Podcast
Reinventing Finance
Hosted by Nikolaus Sühr and Ronald Engel · EN
Reinventing Finance is a Podcast hosted by Nikolaus Sühr, CEO and Co-Founder of KASKO and Ronald Engel, CEO of VIG Platform Partners. This Podcast is for anyone who is interested in the current developments of the Insurtech, Insurance, Fintech and Finance market. Thought-provoking, entertaining and critical. Join us as we discover what some of the current industry leaders and decision makers are doing, the lessons they have learned, the main challenges and opportunities they identify, and how they see the current status of the Insurance and Finance industry.
23episodes
Episodes
Newest firstAll episodes
AI Replaces Management Before Leadership - Niels Van Quaquebeke, Professor at Kühne Logistics University, Distinguished Research Professor at University of Exeter | Eps.72 -Reinventing Finance Podcast
1w ago01:18:48Tap to summarizeIn this episode of the Reinventing Finance Podcast, KASKO CEO & Co-Founder Nikolaus Sühr and VIG Platform Partners CEO Dr. Ronald Engel speak with Niels Van Quaquebeke, Professor of Leadership and Organisational Behaviour at Kühne Logistics University and Distinguished Research Professor at the University of Exeter. They explore why AI adoption is ultimately a leadership challenge rather than a technology problem, and what happens when management, coordination, and organisational design become increasingly AI-enabled.Here are some of the key topics discussed in the episode:why most organisations still fail to extract consistent value from AI despite massive investmenthow AI exposes weaknesses in leadership, coordination, and organisational designwhat the “AI productivity paradox” means for insurers and knowledge-driven businesseswhy employees resist automation when leaders cannot articulate the future of workhow middle management roles may fundamentally change in AI-first organisationswhat parts of leadership AI can already augment, automate, or outperformwhy coordination and collective alignment may remain uniquely human leadership taskshow AI changes decision-making, judgment, and evidence-based managementwhat insurers can learn from AI-driven organisational redesign experimentswhy asking better questions may become more valuable than having all the answershow leaders can redesign workflows instead of running endless AI experimentswhat an “AI-first” operating model could mean for financial services firmsA thoughtful discussion on the future of leadership, management, and organisational design in an AI-enabled economy.____Reinventing Finance Podcast is a proud partner of ITC Europe 2026!📍Barcelona | 28-29 MayGet your ticket now and save 10% with code NVDR64https://europe.insuretechconnect.com(not combinable with other discounts)
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Embedded Insurance: Why Most Programmes Fail to Scale with Jordi Pagés, CEO & Co-Founder of Weecover | Eps.71 -Reinventing Finance Podcast
3w ago00:53:33Tap to summarizeIn this episode of the Reinventing Finance Podcast, KASKO CEO & Co-Founder Nikolaus Sühr and VIG Platform Partners CEO Dr. Ronald Engel speak with Jordi Pagés, CEO & Co-Founder of Weecover.Here are some of the key topics discussed in the episode:how embedded insurance can reduce friction in customer journeyswhy partner commitment is critical for activationwhat insurers often underestimate about distributionhow APIs and legacy systems can limit embedded modelswhy speed is an early signal of partner qualitywhat makes insurance products relevant at the point of salehow UX, pricing and communication affect attach rateswhy embedded insurance needs more than technologywhat MGAs and insurers should consider before building their own stackThe episode offers a practical view on what it takes to make embedded insurance work beyond the initial launch.____Reinventing Finance Podcast is a proud partner of ITC Europe 2026!📍Barcelona | 28–29 MayGet your ticket now and save 10% with code NVDR64https://europe.insuretechconnect.com(not combinable with other discounts)
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From Sponsorship to Social Impact in Insurance with Roger Peverelli, Author & Industry Expert | Eps.70 - The Reinventing Finance Podcast
Apr 2700:45:23Tap to summarizeKASKO CEO & Co-Founder Nikolaus Sühr and VIG Platform Partners CEO Dr. Ronald Engel speak with Roger Peverelli, Author, Lecturer in InsurTech Innovation and Former Co-Founder of Digital Insurance Agenda, about the untapped potential of football as a platform for social impact. Here are some of the key topics discussed in the episode:– how football creates social impact at scale through its universal appeal– why insurers overlook existing social initiatives despite heavy sponsorship spend– what differentiates CSR from marketing when aiming for genuine impact– how insurers can leverage existing football ecosystems instead of building their own initiatives– why awareness, not budget, is often the biggest barrier to action– how social impact initiatives influence employer attractiveness and talent acquisition– what insurers can learn from initiatives like the Homeless World Cup, led by Mel Young– how to balance personal passion with organisational continuity in CSR programmes– why exclusivity thinking limits social impact and collaboration increases outcomes– how leading insurers integrate sponsorship with social purpose effectively– what practical steps insurers can take to activate existing partnerships for impactThis episode offers a pragmatic perspective on how insurers can rethink sponsorship and CSR to achieve meaningful, scalable impact.Listen now!⚽ If you like football, we recommend checking out Roger Peverelli's new book called "Eleven Beautiful Goals - How Football Is Changing Lives"!____Reinventing Finance Podcast is a proud partner of ITC Europe 2026!📍Barcelona | 28–29 MayGet your ticket now and save 10% with code NVDR64(not combinable with other discounts)
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Insurance telematics strategy: From driver scoring to behavioural risk prevention - Harald Trautsch, Founder & CEO of Dolphin Technologies | Eps.69 - The Reinventing Finance Podcast
Feb 2601:01:02Tap to summarizeIn this episode of the Reinventing Finance Podcast, KASKO CEO & Co-Founder Nikolaus Sühr and VIG Platform Partners CEO Dr. Ronald Engel speak with Harald Trautsch, Founder & CEO of Dolphin Technologies.Here are some of the key topics discussed in the episode:– how telematics can move from post-accident response to predicting and preventing risk– why 25% of accidents happen within the first three minutes of a trip, and what insurers can do about it– how behavioural economics explains risky driving and how to counteract it– what makes telematics programmes fail after initial engagement fades– how to target the right customer segment instead of trying to “please everybody”– why communication consent and contextual messaging are the real foundations of modern insurance– how insurers can start with a low-cost pilot instead of a six-figure telematics rollout– what it means to monetise risk reduction and reward safer behaviour– how insurers can evolve from commodity and product thinking towards experience design– why the future of telematics must extend beyond the car into broader mobility and life contextsA strategic conversation for insurance leaders on how to connect data, behavioural science and communication to create measurable impact.
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How active cyber underwriting is reshaping European cyber insurance - Vincenz Klemm, CEO & Co-Founder of Baobab | Eps.68 - The Reinventing Finance Podcast
Feb 1900:54:18Tap to summarizeIn this episode of the Reinventing Finance Podcast, KASKO CEO & Co-Founder Nikolaus Sühr and VIG Platform Partners CEO Dr. Ronald Engel speak with Vincenz Klemm, CEO & Co-Founder of Baobab, about building a next-generation cyber MGA and what it really takes to underwrite digital risk. Here are some of the key topics discussed in the episode:– how Baobab evolved from a US insurtech success story to a European cyber MGA– why cyber insurance must integrate risk mitigation, not just risk transfer– what brokers need to actually sell cyber effectively in the mid-market– how to prove that “active cyber” prevention measurably reduces losses– why outside-in scanning alone is insufficient for robust underwriting– how accurate attack surface mapping improves speed and pricing– what NIS2 means for insurability and cyber investment across Europe– why rising cybersecurity spend does not reduce the need for risk transfer– how geopolitical tensions influence cyber risk awareness and demandA practical discussion on underwriting discipline, prevention technology and the future of cyber insurance for European SMEs and the mid-market.
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How AI Agents Are Transforming Insurance Claims Operations - Mark Chemaly & Christian Chemaly, Founders of Assista Pilot | Eps.67 - The Reinventing Finance Podcast
Jan 2801:00:35Tap to summarizeIn this episode of the Reinventing Finance Podcast, KASKO CEO & Co-Founder Nikolaus Sühr and VIG Platform Partners CEO Dr. Ronald Engel speak with Mark Chemaly, CEO & Co-Founder of Assista Pilot, and Christian Chemaly, CTO & Co-Founder of Assista Pilot. Here are some of the key topics discussed in the episode:– how AI agents differ from chatbots, RPA and traditional automation in insurance operations– what an AI agent actually is and how it takes action across systems– why claims is the most impactful starting point for agentic automation– how AI agents handle unstructured data from FNOL to decision-ready claims files– what insurers need to solve before they are truly “AI-agent ready”– how to combine deterministic systems, APIs and AI without replacing core platforms– why modular, layered implementations outperform large rip-and-replace projects– how to prioritise claims processes based on cost, customer experience and speed– what insurers often underestimate when moving from pilots to production– why voice and conversational claims journeys require a complete rethink of process designThe conversation offers a practical, experience-led view on how insurers, MGAs and TPAs can deploy AI agents in claims with measurable operational and customer impact, without over-engineering or unrealistic expectations.
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Inside the Rise of Gaming Insurance: Digital Risk, Gamer Behaviour and How Skins, Hardware and Accounts Are Insured - Sung Feng Wu, CEO of Avata | Eps.66 - The Reinventing Finance Podcast
Dec 1600:55:44Tap to summarizeIn this episode of the Reinventing Finance Podcast, KASKO CEO & Co-Founder Nikolaus Sühr and VIG Platform Partners CEO Dr. Ronald Engel speak with Sung Feng Wu, CEO of Avata. Here are some of the key topics discussed in the episode:– how insurers currently misunderstand digital risk, gamer behaviour, and the scale of the gaming economy– why gaming represents a mainstream, fast-growing multi-billion-euro market rather than a niche– how to think about insuring digital assets, skins, accounts and hardware, and what makes valuation and evidence easier than in the physical world– what digital communities expect from protection products and why language, credibility and cultural fit matter– how embedded distribution works in gaming ecosystems and why federations, marketplaces and events offer strong entry points– what drives B2B2C adoption, partner objections, and the actual timelines from first conversation to go-live– why the future of gaming insurance is parametric, automated and AI-driven, with instant, event-based payouts– what insurers can learn from gamer expectations around UX, transparency and community-centric product designA deep dive into one of the fastest-emerging risk categories, and what it reveals about the next generation of insurance customers.
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Building Trust and Value in the German Insurance Comparison Platform Market - Aljoscha Ziller, Managing Director of Verivox Versicherungsvergleich GmbH | Eps.65 - The Reinventing Finance Podcast
Dec 401:09:43Tap to summarizeIn this episode of the Reinventing Finance Podcast, KASKO CEO & Co-Founder Nikolaus Sühr and VIG Platform Partners CEO Dr. Ronald Engel speak with Aljoscha Ziller, Managing Director of Verivox Versicherungsvergleich GmbH. Here are some of the key topics discussed in the episode:– how Verivox Versicherungsvergleich GmbH as price comparison website (aggregator) positions itself within the German insurance market through trust, transparency and a holistic household-focused approach– how understanding “household economics” shapes Verivox Versicherungsvergleich GmbH multi-vertical strategy across insurance, energy, telco and banking– why Verivox Versicherungsvergleich GmbH avoids competing with insurers at the customer interface and focuses instead on triple-win partnerships– how online portfolios can be profitable despite high acquisition costs, and what mix of channels and products makes it viable– what claims insights mean for retention and how Verivox Versicherungsvergleich GmbH works with insurers to understand and influence portfolio quality– how personalisation, modular funnels and data-driven recommendations improve customer journeys– what role AI can play in supporting (rather than replacing) advisory functions in digital distribution– how behavioural triggers, upselling approaches and abandoned-cart measures can be used responsibly to support customer choice– what consolidation among European comparison portals means for competition and market entry– why trust, personalisation and long-term customer relationships would sit at the heart of a “reinvented” aggregator modelA deep dive into digital distribution, ecosystem strategy and the evolving future of online insurance comparison.
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Active Cyber Insurance & Systemic Risk - Kyle Bryant, Head of International Coalition | Eps.64 - The Reinventing Finance Podcast
Nov 2801:11:56Tap to summarizeIn this episode of the Reinventing Finance Podcast, KASKO CEO & Co-Founder Nikolaus Sühr and VIG Platform Partners CEO Dr. Ronald Engel speak with Kyle Bryant, Head of International at Coalition. Here are some of the key topics discussed in the episode:– how “active insurance” combines live internet scanning with underwriting to prevent claims, not just pay them– what signals actually predict loss (e.g., exposed VPNs, vulnerable perimeter devices, risky software)– why static questionnaires and industry/revenue rating miss real cyber exposure– how portfolio-level telemetry and honeypots cut noise and surface actionable alerts– why AI hasn’t yet spiked claims and what’s really driving frequency (BEC and funds transfer fraud)– how to think about systemic risk in the cloud and why some models overstate aggregation– what an intermediated-only go-to-market means for brokers and SME penetration– how Coalition Re/Helios gives reinsurers a bottoms-up technical view to attract smarter capacity– what to ask before buying cyber: exposure, risk appetite, and who you call on a bad day– how embedded services during the policy period reduce frequency without creating alert fatigue– why talent (not regulation) is the hardest part of international expansion and market entryA practical, no-hype conversation for insurers, MGAs and brokers on pricing, prevention and capacity in cyber.Listen in to find out more.
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How Warranty & Indemnity Insurance Is Transforming M&A - Jefferey Doran CEO Talos | Eps.63 - The Reinventing Finance Podcast
Oct 1000:59:38Tap to summarizeIn this episode of the Reinventing Finance Podcast, KASKO CEO & Co-Founder Nikolaus Sühr and VIG Platform Partners CEO Dr Ronald Engel speak with Jeff Doran, Co-Founder of Talos, an MGA specialising in transactional risk insurance. Doran discusses the evolution of the warranty and indemnity (W&I) insurance market and how technology is shaping its next phase.Key topics discussed include:➡️Origins of Talos: Founding story, mission, and growth as a tech-enabled multiline MGA.➡️Role of W&I Insurance: Supporting clean exits in M&A by reducing friction between buyers and sellers.➡️Market Awareness: Limited understanding remains a barrier; brokers play a role in expanding reach.➡️Buyer vs Seller Policies: Most W&I placements occur on the buy side to cover unknown risks.➡️Regional Comparison: Europe shows ~15% market penetration, with scope to expand into smaller M&A deals.➡️Claims Insights: High-severity claims linked to revenue and contract breaches; frequency varies by sector.➡️Underwriting Dynamics: W&I affects negotiation behaviour and the disclosure process in transactions.➡️Broker Collaboration: Brokers remain central to structuring policies and scaling distribution efficiently.➡️Technology in Underwriting: AI and data-driven platforms enhance speed, consistency, and scalability.➡️Private Equity Strategies: W&I supports buy-and-build models and streamlined due diligence processes.➡️Future Outlook: Continued digitisation, faster policy cycles, and focus on sustainable pricing across markets.The discussion highlights how W&I insurance continues to evolve, blending underwriting expertise with technology, broker partnerships, and data-driven efficiency to support a more agile M&A ecosystem.#Reinventingfinancepodcast #InsurTech #MGA #insurance #insuranceindustry #privateequity #PE #mergersandacquisitions #M&A #underwriting
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