Why Stay In Stocks 10/10/25

Summary

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Podcast Summary: Your Money Minute

Episode: Why Stay In Stocks 10/10/25
Host: Jessica Ettinger, CNBC
Date: October 10, 2025

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Overview:

This episode of Your Money Minute discusses why it pays to stay invested in the stock market despite recent volatility, highlighting the dangers of trying to time the market and emphasizing long-term growth based on historical market trends.

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Key Discussion Points & Insights

1. Recent Market Volatility

• The host recaps recent events:
  [00:00] Jessica Ettinger explains that stock markets have been reaching record highs after rebounding from a sharp downturn triggered by President Trump's "Liberation Day" tariff announcement on April 2nd. That announcement led to a global crash and the worst single-day drop in U.S. stock indices since 2020.
  • Relevant quote:

    "The stock market's been hitting record highs. Pretty big recovery from just a few months ago when President Trump's April 2nd Liberation Day tariff announcement led to a global market crash."
    — Jessica Ettinger [00:03]

2. Should You Sell to Avoid “The Next Crash”?

• Ettinger poses the critical question of the episode: is it smarter to sell stocks to avoid potential future drops?
  • Relevant quote:

    "But if you own stocks, should you sell before there's another shock and markets plunge again?"
    — Jessica Ettinger [00:18]

3. Historical Perspective on Market Crashes and Recovery

• CNBC Fast Money contributor Steve Grasso provides context using past crises:
  • Dot-com bubble: market fell 77%
  • Financial crisis: 57%
  • European debt crisis: 22%
  • COVID-19 pandemic: 34%
• Despite these drops, markets have always recovered to reach new highs.
  • Quote:

    "If you look at the overall market, ... dot com bubble, the market fell 77%. Financial crisis, the market fell 57%. ... Pandemic 34%. We're always higher. On average, the market increases by 10% a year historically."
    — Steve Grasso [00:26, 00:44]

• The enormous cost of missing just the 30 best days in 30 years:

  "If you've missed the 30 best days in the last 30 years, you've given back 83% of your performance."
  — Steve Grasso [00:53]

• Timely reminder:

  "It's not timing the market, it's time in the market."
  — Steve Grasso [00:58]

4. Expert Advice: Stay Consistent and Invest Early

• Ettinger distills the lesson:

  • Start investing early, regularly invest a portion of each paycheck, and avoid panic selling during downturns.
  • The path to wealth: get rich slowly with patience and consistency.

  "Financial experts say start investing early. Don't try to time the market. Just stay consistent with a little out of every paycheck going in. Resist the urge to sell when markets plunge and get rich slowly."
  — Jessica Ettinger [01:03]

• Ettinger concludes by directing listeners to more resources:

  • "Lots more on investing at cnbc.com"
    — Jessica Ettinger [01:12]

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Notable Quotes & Memorable Moments

• Steve Grasso cautions against market timing:
  "If you've missed the 30 best days in the last 30 years, you've given back 83% of your performance." [00:53]

• Classic investment wisdom reinforced:
  "It's not timing the market, it's time in the market." [00:58]

• Jessica Ettinger boils it down:
  "Resist the urge to sell when markets plunge and get rich slowly." [01:08]

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Important Segment Timestamps

• [00:00–00:18] — Market rebound overview and host's key question
• [00:26–00:58] — Steve Grasso on market history and statistics
• [01:03–01:12] — EIN distilled advice: start early, invest consistently
• (Advertising and disclosures follow after [01:12])

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Tone and Language

Throughout the episode, the tone is reassuring, practical, and grounded in personal finance best practices. The discussion is fact-based yet accessible, with the experts demystifying stock market volatility and promoting level-headed, long-term investing.

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Summary

This quick episode delivers a strong, data-backed recommendation: avoid trying to time the market, stay invested through ups and downs, and reap the proven long-term benefits of consistent stock market participation.

Transcript

[A]

With a CNBC YOU Money minute, I'm Jessica Ettinger. The stock market's been hitting record highs. Pretty big recovery from just a few months ago When President Trump's April 2nd Liberation Day tariff announcement led to a global market crash the next day. The US index has had their largest single day drops since 2020. But if you own stocks, should you sell before there's another shock and markets plunge again?

[B]

If you look at the overall market, if you look at it on a 30 year basis, the dot com bubble, the market fell 77%. Financial crisis, the market fell 57%. The European debt crisis 22% pandemic 34%.

[A]

That's CNBC fast Money contributor Steve Grasso.

[B]

We're always higher. On average, the market increases by 10% a year historically. So if you've missed the 30 best days in the last 30 years, you've given back 83% of your performance. So it's the old it's not. It's not timing the market is timing the market.

[A]

Financial experts say start investing early. Don't try to time the market. Just stay consistent with a little out of every paycheck going in. Resist the urge to sell when markets plunge and get rich slowly. Lots more on [e-mail] Jessica Ettinger, CNBC Hey, Fidelity, what's it cost to invest with the Fidelity app?

[C]

Start with as little as $1 with no account fees or trade commission on U.S. stocks and ETFs.

[A]

Hmm. That's music to my ears.

[C]

I can only talk.

[D]

Investing involves risk, including risk of loss. Zero account fees apply to retail brokerage accounts only. $0 commission applies to online US equity trades and ETFs and retail fidelity accounts. Sell order assessment fee not included. Some account types and securities excluded. [e-mail] commissions Fidelity Brokerage Services, LLC member NYSE, SIPC.