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Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Katrina Fitten.

Purpose of the Interview

The interview aims to educate entrepreneurs—especially women business owners—on how to secure funding responsibly, avoid scams, and develop a strategic financial plan. It also highlights Katrina Fitten’s expertise as CEO/CFO of New Day for You Financial and her mission to help startups and small businesses access capital.

Key Takeaways

Funding Opportunities & Qualifications
- Katrina helps women business owners secure up to $100,000 in 100 days or less, with same-day approval and next-day funding.
- Basic qualifications include:
  - Credit score of 680+
  - Existing credit lines (at least $10,000)
  - A clear business mission and low-risk profile.
Avoiding Scams
- Beware of unsolicited emails/texts promising easy money.
- Do your homework:
  - Check companies on Better Business Bureau (BBB).
  - Look for testimonials and partnerships with reputable banks (e.g., Chase, American Express).
- Never share sensitive information without verifying legitimacy.
Importance of a Business Plan
- Funding is not free money—you need a strategic plan.
- Katrina calls it a “money mission”: know exactly how funds will be deployed.
- Without a plan, money disappears quickly, leading to debt and bad credit.
Family & Friends Lending
- Treat personal loans like business loans:
  - Have written agreements with terms, repayment schedule, and penalties.
  - Decide upfront if it’s a gift or a loan.
Services Offered by New Day for You Financial
- SBA loans, equipment loans, purchase order financing.
- Lines of credit and 0% interest credit cards (18–21 months).
- Credit card stacking for higher funding amounts.
- Credit restoration referrals for those with poor credit.
Success Story
- Example: A tax accountant secured $160,000 in less than a week due to strong credit, revenue history, and a solid business plan.

Notable Quotes

“If you don’t have a plan for your money, your money will have a plan—and you’ll look up and it’s gone.”
“We don’t want to be out here racking up good debt and then you’re not going to be responsible.”
“You have to vet companies. Go to BBB, Google them, and check their credibility.”
“If I give you money, I decide—is it a gift or a loan? There are rules to borrowing money.”
“We say if you don’t get anything, we don’t get paid.”

#SHMS #STRAW #BEST #AMI

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