Podcast: All the Hacks: Money, Points & Life (LS 60 · TOP 0.1% what is this?)
Episode: 20+ Credit Card Benefits You’re Probably Not Using
Pub date: 2026-06-24

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#284: Chris breaks down the credit card benefits that save real money but rarely get attention, from getting a cracked iPhone repaired for free to purchase protections, travel coverage, and a deep bench of lesser-known perks. Learn exactly which card to reach for on every purchase, so you're always covered and never leaving money on the table.

Link to Full Show Notes: ⁠https://chrishutchins.com/hidden-credit-card-benefits-2026/⁠

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Resources Mentioned

Tools & Apps

⁠CardPointers: 30% off⁠ (50% off for ⁠ATH Members⁠)
⁠GigSky⁠
⁠The Cultivist⁠

Benefit Programs

ATH Podcast

Ep #66: ⁠Rental Cars: Saving Money, Avoiding Fees and All the Secret Tricks with Jonathan Weinberg⁠
Ep #113: ⁠Unlocking the Power of Plastic: Maximizing Your Hidden Credit Card Benefits⁠
Ep #221: ⁠Deep Dive on Credit Reports, Scores, and Their Real-World Impact⁠
Ep #224: ⁠Airport Lounges: Getting In, Hidden Perks and Expert Tips with Kevin Song⁠
Ep #283: ⁠Do You Actually Need Travel Insurance?⁠
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Email for questions, hacks, deals, and feedback: ⁠podcast@chrishutchins.com⁠

Full Show Notes

(00:00) Introduction

(02:15) Purchase Benefits Overview

(02:36) Purchase Protection: Coverage for Damaged or Stolen Items

(05:15) How Extended Warranty Protection Works

(06:36) Return Protection for Items Stores Won’t Take Back

(07:55) When Price Protection Can Save You Money

(12:27) Travel Benefits Overview

(12:46) Trip Cancellation & Interruption Insurance

(13:22) Trip Delay Coverage

(13:47) Delayed Luggage Reimbursement

(14:04) Lost and Damaged Bag Insurance

(16:01) Rental Car Coverage: Primary vs. Secondary Insurance

(21:37) Emergency Medical Coverage While Traveling

(22:54) Non-Emergency Medical and Dental Coverage

(23:22) What Travel Accident Insurance Actually Covers

(23:53) Lounge Access Across Issuers and Networks

(25:06) Booking the Luxury Hotel Collections for Free Perks

(29:34) Free International Data and Roaming Benefits

(31:46) Global Entry, TSA PreCheck & Trusted Traveler Credits

(32:29) Cell Phone Protection Benefits

(35:12) How to Maximize Card-Linked Offers

(36:16) Automating Card-Linked Offers With CardPointers

(37:26) What Credit Card Concierge Services Can Actually Do

(38:49) Free Credit Scores and Credit Monitoring Tools

(40:06) The Chase Instacart Benefit (and How to Stack It)

(45:18) The Chase DoorDash Benefit

(47:31) Exclusive Restaurant Reservation Programs

(48:30) American Express Uber Benefits

(49:14) Lyft Perks for Mastercard Holders

(49:43) Capital One Entertainment and Drink Benefits

(50:24) Free Museum Access With Bank of America and Capital One

(52:22) Experience and Entertainment Programs

(54:11) Getting Cash Out of Your Credit Card Benefits

(55:50) Instant Approval and Virtual Card Numbers

(58:02) Visa Network Benefits Worth Knowing

(59:26) Mastercard Network Perks: Transit, Peacock, Airport Fast Track & Soho Friends

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The podcast and artwork embedded on this page are from Chris Hutchins, which is the property of its owner and not affiliated with or endorsed by Listen Notes, Inc.