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In this video, Brian Parker explains a federal class action alleging that a hospital and debt collector attempted to collect more than $42,000 from a deceased patient's estate after insurance had already processed the medical claim, while also breaking down balance billing, debt validation rights, and key consumer protections.

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00:00 Intro
02:54 The Estate Bill
05:16 Two Rates
07:27 Core Allegation
09:00 The Letters
11:05 Class Claims
14:04 Defense Arguments
15:42 Patient Lessons
18:02 No Surprises Act

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