A record number of American student loan borrowers are in default — and some are making a calculated decision to leave the country entirely. This episode examines the real math: why the US federal loan apparatus cannot effectively reach borrowers living and earning abroad, the professional cost of carrying six-figure debt through every career decision you make, and what it means when the system produces record-level abandonment not from deadbeats but from employed professionals with degrees they used. The structural failure behind the numbers. Workplace Entanglement — weekly episodes on professional dynamics, financial power, and the invisible rules of working life.