tam Bam]

Okay.

[A.J. Holiday]

Her social media brown girl grinding.

[Tam Bam]

Yeah.

[A.J. Holiday]

Yeah. That's nuts. He had to have been laying down or something.

[Tam Bam]

Or maybe somebody chasing me. He fell.

[A.J. Holiday]

That's too many times.

[Tam Bam]

He's a little, you know, like, he ain't hard.

[A.J. Holiday]

Yeah.

[Tam Bam]

Damn. I don't like that. I hate that for him. Even if he did shoot it her. I don't make the sound to get killed, you know?

[A.J. Holiday]

And I mean, you know, of course the Internet is saying, like, oh, that's what you get. Like the time he's gotten 10 years is probably enough, right? Like, the things people.

[Tam Bam]

Excessive.

[A.J. Holiday]

Yeah. The thing I think that people don't take into consideration when going into prison. Like, you can rack up other charges just trying to survive, just trying to. Just trying to live. And you could be as calm, cool to yourself as you want to be. But you are dealing with a lot of different personalities. You are dealing with real killers, murderers, child molesters. Just the craziest of the craziest. And he's in California prison. I looked it up. So he's in a California state prison. And, you know, he's Canadian, so people just know him as Tory Lanez. The rapper? No, he got homeboys in there. Was he associated with any gangs or anything?

[Tam Bam]

I'm not sure.

[A.J. Holiday]

I don't think so.

[Tam Bam]

Gang activity.

[A.J. Holiday]

But I mean, that could be a thing, right? That could have possibly caused him to get stabbed. We don't know. I mean, it's just.

[Tam Bam]

It's just.

[A.J. Holiday]

It's prison.

[Tam Bam]

So on our. On our. We talk back page today. The question went out, Went out. Would you do five months for your boyfriend so he doesn't. To prevent him from doing five years?

[A.J. Holiday]

No, no.

[Tam Bam]

They stabbing motherfuckers in there. You think I'm going there?

[A.J. Holiday]

No, no. Hell, I'm not going to prison.

[Tam Bam]

What about your husband?

[A.J. Holiday]

No, I'm not going to jail willingly for anybody. Anybody who's never been actually arrested will probably be like, yeah, I could do it. Unless I am forced to do that shit based on some shit I did or they just. Just convicted me. But if I had a choice, absolutely fudgeing. Not. No, I'd have been in jail before. Like just a short period of time on some bullshit. I've been arrested before and I. Do you ever been arrested before?

[Tam Bam]

I have, and it was.

[A.J. Holiday]

License, driver's license.

[Tam Bam]

No, I wasn't 20. I wasn't. So arrested means you have to actually go to jail?

[A.J. Holiday]

Yes.

[Tam Bam]

No, I've been in handcuffs and placed in back of a squad car.

[A.J. Holiday]

Yeah, I've been to jail before.

[Tam Bam]

I crammed my way right out the back seat.

[A.J. Holiday]

I tried. An officer told me to shut the up. Things like this happen sometimes.

[Tam Bam]

Oh, damn.

[A.J. Holiday]

I said, okay. So I went to my pot and cooked his ass up. And guess what? He went to jail a couple months later. And my tickets were all thrown out in court. Yes.

[Tam Bam]

Damn.

[A.J. Holiday]

Yeah. Cause he ended up. He had never been to jail a day in his life either while he telling me shit like this happens. And I said, you ever been to jail before? And he said, no. I said, okay, then shit like this don't just be happening. You're ruining my fucking day.

[Tam Bam]

Were you right? Was. Were you wrong? Did you do something wrong?

[A.J. Holiday]

I was driving with a suspended license that I didn't know. I had got a ticket in Florida and they sent the shit to South Carolina. So I had paid. I paid the tickets, but I didn't pay to re. Reinstate my license, apparently. Just not knowing. I was like 20, 21.

[Tam Bam]

Yeah.

[A.J. Holiday]

Yeah. And I've. I've had one other brush, you know, a little brushing with the law.

[Tam Bam]

Just the back of that squad car was hard. I knew that I could not go.

[A.J. Holiday]

I was too big for the back of that. Man, your knee be right on the wall, girl. They put me in a paddy wagon. They had like a van come pick me up. Not because I'm too big for the van, like for the car. Not. They just was transportation. And it was like some other people on the other side of the. It's like a van, right? But it's a wallet Picking up all. Yes. And I can hear like crazy people on the other side. Girl, when we got to the county jail, why is there some from Benedict?

[Tam Bam]

Hey, girl, how your mama deal?

[A.J. Holiday]

For stealing books. They got arrested for stealing people books.

[Tam Bam]

That's sad.

[A.J. Holiday]

I'm wondering who the crazy people were on the other side and the whole time is some classmates. I was on the way to work.

[Tam Bam]

You just trying to get to work and.

[A.J. Holiday]

No, they were stealing people books to get the cash back.

[Tam Bam]

Oh.

[A.J. Holiday]

From the bookstore.

[Tam Bam]

That's different.

[A.J. Holiday]

Feeling people books to resell them is what they were doing. Oh, yeah.

[Tam Bam]

That's up.

[A.J. Holiday]

That's up, girl.

[Tam Bam]

But yeah, anyway, Tory Lanez, we hope you heal up. I mean, jail is enough. You don't have to get stabbed up in there.

[A.J. Holiday]

I know, man.

[Tam Bam]

I have incidents.

[A.J. Holiday]

I mean, I always have. It's a hot, you know, people online saying, he deserved this, he deserves that. It is so hard for me to like condemn people. That is not for individuals to do. The universe gonna always get your ass. You know what I'm saying? It. It doesn't need people to. Oh, that. That's what he get. You don't know when your time is going to come for some you should get. You know what I'm saying? So be mindful when you speaking over other people's life.

[Tam Bam]

Yeah.

[A.J. Holiday]

It could be your turn one day, Chad.

[Tam Bam]

So.

[A.J. Holiday]

So Marlon Wayne said that he never got married because he says, I never got married because I never wanted my mother to be jealous of a woman. I never wanted my mother to feel second to any woman. That is weird. And it sounds like an Oedipus complex.

[Tam Bam]

Because what he's enmeshed. He's been.

[A.J. Holiday]

Don't they have a dad? Oh, the dad passed away. Oh, no. His mother passed away. Hold on. It says he also told the New York Times that his mother's death broke and shattered him into a million pieces because she was his girl. Marlon was in a long term relationship with Angela Zachary from 1992 to 2013, and together they have two children. His mother, Elvira Waynes, passed away at the age of 81 in 2020. So he never married anybody because his mom was his old lady. That's weird. She got enough sons, right? She's a lot of y' all right.

[Tam Bam]

That's a weird reason.

[A.J. Holiday]

That's an excuse.

[Tam Bam]

Yeah, yeah.

[A.J. Holiday]

He full of.

[Tam Bam]

Yeah. This sounds ridiculous.

[A.J. Holiday]

Yeah. You done got a woman that had her waiting around for how many years, gave her two kids, but would never commit to her, and now you're using.

[Tam Bam]

Your mama Want your mama to be jealous, boy, Go to hell, Marlo.

[A.J. Holiday]

And this is exactly why I don't like niggas with mamas. Because this is one example.

[Tam Bam]

I love nigga with mamas. That's us.

[A.J. Holiday]

I'm not gonna be that mama because I'm gonna be happily married.

[Tam Bam]

She probably was like, now see, he.

[A.J. Holiday]

On their line from the grave, right?

[Tam Bam]

She can't even defend that bullshit. Yeah, that lie. Don't put that on me. That didn't have nothing to do with me. That had to do with your unwillingness to commit, not me.

[A.J. Holiday]

Yeah, that's some bullshit. I had a conversation with a good friend of mine recently, and I was like, damn, man. People really taking. Taking panhandling to the next level. So we want to talk about social media panhandling.

[Tam Bam]

What is it?

[A.J. Holiday]

You talk about niggas begging for money online? May it be somebody you know or strangers. Has it ever happened to you?

[Tam Bam]

I want to learn how to do it.

[A.J. Holiday]

Well, let's talk about it when we come back after this break. So a friend of ours sent me some screenshots yesterday of some of our old classmates, basically asking him for money on social media. Now, I have heard of this happening. I know I've always been mean. You know, back then now, people just never played with me. For real. Like, I just know. They probably look at me like, damn, I can't ask her. She gonna tell people type shit. You better make sure the person you asking ain't gonna tell me either. Cause I' ma still telltale people. So he sent me, like, screenshots with three different niggas, like, and you would think people be popping, right? So I know there are instances where people hack people's Facebook pages and stuff like that because it happened recently. My. I sent my niece $25 last week because my little cousin was messaging her from jail on Facebook saying he needed a couple dollars, right? So I sent her the $25 to then send to him. And I'm like, that don't sound right. So we hit up his sister, and she was. She was like, yeah, that's a fake page. Like, somebody basically hijacked this. But they had the. Like, they were talking to my niece, like, yeah, man, I go to court such and such date.

[Tam Bam]

Like, probably somebody in there with them or these.

[A.J. Holiday]

These people in other countries, they study your page so they know, like, how to talk to your people. It's fucking weird.

[Tam Bam]

Yeah, I can ask questions that don't make no sense, right?

[A.J. Holiday]

So we do have the scamming type of panhandling right from people maybe hijacking somebody else's page. But then there are instances where they. These people are actually people, you know, that might be hitting you up randomly. You haven't seen or spoken to, never was even friends with.

[Tam Bam]

I've had that happen quite a bit here. And sometimes I send it. Sometimes I'll send the money. Especially if it's like asking me for $40, 25. What you gonna do with that? You can't do. You can't even feel. Can you fill up a tank with 25, $40?

[A.J. Holiday]

You can't even buy crack with $40 no more. I'm pretty sure if it's some drug addict type, what are you doing with that money?

[Tam Bam]

You can't do nothing.

[A.J. Holiday]

I guess if they send it to you and then they send it to about five other people.

[Tam Bam]

Yeah, they add up.

[A.J. Holiday]

Yeah. Because people who, like, panhandle on the streets, I don't seen them pull out a water money. Because that's literally their job. It is a job having to ask people for money all day long and stand in the sun. You know what I'm saying? Looking the way they looking.

[Tam Bam]

Yeah, you know what? That's crazy because when we were in Atlanta, we were leaving our hotel, we was waiting on valet to bring the car up to the front. You had went to the other side, and this black man was out there barefoot and with a blanket wrapped around him. And it was early. And I gave him. I had two ones in my purse, and I gave him the two ones. He said, thank you, ma' am. This is the first money I made all day. And I was thinking, made. I gave you that. You didn't make that.

[A.J. Holiday]

He did make it. It is a job to beg people for money. That is panhandling is a job in Chicago, don't you know? They make them have a license to panhandle. So the government, what they cut. If you out here asking people for money, the government make you get a. They got to carry like, the little lantern on their neck for panhandling is nuts.

[Tam Bam]

The government go get. They could.

[A.J. Holiday]

So I've never had anybody message me. Oh, I know. I remember. You told me one time this girl messaged your ass on Facebook for somebody.

[Tam Bam]

She did. She messaged me for $80. And I sent it to her. I sent it to her. And then I ran into her at the nail shop getting diamonds all over her nails.

[A.J. Holiday]

I have a coffin shape.

[Tam Bam]

You need to be getting a manicure, Ain't it a plain manicure, ain't it or not? Even in this. Where my 80.

[A.J. Holiday]

I seen this post this weekend or Justin LeBoy page. It was like. It's something about a buying his mama a Mother's Day gift when he owe me money, right?

[Tam Bam]

Buying his mama flowers.

[A.J. Holiday]

You got some nerve, right? Where's my money? Yeah, you got my money. Remember that on the Family Guy? You got my money.

[Tam Bam]

I don't like owing people money.

[A.J. Holiday]

No, absolutely not. And, you know, I'll never understand how homegirls. I have some friends who. Well, I don't really want to even call these people friends, actually, because I don't think my actual friends have ever asked me for money. If I sense you need something, you're gonna have it anyway. But I've had. Ask me for money. I'm like, girl, you just was telling me about this dude you on. Like, why you ask him first?

[Tam Bam]

I had a friend that I love dearly, and sometimes I still miss her. But we fell out about money because. All right, she said she didn't have money. And I was like, okay, I got you, because if I got it, I got you, right? Because that's what friends do. But it got excessive, you know? It got excessive. And she got this over, and she asked me could I buy her some weed.

[A.J. Holiday]

Yeah, she was stripping.

[Tam Bam]

And it's a. Sitting right in the living room, ready to smoke, no accent, to get you some weed. I'm not buying you no drugs. I bought your food, I bought. I did your hair. I bought you something to wear to.

[A.J. Holiday]

The club, and you gonna suck his dick. You ain't about to give me no head, right?

[Tam Bam]

But.

[Matt Rogers]

Right.

[Tam Bam]

And you ask him. And I was like, ask him. No, it wasn't even the weed. I had already bought that. She was like, can you buy a cigar?

[A.J. Holiday]

Damn. So you just applying everybody everything.

[Tam Bam]

And he's sitting in the living room. I was like, ask him to go get one. She's like, I don't want to ask him for that. I don't want to ask him. So I came in the living room. I was like, oh, can you go. Can you go to the store and get a cigar? He was like, yeah, no problem. And then she got mad at me and put me out her house.

[A.J. Holiday]

For asking him to do his job.

[Tam Bam]

Yeah. Yeah.

[A.J. Holiday]

See, women. Women be taking men's jobs away. Like, at what point. Why are you. Why. Why do women feel ashamed asking men for anything? Because men, baby, they don't mind asking you for everything under the sun, coochie mouth air. They want all that shit. So if they don't mind Asking you for anything. What's the problem? Yeah, so I want to read one of these messages, okay? Because this. This is an example of how they're going to ask you for money. Believe this is the actual person because of the way he's speaking, right? Because in Charleston, we'd be like, my guy, right? So the message starts off as, sup, my guy. And my friend responds back, what going on? He said, hey, my dog. I in New Orleans. Fuck up. I need some gas money, man. Low 10, 15 if you can. I call in all type of people, man. And so he. My friend responds back and says, I'm in Charlotte at the strip club, throwing money on the floor. How am I supposed to do that? And dude responded back, you got cash app. This nigga responds back to him and say, yeah, bro, how the hell you get all the way to New Orleans from Charleston and fuck up, bitch? I read that shit in, like, to fucking die. He said, I live here, bubba. I can't get my check till after two, man. Just a little sit situation. And he was like, I. What's the phone number so I can send. Just send the cash app name. Yeah, so he just told me to send the cash up. Yeah. So he did send him a couple dollars.

[Tam Bam]

That was nice.

[A.J. Holiday]

Yeah, I mean, I guess. Look, this is not for to be hitting me up, but if somebody were to and I could verify it's actually them and I can spare it, I'm gonna give it to you.

[Tam Bam]

So first of all, all right, this is how we gonna beg for money, y' all. You say two nice things to them first before you ask. Because he said, my guy. And what else he call him?

[A.J. Holiday]

Bruh.

[Tam Bam]

Big bruh. No, it was too nice. No, it was two niceties in the beginning.

[A.J. Holiday]

Let me see. Hold on. Let me get back to him.

[Tam Bam]

So I'll be like, because I'm gonna ask a for some money.

[A.J. Holiday]

No. He said, hey, my dog. I New Orleans up.

[Tam Bam]

Hey, my dog. It was one more.

[A.J. Holiday]

That's it. Sup? My guy.

[Tam Bam]

My guy. And my dog. And my dog.

[A.J. Holiday]

Okay, no, that's some.

[Tam Bam]

So set up. Set it up right. Y' all say two nice things and the price.

[A.J. Holiday]

The person who asked for this money, when I tell y' all, when I was in middle school, I loved this. We used to be in his after school programming, like. Like tutoring.

[Tam Bam]

When his mom was taking care of him and making sure he was straight.

[A.J. Holiday]

He was always so cute and little and black. Like, I loved him. And then he just. He had women relationships, really, like, you know, they. They shape your future. So the girl he had kids by. Super hood rat. You know what I'm saying is crazy. Like, that might have been. That girl went to jail for some. Like, she was in federal prison at some point. I feel like that shaped his future.

[Tam Bam]

Damn.

[A.J. Holiday]

And I remember talking to him, and he told me how she basically, like, debo'd him into a relationship before they even had kids because she was bigger than him. Also, Rasputia, like, you gonna be with me, and we gonna have kids. I'm gonna go to the feds, and you go take care of them while I'm in there. And then I'm gonna come back.

[Tam Bam]

You telling all these people.

[A.J. Holiday]

My bad job. Don't try to fight me. But anyway, y' all, there are legal ways to panhandle out here. You do not have to message strangers or even people you know, and risk the chance of being exposed, you know, because now here I am talking about your ass.

[Tam Bam]

Okay, before you tell the legal ways, can I tell you something? I do, and I want y' all to participate in support of me. This year. I post my cash app on my birthday. It's so tacky, but I do it.

[A.J. Holiday]

I mean, it's nice to get, like, you know, show me. Show me you love me, right?

[Tam Bam]

A little bit. Give me $40 for my 40th. And if everybody do it, I got 23, 000 followers. If everybody sent me $40, I'll be up. But y' all don't want to participate.

[A.J. Holiday]

Just your birthday. You ain't selling nothing. You ain't selling no T shirts, no nothing. Like, just your birthday.

[Tam Bam]

Bread and joy, girl.

[A.J. Holiday]

Bye is not enough. Not enough joy. Your joy costs too much. Got a hot $5 for you. You might could get $5 out of 23,000 people.

[Tam Bam]

Yeah, I take that, too.

[A.J. Holiday]

Right. Me too. Shit. So this is on icanhelp.net it says, understanding panhandling in the digital age, because that's where we are. Like, you really don't have to stand on the streets no more. And here at the mall in Charleston, this isn't really panhandling, but it's, like, borderline. So these kids, they make, like, the roses here in Charleston out of the sa. Out of the. Not sawgrass. Jesus Christ. I don't like the little. They call it, Ma. I can't remember the actual name of the. The grass. The sweet grass. Basically, they make roses, and it's like, you can't go in the mall without buying a rose from these. They are there every day, and I would prefer, I prefer them to be doing this as opposed to robbing.

[Tam Bam]

Right.

[A.J. Holiday]

And getting into trouble. So I try to give them money every time, but I don't always have cash.

[Tam Bam]

How much?

[A.J. Holiday]

It's like $5. And they usually ask for a donation. Right. But they want, they want some money for the rose because they do, you know, they go pick the grass and they make the roses. Yeah. But I had enough of them Shit. And they just dry out in my car. But I don't want to have to pay y' all $5 every time and go in the mall.

[Tam Bam]

Well, you don't. You can say no.

[A.J. Holiday]

I do be saying no. I'll say I don't have cash. And guess what? You got cash app. I don't got cash app. I don't. I been stopped using cash app years ago. So yeah, I'm not. And I'm just not. If I don't have the cash on me, you can't panhandle me. And another thing I do, when somebody's walking up asking for money, I immediately ask them first because you kind of already know they coming.

[Tam Bam]

I do that especially.

[A.J. Holiday]

Can I get a dollar real fast?

[Tam Bam]

Atlanta. I do that. I definitely ask them first because it used to get outrageous there. It's just too much. No, I ran out of giving free money this week.

[Carlos Miller]

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[A.J. Holiday]

So what is panhandling? Panhandling traditionally involves individuals, often homeless or in financial distress, asking for money in public places like streets. In recent years, however, panhandling has shifted into the digital realm through platforms like GoFundMe, Instagram, PayPal, Tik Tok Live. On these platforms, viewers can give gifts to influencers which can be converted into real money. This online form of panhandling, often rooted in necessity, also includes requests to cover significant expenses like medical bills and funerals. Yet because, you know, a lot of people use GoFundMe.

[Tam Bam]

I'm about to say, is GoFundMe considering panhandling?

[A.J. Holiday]

Yeah, it is. It's begging. Yes.

[Tam Bam]

What about apps like Kickstarter for entrepreneurs?

[A.J. Holiday]

They have that also on the list. So that's why we're going to get into the different types of. Because that's not really panhandling. But it is like you have some people who are philanthropists and they might have some extra money. You know, they can sign up for these sites. You can go in and beg. And if you're. If your bag is good enough, they might fund whatever. Whatever it is you're trying to do. Exactly. It's once I call fund my travel. So if you want a trip, you can get people to fund your trip.

[Tam Bam]

Oh, I'm getting on there today.

[A.J. Holiday]

I knew you would find that one interesting.

[Tam Bam]

Yes.

[A.J. Holiday]

It says yet it can extend to funding for non essential items such as luxury electronics. While digital platforms offer panhandlers access to a much larger, larger audience, they also raise concerns about the potential for dishonesty and exploitation. Because we already know, like the people on the streets, some of them don't even be. There's videos of like getting out the wheelchair, putting a wheelchair in the trunk and hopping in a BMW and driving off after. After panhandling at McDonald's all day. So it happens. It's a salary. Especially living in places like New York, you got access to all these people all day long. Like at least.

[Tam Bam]

Well, maybe we should do like a experiment and I get outside, not it on some raggedy and. And post up in like a very popular intersection and see how much money I can make in eight hours.

[A.J. Holiday]

Y' all hear? She had to turn this into an experiment. Yeah, it's not an experiment. You just panhandling.

[Tam Bam]

No, we want to see if. How it works and then we'll. We'll. So we'll.

[A.J. Holiday]

You're gonna give the money back how.

[Tam Bam]

I'm gonna find these people?

[A.J. Holiday]

We can give the money back once the camera's closed.

[Tam Bam]

We can donate the money to a homeless shelter.

[A.J. Holiday]

Why do you need to see how panhandling work for yourself?

[Tam Bam]

I want to see how much people. How much you can make. And then like, maybe we could make it racial and we'll get a white girl to do it too. The next day in the same Contest and see who make the most money.

[A.J. Holiday]

There's gonna be a contest.

[Tam Bam]

Not a contest, but, like a social experiment.

[A.J. Holiday]

So white pen handlers make white women do.

[Tam Bam]

Yeah. Do white women make. Are people more giving to white women than black women?

[A.J. Holiday]

Me, personally, I don't give. I'm sorry, y' all. I'm gonna say this. I do. I only give money to black women. Home. And sometimes I might give money to a black man. I just feel like white people got, like, so much privilege. Like, why are you using your white privilege to get money, though? Like, legitimately?

[Tam Bam]

Right.

[A.J. Holiday]

Even you, a bum on the street, would still have a better opportunity at getting this job than a black person with a degree getting that position. It literally happens. So for you to just be bucking the system and begging for my money on the street, I really don't respect it. Not to get an old people. Old people and black people. I'm giving them money every time.

[Tam Bam]

Yeah. No matter what their color they are.

[A.J. Holiday]

Yeah.

[Tam Bam]

Yeah.

[A.J. Holiday]

But, yeah, like, yeah, if you a.

[Tam Bam]

Young white man, it's hard to get a dollar out of me.

[A.J. Holiday]

Yes.

[Tam Bam]

You got all the advantage.

[A.J. Holiday]

And the problem is with that also, it makes. I feel a little bad about it because a lot of them are like, veterans, and they. We know they put veterans on all these drugs, but there are also a lot of program. Programs. Yeah. And things that they can take advantage of. They don't have to be on the streets, but a lot of them, they. They want to do their own thing. They don't want to have to answer to anybody. So they just. Really. Just bucking the system. And they think we're supposed to finance it. No, go get the help. Because there's a lot of programs and, you know, people that. That will help. You can get money, get housing, get food stamps, all the things. They rather live in the woods and shit.

[Tam Bam]

Yeah.

[A.J. Holiday]

So. So impacts on genuine needs. So challenges for those in real need with an increased amount of false information. Those who are in actual need, slash desperate need of money they cannot get from insurance or family face significant challenges. Panhandling legally allows them to ask for funds while decreasing possible feelings of shame or weakness. It becomes easier to ask for help directly with the ability of false pretenses and. And. And no way to tell them apart. So, okay, I go to public, I swear to God, it's a new guy up there with one leg. It was a white guy up there with one leg for the longest. Now it's a black guy up there with one leg. I'm like, are y' all sitting on your leg.

[Tam Bam]

Right. Is this the scam?

[A.J. Holiday]

The white guy, I've seen him on the crutches with the one leg, but this dude was up in a. Sitting on a. On a. In a wheelchair.

[Tam Bam]

And then I also see taped up.

[A.J. Holiday]

How I would see it on his butt.

[Tam Bam]

Then you weren't looking at his butt. You weren't doing all of that.

[A.J. Holiday]

You think the man in the wheelchair was sitting on it or the guy standing up?

[Tam Bam]

Both of them might have been standing.

[A.J. Holiday]

No, the guy standing up, I've definitely seen his butt. I've seen his back. Not necessarily his butt.

[Tam Bam]

What kind of freaky. You.

[A.J. Holiday]

Shut up. You gonna work for this $10 so. And then you see like families. They have the kids out there. And I've seen.

[Tam Bam]

They'll get money out of me every time.

[A.J. Holiday]

I feel like they're like Palestinian. I've seen them in Charlotte too. They're here in Charleston. They like. They look kind of palace. Yeah. No, gypsies. They don't look like gypsies. I know what gypsies look like. These people, I'm not sure, but they have the kids with them. They're well dressed. You know, I'm saying they don't look dirty or anything like that. And you know, they have a sign telling you exactly why they need the money.

[Tam Bam]

Mm.

[A.J. Holiday]

And I find a hard time giving them money to.

[Tam Bam]

Why?

[A.J. Holiday]

Because I feel like I'm being finessed. Like, I feel like. Not because they're not dirty, but I just feel like there are resources out here that you don't have to be doing. I just don't. I don't believe you. And then you add in the kids for a little razzle dazzle. I don't trust you.

[Tam Bam]

Oh, I see them kids. It's gone. Here, just take it.

[A.J. Holiday]

And just because somebody looks like they have it regular day to day, people who are working don't eat at night. You know.

[Tam Bam]

Yeah.

[A.J. Holiday]

They are trying to make it.

[Tam Bam]

Mama's going out to bed hungry. So their kids can.

[A.J. Holiday]

Yes. So like, you know, hunger doesn't have a look to it. So you never know what the next person is going through while you just out here panhandling. Probably taking their last to give it to you. So. And it says the ethical concerns and exploitation says. However, this same. The same ease of access also opens the door for exploitation as some panhandlers use platforms like GoFundMe or TikTok Live to request money for non essential luxuries such as gaming consoles or vacations. The autonomy of the Internet removes much of the shame or hesitation involved in and face to face begging, leading. Leading to ethical concerns about transparency and honesty. Without strict legal regulations governing online solicitation, it becomes easier for individual individuals to obscure their true intentions, manipulating the generosity of donors. So this raises concerns and questions of whether there should be a better oversight to prevent fraudulent or selfish campaigns. I think there should be something.

[Tam Bam]

Did you see where that one white lady called that a black kid? A racial slur on the playground. And they raised $700,000 for that woman.

[A.J. Holiday]

Girl. That pissed me off.

[Tam Bam]

Yeah.

[A.J. Holiday]

That really pissed me off because.

[Tam Bam]

Yeah. Why is that being rewarded? That's so ugly. But then I heard that black man who killed.

[A.J. Holiday]

That's what I was just about to say. That's what I was just.

[Tam Bam]

They wouldn't allow him to have one.

[A.J. Holiday]

Yeah. And we know that white supremacists raise millions of dollars for these people who do mass shootings and all that. So why did GoFundMe apologize to the Minnesota police? Basically, because they. They were allowing money to be raised. His name is Hinton. Hinton. It was allowed. Allowing money to be raised for him. The son has a separate GoFundMe that they haven't taken down, but they have removed the guy who. Who shot the police officer. I mean, who ran the police officer over. The father.

[Tam Bam]

They.

[A.J. Holiday]

They took his page down.

[Tam Bam]

Well, I don't agree with what he did, but if. I just feel like if it's good for the goose, it's good for the gander. Like.

[A.J. Holiday]

Right.

[Tam Bam]

If you allow one thing, you should allow for everyone. Don't absolutely pick and choose.

[A.J. Holiday]

Rodney Hinton Jr. That's his name. Yeah.

[Tam Bam]

That's something I don't agree. I understand, but I don't agree. You know, And I feel like you.

[A.J. Holiday]

Should be able to panhandle. If they're going to make it illegal, like something you can actually do, you should be able to do it. Anybody should be able to do it, and anybody should be able to support that. Cause no matter what it is.

[Tam Bam]

Right.

[A.J. Holiday]

What y' all are doing is taking away his ability to defend himself. Because I do feel like he was experiencing a moment of mental instability.

[Tam Bam]

Yeah.

[A.J. Holiday]

Like his son had just got killed. The wife said his son had just got murdered and he just had seen a video for the first time. And he just put the phone down and hopped in his truck.

[Tam Bam]

Yeah.

[A.J. Holiday]

And he just hit a police officer.

[Tam Bam]

Right.

[A.J. Holiday]

Well, a retired police officer. It wasn't even the person who killed his son.

[Tam Bam]

I know. That's the part that really.

[A.J. Holiday]

Yeah.

[Tam Bam]

That's about It.

[A.J. Holiday]

Yeah. But I don't feel like he should be. They should take away his ability. He needs a good lawyer. Just imagine the imagery I didn't like about that situation is how all those officers were in the, in the courtroom and they wouldn't allow his family. Yeah, yes. Hundreds of them. And they wouldn't allow his brother, his family, like, to be in there with him. That is definitely intimidation. I can only imagine what they're doing to his food. He needs a good attorney to maybe get his case to be done, like in a different venue, like in a different state or city. Because they want to kill him. Yeah, they're going to kill him.

[Tam Bam]

All right. Back to panhandling because. Yeah, yeah.

[A.J. Holiday]

So anyway, I want a panhandle for him. Like, I want to give him some money. I did donate to the sons gofundme, but I still feel like the father needs some help too. And then gofundme can put stipulations on whether or not that money can go to, you know, like, what are they doing with the money type. Yeah. Anyway, sorry, y' all, but that's just the world we live in in job. But yeah. So platforms for begging, if you guys are interested.

[Tam Bam]

Yeah, yeah, list them.

[A.J. Holiday]

We have begging money.com. okay. Begging money is a platform where individuals can create personal pages to explain their financial needs and users can directly ask the public for financial favors. So somebody can straight. I've actually used begging money.com before when I had to lead a living with me. I did begging.com and I did gofundme. I got nothing from begging.com and I got about 200 on gofundme. But a can go to Miami, Florida for Memorial Day weekend and get stuck down there because she took her fast ass down there with no money money. And then she could put a post up on Tick Tock and social media and y' all will donate money to.

[Tam Bam]

I'm about to post some. Like, I'm so serious, y' all. I'm about to make up some. I'm about to put a picture of my butt and I'm about to get paid.

[A.J. Holiday]

And y' all. So Lita was an 83 year old elderly woman like I had living with me off the streets. I put like this long, long ass story explaining her. Her life story, all the things and nobody. Yes, people are nuts. We will. We like.

[Tam Bam]

Right? That's why I'm just gonna post the most. Like, I. I'm just gonna be honest. I need this money because I want to go on a trip like Some stupid like that people donate to that before they donate to a 83 year old woman who needs help. And that's awful.

[A.J. Holiday]

Yep. The other there is another. It's called Indiegogo is a well known crowdfunding platform tailored to creative entrepreneurs and invest in innovators. You can launch a campaign on there and have strangers, you know, donate. So I mean this is.

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[A.J. Holiday]

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[Tam Bam]

Come to papa.

[A.J. Holiday]

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[Tam Bam]

Oh, that's a real job.

[A.J. Holiday]

Right, Right. And like you mentioned, Kickstart. Kickstart, launched in 2019, has become a household name in crowdfunding. So I guess Kickstart would essentially be the same as like a crowdfunding Crowdfunder.com or Fundly Patreon. I don't know how the hell Patreon could be considered a begging site. I'm actually giving you something for your money. I'm giving you content for the money. So yeah, they do have Patreon listed.

[Tam Bam]

Would y' all want us to start a Patreon? Let us know.

[A.J. Holiday]

Would y' all pan. Can we panhandle on there? We're gonna start donate to start telling.

[Tam Bam]

Like we'll start dropping names for that we just keep to ourselves on the show.

[A.J. Holiday]

Cyberbag.com is another one. It allows you to ask for financial help online. It's as straightforward as it sounds. No long application or waiting approval time. So you might want to. You might want to try that one.

[Tam Bam]

Listen, 160,000 black women got laid off in April. They lost their jobs in April. 160,000 is the highest number of any demographic. I don't see why we don't all post on this and just see what happens.

[A.J. Holiday]

Might as well, right? Might as well. I mean, 160,000 got laid off. I know a lot of people who actually started working, though.

[Tam Bam]

Yeah.

[A.J. Holiday]

So I think a lot of those were those government jobs possibly where they did have the opportunity. Here's the thing with that. If you work in a corporate job, right? And they are doing a riff, which is reduction in workforce, right? And they say, hey, either you can take this severance of this such and such a percentage of your salary and we're gonna pay you this lump sum and your job ends and you got income, right? That holds you over until you find another job. I think most people are in corporate settings who already wanted to get the fuck away from this job. And now you can get paid while you look for another job. They would take it. But see what the government, that is like the creme de la creme of jobs and positions. So you don't want to leave it because you're not going to get this sweet ass job when you haven't been doing shit for 10, 15, 20 years and now somebody looking into your shit and realizing you haven't been doing anything. One of my friends, they actually had them writing, like we always had to do like performance reviews on ourselves, right? They. They basically made write out, like, what it is that they do and why they think that they are, you know, needed essentially, if somebody were to give me an opportunity like that, like, I'm always an asset. So you about to give me an opportunity. I'm a fuck around and be CEO after I write up all the shit I've been doing. Because I'm never taking a job anywhere and not do it to the fullest list.

[Tam Bam]

I just think it's crazy that black women lost their jobs more. I mean, we weren't the only ones sitting in the pie jobs. It was all demographics.

[A.J. Holiday]

But no, I'm not saying that all were pie jobs. I'm just saying a lot. I think a lot of that 160 was the government. Yeah, for sure.

[Tam Bam]

But anyway, y' all go ahead. If y' all, especially if you got laid off, you definitely better jump your ass on these panhandling and where I.

[A.J. Holiday]

Saw that headline, right, but where is the actual. Where does that. Where did that statistic come from? Like, people make things up, right? So, you know, niggas want us to not be employed and not have the money we got. So imagine somebody putting out this false narrative that we just don't got no fucking job and we all broke now.

[Tam Bam]

I think it was Newsweek.

[A.J. Holiday]

That's what I thought when I saw that, like, and I just hadn't had a chance to look too deep into, to actually see where. Where the numbers came from.

[Tam Bam]

Yeah, well, can't handle y' all hop.

[A.J. Holiday]

On these tights, hop on these dicks, like whatever y' all gotta do to get the money. Yeah, there's a lot of different resources out there. And y' all, we are in a capitalistic economy, right? So as much as people, you. You people hate on the rich, they hate on people not paying taxes and things like that. You know, people talk about how Trump wasn't paying taxes. As a business owner in America, your number one goal, right, is the most income you can make, and you want to pay the less amount of tax, least amount of taxes on that income. When you become a business owner, you won't see why the wasn't paying taxes. But until if you don't know the science of business, right, you're not going to know how to use the tools that's put there for you to win. So either y' all gonna be in the game or you not. You can't get mad at my fuckers that's playing it. I'm always. Play the game, bitch. I forfeit. So I'm trying to do all the things.

[Tam Bam]

That's why I want all our live shows on Thursday. I'm glad you said that.

[A.J. Holiday]

Why? It's cheaper.

[Tam Bam]

It's cheaper.

[A.J. Holiday]

Okay, here's the thing. Here's the thing. Y' all listen, hear me out. Tammy, it may be cheaper to get the venue on a Thursday, right? But I believe we'll get. It'll be an even. It will break even regardless, because more people will still come out on the weekend.

[Tam Bam]

You know what I'm saying?

[A.J. Holiday]

So we pay our dollars. What day would y' all come out for a live show? That'll kill it right there. What day would y' all prefer to come on? A live show after work on Thursday or a hot, nice Sunday, Sunny Sunday in the summer.

[Tam Bam]

Yeah, but Sunday, nobody's coming at Sunday night. You're not doing the live show on the afternoon.

[A.J. Holiday]

You can do like six. It doesn't have to be like eight o' clock in the evening. You do like six. So now went to brunch, whatever. Now they about to come get some drinks.

[Tam Bam]

They're not coming on Sunday.

[A.J. Holiday]

Watches be funny. They want to go home in the summertime. People do.

[Tam Bam]

People want.

[A.J. Holiday]

They have dinner parties from. From 1 to 10 on Sundays.

[Tam Bam]

I think people want something to do during the week.

[A.J. Holiday]

Y' all let us know what y' all. Because I'm calculating my life. I don't know if you calculate yours or not. I have. Literally, I have.

[Tam Bam]

This is my life.

[A.J. Holiday]

I've taken up a lot of new recently, and for the last five years, I was free as a bird bitch. I'm not that free no more. So now I want to make sure I keep my mental health intact and make sure I really calculate realistically the things I can press my body to do. That's where I'm at. I know you understand.

[Tam Bam]

I get it, I get it. I get it.

[A.J. Holiday]

Because a bitch already gets stressed out. Like, literally, like, I'm already, like, on the calendar, like, trying to organize things in my mind to make sure I can execute and not half ass execute. Right. I want to make sure we execute. Like, yeah, just that.

[Tam Bam]

I agree, I agree. So what y' all. Y' all let us know. Would y' all rather see us on Thursday night, start the weekend off or a Sunday afternoon?

[A.J. Holiday]

Friday, a Saturday?

[Tam Bam]

Well, yeah, okay.

[A.J. Holiday]

Thursday through Sunday. That's what we're looking at.

[Tam Bam]

All right, Right.

[A.J. Holiday]

Anyway, y' all get to panhandling. Shit. It's. It's. Listen, Biden did put out a statement once, and he was saying how the economy. This is before he. Before Trump got in office, he was saying how the economy was so. Well, right? And it is the truth, but it's the wealth gap that nobody's calculating. Yeah, we got a great economy, but most of the people making the money, you know, aren't at the. They're not in our shit. You know what I'm saying?

[Tam Bam]

Like, the.

[A.J. Holiday]

The wealth gap is ridiculous right now. Middle class, are your social media millionaires. The you see online, like, these are millionaires now. And then everybody else is basically below poverty.

[Tam Bam]

Right, Right.

[A.J. Holiday]

So we gotta do something, right? You gotta play the game. You have to do all the things. So it may be investing.

[Tam Bam]

Panhandle.

[A.J. Holiday]

Panhandle. Like, yes. Okay. If they. If they want to be philanthropist philanthropists and give people, the public some money, take it. Right? Write y' all up a nice campaign. You want to start your business sugarbaby.com. let's be very clear. That's another panhandling website. Make sure you got your TMJ intact. Like, make sure your jaw working good. Like, get the money, baby.

[Tam Bam]

No, don't go on that one for.

[A.J. Holiday]

Real, because this shit is so scammy. I went on there, and I'm like, way past sugar baby age, okay? I'm cougar age. And the amount of Indians over there with them fake profiles and Africans with them fake ass profiles on sugarbaby.com.

[Tam Bam]

And they don't look like they got no money. None of them. That's why none of them good playing them.

[A.J. Holiday]

None of. Listen now. One of these trad black trad wives on Instagram, her husband don't look like he got that check neither, but he do. I need me a fine ass old white man if I'm gonna do it, man. He got to be a fucking brunette or he got to have like a nice ass. Salt and pepper. I can't do it otherwise. Like, he gotta be fine.

[Tam Bam]

Them balls gonna be long either way. I can't do it.

[A.J. Holiday]

Slap it on your coochie from the bed.

[Tam Bam]

Hang up. Shut up. Gross, aj.

[A.J. Holiday]

It's gonna be quick, though. Stop.

[Tam Bam]

Stop.

[A.J. Holiday]

Over. Stop it. Stop it. All right, y' all panhandle. Anyway, if you enjoyed this episode, y' all tune in every Thursday on the black effect iHeartradio app or wherever the you get your podcast at. This is your co host, AJ Holiday 2.0 on Instagrams.

[Tam Bam]

Kicky Tams, y' all. My cash app is y' all official Tam Bam on Instagram. Y' all follow me now. I love y' all so much. Thank y' all for tuning into us every Thursday or whenever you get a chance. We really appreciate all the love and support and we would love for y' all to come out and see us. We're gonna be in a city near you really, really, really soon, you guys. So the same way y' all be saving that money for Beyonce, y' all put a couple dollars to the side for your girls that we talk back. Period. All right, remember, speak now and never.

[A.J. Holiday]

Hold your I love yous. Cause. See, what y' all don't realize is that Tammy been setting y' all up for the panhandle with the I love you, girl. Thank you. Bye.

[Jana Kramer]

Asking the right questions can greatly impact your future, especially when it comes to your finances. So if you're looking for a financial advisor you can trust, certified financial planner professionals are committed to acting in your best interest. That's why it's gotta be a CFP. Find your CFP [e-mail] this is Matt.

[A.J. Holiday]

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