“Whom have I in heaven but you? And there is nothing on earth that I desire besides you.” — Psalm 73:25

We spend a lot of time chasing what we think will satisfy. More money. More security. More success. More possessions. But Jesus offers a radically different vision of abundance—one that cannot be measured by what we own.

In Luke 12, someone in the crowd approaches Jesus with what sounds like a practical financial request: “Teacher, tell my brother to divide the inheritance with me.” On the surface, it seems reasonable. Inheritance disputes were common, and rabbis were often asked to weigh in on such matters.

But Jesus doesn’t step into the legal details. Instead, He goes straight to the heart: “Take care, and be on your guard against all covetousness, for one’s life does not consist in the abundance of his possessions” (Luke 12:15).

That statement would have been startling then, and it’s still startling now.

The Lie of Possessions

Most of us would never say that our lives consist of what we own. But if we’re honest, we often live as if it does.

We may assume that more money will bring peace, more savings will remove fear, more success will secure our identity, or more stuff will satisfy the longing in our hearts.

But Jesus says abundance isn’t found there.

And notice His warning: “Be on your guard against all covetousness.” This is not only a temptation for the wealthy. Coveting can show up in any income bracket. It can surface when we envy someone else’s lifestyle, resent what we don’t have, obsess over what we want next, or place our hope in what money can do.

That’s why money issues are rarely just dollars-and-cents issues. They are heart issues.

Where True Abundance Is Found

If abundance is not found in possessions, where is it found?

Jesus answers that clearly in John 10:10: “I came that they may have life and have it abundantly.”

The abundant life is not something Jesus merely points to. It is something He brings. True abundance is found in an abiding relationship with Him.

That means abundance is deeper than circumstances. It is possible to have much and still be spiritually empty. It is also possible to have little and still be full of joy, peace, and security in God.

The Apostle Paul wrote, “I have learned in whatever situation I am to be content” (Philippians 4:11). His contentment was not rooted in favorable conditions. It was rooted in the sufficiency of Christ.

Psalm 23 paints the same picture: “The Lord is my shepherd; I shall not want.” In other words, when the Lord is your shepherd, your deepest needs are met in Him.

Possessions Are Gifts, Not Saviors

None of this means possessions are bad. The Bible never teaches that money or material things are evil in themselves. They can be gifts from God—tools for provision, generosity, hospitality, and blessing.

But they make terrible saviors.

That is why financial stewardship begins with worship. Before we ask, “How much should I save?” or “What should I invest in?” or “Can I afford this purchase?” we should ask a deeper question:

What am I looking to for life?

That question can reshape every financial decision we make.

A budget becomes more than a spreadsheet. It becomes a reflection of what we treasure. Saving becomes wise preparation, not a substitute for trust. Giving becomes an act of worship, not a threat to our happiness. Spending becomes more thoughtful because we are no longer chasing fulfillment in things. And success is redefined—not by accumulation, but by faithfulness.

Freedom in Christ

Maybe today you feel anxious because you haven’t reached the number you thought would bring peace. Maybe you feel discouraged because resources are limited. Or maybe you have achieved the goals you once believed would satisfy, only to discover they didn’t.

Jesus meets each of us with the same loving truth: your life does not consist in the abundance of possessions. It is found in Him.

And when Christ becomes your treasure, you are finally free—free from comparison, free from endless striving, free from the fear of not having enough, and free to steward what you have with gratitude, wisdom, and open hands.

That is true abundance.

Go Deeper

If you’d like to go deeper into this powerful teaching from Luke 12, we invite you to pick up a copy of Rich Toward God, our four-week study on the parable of the rich fool.

You can order yours today at FaithFi.com/Shop. And if you go through it with your church or small group, bulk discounts are available.

That’s FaithFi.com/Shop.

On Today’s Program, Rob Answers Listener Questions:

I make about $1,200 a month and may only have around $40 a month to invest. I don’t understand investing terms and feel stuck financially. Since Kingdom Advisors may cost money, how can I start investing wisely with just a small amount?
My daughter will be traveling through Europe for a few weeks this summer. Do you have a recommendation for travel insurance?
I have four or five credit cards I haven’t used in years, and I’m concerned about leaving those accounts open. What’s the safest way to close unused credit cards without causing problems?

Resources Mentioned:

Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God’s resources.

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