
This I Believe 19xx.xx.xx Floyd Cramer
Loading summary
A
This I believe. Floyd Kramer is a bank president. The son of an Arkansas farmer, he went to New York in 1927 to become a bank guard. He got lost on Wall street and wound up instead with a job at the New York Trust as a messenger boy. Fourteen years later, he organized the Washington Heights Federal Savings and Loan association in New York City. Here now is the creed of Floyd Kramer.
B
I was born in one of the southern states almost 40 years after the collapse of the Confederacy. As a child, I listened to many stories about the old south and how much better life was before the war. I heard much about a luxury that had faded. It seemed to me that everything my people had possessed had been taken away from them by cruel and misunderstanding enemies, generally referred to as the north or the Yankees. For several years I hated that enemy and couldn't possibly understand why it had invaded the land of my people and had deprived them of so much. This feeling remained with me until I grew old enough to think for myself. And as I grew older and thought more and more for myself, I began to realize that there was a little bit more to the story than I had learned. I came to understand American history a little better and the great issue that slavery had presented. In the middle of the last century, I saw the great figure of Abraham Lincoln walk across the stage of American history. I saw and felt the conflicting forces of civil war, the terrible passions aroused, the hatreds and the bloodshed of a people fighting itself. I saw and relived again a period when brother fought brother and a nation turned against itself. I was glad that all this had preceded me. But there were other things that I also saw, things that remained with my people and with me. These were the lingering animosities, the feelings of a defeated people which carried forward from generation to generation. There was the sectionalism still with us. But most of all, and worst of all, there was a helplessness of a people crying over spilt milk, milk that had been spilt more than 40 years before. The south had physically recovered more than it had recovered mentally. This troubled me. It troubled me because I could not understand it. I belonged to a new generation. The Civil War and all that followed, it was in the past. As a boy in my teens, I came to clearly believe that the whole south could resurrect itself almost immediately if its people could find the will to do so. As a man today, I am glad that this has largely happened and that it is continuing to happen before my very eyes. But out of all this, there came to me a fervent belief that I myself can create for myself whatever I want if I will it. Every individual seems to be imbued by his Creator with the power to do anything for himself that he wishes. The only requirement is that he believe that he can do it. There are always with us individuals, groups of individuals, in fact, whole nations steeped in despair because they like the will to lift themselves out of this despair. For myself, I have seen enough of life to convince me that this is true. I know many men and women today who have created for themselves a position in the world which they wanted because they have wanted it badly enough to put other things aside and to work for it. But their success is mostly due to the fact that they believed in themselves and believed in their ability to reach their goals. No amount of money or no other advantage can compensate for a lack of faith in one's own self. After all is said and done, the fact remains that I can reach in this life whatever goal I cherish if I believe that I can do so.
A
That was Floyd Kramer, a New York banker who has always fought for better interracial relations and is an active member of the Urban League.
Podcast Summary: Harold's Old Time Radio – "This I Believe 19xx.xx.xx Floyd Cramer"
Episode Overview
Title: This I Believe 19xx.xx.xx Floyd Cramer
Host: Harold's Old Time Radio
Release Date: April 30, 2025
Duration: Approximately 4 minutes and 11 seconds
Guest: Floyd Kramer, a prominent New York banker and advocate for interracial relations.
Introduction to Floyd Kramer The episode opens with Speaker A introducing Floyd Kramer, highlighting his remarkable journey from humble beginnings to becoming a respected bank president. Born as the son of an Arkansas farmer, Kramer's ambition led him to New York in 1927 with aspirations of becoming a bank guard. However, circumstances redirected his path when he lost his way on Wall Street and secured a position as a messenger boy at the New York Trust. Demonstrating resilience and leadership, Kramer eventually founded the Washington Heights Federal Savings and Loan Association in New York City after fourteen years in the banking sector.
Floyd Kramer's Personal Creed and Beliefs The core of the episode features Floyd Kramer's heartfelt reflection, presented by Speaker B. Kramer's narrative delves deep into his personal evolution, shedding light on his transformation from harboring resentment towards the North post-Civil War to embracing a broader understanding of American history and human potential.
Early Life and Resentment Toward the North Kramer's early years in the southern states were marked by stories glorifying the pre-war South and attributing its decline to the North, or "Yankees." This sentiment fostered a lingering hatred and confusion about the causes and consequences of the Civil War. As Kramer states at [00:35], “For several years I hated that enemy and couldn't possibly understand why it had invaded the land of my people and had deprived them of so much.”
Evolution of Understanding Over time, Kramer’s perspective shifted as he matured and sought a more nuanced understanding of history. He reflects on witnessing significant historical figures like Abraham Lincoln and the profound impact of the Civil War on national unity and personal identities. At [01:20], he shares, “I saw and felt the conflicting forces of civil war, the terrible passions aroused, the hatreds and the bloodshed of a people fighting itself.”
Lingering Animosities and Mental Recovery Despite the physical rebuilding of the South, Kramer observes that mental scars and old animosities persisted. He articulates this at [02:05]: “There was the sectionalism still with us. But most of all, and worst of all, there was a helplessness of a people crying over spilt milk... The south had physically recovered more than it had recovered mentally.”
Belief in Self-Empowerment A pivotal theme in Kramer's creed is the unwavering belief in individual potential. He emphasizes that personal success is attainable through self-belief and determination. As he passionately asserts at [03:00], “Every individual seems to be imbued by his Creator with the power to do anything for himself that he wishes. The only requirement is that he believe that he can do it.”
Observations on Success and Faith Kramer underscores that genuine success emanates from inner faith rather than external advantages. He notes, “[03:30] No amount of money or no other advantage can compensate for a lack of faith in one's own self.”
Conclusion of His Creed Summarizing his philosophy, Kramer confidently states at [04:00], “After all is said and done, the fact remains that I can reach in this life whatever goal I cherish if I believe that I can do so.”
Kramer's Advocacy and Legacy The episode concludes with Speaker A reiterating Floyd Kramer's contributions beyond his banking career. Kramer is recognized not only for his financial acumen but also for his active role in promoting better interracial relations and his commitment to the Urban League. This dual legacy positions him as both a financial leader and a social advocate dedicated to fostering unity and equality.
Key Takeaways
Resilience and Adaptation: Floyd Kramer's journey from a messenger boy to a bank president exemplifies the power of resilience and adaptability in achieving professional success.
Evolving Perspectives: Kramer's narrative illustrates the importance of evolving one's perspectives through education and self-reflection, moving beyond inherited prejudices to embrace a more comprehensive understanding of history and society.
Self-Belief as a Catalyst for Success: Central to Kramer's creed is the belief that self-confidence and determination are paramount in realizing one's goals, independent of external factors.
Commitment to Social Progress: Beyond his banking achievements, Kramer's dedication to improving interracial relations and his involvement with the Urban League highlight his commitment to societal progress and equity.
Notable Quotes
On Overcoming Resentment:
“For several years I hated that enemy and couldn't possibly understand why it had invaded the land of my people and had deprived them of so much.” – Floyd Kramer [00:35]
On Civil War Reflections:
“I saw and felt the conflicting forces of civil war, the terrible passions aroused, the hatreds and the bloodshed of a people fighting itself.” – Floyd Kramer [01:20]
On Mental Recovery of the South:
“There was the sectionalism still with us. But most of all, and worst of all, there was a helplessness of a people crying over spilt milk...” – Floyd Kramer [02:05]
On Self-Empowerment:
“Every individual seems to be imbued by his Creator with the power to do anything for himself that he wishes.” – Floyd Kramer [03:00]
On the Importance of Self-Belief:
“No amount of money or no other advantage can compensate for a lack of faith in one's own self.” – Floyd Kramer [03:30]
On Achieving Goals:
“After all is said and done, the fact remains that I can reach in this life whatever goal I cherish if I believe that I can do so.” – Floyd Kramer [04:00]
Conclusion This episode of Harold's Old Time Radio offers an insightful glimpse into the life and philosophy of Floyd Kramer, a man who not only climbed the ranks of the banking industry but also championed social change and personal empowerment. Through his reflections, listeners are inspired to overcome inherited prejudices, embrace self-belief, and contribute positively to society.